Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
635 cars
1.4 2 Euro 6
18,028mi Auto Petrol 1.4L
£12,384
Hartlepool
from £260/pm
Become the new owner of this RIO that contains a 1.4 LTR petrol motor with automatic transmission. This second hand model currently available from this dealer has clocked up 18,028 miles.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
1.25 1
34,762mi Manual Petrol 1.2L
£8,498
Liverpool
from £178/pm
Up for sale and ready for you to take home is this dependable RIO 1.25 1 which is one of Britain's top 10 most reliable models. It is fitted out with a 1.2 Ltr petrol engine and manual transmission. This second hand model now available at our dealership has only got 34,762 miles on the dashboard.
1.25 Vr7 Hatchback
26,000mi Manual Petrol 1.2L
£6,395
Reading
from £134/pm
Trustworthy and durable, Kia's RIO is in the top 20 of the United Kingdom's reliability index and this dealership in Reading currently has this used model for sale at £6,395.
1L 3
43,241mi Manual Petrol 1.4L
£6,990
Sheffield
from £147/pm
This used car features a 1400CC petrol engine with manual transmission and has got 43,241 miles clocked up on the dashboard.
3 Isg
76,000mi Manual Petrol 1.0L
£7,995
Millfield Motor Company
from £168/pm
This Kia RIO is fitted with a 1.0 LTR petrol motor with manual transmission and has 76,000 miles on the clock.
1.25 1 Euro 5
119,000mi Manual Petrol 1.2L
£1,990
Manchester
from £42/pm
This Kia RIO has 119,000 miles clocked up on the dash and contains a 1.2 litre petrol motor with manual transmission. First Registered in 2012, this RIO is currently on the market and ready for its new owner to drive home for £1,990.
1.2 Dpi 2 2020
13,917mi Manual Petrol 1.2L
£11,936
Stourbridge
from £251/pm
Available for viewing at our dealership in Stourbridge is this second hand car that offers a petrol, 1200cc engine and manual transmission. It's up for sale and ready for its next owner to drive away in a shade of blue with a mere 13,917 miles on the clock. It could be an excellent choice if you're searching for a vehicle which has been created to have reliability in mind.
1.0 T Gdi 118 Gt-line S 2020
43,040mi Manual Petrol 1.0L
£10,682
Stourbridge
from £224/pm
This Kia is rated as one of the most dependable and trustworthy cars around. This second hand model, available from this dealer is fitted with a 1000 cc petrol motor with manual transmission and has 43,040 mi clocked up on the dash.
1.0 T-gdi 48V 3
58,000mi Auto Petrol 1.0L
£13,295
Peterborough
from £279/pm
At this dealer you'll find the fantastic price of just £13,295 on this RIO with a 1000CC petrol motor, automatic transmission and 58,000 miles clocked-up on the dash.
1.0 T-gdi Gt-line S Euro 6 Ss
86,327mi Manual Petrol 1.0L
£7,795
Oldham
from £164/pm
This hatchback used car features a 1.0 Ltr petrol engine with manual transmission and it has got 86,327 mi clocked up on the dash.
1.4 Crdi Ecodynamics 2 Euro 6 Ss
98,225mi Manual Diesel 1.4L
£3,995
Bradford
from £84/pm
A fabulous price of only £3,995 from this dealer in Bradford for this Kia RIO that's listed amongst Britain's top 20, most durable and trustworthy motors.
1.0 T Gdi 2 Dct
41,405mi Auto Petrol 1.0L
£11,376
Birchwood Kia Washington
from £239/pm
Available to drive away today is this Kia RIO that has a 1000CC petrol motor with automatic transmission. At the great price of only £11,376 and affordable repayments at hand starting out at only £ per calendar month.
1.25 Sr7 Hatchback Euro 6 84 Bh
76,181mi Manual Petrol 1.2L
£4,800
Ascot
from £101/pm
Respected for its reliability and trustworthiness, this motor comes equipped with a 1.2 ltr petrol engine and manual transmission.
1.25 1 Euro 6 S S
73,100mi Manual Petrol 1.3L
£5,795
Norwich
from £122/pm
Painted in the tone of white, this used car has 73,100 miles on the clock and contains a manual 1.3l engine requiring petrol.
1.25 1 Euro 6 Ss
19,500mi Manual Petrol 1.2L
£8,495
South Molton
from £178/pm
On the market and ready for you to drive away is this Kia that is known as one of the most dependable motors around. It comes fitted with manual transmission and a 1.2 Ltr petrol engine. This used model currently up for sale at our dealership in South Molton has done 19,500 miles and comes in the shade of white.
1.1 Crdi Ecodynamics 2 Euro 5 Ss
82,550mi Manual Diesel 1.1L
£2,490
Radcliffe
from £52/pm
Trustworthy and dependable, the Kia RIO is in the top 20 of Britain's reliability index, this second hand 2 currently available at this dealer has a 1100CC diesel engine with manual transmission. It's on offer at the terrific price of only £2,490 or with the option to buy using finance with manageable repayments at hand beginning at only £ monthly.
1.1 Rio Sr7 Isg Crdi
10,952mi Manual Diesel
£7,450
Derby
from £156/pm
This trusty Kia has got 10,952 miles on the clock and comes fitted out with a ltr diesel engine and manual transmission. Grab the chance right now to buy this second-hand model from this dealer that is offered at only £7,700.
1.25 Sr7 Hatchback
37,535mi Manual Petrol 1.2L
£6,989
Baldock
from £147/pm
On offer and ready for its next owner to drive away is this durable Kia RIO 1.25 Sr7 Hatchback which is ranked as one of Britain's top 20 most reliable vehicles. It is fitted out with a 1200 CC petrol motor and manual transmission. This used model from us at this dealer has only got 37,535 miles on the clock and comes in the shade of white.
1.25 2 Hatchback Euro 6 Ss 8
37,721mi Manual Petrol 1.2L
£8,793
Weston-super-Mare
from £185/pm
This Kia RIO 1.25 2 Hatchback Euro 6 Ss 8 has been created with durability and trustworthiness in mind. This dealer is selling this second hand model that has got 37,721 miles clocked up on the dash and is equipped with a 1200cc petrol motor with manual transmission.
2015 15 1.25 Sr7 Hatchback Euro
84,000mi Manual Petrol 1.2L
£4,495
Bangor
from £94/pm
On the market and ready for its next owner to take home is this Kia RIO 2015 15 1.25 Sr7 Hatchback Euro which comes fitted with manual transmission and a 1.2 L petrol motor. This second-hand model at this dealer is available at the outstanding price of only £4,495, comes in white and has clocked up 84,000 miles.
2 Ecodynamics
59,180mi Manual Petrol 1.4L
£3,995
Hatfield
from £84/pm
Finished in the tone of silver, this 1.4 litre petrol RIO with manual transmission is currently available to take out on a test drive.
1.4 3 Hatchback 6 Spd
45,574mi Auto Petrol 1.4L
£11,127
Boston
from £234/pm
Get behind the wheel of this Kia RIO Rio for just £11,127. It has 45,574 miles on the dash and is fitted with a 1.4 Ltr petrol engine with automatic transmission.
1.2 1 Hatchback
44,735mi Manual Petrol 1.2L
£8,795
Braintree
from £185/pm
On offer and ready for its next owner to drive away today is this Kia RIO 1.2 1 Hatchback which is equipped with a 1.2 Ltr petrol motor and manual transmission. This second hand model at this dealer in Braintree has done 44,735 miles.
T-gdi 2
32,894mi Manual Petrol 1.0L
£11,795
Leighton Buzzard
from £248/pm
Finished in the tone of silver, this hatchback Kia RIO T-gdi 2 comes equipped with manual transmission, a 1000CC petrol motor and has 32,894 miles clocked up on the dash.
Purchasing a used Kia Rio using finance can be a savvy way to attain ownership without upfront costs. Here’s a structured guide to facilitate an informed decision on your vehicle financing journey.
1. Initial Steps
2. Financing Options
3. Vehicle Inspection and History
4. Price and Contract Management
5. Insurance Handling
6. Responsible Ownership and Maintenance
7. Future Preparation
Conclusion
Navigating through the financing of a used Kia Rio entails a meticulous approach, from selecting the right vehicle and choosing an appropriate finance option to ensuring fair pricing and maintaining responsible ownership. Employ this guide to navigate through each phase confidently and ensure a gratifying and economically sound vehicle financing experience.
As part of Kia's global lineup, the Rio has consistently proven itself as a reliable and practical compact car. In the UK, the Kia Rio offers a blend of modern design, fuel efficiency, and a suite of technology features that appeal to a wide range of buyers, especially those looking for an economical city car.
Key Features and Specifications
Popular Models in the UK The Kia Rio's versatility is showcased in its range of trims that cater to various preferences and budgets:
Want to find out everything about all RIO models, pros and cons, what to look out for and everything else you need to know? Check out our Kia RIO buying guide here.
Kia RIO data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 562 | £8,953 | 8 | 48,836 | 1,103 |
| Aberdeen City | 3 | £12,665 | 3 | 32,656 | 10 |
| Angus | 2 | £11,995 | 5 | 33,347 | 5 |
| Antrim | 1 | £13,899 | 3 | 6,836 | 4 |
| Ards | 3 | £6,030 | 9 | 70,043 | 3 |
| Bedfordshire | 13 | £7,052 | 9 | 58,390 | 22 |
| Belfast | 1 | £5,990 | 10 | 70,000 | 2 |
| Berkshire | 12 | £6,542 | 10 | 52,713 | 28 |
| Blaenau Gwent | 1 | £11,699 | 5 | 34,993 | - |
| Bristol | 4 | £6,962 | 10 | 58,519 | 13 |
| Bromley - Greater London | 3 | £14,162 | 3 | 13,500 | 3 |
| Buckinghamshire | 7 | £6,976 | 10 | 69,619 | 22 |
| Cambridgeshire | 26 | £8,993 | 8 | 50,540 | 34 |
| Cardiff | 4 | £11,684 | 4 | 23,450 | 1 |
| Carmarthenshire | 4 | £8,694 | 7 | 48,129 | 1 |
| Cheshire | 13 | £9,154 | 7 | 43,487 | 32 |
| City of Edinburgh | 3 | £6,096 | 12 | 60,807 | 13 |
| City of London - Greater London | 3 | £7,015 | 10 | 58,133 | 2 |
| Coleraine | 3 | £7,478 | 9 | 58,205 | - |
| Conwy | 1 | £14,695 | 3 | 28,539 | - |
| Cornwall | 1 | £13,999 | 3 | 20,519 | 2 |
| County Durham | 16 | £9,612 | 8 | 43,701 | 19 |
| Craigavon | 1 | £5,490 | 10 | 78,785 | - |
| Croydon - Greater London | 10 | £8,230 | 10 | 52,211 | 8 |
| Cumbria | 4 | £9,495 | 7 | 48,822 | 5 |
| Derbyshire | 17 | £8,326 | 8 | 47,172 | 45 |
| Devon | 11 | £10,167 | 7 | 31,435 | 23 |
| Dorset | 4 | £9,447 | 7 | 40,392 | 8 |
| Down | 1 | £11,495 | 6 | 26,000 | - |
| Dundee City | 1 | £5,690 | 11 | 64,568 | 7 |
| Dungannon | 2 | £6,998 | 7 | 71,400 | - |
| East Ayrshire | 1 | £6,299 | 9 | 86,126 | 1 |
| East Riding of Yorkshire | 1 | £13,180 | 4 | 36,707 | 5 |
| East Sussex | 6 | £10,010 | 7 | 42,794 | 10 |
| Enfield - Greater London | 1 | £7,495 | 9 | 53,500 | 4 |
| Essex | 12 | £9,037 | 7 | 37,980 | 19 |
| Falkirk | 3 | £10,602 | 7 | 45,443 | 3 |
| Fife | 6 | £11,473 | 5 | 31,075 | 9 |
| Glasgow City | 7 | £10,118 | 7 | 43,302 | 18 |
| Gloucestershire | 4 | £9,008 | 8 | 45,770 | 11 |
| Greater Manchester | 48 | £7,619 | 9 | 50,830 | 95 |
| Gwynedd | 1 | £4,495 | 11 | 84,000 | - |
| Hampshire | 14 | £9,122 | 7 | 46,263 | 40 |
| Harrow - Greater London | 1 | £3,400 | 14 | 61,850 | 1 |
| Havering - Greater London | 8 | £9,075 | 7 | 41,255 | 3 |
| Hertfordshire | 13 | £9,250 | 7 | 43,218 | 29 |
| Highland | 3 | £9,597 | 8 | 45,289 | 6 |
| Hillingdon - Greater London | 4 | £5,248 | 10 | 74,677 | 8 |
| Hounslow - Greater London | 2 | £9,520 | 8 | 36,168 | 1 |
| Inverclyde | 1 | £13,998 | 3 | 17,459 | 2 |
| Isle of Wight | 4 | £6,871 | 11 | 55,088 | - |
| Kent | 6 | £7,324 | 10 | 43,322 | 26 |
| Lancashire | 25 | £7,647 | 9 | 54,126 | 48 |
| Larne | 1 | £11,995 | 3 | 29,000 | - |
| Leicestershire | 7 | £4,851 | 12 | 65,218 | 22 |
| Lincolnshire | 11 | £8,944 | 7 | 55,304 | 19 |
| Merseyside | 10 | £9,781 | 7 | 38,497 | 19 |
| Monmouthshire | 1 | £13,495 | 4 | 20,000 | - |
| Neath Port Talbot | 1 | £7,495 | 9 | 70,077 | 1 |
| Newport | 1 | £3,999 | 12 | 111,600 | 1 |
| Newry and Mourne | 1 | £16,543 | 3 | 21,050 | - |
| Newtownabbey | 1 | £5,995 | 9 | 88,662 | 7 |
| Norfolk | 9 | £7,656 | 8 | 65,649 | 22 |
| North Ayrshire | 2 | £7,495 | 8 | 78,173 | 6 |
| North Down | 1 | £3,995 | 12 | 90,140 | 1 |
| North Lanarkshire | 2 | £7,497 | 9 | 64,832 | 6 |
| North Yorkshire | 12 | £9,324 | 7 | 46,572 | 27 |
| Northamptonshire | 9 | £9,708 | 6 | 42,133 | 15 |
| Nottinghamshire | 5 | £10,978 | 5 | 36,242 | 17 |
| Oxfordshire | 8 | £9,197 | 7 | 48,853 | 4 |
| Perth and Kinross | 1 | £14,495 | 3 | 8,873 | 3 |
| Redbridge - Greater London | 1 | £10,931 | 6 | 37,521 | - |
| Renfrewshire | 4 | £14,998 | 3 | 13,837 | 5 |
| Rhondda Cynon Taf | 3 | £6,032 | 9 | 66,514 | 3 |
| Shropshire | 2 | £14,140 | 3 | 12,931 | 11 |
| Somerset | 4 | £7,318 | 12 | 42,203 | 5 |
| South Ayrshire | 1 | £8,499 | 6 | 37,806 | 1 |
| South Yorkshire | 16 | £5,410 | 11 | 72,102 | 40 |
| Staffordshire | 11 | £9,202 | 8 | 45,001 | 15 |
| Stirling | 2 | £7,898 | 10 | 36,339 | 4 |
| Suffolk | 1 | £12,495 | 3 | 17,364 | 15 |
| Surrey | 7 | £8,334 | 7 | 49,238 | 20 |
| Sutton - Greater London | 1 | £3,790 | 12 | 88,500 | 1 |
| The Vale of Glamorgan | 1 | £4,500 | 11 | 106,220 | - |
| Tyne and Wear | 7 | £8,699 | 7 | 46,257 | 11 |
| Warwickshire | 1 | £9,399 | 6 | 41,759 | 4 |
| West Dunbartonshire | 1 | £3,295 | 13 | 68,779 | - |
| West Lothian | 3 | £14,098 | 3 | 6,246 | 6 |
| West Midlands | 26 | £8,278 | 8 | 52,238 | 62 |
| West Sussex | 6 | £12,981 | 4 | 26,981 | 13 |
| West Yorkshire | 27 | £7,823 | 9 | 53,859 | 40 |
| Wiltshire | 4 | £8,458 | 8 | 53,016 | 15 |
| Worcestershire | 4 | £6,579 | 10 | 64,182 | 11 |