Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Have a look at the remarkable price at this dealer for this used, low mileage hatchback with manual transmission, a 1000 cc petrol motor and 8,811 miles clocked-up on the dash.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Thinking of buying a Kia? Then have a more in depth look at this second hand one from this dealer, it has 56,655 miles clocked-up on the dashboard and comes fitted with a 1.3 LTR petrol motor with manual transmission.
Rated as one of the top 20, most durable and trustworthy vehicles in Great Britain, this hatchback is fitted out with a 1.0l hybrid motor and manual transmission. This dealer currently has this second hand model on offer that has 26,700 miles clocked up on the dash.
Available for viewing at this dealer in the Nottingham area is this second hand car which has a 1.3 L petrol engine with manual transmission. It's on offer and ready for its new owner to drive away in a white finish with 54,615 miles clocked-up on the dash.
Drive this used Kia RIO 1.4 Chill for just £1,200. Credit offers start at £ a month for this vehicle that comes fitted with a 1.4l petrol engine and manual transmission.
The great price of £10,395 is currently being offered by our dealership in Northampton on this RIO 1.2 Dpi 2 that has been designed with trustworthiness and durability in mind and is among those rated in the top twenty of Britain's reliability index.
Painted with a white finish, this RIO 1 has a 1200CC motor with manual transmission and it has got 72,981 miles on the dash. First Registered in 2018, it's currently available for sale at £6,295.
Are you considering going for a car that is designed to be trustworthy and dependable and is among those rated in the top 20 of the UK's reliability index? Then have a closer look at this used model with 11,000 miles on the clock and a 1000cc engine with transmission.
Available from our dealership in Toms lane is this Kia RIO Strike that is fitted out with a 1.4 litre petrol motor and manual transmission. It is up for sale and ready for its next owner to take home in a finish with 72,930 miles on the dash.
Among those ranked in the top twenty of the UK reliability index, this is a hatchback car manufactured by the Kia company to give motorists a higher level of durability and dependability than an average model. This second-hand model has 64,240 miles clocked up on the dashboard and is equipped with a 1400CC petrol engine and automatic transmission.
This hatchback second hand car has 42,000 miles clocked-up on the dashboard and features a 1200CC petrol engine with manual transmission. It's on offer and ready for its new owner to take home for the total cost of just £7,695.
Be the new owner of this Kia RIO 1.0 T-gdi 2 Hatchback Euro 6 S that
is fitted out with manual transmission and a 1.0 Ltr petrol engine. This second hand model from this dealership comes finished in blue and has clocked up 51,459 miles.
Equipping you with a 1400 cc petrol motor and a manual transmission, this trustworthy and very dependable Kia RIO is currently available for sale in grey with 53,987 miles on the clock. This second hand motor is up for sale at £8,295 with cost efficient repayment packages available commencing at only £ per month.
A fantastic price of only £13,895 is currently being offered by us at this dealer on this low mileage Kia that incorporates a 1.0L hybrid motor with manual transmission.
A 5 door hatchback car created by Kia that provides motorists a higher degree of reliability and trustworthiness than the average vehicle. This RIO has 56,559 miles clocked up on the dash and contains a 1.4 LTR petrol motor with manual transmission. Available to drive away at the terrific price of just £4,290 or with the possibility to purchase on finance with affordable instalments on hand starting at £ per calendar month.
UK top twenty ranking for reliability - this hatchback is fitted out with manual transmission and a 1.4 Litre diesel engine. This second hand model has 70,000 miles on the dashboard and is available for sale in a grey finish.
There's an amazing price at this dealer on this like new, top 10, best-selling Kia RIO 1.4 3 Hatchback 107 Bhp with 47,032 miles clocked-up on the dash, a 1.4l petrol engine and automatic transmission.
The fabulous price of £3,895 is currently being advertised by our dealership in Manchester for this RIO which has a high ranking for durability. This particular model comes with a 1400CC petrol motor, manual transmission and has 54,368 miles clocked-up on the dash.
Purchasing a used Kia Rio using finance can be a savvy way to attain ownership without upfront costs. Here’s a structured guide to facilitate an informed decision on your vehicle financing journey.
1. Initial Steps
Define Your Needs: Ascertain the model, age, and specifications of the Kia Rio that fits your requirements.
Budgeting: Establish a clear budget, factoring in down payments, monthly installments, and auxiliary costs like insurance and maintenance.
2. Financing Options
Bank Loans: Investigate loans from various banks, understanding their interest rates and repayment terms.
Hire Purchase (HP): Pay an initial deposit followed by fixed monthly payments and gain ownership at the end.
Personal Contract Purchase (PCP): Pay lower monthly payments and choose between paying a balloon payment to own, returning, or part-exchanging the car at the end.
Dealer Financing: Explore Kia dealership financing, ensuring to compare their offer with other available options.
3. Vehicle Inspection and History
Physical Check: Assess the vehicle's condition through a thorough physical check or a trusted mechanic.
History Report: Obtain a comprehensive vehicle history report using the VIN to uncover any hidden issues or past incidents.
4. Price and Contract Management
Negotiation: Strive to negotiate the price based on market values and the vehicle’s condition.
Contract Review: Scrutinize all elements of the contract to ensure accuracy and fairness in all clauses.
5. Insurance Handling
Comparison Shopping: Explore and compare insurance options to secure comprehensive coverage at an optimal rate.
Possible Bundling: Inquire about bundling insurance policies (e.g., car and home) for additional savings.
6. Responsible Ownership and Maintenance
Prompt Payments: Ensure timely payments to preserve your credit score and avoid any additional charges.
Maintain Regularly: Stick to a regular maintenance schedule to uphold the vehicle's condition and longevity.
7. Future Preparation
Preserve Resale Value: Maintain the Kia Rio and keep all relevant documentation to maximize its future resale value.
Post-Ownership Planning: Consider the steps you'll take following the end of the financing term, whether it's selling, keeping, or entering a new finance agreement.
Conclusion
Navigating through the financing of a used Kia Rio entails a meticulous approach, from selecting the right vehicle and choosing an appropriate finance option to ensuring fair pricing and maintaining responsible ownership. Employ this guide to navigate through each phase confidently and ensure a gratifying and economically sound vehicle financing experience.
About the Kia RIO
As part of Kia's global lineup, the Rio has consistently proven itself as a reliable and practical compact car. In the UK, the Kia Rio offers a blend of modern design, fuel efficiency, and a suite of technology features that appeal to a wide range of buyers, especially those looking for an economical city car.
Key Features and Specifications
Sleek Design: Over the years, the Kia Rio has adopted a more contemporary design, with sharp lines and a distinctive front grille that aligns with Kia's design philosophy.
Efficient Powertrains: Available with a choice of petrol engines, the Rio ensures decent fuel economy, making it ideal for urban commutes and longer journeys alike.
Interior Comfort: Despite its compact size, the Rio offers a surprisingly spacious interior with a user-friendly infotainment system and essential creature comforts.
Safety & Tech: The Rio boasts various safety features, such as multiple airbags, stability control, and newer models also offer driver assistance systems like autonomous emergency braking.
Popular Models in the UK The Kia Rio's versatility is showcased in its range of trims that cater to various preferences and budgets:
Kia Rio '1': The entry-level trim still comes generously equipped with essentials, including Bluetooth, front electric windows, and a trip computer.
Kia Rio '2': Adding a touch of luxury, this trim includes alloy wheels, a reversing camera, and a 7-inch touchscreen infotainment system.
Kia Rio '3' and 'GT-Line': These higher trims offer more in terms of comfort and performance features, such as heated seats, navigation, and sportier aesthetics for the GT-Line.
Buying Guide
Want to find out everything about all RIO models, pros and cons, what to look out for and everything else you need to know? Check out our Kia RIO buying guide here.
Kia RIO Data by County
Kia RIO data for the amount in stock, average price, age and mileage throughout
the UK and by county.