Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
656 cars
1.4 3 Euro 6
70,100mi Auto Petrol 1.4L
£8,990
Uxbridge
from £189/pm
This dealer is currently advertising a marvellous price of just £8,990 for this RIO 1.4 3 Euro 6 that's been created with reliability and trustworthiness in mind. This particular model possesses a 1.4l petrol engine, automatic gearbox and has 70,100 miles on the clock.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2 Hatchback
64,600mi Auto Petrol 1.4L
£5,995
Blackburn
from £126/pm
Kia's RIO is in the top 20 of the UK's reliability index and you can buy this used one from this dealer for just £5,995. That is great value for this model, even more so if you factor in those possible savings in repair bills.
1.25 2 Euro 6 Ss
53,000mi Manual Petrol 1.2L
£8,295
Exeter
from £174/pm
Ranked among the top twenty, most reliable and trustworthy models in Great Britain, this RIO 1.25 2 Euro 6 Ss comes fitted with a 1.2 Litre petrol motor with manual transmission. This dealer currently has this second hand model in stock that has got 53,000 miles clocked-up on the dash.
1.4 2 Hatchback 6 Spd
51,033mi Auto Petrol 1.4L
£9,850
Stevenage
from £207/pm
Up for sale and ready for you to drive away - second hand RIO that features automatic transmission and a 1.4 litre petrol motor. Buy it at the incredible price of £9,850 from this dealer in Stevenage.
1.2 Dpi 2
23,677mi Manual Petrol 1.2L
£12,498
Warrington
from £262/pm
Are you considering buying a RIO? Then take a look at this second hand model, it comes fitted with manual transmission, a 1.2 litre petrol motor and has 23,677 miles on the dashboard.
1.0 T Gdi 118 Gt-line S
11,301mi Manual Petrol 1.0L
£12,995
Braintree
from £273/pm
For sale at the price of £12,995 or with the option to buy using credit with achievable repayments starting at £ pm, this yellow Kia has 11,301 miles clocked-up on the dash and comes fitted with a 1000 CC petrol engine and manual transmission.
1.0 T Gdi 3
54,855mi Manual Petrol 1.0L
£8,498
Edinburgh
from £178/pm
Combining several factors, the UK Reliability Index gathers the data based on a vast number of insurance claims which are made by motorists throughout each year. It looks at: rate of failure, inconvenience and price and gives you a comprehensive overview of all of the vehicles that are on the UK's roads. The Kia RIO is among the top twenty rated for reliability and this dealer in Edinburgh has this second hand model available to buy priced at just £8,498. That's a really great price for this model and even more so taking into account that it is less likely to leave you with an extra bill for repairs.
1.25 Sr7 Euro 6
65,609mi Manual Petrol
£4,795
Woking
from £101/pm
This RIO is ranked amongst the top 20, most trustworthy vehicles in Great Britain. It is equipped with a L petrol engine and manual transmission. This second hand model from this dealer comes finished in white and has 65,609 miles clocked up on the dash. Currently available for sale at the great price of only £4,795 or with the possibility to purchase on finance with achievable payments on offer starting at £ per month.
1.0 Rio Gt-line
74,700mi Manual 1.0L
£8,500
SVM Automotive
from £178/pm
On offer and ready for you to drive away today is this trusty RIO 1.0 Rio Gt-line that is ranked amongst the UK's top 20 reliability index. It comes fitted out with a 1.0L motor and manual transmission. This used one now up for sale at our dealership has 74,700 miles on the clock and has been finished in the tone of grey.
1.2 Dpi 2
5,241mi Manual Petrol 1.2L
£14,498
Glasgow
from £304/pm
On the market and ready for you to drive away today is this Kia RIO in a like new condition that incorporates a 1.2 LTR petrol engine and manual transmission. This used model now available from this dealership has just 5,241 miles clocked up on the dash.
1.0 T-gdi 2 Euro 6 Ss
11,505mi Manual Petrol 1.0L
£14,297
Stirling
from £300/pm
Revered for its reliability, this second hand car incorporates a 1.0 litre petrol motor and has manual transmission.
Hatchback 1.4 2 Euro 5 201212
86,000mi Manual Petrol 1.4L
£2,500
Lytham, Lancashire
from £52/pm
At this dealer in Lytham, Lancashire you will find the great price of only £2,500 on this Kia RIO with a 1.4 L petrol engine, manual transmission and 86,000 miles on the dash.
1.25 Sr7
66,170mi Manual Petrol 1.2L
£5,998
Blackpool
from £126/pm
Available in the shade of white, this used RIO has 66,170 miles clocked up on the dash and comes equipped with a 1.2 LTR petrol engine with manual transmission.
1.4 3
60,500mi Auto Petrol 1.4L
£3,150
AYK Motors Ltd
from £66/pm
Featuring automatic transmission and a 1400cc petrol engine, this second hand hatchback is on the market in the shade of black with 60,500 miles on the dashboard.
1.0 T Gdi 48V 118 3 Dct
24,477mi Auto Petrol 1.0L
£13,450
Dunstable
from £282/pm
Now on offer and ready for you to take home is this RIO 1.0 T Gdi 48V 118 3 Dct with a 1000cc petrol motor and 24,477 miles on the dash.
Hatchback
59,398mi Manual
£4,258
Epping
from £89/pm
A bargain price of £4,258 from us at this dealer in Epping on this Kia RIO that is known as one of the most trustworthy cars on the market.
1.0 T-gdi 48V 3
63,000mi Manual Petrol 1.0L
£10,495
Peterborough
from £220/pm
The brilliant price of only £10,495 is currently being offered by our dealership in Peterborough on this Kia that has been designed to have reliability and trustworthiness in mind.
Hatchback 1.3 Sr7 201666
33,606mi Manual Petrol 1.2L
£6,995
Doncaster
from £147/pm
Revered for its trustworthiness and dependability, this Kia RIO 1.3 Sr7 incorporates a 1.2 Ltr petrol engine and manual transmission. This dealership currently has this second hand model on offer which has 33,606 miles clocked-up on the dash and a white finish. It's available at the discount price of only £6,995 or through making monthly repayments starting from only £ per month.
1.3 2 2019
60,000mi Manual Petrol 1.2L
£6,995
Alloa
from £147/pm
The Kia RIO has been manufactured to be dependable and trustworthy and is amongst those rated in the top 20 for reliability. This second-hand one is currently available on the market from this dealer in the tone of white with a 1.2 litre petrol engine, manual transmission and 60,000 miles on the dash .
1.4 3 Euro 5
49,000mi Manual Petrol 1.4L
£4,799
Milton Keynes
from £101/pm
Possessing a 1.4 Ltr petrol motor and a manual gearbox, this very dependable RIO 1.4 3 Euro 5 is available for sale in grey with 49,000 miles clocked-up on the dash. This second-hand car is up for sale at £4,799 with manageable repayments commencing at around £ per month.
1.4 2 Euro 5
43,000mi Auto Petrol 1.4L
£5,998
Slough
from £126/pm
Check out the awesome price of only £5,998 on this like new, top ten, best-selling Kia RIO 1.4 2 Euro 5 with 43,000 miles clocked-up on the dashboard, a 1400cc petrol engine and automatic transmission.
1.4 Ecodynamics 3 Euro 6 Ss
66,952mi Manual Petrol 1.4L
£5,295
Stoke-on-Trent
from £111/pm
Painted in the shade of , this used Kia RIO is equipped with a 1400cc petrol motor with manual transmission and it has got 66,952 miles clocked up on the dash.
1.0 T Gdi 48V 118 3 Dct
11,897mi Auto Petrol 1.0L
£14,998
Kirkcaldy
from £315/pm
Featuring a 1.0l petrol engine with automatic transmission, this used RIO from this dealership in Kirkcaldy is available to drive away in a black finish and has 11,897 miles clocked up on the dashboard.
1.0 T-gdi Mhev 3 Hatchback Hybrid Dct E
10,700mi Auto Hybrid 1.0L
£16,495
Dudley
from £346/pm
A terrific price of £16,495 is being offered by our dealership in Dudley for this low mileage Kia in a splendid, like new condition. It is fitted out with a 1.0 litre hybrid engine with automatic transmission and it only has 10,700 miles clocked-up on the dashboard.
Purchasing a used Kia Rio using finance can be a savvy way to attain ownership without upfront costs. Here’s a structured guide to facilitate an informed decision on your vehicle financing journey.
1. Initial Steps
2. Financing Options
3. Vehicle Inspection and History
4. Price and Contract Management
5. Insurance Handling
6. Responsible Ownership and Maintenance
7. Future Preparation
Conclusion
Navigating through the financing of a used Kia Rio entails a meticulous approach, from selecting the right vehicle and choosing an appropriate finance option to ensuring fair pricing and maintaining responsible ownership. Employ this guide to navigate through each phase confidently and ensure a gratifying and economically sound vehicle financing experience.
As part of Kia's global lineup, the Rio has consistently proven itself as a reliable and practical compact car. In the UK, the Kia Rio offers a blend of modern design, fuel efficiency, and a suite of technology features that appeal to a wide range of buyers, especially those looking for an economical city car.
Key Features and Specifications
Popular Models in the UK The Kia Rio's versatility is showcased in its range of trims that cater to various preferences and budgets:
Want to find out everything about all RIO models, pros and cons, what to look out for and everything else you need to know? Check out our Kia RIO buying guide here.
Kia RIO data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 584 | £8,535 | 8 | 50,424 | 989 |
| Aberdeen City | 3 | £12,995 | 4 | 19,965 | 8 |
| Angus | 1 | £13,995 | 3 | 37,545 | 1 |
| Antrim | 1 | £12,799 | 3 | 6,836 | 2 |
| Ards | 1 | £13,390 | 3 | 10,098 | 4 |
| Armagh | 1 | £5,995 | 11 | 60,300 | - |
| Bedfordshire | 18 | £7,081 | 10 | 57,993 | 16 |
| Berkshire | 16 | £7,047 | 10 | 50,092 | 25 |
| Bristol | 3 | £5,163 | 11 | 65,595 | 16 |
| Bromley - Greater London | 2 | £14,495 | 8 | 11,700 | 3 |
| Buckinghamshire | 9 | £7,795 | 9 | 52,430 | 22 |
| Cambridgeshire | 29 | £9,825 | 7 | 41,782 | 28 |
| Cardiff | 2 | £11,919 | 4 | 16,641 | - |
| Carmarthenshire | 3 | £8,693 | 7 | 49,633 | 2 |
| Cheshire | 18 | £9,313 | 7 | 44,079 | 29 |
| City of Edinburgh | 10 | £7,632 | 10 | 48,708 | 9 |
| Clackmannanshire | 1 | £6,995 | 7 | 60,000 | - |
| Coleraine | 3 | £6,312 | 11 | 71,942 | 1 |
| Conwy | 1 | £14,695 | 3 | 28,539 | - |
| Cornwall | 2 | £11,349 | 5 | 35,311 | 1 |
| County Durham | 13 | £9,952 | 7 | 41,196 | 19 |
| Croydon - Greater London | 7 | £7,295 | 11 | 50,318 | 8 |
| Cumbria | 3 | £11,662 | 6 | 37,762 | 5 |
| Derbyshire | 10 | £6,516 | 9 | 62,166 | 36 |
| Devon | 10 | £7,723 | 9 | 56,763 | 24 |
| Dorset | 5 | £7,936 | 8 | 51,768 | 3 |
| Down | 1 | £10,995 | 6 | 26,000 | - |
| Dundee City | 1 | £5,690 | 11 | 64,568 | 6 |
| Dungannon | 2 | £6,998 | 7 | 71,400 | - |
| East Ayrshire | 2 | £8,149 | 8 | 69,878 | 2 |
| East Riding of Yorkshire | 1 | £13,180 | 4 | 36,707 | 2 |
| East Sussex | 3 | £11,664 | 6 | 36,211 | 9 |
| Essex | 18 | £9,471 | 7 | 47,583 | 17 |
| Falkirk | 1 | £9,995 | 7 | 47,900 | 4 |
| Fife | 10 | £11,065 | 6 | 31,287 | 9 |
| Flintshire | 1 | £3,000 | 15 | 88,643 | - |
| Glasgow City | 9 | £9,245 | 8 | 44,652 | 12 |
| Gloucestershire | 4 | £8,155 | 8 | 51,493 | 11 |
| Greater Manchester | 51 | £7,602 | 9 | 48,873 | 91 |
| Hampshire | 19 | £8,613 | 8 | 46,786 | 35 |
| Harrow - Greater London | 2 | £2,925 | 16 | 64,675 | 1 |
| Havering - Greater London | 3 | £9,783 | 5 | 43,574 | 8 |
| Hertfordshire | 12 | £9,739 | 6 | 41,478 | 35 |
| Highland | 3 | £11,828 | 6 | 28,343 | 6 |
| Hillingdon - Greater London | 7 | £5,795 | 9 | 75,936 | 6 |
| Hounslow - Greater London | 1 | £8,690 | 8 | 34,336 | 2 |
| Isle of Anglesey | 1 | £1,995 | 12 | 128,500 | - |
| Isle of Wight | 4 | £6,746 | 11 | 54,050 | 1 |
| Kent | 9 | £10,128 | 6 | 37,607 | 24 |
| Lancashire | 24 | £7,872 | 8 | 52,774 | 40 |
| Larne | 1 | £11,995 | 3 | 29,000 | - |
| Leicestershire | 6 | £5,587 | 11 | 70,450 | 18 |
| Lincolnshire | 14 | £8,013 | 8 | 48,588 | 17 |
| Lisburn | 1 | £5,990 | 10 | 70,000 | - |
| Merseyside | 4 | £8,684 | 8 | 30,174 | 16 |
| Moray | 1 | £5,998 | 10 | 68,827 | 3 |
| Neath Port Talbot | 1 | £7,495 | 9 | 70,077 | - |
| Newry and Mourne | 2 | £11,445 | 5 | 41,525 | - |
| Newtownabbey | 1 | £4,495 | 9 | 86,737 | 6 |
| Norfolk | 7 | £7,746 | 8 | 63,413 | 17 |
| North Ayrshire | 2 | £7,495 | 8 | 78,673 | 5 |
| North Lanarkshire | 4 | £3,845 | 13 | 69,424 | 4 |
| North Yorkshire | 7 | £10,899 | 6 | 29,438 | 28 |
| Northamptonshire | 6 | £8,578 | 8 | 54,463 | 18 |
| Northumberland | 2 | £9,099 | 7 | 45,263 | 3 |
| Nottinghamshire | 8 | £9,485 | 7 | 44,305 | 18 |
| Oxfordshire | 6 | £9,571 | 7 | 45,899 | 8 |
| Perth and Kinross | 1 | £13,995 | 3 | 8,873 | 3 |
| Renfrewshire | 4 | £13,498 | 5 | 26,779 | 6 |
| Rhondda Cynon Taf | 2 | £6,399 | 10 | 54,731 | 4 |
| Shropshire | 2 | £10,145 | 7 | 39,343 | 8 |
| Somerset | 5 | £9,194 | 7 | 42,168 | 5 |
| South Ayrshire | 1 | £8,499 | 6 | 37,806 | 1 |
| South Lanarkshire | 1 | £3,995 | 10 | 102,367 | 1 |
| South Yorkshire | 20 | £6,739 | 9 | 62,744 | 26 |
| Staffordshire | 11 | £9,833 | 7 | 35,948 | 12 |
| Stirling | 5 | £9,708 | 7 | 31,574 | 3 |
| Suffolk | 3 | £4,947 | 12 | 65,012 | 12 |
| Surrey | 7 | £7,967 | 8 | 55,569 | 16 |
| Sutton - Greater London | 1 | £8,490 | 7 | 34,000 | 2 |
| The Vale of Glamorgan | 2 | £3,625 | 12 | 92,958 | - |
| Tyne and Wear | 7 | £8,280 | 7 | 55,630 | 11 |
| Warwickshire | 2 | £6,548 | 12 | 71,272 | 3 |
| West Dunbartonshire | 1 | £3,295 | 13 | 68,779 | - |
| West Lothian | 2 | £9,748 | 6 | 39,106 | 7 |
| West Midlands | 26 | £8,375 | 8 | 51,113 | 51 |
| West Sussex | 6 | £9,997 | 7 | 41,422 | 10 |
| West Yorkshire | 32 | £8,118 | 8 | 49,055 | 41 |
| Wiltshire | 5 | £6,947 | 9 | 69,103 | 14 |
| Worcestershire | 4 | £6,946 | 10 | 63,738 | 9 |