Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
634 cars
1.0 T Gdi 48V 118 Gt-line S Dct
28,605mi Auto Hybrid 1.0L
£15,291
Doncaster
from £321/pm
Get behind the steering wheel of this hatchback for only £15,291. It has got 28,605 miles clocked-up on the dashboard and is fitted with a 1000 CC hybrid motor.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
1.2 1 Hatchback Euro 6 Ss 83
42,000mi Manual Petrol 1.2L
£6,995
Blackburn
from £147/pm
A hatchback vehicle created by Kia to give motorists a higher degree of dependability and a more reliable performance than most ordinary vehicles, it comprises of a petrol 1200 CC engine and manual gearbox. This dealership currently has this second hand model in stock that has 42,000 miles clocked-up on the dash.
1.3 Sr7
73,396mi Manual Petrol 1.2L
£4,495
Dunstable
from £94/pm
Advertised at the full price of £4,495 or with the option to buy using credit with manageable payments starting at £ per calendar month, this Kia has 73,396 miles clocked up on the dashboard and has a 1.2 ltr petrol motor with manual transmission.
1.0 T Gdi 48V 118 Gt-line S Dct
35,618mi Auto Petrol 1.0L
£14,998
Paisley
from £315/pm
For £14,998 you can get this used RIO 1.0 T Gdi 48V 118 Gt-line S Dct from this dealer incorporating a 1000 CC petrol motor with automatic transmission.
1.4 Isg 3
34,881mi Manual Petrol 1.4L
£8,395
Coulsdon
from £176/pm
On offer at our marvellous price of only £8,395 is this hatchback with manual transmission, a 1.4 l petrol engine and 34,881 miles clocked-up on the dash.
1.0 T Gdi 2
70,000mi Manual Petrol 1.0L
£7,995
Lincoln
from £168/pm
This hatchback is a model that is known as one of the most reliable models available. This dealer has a second hand one in stock that has 70,000 miles clocked-up on the dash and features a 1.0 L petrol motor.
1.0 T-gdi 2 Euro 6 S S
86,750mi Manual Petrol 1.0L
£6,099
Gateshead
from £128/pm
Now on display at this car dealership's showroom located in the Gateshead area - door RIO that's fitted with a manual transmission and 1.0 L petrol engine.
1.2L 2
20,630mi Manual Petrol 1.2L
£12,950
Nottingham
from £272/pm
Coming with a 1200 CC petrol motor and a manual transmission, this reliable RIO 1.2L 2 is available to buy in red with 20,630 miles on the dashboard.
1.4 Crdi 2
78,000mi Manual Diesel 1.4L
£7,450
Derry
from £156/pm
Available to view upon your request is this vehicle with 78,000 miles clocked up on the dashboard, manual gearbox and 1.4L diesel motor.
1.0 T Gdi 48V 118 Gt-line S Dct
25,574mi Auto Petrol 1.0L
£14,349
Stockton-on-Tees
from £301/pm
With 25,574 miles clocked-up on the dash and coming in the shade of white, this Kia comes fitted out with a 1.0 ltr petrol motor and automatic transmission.
1.2 2 Hatchback
55,982mi Manual Petrol 1.2L
£11,250
Godalming
from £236/pm
At the marvellous price of just £11,250 is this RIO which comes equipped with a 1.2L petrol motor and manual transmission. This second hand one available from this dealership in Godalming has been finished in the tone of white and has 55,982 miles clocked-up on the dash.
1.2 Dpi 2
31,965mi Manual Petrol 1.2L
£11,998
St Helens
from £252/pm
Up for sale and ready for its new owner to take home is this Kia RIO 1.2 Dpi 2 that has a high ranking for its trustworthiness. It is fitted with a 1.2 ltr petrol motor and it has manual transmission. This used one now in stock at our dealership has 31,965 miles clocked up on the dashboard and comes in black.
1.0 T Gdi 2
5,453mi Manual Petrol 1.0L
£14,677
Kia - Cardiff
from £308/pm
A remarkable price of only £14,677 is being offered by us at this dealer for this hatchback RIO 1.0 T Gdi 2 that is in an impeccable, like new condition. It is equipped with a 1.0 LTR petrol motor and has 5,453 miles clocked up on the dashboard. It's an excellent choice to make if you're looking for a vehicle which has been created with durability in mind.
Rio 1.4 Isg 3 Hatchback
57,902mi Manual Petrol 1.4L
£5,950
Nottingham
from £125/pm
The Kia RIO is in the top twenty of the UK's reliability index. At this dealer you can get this second hand Rio 1.4 Isg 3 Hatchback with manual transmission, a 1.4 ltr petrol engine and 57,902 miles on the dash.
1.0 T-gdi 3
71,000mi Manual Petrol 1.0L
£9,495
Peterborough
from £199/pm
Finished in , this RIO is fitted out with a 1.0 ltr petrol engine with manual transmission and has 71,000 miles clocked-up on the dash.
1.4 2 Hatchback 6 Spd Euro 6 98 B
73,137mi Auto Petrol 1.4L
£8,690
Leeds
from £182/pm
Be the new owner of this RIO that comes fitted out with a 1.4 L petrol engine and automatic transmission. This used one from this dealer has been finished in red and has 73,137 miles clocked-up on the dash.
1.4 2 Euro 6
18,028mi Auto Petrol 1.4L
£12,384
Hartlepool
from £260/pm
Become the new owner of this RIO that contains a 1.4 LTR petrol motor with automatic transmission. This second hand model currently available from this dealer has clocked up 18,028 miles.
1.0 T-gdi 48V 3
58,000mi Auto Petrol 1.0L
£13,295
Peterborough
from £279/pm
At this dealer you'll find the fantastic price of just £13,295 on this RIO with a 1000CC petrol motor, automatic transmission and 58,000 miles clocked-up on the dash.
1.25 1
34,762mi Manual Petrol 1.2L
£8,498
Liverpool
from £178/pm
Up for sale and ready for you to take home is this dependable RIO 1.25 1 which is one of Britain's top 10 most reliable models. It is fitted out with a 1.2 Ltr petrol engine and manual transmission. This second hand model now available at our dealership has only got 34,762 miles on the dashboard.
1.25 Vr7 Hatchback
26,000mi Manual Petrol 1.2L
£6,395
Reading
from £134/pm
Trustworthy and durable, Kia's RIO is in the top 20 of the United Kingdom's reliability index and this dealership in Reading currently has this used model for sale at £6,395.
1L 3
43,241mi Manual Petrol 1.4L
£6,990
Sheffield
from £147/pm
This used car features a 1400CC petrol engine with manual transmission and has got 43,241 miles clocked up on the dashboard.
3 Isg
76,000mi Manual Petrol 1.0L
£7,995
Millfield Motor Company
from £168/pm
This Kia RIO is fitted with a 1.0 LTR petrol motor with manual transmission and has 76,000 miles on the clock.
1.3L 1
56,887mi Manual Petrol 1.3L
£4,922
Rainham
from £103/pm
Respected for its trustworthiness and dependability, this Kia is equipped with a 1300cc petrol motor and it's got manual transmission. This second hand model from this dealer has 56,887 miles on the clock and is available on the market in a white finish.
Hatchback 1.25 1 Euro 5 201262
119,000mi Manual Petrol 1.2L
£1,990
Manchester
from £42/pm
This Kia RIO has 119,000 miles clocked up on the dash and contains a 1.2 litre petrol motor with manual transmission. First Registered in 2012, this RIO is currently on the market and ready for its new owner to drive home for £1,990.
Purchasing a used Kia Rio using finance can be a savvy way to attain ownership without upfront costs. Here’s a structured guide to facilitate an informed decision on your vehicle financing journey.
1. Initial Steps
2. Financing Options
3. Vehicle Inspection and History
4. Price and Contract Management
5. Insurance Handling
6. Responsible Ownership and Maintenance
7. Future Preparation
Conclusion
Navigating through the financing of a used Kia Rio entails a meticulous approach, from selecting the right vehicle and choosing an appropriate finance option to ensuring fair pricing and maintaining responsible ownership. Employ this guide to navigate through each phase confidently and ensure a gratifying and economically sound vehicle financing experience.
As part of Kia's global lineup, the Rio has consistently proven itself as a reliable and practical compact car. In the UK, the Kia Rio offers a blend of modern design, fuel efficiency, and a suite of technology features that appeal to a wide range of buyers, especially those looking for an economical city car.
Key Features and Specifications
Popular Models in the UK The Kia Rio's versatility is showcased in its range of trims that cater to various preferences and budgets:
Want to find out everything about all RIO models, pros and cons, what to look out for and everything else you need to know? Check out our Kia RIO buying guide here.
Kia RIO data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 559 | £9,047 | 7 | 48,013 | 1,121 |
| Aberdeen City | 3 | £12,665 | 3 | 32,656 | 10 |
| Angus | 2 | £11,995 | 5 | 33,347 | 5 |
| Antrim | 1 | £13,741 | 3 | 6,836 | 4 |
| Ards | 3 | £9,412 | 6 | 38,743 | 4 |
| Bedfordshire | 13 | £6,638 | 9 | 59,628 | 23 |
| Belfast | 1 | £5,990 | 10 | 70,000 | 2 |
| Berkshire | 12 | £6,067 | 10 | 59,642 | 29 |
| Blaenau Gwent | 1 | £11,699 | 5 | 34,993 | - |
| Bristol | 5 | £6,608 | 10 | 54,395 | 13 |
| Bromley - Greater London | 3 | £14,162 | 3 | 13,500 | 3 |
| Buckinghamshire | 8 | £7,673 | 9 | 65,563 | 22 |
| Cambridgeshire | 28 | £8,956 | 8 | 49,317 | 34 |
| Cardiff | 4 | £11,684 | 4 | 23,450 | 1 |
| Carmarthenshire | 4 | £8,694 | 7 | 48,129 | 1 |
| Cheshire | 10 | £9,975 | 7 | 41,293 | 35 |
| City of Edinburgh | 3 | £6,096 | 12 | 60,807 | 13 |
| City of London - Greater London | 3 | £7,015 | 10 | 58,133 | 2 |
| Coleraine | 3 | £7,478 | 9 | 58,205 | - |
| Conwy | 1 | £14,695 | 3 | 28,539 | - |
| Cookstown | 1 | £5,750 | 11 | 61,777 | 1 |
| Cornwall | 1 | £13,999 | 3 | 20,519 | 2 |
| County Durham | 16 | £9,696 | 7 | 44,173 | 20 |
| Croydon - Greater London | 10 | £8,046 | 10 | 48,999 | 9 |
| Cumbria | 4 | £9,495 | 7 | 48,822 | 5 |
| Derbyshire | 19 | £8,625 | 8 | 45,232 | 44 |
| Derry | 1 | £7,450 | 9 | 78,000 | 1 |
| Devon | 12 | £9,761 | 7 | 35,149 | 23 |
| Dorset | 4 | £9,447 | 7 | 40,392 | 8 |
| Down | 1 | £11,495 | 6 | 26,000 | - |
| Dundee City | 1 | £5,690 | 11 | 64,568 | 7 |
| Dungannon | 2 | £6,998 | 7 | 71,400 | - |
| East Ayrshire | 1 | £6,299 | 9 | 86,126 | 1 |
| East Riding of Yorkshire | 1 | £13,180 | 4 | 36,707 | 5 |
| East Sussex | 6 | £10,010 | 7 | 42,794 | 10 |
| Enfield - Greater London | 1 | £7,777 | 9 | 53,500 | 4 |
| Essex | 11 | £9,580 | 7 | 32,797 | 20 |
| Falkirk | 2 | £13,843 | 5 | 27,512 | 4 |
| Fife | 7 | £11,490 | 5 | 29,568 | 9 |
| Glasgow City | 7 | £10,083 | 7 | 43,302 | 18 |
| Gloucestershire | 4 | £9,008 | 8 | 45,770 | 11 |
| Greater Manchester | 48 | £7,697 | 9 | 50,114 | 95 |
| Gwynedd | 1 | £4,495 | 11 | 84,000 | - |
| Hampshire | 14 | £9,115 | 7 | 46,263 | 40 |
| Harrow - Greater London | 1 | £3,400 | 14 | 61,850 | 1 |
| Havering - Greater London | 8 | £9,049 | 7 | 41,255 | 3 |
| Hertfordshire | 12 | £9,280 | 7 | 41,510 | 30 |
| Highland | 4 | £10,372 | 7 | 38,447 | 6 |
| Hillingdon - Greater London | 4 | £5,248 | 10 | 74,677 | 8 |
| Hounslow - Greater London | 2 | £9,520 | 8 | 36,168 | 1 |
| Inverclyde | 1 | £13,998 | 3 | 17,459 | 2 |
| Isle of Wight | 4 | £6,871 | 11 | 55,088 | - |
| Kent | 7 | £7,221 | 10 | 47,007 | 26 |
| Lancashire | 20 | £7,910 | 8 | 50,662 | 51 |
| Larne | 1 | £11,995 | 3 | 29,000 | - |
| Leicestershire | 5 | £4,397 | 12 | 69,505 | 24 |
| Lincolnshire | 12 | £8,836 | 7 | 56,528 | 19 |
| Merseyside | 10 | £9,689 | 7 | 40,562 | 20 |
| Monmouthshire | 1 | £12,995 | 4 | 20,000 | - |
| Neath Port Talbot | 1 | £7,495 | 9 | 70,077 | 1 |
| Newport | 1 | £3,999 | 12 | 111,600 | 1 |
| Newry and Mourne | 1 | £15,894 | 3 | 21,050 | - |
| Norfolk | 8 | £7,870 | 8 | 62,521 | 23 |
| North Ayrshire | 2 | £7,495 | 8 | 78,173 | 6 |
| North Down | 1 | £3,995 | 12 | 90,140 | 1 |
| North Lanarkshire | 2 | £7,497 | 9 | 64,832 | 6 |
| North Yorkshire | 11 | £9,141 | 7 | 48,292 | 28 |
| Northamptonshire | 9 | £9,652 | 6 | 42,133 | 15 |
| Nottinghamshire | 7 | £11,036 | 5 | 33,198 | 18 |
| Oxfordshire | 7 | £8,983 | 8 | 51,793 | 5 |
| Perth and Kinross | 1 | £14,495 | 3 | 8,873 | 3 |
| Redbridge - Greater London | 1 | £10,931 | 6 | 37,521 | - |
| Renfrewshire | 5 | £14,998 | 3 | 18,193 | 5 |
| Rhondda Cynon Taf | 3 | £6,032 | 9 | 66,514 | 3 |
| Shropshire | 2 | £14,140 | 3 | 12,931 | 11 |
| Somerset | 4 | £7,332 | 12 | 42,203 | 5 |
| South Ayrshire | 1 | £8,499 | 6 | 37,806 | 1 |
| South Yorkshire | 17 | £6,618 | 10 | 64,644 | 40 |
| Staffordshire | 9 | £9,570 | 7 | 48,116 | 17 |
| Stirling | 2 | £7,898 | 10 | 36,339 | 4 |
| Suffolk | 1 | £12,495 | 3 | 17,364 | 15 |
| Surrey | 8 | £8,661 | 7 | 50,081 | 20 |
| Sutton - Greater London | 1 | £3,490 | 12 | 88,500 | 1 |
| The Vale of Glamorgan | 1 | £4,500 | 11 | 106,220 | - |
| Tyne and Wear | 8 | £8,368 | 7 | 51,319 | 11 |
| West Dunbartonshire | 1 | £3,295 | 13 | 68,779 | - |
| West Lothian | 3 | £14,098 | 3 | 6,246 | 6 |
| West Midlands | 24 | £7,825 | 8 | 55,682 | 66 |
| West Sussex | 6 | £12,981 | 4 | 26,981 | 13 |
| West Yorkshire | 28 | £7,919 | 8 | 53,474 | 41 |
| Wiltshire | 4 | £8,458 | 8 | 53,016 | 15 |
| Worcestershire | 4 | £6,579 | 10 | 64,182 | 11 |