Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
641 cars
1.0 T-gdi Gt-line Hatchback Euro
77,819mi Manual Petrol 1.0L
£7,800
Nuneaton
from £164/pm
Currently available to test-drive at our showroom in the Nuneaton area is this durable Kia that has a 1.0 l petrol motor, manual transmission and 77,819 miles on the dash
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
1.2 Dpi 2
54,227mi Manual Petrol 1.2L
£11,498
Stourbridge
from £241/pm
Put yourself in the driver's seat of this dependable Kia that is ranked as one of Britain's top 20 most reliable models. It is fitted with manual transmission and a 1200 cc petrol engine. This second hand one at this dealer in Stourbridge has done 54,227 miles and has been finished in grey.
Sr7
48,500mi Manual Petrol 1.2L
£5,990
Preston
from £126/pm
Calculating several elements, the UK Reliability Index collates data sourced from a large number of insurance claims which are filed by motorists throughout each year. It considers: price, inconvenience for the driver and the rate of failure and therefore provides you with a comprehensive guide of cars on the road today. The Kia RIO is amongst the top 20 rated for reliability and this dealer in Preston has this used Sr7 in stock for just £5,990. That's a bargain price for this model and even better if you're less likely to have to shell out for repairs.
1.3L 1
111,000mi Manual Petrol 1.3L
£2,491
FMC Swansea
from £52/pm
On offer and ready for its next owner to take home is this Kia RIO 1.3L 1 that contains a 1.3 Litre petrol motor with manual transmission. This second hand model available from this dealership in FMC Swansea has 111,000 miles on the dashboard and comes finished in the tone of white.
Hybrid
92,795mi Auto Hybrid 1.0L
£9,289
Hitchin
from £195/pm
This Kia has 92,795 miles clocked up on the dash and is equipped with a 1.0 litre engine. It runs on hybrid with automatic transmission and is available in the shade of .
2 Ecodynamics
54,790mi Manual Petrol 1.4L
£3,900
Darlington
from £82/pm
Available to view at this dealership in Darlington is this Kia RIO 2 Ecodynamics that consists of a petrol, 1.4 Litre engine and manual gearbox. It's on offer and ready for its next owner to drive away in the shade of silver with 54,790 miles clocked up on the dash.
1.2 Dpi 2
50,826mi Manual Petrol 1.2L
£10,595
Newtownards
from £222/pm
Available from this supplier's showroom located in the Newtownards area is this Kia that comes equipped with manual transmission and a 1.2 L petrol motor.
1.0 T Gdi 118 Gt-line
36,805mi Manual Petrol 1.0L
£10,998
Chesterfield
from £231/pm
Now offered by our dealership in Chesterfield, for the fantastic price of £10,998 is this low mileage Kia RIO with manual transmission and a 1.0 Ltr petrol engine.
1.0 T Gdi 48V 118 Gt-line S
46,559mi Manual Hybrid 1.0L
£11,699
Winsford
from £246/pm
A hatchback created by Kia offering motorists a higher level of reliability and trustworthiness than your average car. This particular Kia RIO comes in the shade of blue with a hybrid 1.0l motor, manual transmission and 46,559 miles clocked up on the dash.
1.3L 1
53,305mi Manual Petrol 1.3L
£5,795
Telford
from £122/pm
On offer at the brilliant price of only £5,795 is this Kia RIO 1.3L 1 which comes fitted out with a 1.3 ltr petrol engine and manual transmission. This second hand one comes finished in white and has 53,305 mi clocked-up on the dashboard.
1.25 Sr7 Hatchback
101,372mi Manual Petrol 1.3L
£3,495
Baldock Car Sales Ltd
from £73/pm
Durable and dependable, the Kia RIO is amongst those rated in the top 20 for reliability. This second-hand one at this dealer has 101,372 miles clocked-up on the dashboard and finished in the tone of red.
1 Air
95,600mi Manual Petrol 1.2L
£3,790
Wokingham
from £80/pm
Fitted with a 1.2 Ltr petrol motor and a manual gearbox, this very reliable and trustworthy RIO 1 Air is available for sale in white with 95,600 miles on the clock. This motor is up for sale at £3,790 with budget-friendly payments at hand starting at only £ per calendar month.
1.0 T Gdi 2
22,428mi Manual Petrol 1.0L
£13,998
Oldbury
from £294/pm
Up for sale and ready for its next owner to drive away - used RIO equipped with manual transmission and a 1000 CC petrol engine. At the incredible price of £13,998 from this dealer in the Oldbury area.
1.2 Dpi 2
16,753mi Manual Petrol 1.2L
£13,295
Oldham
from £279/pm
Ranked in the top twenty for its reliability and trustworthiness, this Kia RIO comes with manual transmission and a 1.2 Litre petrol engine. This second hand model has 16,753 miles clocked up on the dashboard and is currently available for sale in a blue finish.
1.1 Crdi Ecodynamics 2 Hatchback
89,153mi Manual Diesel 1.1L
£2,295
Premier Cars
from £48/pm
Go down to this dealership for a closer look at this manual Kia with a 1.1 l diesel engine and manual transmission. This second hand model in Premier Cars has 89,153 miles clocked up on the dash and is finished in black.
1.4 3 Euro 5
91,200mi Manual Petrol 1.4L
£3,000
Camberley
from £63/pm
On the market and ready for its new owner to drive away is this Kia RIO 1.4 3 Euro 5, it has manual transmission and a 1.4 Ltr petrol motor. This second hand model at this dealership priced at £3,000 has 91,200 miles clocked up on the dash and is finished in the tone of black.
1.3L 2
93,418mi Manual Petrol 1.3L
£6,995
Just Drive (South Wales) Ltd
from £147/pm
The Kia RIO is in the top twenty of the UK's reliability index and at this dealership in Just Drive (South Wales) Ltd you can get this second hand model with 93,418 miles on the clock, manual transmission and a 1.3 ltr petrol motor.
1.0 T Gdi 3
40,917mi Manual Petrol 1.0L
£10,250
Aberdeen
from £215/pm
On offer and ready for its new owner to take home is this dependable RIO which is one of the UK's top 20 most reliable models. It features a 1.0 LTR petrol motor and manual transmission. This second-hand model currently available from this dealer priced at £10,250 has 40,917 miles clocked-up on the dash and has a blue finish.
1.25 1 Euro 6 Ss
96,183mi Manual Petrol 1.2L
£4,995
Newbury
from £105/pm
This Kia RIO has a 1.2 litre petrol motor with manual transmission and it has got 96,183 miles clocked up on the dash. This particular used model from this dealer comes in the shade of black.
1.0 T-gdi 2 Euro 6 Ss
5,881mi Manual Petrol 1.0L
£14,749
Dunfermline
from £310/pm
This RIO 1.0 T-gdi 2 Euro 6 Ss has 5,881 miles clocked up on the dash and comes fitted out with a 1.0l motor. It runs on petrol with manual transmission and has been finished in the tone of grey.
1.0 T-gdi 2 Euro 6 Ss
6,200mi Manual Petrol 1.0L
£14,597
Stirling
from £306/pm
Coming in the shade of blue, this RIO 1.0 T-gdi 2 Euro 6 Ss contains a 1000 cc petrol motor with manual transmission and it has 6,200 miles clocked up on the dash.
1.0 T Gdi 2
15,648mi Manual Petrol 1.0L
£12,250
Dunstable
from £257/pm
Analysing several points, the Reliability Index collates data sourced from millions of pounds worth of insurance claims that are made throughout each year. Considering rate of failure, inconvenience for the driver and cost, it gives you a detailed overview of all of the cars on the UK's roads today. The Kia RIO is among those rated in the top 20 for reliability and this dealer currently has this used one for sale at just £12,250. That is a bargain for this particular model, even more so if you are less likely to have to fork out for repairs.
1.4 3
80,982mi Auto Petrol 1.4L
£2,495
A1 Car Shop
from £52/pm
A 1.4 L petrol engine and automatic transmission are just some of the qualities that this hatchback second hand car has to offer its driver.
1.0 T Gdi 118 Gt-line
20,221mi Manual Petrol 1.0L
£12,399
Castleford
from £260/pm
Painted in a grey finish, this hatchback RIO 1.0 T Gdi 118 Gt-line has 20,221 miles clocked-up on the dashboard and incorporates a 1.0 ltr petrol engine. First Registered in 2020, it is up for sale and ready for you to drive away for £12,399.
Purchasing a used Kia Rio using finance can be a savvy way to attain ownership without upfront costs. Here’s a structured guide to facilitate an informed decision on your vehicle financing journey.
1. Initial Steps
2. Financing Options
3. Vehicle Inspection and History
4. Price and Contract Management
5. Insurance Handling
6. Responsible Ownership and Maintenance
7. Future Preparation
Conclusion
Navigating through the financing of a used Kia Rio entails a meticulous approach, from selecting the right vehicle and choosing an appropriate finance option to ensuring fair pricing and maintaining responsible ownership. Employ this guide to navigate through each phase confidently and ensure a gratifying and economically sound vehicle financing experience.
As part of Kia's global lineup, the Rio has consistently proven itself as a reliable and practical compact car. In the UK, the Kia Rio offers a blend of modern design, fuel efficiency, and a suite of technology features that appeal to a wide range of buyers, especially those looking for an economical city car.
Key Features and Specifications
Popular Models in the UK The Kia Rio's versatility is showcased in its range of trims that cater to various preferences and budgets:
Want to find out everything about all RIO models, pros and cons, what to look out for and everything else you need to know? Check out our Kia RIO buying guide here.
Kia RIO data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 562 | £8,384 | 8 | 49,340 | 1,089 |
| Aberdeen City | 4 | £12,061 | 5 | 22,756 | 7 |
| Aberdeenshire | 1 | £11,000 | 3 | 21,452 | - |
| Angus | 1 | £13,995 | 3 | 37,545 | 2 |
| Ards | 3 | £10,003 | 6 | 34,202 | 4 |
| Bedfordshire | 13 | £7,879 | 9 | 53,761 | 22 |
| Berkshire | 14 | £6,703 | 9 | 56,467 | 31 |
| Bristol | 3 | £5,395 | 11 | 67,522 | 16 |
| Bromley - Greater London | 1 | - | 12 | 12,400 | 3 |
| Buckinghamshire | 5 | £6,578 | 10 | 60,634 | 30 |
| Cambridgeshire | 30 | £9,890 | 7 | 42,992 | 27 |
| Cardiff | 2 | £11,919 | 4 | 16,641 | - |
| Carmarthenshire | 1 | £10,290 | 5 | 68,400 | 4 |
| Cheshire | 20 | £9,055 | 7 | 45,847 | 31 |
| City of Edinburgh | 9 | £6,646 | 10 | 54,456 | 11 |
| Coleraine | 2 | £5,470 | 12 | 72,913 | 2 |
| Conwy | 1 | £14,695 | 3 | 28,539 | - |
| Cornwall | 2 | £11,349 | 5 | 35,311 | 1 |
| County Durham | 12 | £8,143 | 8 | 47,752 | 23 |
| Croydon - Greater London | 7 | £7,204 | 11 | 50,318 | 8 |
| Cumbria | 4 | £10,620 | 7 | 51,111 | 4 |
| Derbyshire | 15 | £8,685 | 8 | 47,192 | 40 |
| Devon | 8 | £8,246 | 8 | 46,691 | 26 |
| Dorset | 5 | £7,837 | 8 | 51,750 | 4 |
| Down | 1 | £10,995 | 6 | 26,000 | - |
| Dundee City | 1 | £5,690 | 11 | 64,568 | 5 |
| Dungannon | 2 | £6,998 | 7 | 71,400 | - |
| East Ayrshire | 1 | £5,999 | 9 | 86,126 | 3 |
| East Riding of Yorkshire | 1 | £13,180 | 4 | 36,707 | 1 |
| East Sussex | 4 | £10,247 | 7 | 36,019 | 8 |
| Essex | 17 | £10,204 | 7 | 38,734 | 22 |
| Falkirk | 1 | £9,995 | 7 | 47,900 | 4 |
| Fife | 10 | £11,083 | 6 | 34,454 | 13 |
| Glasgow City | 8 | £8,810 | 8 | 47,696 | 17 |
| Gloucestershire | 3 | £7,920 | 8 | 53,278 | 10 |
| Greater Manchester | 48 | £7,661 | 9 | 47,546 | 100 |
| Hampshire | 21 | £7,927 | 8 | 52,455 | 40 |
| Harrow - Greater London | 1 | £2,190 | 17 | 67,500 | 2 |
| Havering - Greater London | 3 | £11,225 | 5 | 23,578 | 8 |
| Hertfordshire | 14 | £11,030 | 5 | 36,937 | 36 |
| Hillingdon - Greater London | 5 | £5,325 | 9 | 76,466 | 9 |
| Hounslow - Greater London | 1 | £8,490 | 8 | 34,336 | 3 |
| Isle of Anglesey | 1 | £1,995 | 12 | 128,500 | - |
| Isle of Wight | 5 | £7,297 | 10 | 49,881 | 1 |
| Kent | 12 | £10,069 | 6 | 41,270 | 23 |
| Lancashire | 22 | £7,570 | 8 | 52,637 | 43 |
| Larne | 1 | £11,995 | 3 | 29,000 | - |
| Leicestershire | 5 | £4,031 | 12 | 79,245 | 19 |
| Lincolnshire | 9 | £9,218 | 6 | 44,486 | 22 |
| Lisburn | 1 | £5,990 | 10 | 70,000 | - |
| Merseyside | 3 | £9,128 | 7 | 28,540 | 19 |
| Midlothian | 1 | - | 9 | 26,100 | - |
| Moray | 1 | £13,495 | 3 | 43,972 | 4 |
| Neath Port Talbot | 1 | £7,495 | 9 | 70,077 | - |
| Newry and Mourne | 3 | £13,759 | 3 | 26,116 | 1 |
| Newtownabbey | 1 | £4,495 | 9 | 86,737 | 6 |
| Norfolk | 6 | £8,437 | 8 | 56,017 | 19 |
| North Ayrshire | 3 | £6,262 | 9 | 74,882 | 5 |
| North Lanarkshire | 5 | £6,416 | 10 | 51,918 | 5 |
| North Yorkshire | 7 | £11,685 | 5 | 26,285 | 28 |
| Northamptonshire | 4 | £10,471 | 7 | 34,211 | 21 |
| Northumberland | 2 | £9,099 | 7 | 45,263 | 3 |
| Nottinghamshire | 9 | £8,164 | 8 | 59,569 | 20 |
| Oxfordshire | 5 | £11,076 | 6 | 37,774 | 11 |
| Renfrewshire | 3 | £12,498 | 5 | 23,833 | 6 |
| Rhondda Cynon Taf | 2 | £6,399 | 10 | 55,021 | 4 |
| Scottish Borders | 1 | £10,599 | 5 | - | 1 |
| Shropshire | 5 | £8,185 | 9 | 44,085 | 9 |
| Somerset | 5 | £10,594 | 6 | 33,624 | 7 |
| South Ayrshire | 1 | £8,499 | 6 | 37,806 | 1 |
| South Lanarkshire | 1 | £4,295 | 10 | 102,367 | 1 |
| South Yorkshire | 18 | £7,018 | 9 | 64,432 | 31 |
| Staffordshire | 12 | £8,741 | 8 | 37,457 | 13 |
| Stirling | 4 | £10,010 | 7 | 30,979 | 5 |
| Suffolk | 5 | £5,726 | 11 | 65,540 | 11 |
| Surrey | 13 | £7,795 | 8 | 60,232 | 15 |
| Sutton - Greater London | 1 | £8,490 | 7 | 34,000 | 2 |
| The Vale of Glamorgan | 1 | £4,250 | 11 | 106,220 | 1 |
| Tyne and Wear | 5 | £9,162 | 7 | 51,118 | 12 |
| Warwickshire | 1 | £7,800 | 7 | 77,819 | 5 |
| West Dunbartonshire | 1 | £3,295 | 13 | 68,779 | - |
| West Lothian | 1 | £12,998 | 3 | 11,386 | 7 |
| West Midlands | 25 | £8,294 | 8 | 54,996 | 49 |
| West Sussex | 6 | £10,096 | 7 | 36,895 | 13 |
| West Yorkshire | 33 | £8,185 | 8 | 46,800 | 44 |
| Wiltshire | 5 | £6,335 | 9 | 75,176 | 14 |
| Worcestershire | 1 | £4,999 | 13 | 53,803 | 11 |