Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
649 cars
1.4 2 Euro 5
86,000mi Manual Petrol 1.4L
£2,500
Lytham, Lancashire
from £52/pm
At this dealer in Lytham, Lancashire you will find the great price of only £2,500 on this Kia RIO with a 1.4 L petrol engine, manual transmission and 86,000 miles on the dash.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
1.25 Sr7
66,170mi Manual Petrol 1.2L
£5,998
Blackpool
from £126/pm
Available in the shade of white, this used RIO has 66,170 miles clocked up on the dash and comes equipped with a 1.2 LTR petrol engine with manual transmission.
3
60,500mi Auto Petrol 1.4L
£3,150
AYK Motors Ltd
from £66/pm
Featuring automatic transmission and a 1400cc petrol engine, this second hand hatchback is on the market in the shade of black with 60,500 miles on the dashboard.
1.0 T Gdi 48V 118 3 Dct
24,477mi Auto Petrol 1.0L
£13,450
Dunstable
from £282/pm
Now on offer and ready for you to take home is this RIO 1.0 T Gdi 48V 118 3 Dct with a 1000cc petrol motor and 24,477 miles on the dash.
Hatchback
59,086mi Manual
£4,258
Epping
from £89/pm
A bargain price of £4,258 from us at this dealer in Epping on this Kia RIO that is known as one of the most trustworthy cars on the market.
1.0 T-gdi 48V 3
63,000mi Manual Petrol 1.0L
£10,495
Peterborough
from £220/pm
The brilliant price of only £10,495 is currently being offered by our dealership in Peterborough on this Kia that has been designed to have reliability and trustworthiness in mind.
1.3 Sr7
33,606mi Manual Petrol 1.2L
£6,995
Doncaster
from £147/pm
Revered for its trustworthiness and dependability, this Kia RIO 1.3 Sr7 incorporates a 1.2 Ltr petrol engine and manual transmission. This dealership currently has this second hand model on offer which has 33,606 miles clocked-up on the dash and a white finish. It's available at the discount price of only £6,995 or through making monthly repayments starting from only £ per month.
1.3 2 2019
60,000mi Manual Petrol 1.2L
£6,995
Alloa
from £147/pm
The Kia RIO has been manufactured to be dependable and trustworthy and is amongst those rated in the top 20 for reliability. This second-hand one is currently available on the market from this dealer in the tone of white with a 1.2 litre petrol engine, manual transmission and 60,000 miles on the dash .
1.4 3 Euro 5
49,000mi Manual Petrol 1.4L
£4,799
Milton Keynes
from £101/pm
Possessing a 1.4 Ltr petrol motor and a manual gearbox, this very dependable RIO 1.4 3 Euro 5 is available for sale in grey with 49,000 miles clocked-up on the dash. This second-hand car is up for sale at £4,799 with manageable repayments commencing at around £ per month.
1.4 2 Euro 5
43,000mi Auto Petrol 1.4L
£5,998
Slough
from £126/pm
Check out the awesome price of only £5,998 on this like new, top ten, best-selling Kia RIO 1.4 2 Euro 5 with 43,000 miles clocked-up on the dashboard, a 1400cc petrol engine and automatic transmission.
1.4 Ecodynamics 3 Euro 6 Ss
66,952mi Manual Petrol 1.4L
£5,295
Stoke-on-Trent
from £111/pm
Painted in the shade of , this used Kia RIO is equipped with a 1400cc petrol motor with manual transmission and it has got 66,952 miles clocked up on the dash.
1.0 T Gdi 48V 118 3 Dct
11,897mi Auto Petrol 1.0L
£14,998
Kirkcaldy
from £315/pm
Featuring a 1.0l petrol engine with automatic transmission, this used RIO from this dealership in Kirkcaldy is available to drive away in a black finish and has 11,897 miles clocked up on the dashboard.
Hatchback 1.25 Sr7 Euro 6 201515
63,000mi Manual Petrol 1.2L
£4,790
Leeds
from £101/pm
Favoured for its trustworthiness and durability, this Kia RIO is equipped with a 1.2 Litre petrol motor and manual transmission. This second hand model has 63,000 miles clocked up on the dash and is available on the market in a yellow finish.
3 Auto
55,986mi Auto Petrol 1.4L
£7,795
Northampton
from £164/pm
Now available from this car dealership's showroom in Northampton is this Kia RIO 3 Auto which comes fitted with automatic transmission and a 1.4 LTR petrol engine.
T-gdi Mhev Gt-line S U1626 Ulez
62,244mi Manual Hybrid 1.0L
£11,299
in-abertillery-gwent
from £237/pm
Currently on display at this car dealer's showroom is this very reliable and trustworthy RIO T-gdi Mhev Gt-line S U1626 Ulez fitted with a manual transmission and 1.0 Ltr hybrid engine.
1.0 T-gdi Isg 2
9,000mi Manual Petrol 1.0L
£13,995
Peterborough
from £294/pm
Up for sale and available to take on a test drive is this Kia RIO 1.0 T-gdi Isg 2 in the tone of black; this second hand model has a 1000CC petrol motor with manual transmission and has 9,000 miles clocked up on the dashboard.
Hatchback 1.4 2 Euro 5 201313
85,821mi Manual Petrol 1.4L
£2,989
Tamworth
from £63/pm
Accounting for several factors, the Reliability Index collects data sourced from a vast number of insurance claims that are made by drivers each year. It looks at: cost, the amount the car fails and inconvenience and gives you a good overview of cars that are currently on the road. The Kia RIO is in the top 20 of the UK's reliability index and at this dealer you can buy this second hand model for only £2,989. That is already a really great price for this model and it's even better taking into account that it's less likely to leave you with a bill for repairs.
1 Air
77,829mi Manual Petrol 1.2L
£3,995
Northampton
from £84/pm
With manual transmission and a 1200 cc petrol motor, this second hand Kia RIO is currently available to buy in white with 77,829 miles on the clock.
1.4 2 Hatchback Euro 5 107 Bhp
75,600mi Auto Petrol 1.4L
£5,995
Southampton
from £126/pm
Available for viewing at this dealership located in the Southampton area is this RIO 1.4 2 Hatchback Euro 5 107 Bhp encompassing a petrol, 1400 CC engine and automatic gearbox. It's up for sale and ready for you to drive away in the shade of white with 75,600 miles clocked-up on the dashboard.
T-gdi 3
56,457mi Manual Petrol 1.0L
£8,499
Thatcham
from £178/pm
Available at our dealership in Thatcham is this RIO which is fitted out with a 1.0l petrol motor with manual transmission. It's on offer and ready for its new owner to take home in a white finish with 56,457 miles clocked up on the dash.
1.4 5dr
45,000mi Manual Petrol 1.4L
£2,995
BS Marson & Sons Ltd
from £63/pm
Be the new owner of this Kia RIO that incorporates a 1400 cc petrol motor and manual transmission. This second-hand model has 45,000 miles clocked-up on the dash.
1.25 1
50,695mi Manual Petrol 1.2L
£7,498
Paisley
from £157/pm
The Kia RIO is in the top 20 of the reliability index and you can buy this used one at this dealership for just £7,498.
1.4 2 Ipd
34,000mi Manual Petrol 1.4L
£2,950
Solihull
from £62/pm
A hatchback car manufactured by Kia to provide a higher standard of dependability and trustworthiness than most ordinary cars, it supplies you with a petrol 1.4L motor and manual transmission. This second hand model being offered by this dealer has 34,000mi clocked-up on the dashboard and a blue finish.
1.0 T-gdi 2 Euro 6 Ss
17,035mi Manual Petrol 1.0L
£13,697
Stirling
from £288/pm
On the market and ready for you to drive away is this RIO 1.0 T-gdi 2 Euro 6 Ss that has been engineered to have durability and trustworthiness in mind. It contains a 1.0 Ltr petrol engine and has got manual transmission. This second hand model currently on sale at this dealer in Stirling has a mere 17,035 mi on the dashboard and has been finished in white.
Purchasing a used Kia Rio using finance can be a savvy way to attain ownership without upfront costs. Here’s a structured guide to facilitate an informed decision on your vehicle financing journey.
1. Initial Steps
2. Financing Options
3. Vehicle Inspection and History
4. Price and Contract Management
5. Insurance Handling
6. Responsible Ownership and Maintenance
7. Future Preparation
Conclusion
Navigating through the financing of a used Kia Rio entails a meticulous approach, from selecting the right vehicle and choosing an appropriate finance option to ensuring fair pricing and maintaining responsible ownership. Employ this guide to navigate through each phase confidently and ensure a gratifying and economically sound vehicle financing experience.
As part of Kia's global lineup, the Rio has consistently proven itself as a reliable and practical compact car. In the UK, the Kia Rio offers a blend of modern design, fuel efficiency, and a suite of technology features that appeal to a wide range of buyers, especially those looking for an economical city car.
Key Features and Specifications
Popular Models in the UK The Kia Rio's versatility is showcased in its range of trims that cater to various preferences and budgets:
Want to find out everything about all RIO models, pros and cons, what to look out for and everything else you need to know? Check out our Kia RIO buying guide here.
Kia RIO data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 576 | £8,529 | 8 | 50,411 | 1,068 |
| Aberdeen City | 3 | £12,995 | 4 | 19,965 | 10 |
| Angus | 1 | £13,995 | 3 | 37,545 | 2 |
| Antrim | 1 | £12,799 | 3 | 6,836 | 3 |
| Ards | 1 | £13,390 | 3 | 10,098 | 4 |
| Armagh | 1 | £5,995 | 11 | 60,300 | - |
| Bedfordshire | 17 | £7,051 | 10 | 58,184 | 18 |
| Berkshire | 15 | £7,150 | 9 | 49,954 | 27 |
| Bristol | 3 | £5,163 | 11 | 65,595 | 17 |
| Bromley - Greater London | 2 | £14,495 | 8 | 11,700 | 3 |
| Buckinghamshire | 9 | £7,800 | 9 | 52,430 | 25 |
| Cambridgeshire | 28 | £9,756 | 7 | 42,638 | 32 |
| Cardiff | 2 | £11,919 | 4 | 16,641 | - |
| Carmarthenshire | 3 | £8,693 | 7 | 49,633 | 2 |
| Cheshire | 18 | £8,760 | 8 | 48,485 | 30 |
| City of Edinburgh | 9 | £7,536 | 10 | 48,025 | 9 |
| Clackmannanshire | 1 | £6,995 | 7 | 60,000 | - |
| Coleraine | 3 | £6,312 | 11 | 71,942 | 1 |
| Conwy | 1 | £14,695 | 3 | 28,539 | - |
| Cornwall | 2 | £11,349 | 5 | 35,311 | 1 |
| County Durham | 12 | £10,298 | 7 | 40,871 | 19 |
| Croydon - Greater London | 7 | £7,295 | 11 | 50,318 | 9 |
| Cumbria | 3 | £11,662 | 6 | 37,762 | 5 |
| Derbyshire | 10 | £6,516 | 9 | 62,166 | 40 |
| Devon | 10 | £8,113 | 8 | 53,779 | 25 |
| Dorset | 5 | £7,936 | 8 | 51,761 | 4 |
| Down | 1 | £10,995 | 6 | 26,000 | - |
| Dundee City | 1 | £5,690 | 11 | 64,568 | 7 |
| Dungannon | 2 | £6,998 | 7 | 71,400 | - |
| East Ayrshire | 2 | £8,149 | 8 | 69,878 | 2 |
| East Riding of Yorkshire | 1 | £13,180 | 4 | 36,707 | 3 |
| East Sussex | 4 | £10,747 | 6 | 40,908 | 8 |
| Essex | 17 | £9,263 | 7 | 49,699 | 19 |
| Falkirk | 1 | £9,995 | 7 | 47,900 | 5 |
| Fife | 10 | £11,065 | 6 | 31,287 | 12 |
| Flintshire | 1 | £3,000 | 15 | 88,643 | 1 |
| Glasgow City | 8 | £8,589 | 8 | 49,578 | 16 |
| Gloucestershire | 5 | £9,102 | 7 | 48,611 | 11 |
| Greater Manchester | 52 | £7,702 | 9 | 48,523 | 95 |
| Hampshire | 18 | £9,010 | 8 | 42,759 | 37 |
| Harrow - Greater London | 2 | £2,925 | 16 | 64,675 | 1 |
| Havering - Greater London | 4 | £9,501 | 7 | 36,698 | 7 |
| Hertfordshire | 10 | £9,993 | 6 | 38,789 | 36 |
| Highland | 3 | £11,828 | 6 | 28,343 | 6 |
| Hillingdon - Greater London | 6 | £5,262 | 10 | 76,908 | 8 |
| Hounslow - Greater London | 1 | £8,690 | 8 | 34,336 | 2 |
| Isle of Anglesey | 1 | £1,995 | 12 | 128,500 | - |
| Isle of Wight | 4 | £6,746 | 11 | 54,050 | 1 |
| Kent | 9 | £10,139 | 6 | 37,607 | 24 |
| Lancashire | 23 | £7,971 | 8 | 52,260 | 47 |
| Larne | 1 | £11,995 | 3 | 29,000 | - |
| Leicestershire | 6 | £5,587 | 11 | 70,450 | 19 |
| Lincolnshire | 14 | £8,013 | 8 | 48,588 | 17 |
| Lisburn | 1 | £5,990 | 10 | 70,000 | - |
| Merseyside | 4 | £8,684 | 8 | 30,174 | 19 |
| Moray | 1 | £5,998 | 10 | 68,827 | 3 |
| Neath Port Talbot | 1 | £7,495 | 9 | 70,077 | - |
| Newry and Mourne | 2 | £11,445 | 5 | 41,525 | - |
| Newtownabbey | 1 | £4,495 | 9 | 86,737 | 6 |
| Norfolk | 7 | £7,746 | 8 | 63,413 | 20 |
| North Ayrshire | 2 | £7,495 | 8 | 78,673 | 7 |
| North Lanarkshire | 4 | £3,845 | 13 | 69,424 | 5 |
| North Yorkshire | 9 | £10,440 | 6 | 36,814 | 27 |
| Northamptonshire | 6 | £8,578 | 8 | 54,463 | 19 |
| Northumberland | 2 | £9,099 | 7 | 45,263 | 3 |
| Nottinghamshire | 8 | £9,485 | 7 | 44,305 | 19 |
| Oxfordshire | 7 | £9,844 | 7 | 41,365 | 7 |
| Perth and Kinross | 1 | £13,995 | 3 | 8,873 | 3 |
| Renfrewshire | 4 | £13,498 | 5 | 26,779 | 6 |
| Rhondda Cynon Taf | 2 | £6,649 | 10 | 54,731 | 4 |
| Shropshire | 2 | £10,285 | 7 | 39,343 | 8 |
| Somerset | 5 | £9,194 | 7 | 42,168 | 6 |
| South Ayrshire | 1 | £8,499 | 6 | 37,806 | 1 |
| South Lanarkshire | 1 | £3,995 | 10 | 102,367 | 1 |
| South Yorkshire | 21 | £6,751 | 9 | 62,136 | 28 |
| Staffordshire | 11 | £9,833 | 7 | 35,948 | 12 |
| Stirling | 4 | £8,561 | 8 | 36,592 | 3 |
| Suffolk | 3 | £4,947 | 12 | 65,012 | 13 |
| Surrey | 6 | £8,496 | 8 | 53,895 | 17 |
| Sutton - Greater London | 1 | £8,490 | 7 | 34,000 | 2 |
| The Vale of Glamorgan | 2 | £3,625 | 12 | 92,958 | - |
| Tyne and Wear | 7 | £8,280 | 7 | 55,630 | 13 |
| Warwickshire | 3 | £6,565 | 10 | 71,669 | 2 |
| West Dunbartonshire | 1 | £3,295 | 13 | 68,779 | - |
| West Lothian | 2 | £9,748 | 6 | 39,106 | 7 |
| West Midlands | 24 | £7,833 | 9 | 51,651 | 57 |
| West Sussex | 5 | £10,946 | 6 | 37,275 | 12 |
| West Yorkshire | 32 | £8,141 | 8 | 48,805 | 44 |
| Wiltshire | 5 | £7,047 | 9 | 69,103 | 15 |
| Worcestershire | 4 | £6,946 | 10 | 63,738 | 9 |