Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
661 cars
1.4 2
31,093mi Auto Petrol 1.4L
£9,481
Shipley
from £199/pm
This Kia is known as one of the most dependable and trustworthy models on the market. This second hand model, now available from this dealer has 31,093 miles clocked up on the dash and comes equipped with a 1.4 L petrol engine and automatic transmission.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
2
15,886mi Manual Petrol 1.0L
£13,990
Barnsley
from £294/pm
With a 1.0L petrol engine with manual transmission, this Kia RIO is finished in silver and has 15,886 miles clocked-up on the dash.
1.25 1 Air
39,290mi Manual Petrol 1.2L
£5,498
Kilmarnock
from £115/pm
This RIO is a vehicle that's been created with durability in mind. This dealer is selling a second hand one that has 39,290 miles clocked up on the dashboard and contains a 1.2L petrol engine with manual transmission.
1.0 T Gdi 2
7,900mi Manual Petrol 1.0L
£12,995
Rochdale
from £273/pm
This second hand RIO from this dealer has got 7,900 miles clocked up on the dashboard and comes fitted with a 1000 cc petrol engine with manual transmission.
1.25 Pulse
47,328mi Manual Petrol 1.3L
£7,999
Manchester
from £168/pm
At the marvellous price of only £7,999 is this hatchback which contains a 1.3 Ltr petrol engine with manual transmission. This second hand model has clocked-up 47,328 miles.
1.0 T Gdi 3 Hatchback
31,511mi Manual Petrol 1.0L
£9,295
Ashford
from £195/pm
At the fantastic price of only £9,295 is this RIO that comes equipped with a 1.0 LTR petrol engine and manual transmission. This second hand model currently available from this dealer has 31,511 mi clocked up on the dash and has been finished in the tone of red.
1.25 2 Euro 6 Ss
85,697mi Manual Petrol 1.3L
£6,495
West Drayton
from £136/pm
On offer and ready for its next owner to take home is this RIO that's been engineered with reliability and trustworthiness in mind. It comes equipped with a 1.3 Ltr petrol engine and has manual transmission. This second hand model at our dealership has clocked-up 85,697 miles and is finished in the tone of .
Vr7
128,500mi Manual 1.2L
£1,995
Llangefni
from £42/pm
The UK Reliability Index figure calculates: rate of failure, inconvenience caused and price. It's made up of data collected from a vast number of claims that are made throughout each year and shows you a comprehensive guide of cars on the UK's roads today. The Kia RIO is in the top twenty of Britain's Reliability Index and at this dealer you can pick up this used one for just £1,995. That is a really good deal for this model and even more so if there's less chance of having to fork out for repairs.
1.4 Domino
66,500mi Manual Petrol 1.4L
£1,499
Bristol
from £31/pm
The Kia RIO has been manufactured to be dependable and durable and is among those ranked in the top 20 for reliability. This second-hand one is available for sale from this dealer in the tone of black with a 1400cc petrol motor, manual transmission and 66,500 miles on the dash .
Hatchback 1.25 1 Air Euro 5 201414
77,300mi Manual Petrol 1.2L
£3,190
Shefford, Bedfordshire
from £67/pm
At this dealership there is a fantastic price on this second hand RIO 1.25 1 Air Euro 5 that’s got manual transmission, a 1.2 ltr petrol motor and 77,300 miles clocked up on the dashboard.
1.25 1 Euro 6 201565
47,300mi Manual Petrol 1.2L
£5,290
Oldham
from £111/pm
In the tone of red, this second hand car has 47,300 miles on the clock and has got a manual 1200 cc engine requiring petrol.
Graphite
123,270mi Manual Petrol 1.4L
£1,999
Biggleswade
from £42/pm
Favoured for its dependability and trustworthiness, this RIO is fitted out with manual transmission and a 1.4 Litre petrol motor. This dealership currently has this second hand model on offer that has got 123,270 miles clocked-up on the dash. It is available at the bargain price tag of only £1,999 or by making monthly payments starting at just £ per calendar month.
1.25 2 Euro 6
91,000mi Manual Petrol
£3,950
Uxbridge
from £83/pm
With a blue finish, this motor is fitted out with a l petrol engine with manual transmission and it has 91,000 miles on the dashboard.
1.3L 1
100,000mi Manual Petrol 1.3L
£3,249
Welwyn Garden City
from £68/pm
Painted in the shade of black, this vehicle features a 1.3 L petrol engine with manual transmission and has clocked up 100,000 miles.
1.25 1 Euro 6
55,589mi Manual Petrol 1.2L
£4,990
Oldham
from £105/pm
Would you like to be the new owner of a Kia RIO? Then consider this used one painted in white that’s got 55,589 mi on the clock, manual transmission and a 1200cc petrol motor.
1.25 2
48,617mi Manual Petrol 1.2L
£8,995
Northampton
from £189/pm
This car is currently on offer and ready for you to take home. It has 48,617 mi on the dash and features a 1200CC petrol engine.
1.4 3
99,410mi Manual Petrol 1.4L
£1,500
Worksop
from £31/pm
This second hand Kia from this dealer is equipped with a 1400 CC petrol engine with manual transmission and has 99,410 miles clocked up on the dash.
1.0 T-gdi 2 Euro 6 Ss
40,979mi Manual Petrol 1.0L
£8,999
Startin KIA - Warwick
from £189/pm
This RIO 1.0 T-gdi 2 Hatchback Euro 6 S is a model that is ranked as one of the most trustworthy and reliable cars around. This second hand one has 40,979 miles on the dash and is fitted with a 1.0 litre petrol engine with manual transmission.
1.25 2 Euro 5
95,300mi Manual Petrol 1.2L
£1,990
Birmingham
from £42/pm
On offer at our low price of only £1,990 is this Kia RIO 1.25 2 Euro 5, it has 95,300 miles clocked up on the dashboard and features a 1.2 L petrol motor.
1.0 T Gdi 2
8,811mi Manual Petrol 1.0L
£13,795
Scunthorpe
from £290/pm
Have a look at the remarkable price at this dealer for this used, low mileage hatchback with manual transmission, a 1000 cc petrol motor and 8,811 miles clocked-up on the dash.
1.25 Sr7 Hatchback
56,655mi Manual Petrol 1.3L
£5,250
Doune
from £110/pm
Thinking of buying a Kia? Then have a more in depth look at this second hand one from this dealer, it has 56,655 miles clocked-up on the dashboard and comes fitted with a 1.3 LTR petrol motor with manual transmission.
1.2 Dpi 2
49,588mi Manual Petrol 1.2L
£10,395
Northampton
from £218/pm
The great price of £10,395 is currently being offered by our dealership in Northampton on this RIO 1.2 Dpi 2 that has been designed with trustworthiness and durability in mind and is among those rated in the top twenty of Britain's reliability index.
1.0 T-gdi Mhev Gt-line S Euro 6 S S
26,700mi Manual Hybrid 1.0L
£14,490
Aylesbury
from £304/pm
Rated as one of the top 20, most durable and trustworthy vehicles in Great Britain, this hatchback is fitted out with a 1.0l hybrid motor and manual transmission. This dealer currently has this second hand model on offer that has 26,700 miles clocked up on the dash.
1.3L Sr7
54,615mi Manual Petrol 1.3L
£5,251
Nottingham
from £110/pm
Available for viewing at this dealer in the Nottingham area is this second hand car which has a 1.3 L petrol engine with manual transmission. It's on offer and ready for its new owner to drive away in a white finish with 54,615 miles clocked-up on the dash.
Purchasing a used Kia Rio using finance can be a savvy way to attain ownership without upfront costs. Here’s a structured guide to facilitate an informed decision on your vehicle financing journey.
1. Initial Steps
2. Financing Options
3. Vehicle Inspection and History
4. Price and Contract Management
5. Insurance Handling
6. Responsible Ownership and Maintenance
7. Future Preparation
Conclusion
Navigating through the financing of a used Kia Rio entails a meticulous approach, from selecting the right vehicle and choosing an appropriate finance option to ensuring fair pricing and maintaining responsible ownership. Employ this guide to navigate through each phase confidently and ensure a gratifying and economically sound vehicle financing experience.
As part of Kia's global lineup, the Rio has consistently proven itself as a reliable and practical compact car. In the UK, the Kia Rio offers a blend of modern design, fuel efficiency, and a suite of technology features that appeal to a wide range of buyers, especially those looking for an economical city car.
Key Features and Specifications
Popular Models in the UK The Kia Rio's versatility is showcased in its range of trims that cater to various preferences and budgets:
Want to find out everything about all RIO models, pros and cons, what to look out for and everything else you need to know? Check out our Kia RIO buying guide here.
Kia RIO data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 589 | £8,522 | 8 | 50,592 | 1,063 |
| Aberdeen City | 4 | £12,746 | 4 | 24,986 | 12 |
| Angus | 2 | £11,995 | 5 | 33,347 | 4 |
| Antrim | 2 | £8,745 | 8 | 39,418 | 4 |
| Ards | 1 | £13,495 | 3 | 10,098 | 6 |
| Armagh | 1 | £5,995 | 11 | 60,300 | - |
| Bedfordshire | 17 | £6,845 | 10 | 60,601 | 17 |
| Berkshire | 14 | £7,089 | 9 | 48,034 | 28 |
| Blaenau Gwent | 1 | £11,699 | 5 | 34,993 | - |
| Bristol | 5 | £3,974 | 13 | 63,616 | 15 |
| Bromley - Greater London | 3 | £14,162 | 3 | 13,500 | 2 |
| Buckinghamshire | 10 | £7,869 | 9 | 63,450 | 22 |
| Cambridgeshire | 27 | £9,327 | 8 | 48,212 | 31 |
| Cardiff | 2 | £12,069 | 4 | 16,641 | - |
| Carmarthenshire | 4 | £8,519 | 7 | 48,129 | 1 |
| Cheshire | 13 | £10,240 | 7 | 37,961 | 33 |
| City of Edinburgh | 6 | £7,256 | 10 | 47,909 | 10 |
| Coleraine | 4 | £7,608 | 9 | 61,154 | - |
| Conwy | 1 | £14,695 | 3 | 28,539 | - |
| Cornwall | 1 | £13,999 | 3 | 20,519 | 1 |
| County Durham | 16 | £9,909 | 7 | 42,615 | 21 |
| Croydon - Greater London | 7 | £7,394 | 11 | 50,318 | 12 |
| Cumbria | 4 | £9,495 | 7 | 48,822 | 5 |
| Derbyshire | 11 | £7,351 | 9 | 56,899 | 45 |
| Devon | 12 | £9,252 | 8 | 40,653 | 25 |
| Dorset | 5 | £8,757 | 8 | 45,362 | 7 |
| Down | 1 | £11,495 | 6 | 26,000 | - |
| Dundee City | 1 | £5,690 | 11 | 64,568 | 7 |
| Dungannon | 2 | £6,998 | 7 | 71,400 | - |
| East Ayrshire | 4 | £7,198 | 10 | 60,821 | - |
| East Riding of Yorkshire | 1 | £13,180 | 4 | 36,707 | 3 |
| East Sussex | 6 | £8,944 | 8 | 47,716 | 10 |
| Essex | 15 | £9,441 | 7 | 41,845 | 16 |
| Falkirk | 1 | £9,995 | 7 | 47,900 | 5 |
| Fife | 7 | £12,343 | 4 | 23,205 | 10 |
| Flintshire | 1 | £3,000 | 15 | 88,643 | 1 |
| Glasgow City | 8 | £9,083 | 8 | 46,619 | 19 |
| Gloucestershire | 5 | £9,295 | 7 | 45,811 | 11 |
| Greater Manchester | 56 | £7,926 | 9 | 47,632 | 97 |
| Hampshire | 14 | £8,702 | 8 | 47,143 | 39 |
| Harrow - Greater London | 1 | £3,450 | 14 | 61,850 | 1 |
| Havering - Greater London | 8 | £10,222 | 6 | 31,260 | 4 |
| Hertfordshire | 12 | £8,327 | 8 | 49,775 | 34 |
| Highland | 3 | £11,829 | 6 | 28,343 | 7 |
| Hillingdon - Greater London | 6 | £5,396 | 10 | 76,908 | 8 |
| Hounslow - Greater London | 2 | £9,570 | 8 | 36,168 | - |
| Inverclyde | 1 | £13,998 | 3 | 17,459 | 1 |
| Isle of Anglesey | 1 | £1,995 | 12 | 128,500 | - |
| Isle of Wight | 4 | £6,871 | 11 | 53,838 | 1 |
| Kent | 10 | £8,663 | 8 | 40,069 | 20 |
| Lancashire | 21 | £7,804 | 8 | 52,108 | 46 |
| Larne | 1 | £11,995 | 3 | 29,000 | - |
| Leicestershire | 5 | £4,657 | 11 | 73,378 | 21 |
| Lincolnshire | 13 | £9,194 | 7 | 52,858 | 15 |
| Lisburn | 1 | £5,990 | 10 | 70,000 | - |
| Merseyside | 5 | £9,336 | 7 | 26,780 | 19 |
| Neath Port Talbot | 1 | £7,495 | 9 | 70,077 | 1 |
| Newport | 1 | £3,999 | 12 | 111,600 | 1 |
| Newry and Mourne | 2 | £11,445 | 5 | 41,525 | - |
| Norfolk | 4 | £8,246 | 8 | 67,079 | 20 |
| North Ayrshire | 3 | £8,495 | 7 | 58,046 | 6 |
| North Down | 1 | £3,995 | 12 | 90,140 | - |
| North Lanarkshire | 4 | £6,271 | 10 | 68,668 | 4 |
| North Yorkshire | 13 | £10,286 | 6 | 41,354 | 24 |
| Northamptonshire | 11 | £9,746 | 6 | 44,558 | 14 |
| Northumberland | 1 | £3,399 | 13 | 81,144 | 3 |
| Nottinghamshire | 9 | £9,051 | 7 | 49,553 | 17 |
| Oxfordshire | 6 | £8,312 | 8 | 56,457 | 7 |
| Perth and Kinross | 1 | £14,495 | 3 | 8,873 | 3 |
| Renfrewshire | 5 | £13,298 | 4 | 26,440 | 6 |
| Rhondda Cynon Taf | 3 | £5,866 | 9 | 66,647 | 3 |
| Shropshire | 4 | £8,669 | 9 | 43,936 | 7 |
| Somerset | 4 | £6,244 | 10 | 63,140 | 5 |
| South Ayrshire | 1 | £8,499 | 6 | 37,806 | 1 |
| South Yorkshire | 20 | £6,524 | 10 | 65,758 | 30 |
| Staffordshire | 10 | £10,587 | 6 | 31,629 | 15 |
| Stirling | 2 | £6,024 | 10 | 50,325 | 3 |
| Suffolk | 3 | £7,353 | 8 | 63,380 | 16 |
| Surrey | 7 | £8,229 | 9 | 54,110 | 18 |
| Sutton - Greater London | 2 | £5,990 | 10 | 61,250 | 1 |
| The Vale of Glamorgan | 2 | £3,625 | 12 | 92,958 | - |
| Tyne and Wear | 6 | £8,120 | 7 | 54,900 | 11 |
| Warwickshire | 2 | £4,548 | 13 | 85,232 | 3 |
| West Dunbartonshire | 1 | £3,295 | 13 | 68,779 | - |
| West Lothian | 4 | £11,022 | 6 | 28,934 | 6 |
| West Midlands | 22 | £7,624 | 8 | 55,992 | 62 |
| West Sussex | 5 | £11,510 | 6 | 34,387 | 14 |
| West Yorkshire | 33 | £8,121 | 8 | 50,735 | 41 |
| Wiltshire | 3 | £8,412 | 8 | 48,688 | 15 |
| Worcestershire | 4 | £6,610 | 10 | 58,197 | 10 |