Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
651 cars
1.0 T-gdi Mhev 3 Euro 6 S S
11,979mi Manual Hybrid 1.0L
£13,895
Wellingborough
from £292/pm
A fantastic price of only £13,895 is currently being offered by us at this dealer on this low mileage Kia that incorporates a 1.0L hybrid motor with manual transmission.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Strike
72,930mi Manual Petrol 1.4L
£850
Toms lane
from £18/pm
Available from our dealership in Toms lane is this Kia RIO Strike that is fitted out with a 1.4 litre petrol motor and manual transmission. It is up for sale and ready for its next owner to take home in a finish with 72,930 miles on the dash.
1.0 T-gdi 2 Euro 6 Ss
86,840mi Manual Petrol 1.0L
£6,495
Brentwood
from £136/pm
Kia with a 1.0l petrol engine and manual transmission.
1.4 3
64,240mi Auto Petrol 1.4L
£6,998
Kilmarnock
from £147/pm
Among those ranked in the top twenty of the UK reliability index, this is a hatchback car manufactured by the Kia company to give motorists a higher level of durability and dependability than an average model. This second-hand model has 64,240 miles clocked up on the dashboard and is equipped with a 1400CC petrol engine and automatic transmission.
1.0 T Gdi 3
53,629mi Manual Petrol 1.0L
£9,998
Kilmarnock
from £210/pm
This vehicle for sale from this dealer priced at £9,998 is available in grey and has got 53,629 miles clocked up on the dashboard.
1.25 1 Euro
42,000mi Manual Petrol 1.2L
£7,695
Manchester
from £162/pm
This hatchback second hand car has 42,000 miles clocked-up on the dashboard and features a 1200CC petrol engine with manual transmission. It's on offer and ready for its new owner to take home for the total cost of just £7,695.
1.0 T-gdi 2 Hatchback Euro 6 S
51,459mi Manual Petrol 1.0L
£10,000
in-Cheshire
from £210/pm
Be the new owner of this Kia RIO 1.0 T-gdi 2 Hatchback Euro 6 S that is fitted out with manual transmission and a 1.0 Ltr petrol engine. This second hand model from this dealership comes finished in blue and has clocked up 51,459 miles.
1.4 3 Euro 5
56,559mi Manual Petrol 1.4L
£4,290
Leeds
from £90/pm
A 5 door hatchback car created by Kia that provides motorists a higher degree of reliability and trustworthiness than the average vehicle. This RIO has 56,559 miles clocked up on the dash and contains a 1.4 LTR petrol motor with manual transmission. Available to drive away at the terrific price of just £4,290 or with the possibility to purchase on finance with affordable instalments on hand starting at £ per calendar month.
1.4 Crdi Ecodynamics 3 Hatchback
70,000mi Manual Diesel 1.4L
£4,350
Littlehampton
from £91/pm
UK top twenty ranking for reliability - this hatchback is fitted out with manual transmission and a 1.4 Litre diesel engine. This second hand model has 70,000 miles on the dashboard and is available for sale in a grey finish.
1.3L Sr7
78,887mi Manual Petrol 1.3L
£4,595
Motherwell
from £96/pm
A 1300 CC petrol engine and manual transmission are only some of the attributes that this hatchback Kia has to offer its new driver.
1.1 Crdi 2
33,121mi Manual Diesel 1.1L
£6,895
Liverpool
from £145/pm
Be the next owner of this Kia RIO, it incorporates a 1.1l diesel engine with manual transmission. This used one has a mere 33,121 miles on the dash.
1.0 T Gdi 48V 118 Gt-line S Dct
19,602mi Auto Petrol 1.0L
£15,874
Bristol
from £333/pm
Are you searching for a Kia? Then take a more in depth look at this second hand one with just 19,602 miles clocked-up on the dash.
1.4 3 Hatchback 107 Bhp
47,032mi Auto Petrol 1.4L
£6,995
Eastbourne
from £147/pm
There's an amazing price at this dealer on this like new, top 10, best-selling Kia RIO 1.4 3 Hatchback 107 Bhp with 47,032 miles clocked-up on the dash, a 1.4l petrol engine and automatic transmission.
2013 1.4 2 Hatchback Euro 5 107
54,368mi Manual Petrol 1.4L
£3,895
Manchester
from £82/pm
The fabulous price of £3,895 is currently being advertised by our dealership in Manchester for this RIO which has a high ranking for durability. This particular model comes with a 1400CC petrol motor, manual transmission and has 54,368 miles clocked-up on the dash.
1.2 2 Hatchback Euro 6 Ss 83
67,885mi Manual Petrol 1.2L
£10,980
Blackburn
from £230/pm
This Kia RIO 1.2 2 Hatchback Euro 6 Ss 83 has 67,885 miles on the clock and is fitted out with a 1200cc engine. It runs on petrol with manual transmission and is finished in grey.
1.25 Sr7 Euro 6
76,000mi Manual Petrol 1.2L
£4,795
Wellingborough
from £101/pm
Currently available from our dealership in Wellingborough is this hatchback used car which is equipped with a petrol, 1.2L engine and manual gearbox. Up for sale and ready for its new owner to drive away in the shade of white with 76,000 miles clocked-up on the dash. It's an excellent choice if you're on the lookout for a model that has an outstanding reputation for trustworthiness and dependability.
1.4 Ecodynamics 2 Euro 6 Ss 2015
60,000mi Manual Petrol 1.4L
£5,749
Sandy
from £121/pm
An outstanding price on this Kia RIO that's listed amongst the United Kingdom's top twenty, most dependable and trustworthy vehicles.
1.4 2 Euro 6
73,466mi Auto Petrol
£7,790
Milton Keynes
from £164/pm
On display at this dealership's show room located in Milton Keynes - grey Kia RIO fitted with a automatic gearbox and CC petrol engine.
1.2 Dpi 2 2023
12,450mi Manual Petrol 1.2L
£13,120
Stourbridge
from £275/pm
A fabulous price of only £13,246 is currently being offered by us at this dealer on this hatchback car which is in a splendid, like new condition. It encompasses a 1.2 ltr petrol engine, manual gearbox and has 12,450 miles clocked-up on the dashboard. It could be a great choice of hatchback if you're on the lookout for a model that's been designed with durability in mind.
1.4 2
60,500mi Manual Petrol 1.4L
£2,499
Slough
from £52/pm
Finished in white, this RIO 2 features a 1400 CC petrol motor with manual transmission and has 60,500 mi clocked-up on the dashboard.
1.0 T Gdi 118 Gt-line S
32,891mi Manual Petrol 1.0L
£11,499
Winsford
from £241/pm
Currently advertised by this dealership in the Winsford area is this car which comprises of a petrol, 1.0L engine and manual gearbox. On the market and ready for its next owner to drive away in the shade of yellow with only 32,891 miles on the dash. It is a great choice if you're looking for a vehicle with a design that prioritises reliability.
1.4 2 Euro 6 Ss
71,113mi Manual Petrol 1.4L
£6,969
Bedford
from £146/pm
Now available at our dealership located in the Bedford area is this Kia RIO which is equipped with a 1.4l petrol engine with manual transmission. It is on offer and ready for its next owner to drive away in the tone of with 71,113 miles clocked up on the dashboard.
1.2 Dpi 2
3,284mi Manual Petrol 1.2L
£14,998
Aberdeen
from £315/pm
A bargain price of only £14,998 is being advertised by this dealership in Aberdeen for this Kia that's rated as one of the top 20, most trustworthy and reliable motors.
1.0 T Gdi 48V 118 3 Dct
39,677mi Auto Petrol 1.0L
£12,695
Northampton
from £266/pm
The terrific price of just £12,695 is currently being offered by our dealership on this Kia RIO that is ranked among the top 20, most trustworthy models in the United Kingdom. This model comes equipped with a 1000cc petrol motor, automatic transmission and only has 39,677 miles clocked-up on the dash.
Purchasing a used Kia Rio using finance can be a savvy way to attain ownership without upfront costs. Here’s a structured guide to facilitate an informed decision on your vehicle financing journey.
1. Initial Steps
2. Financing Options
3. Vehicle Inspection and History
4. Price and Contract Management
5. Insurance Handling
6. Responsible Ownership and Maintenance
7. Future Preparation
Conclusion
Navigating through the financing of a used Kia Rio entails a meticulous approach, from selecting the right vehicle and choosing an appropriate finance option to ensuring fair pricing and maintaining responsible ownership. Employ this guide to navigate through each phase confidently and ensure a gratifying and economically sound vehicle financing experience.
As part of Kia's global lineup, the Rio has consistently proven itself as a reliable and practical compact car. In the UK, the Kia Rio offers a blend of modern design, fuel efficiency, and a suite of technology features that appeal to a wide range of buyers, especially those looking for an economical city car.
Key Features and Specifications
Popular Models in the UK The Kia Rio's versatility is showcased in its range of trims that cater to various preferences and budgets:
Want to find out everything about all RIO models, pros and cons, what to look out for and everything else you need to know? Check out our Kia RIO buying guide here.
Kia RIO data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 574 | £8,726 | 8 | 49,369 | 1,112 |
| Aberdeen City | 5 | £11,696 | 5 | 35,353 | 11 |
| Angus | 2 | £11,995 | 5 | 33,347 | 5 |
| Antrim | 2 | £8,745 | 8 | 39,418 | 4 |
| Ards | 1 | £13,495 | 3 | 10,098 | 6 |
| Armagh | 1 | £5,995 | 11 | 60,300 | - |
| Bedfordshire | 15 | £6,948 | 9 | 58,176 | 23 |
| Belfast | 1 | £5,990 | 10 | 70,000 | 2 |
| Berkshire | 14 | £6,904 | 9 | 48,484 | 28 |
| Blaenau Gwent | 1 | £11,699 | 5 | 34,993 | - |
| Bristol | 6 | £7,853 | 9 | 48,893 | 13 |
| Bromley - Greater London | 3 | £14,162 | 3 | 13,500 | 3 |
| Buckinghamshire | 9 | £7,117 | 9 | 67,533 | 22 |
| Cambridgeshire | 30 | £9,162 | 8 | 49,941 | 33 |
| Cardiff | 3 | £11,545 | 4 | 18,776 | 2 |
| Carmarthenshire | 4 | £8,694 | 7 | 48,129 | 1 |
| Cheshire | 13 | £10,234 | 7 | 38,189 | 34 |
| City of Edinburgh | 5 | £7,307 | 10 | 48,966 | 13 |
| City of London - Greater London | 2 | £7,525 | 11 | 47,757 | 3 |
| Coleraine | 4 | £7,608 | 9 | 61,154 | - |
| Conwy | 1 | £14,695 | 3 | 28,539 | - |
| Cornwall | 1 | £13,999 | 3 | 20,519 | 2 |
| County Durham | 16 | £9,534 | 8 | 45,240 | 20 |
| Croydon - Greater London | 9 | £7,523 | 11 | 51,381 | 10 |
| Cumbria | 4 | £9,495 | 7 | 48,822 | 5 |
| Derbyshire | 13 | £8,078 | 9 | 45,718 | 45 |
| Derry | 1 | £7,450 | 9 | 78,000 | 1 |
| Devon | 12 | £9,252 | 8 | 40,653 | 26 |
| Dorset | 5 | £8,757 | 8 | 45,362 | 8 |
| Down | 1 | £11,495 | 6 | 26,000 | - |
| Dundee City | 1 | £5,690 | 11 | 64,568 | 7 |
| Dungannon | 2 | £6,998 | 7 | 71,400 | - |
| East Ayrshire | 1 | £6,299 | 9 | 86,126 | 1 |
| East Riding of Yorkshire | 1 | £13,180 | 4 | 36,707 | 3 |
| East Sussex | 7 | £9,579 | 7 | 43,399 | 9 |
| Enfield - Greater London | 1 | £7,995 | 9 | 53,500 | 4 |
| Essex | 12 | £10,025 | 6 | 35,245 | 20 |
| Falkirk | 1 | £9,995 | 7 | 47,900 | 5 |
| Fife | 7 | £12,355 | 4 | 23,205 | 10 |
| Flintshire | 1 | £1,165 | 15 | 88,643 | 1 |
| Glasgow City | 8 | £9,045 | 8 | 46,585 | 20 |
| Gloucestershire | 5 | £9,293 | 7 | 45,810 | 11 |
| Greater Manchester | 50 | £7,714 | 9 | 49,056 | 93 |
| Hampshire | 15 | £8,741 | 8 | 47,425 | 41 |
| Harrow - Greater London | 1 | £3,450 | 14 | 61,850 | 1 |
| Havering - Greater London | 7 | £10,945 | 5 | 24,861 | 5 |
| Hertfordshire | 11 | £9,651 | 6 | 44,503 | 33 |
| Highland | 3 | £11,829 | 6 | 28,343 | 7 |
| Hillingdon - Greater London | 5 | £5,186 | 10 | 72,518 | 7 |
| Hounslow - Greater London | 2 | £9,570 | 8 | 36,168 | 1 |
| Inverclyde | 1 | £13,998 | 3 | 17,459 | 1 |
| Isle of Wight | 4 | £6,871 | 11 | 55,088 | - |
| Kent | 7 | £7,221 | 10 | 47,026 | 21 |
| Lancashire | 18 | £7,898 | 8 | 52,530 | 48 |
| Larne | 1 | £11,995 | 3 | 29,000 | - |
| Leicestershire | 4 | £4,248 | 12 | 73,478 | 23 |
| Lincolnshire | 12 | £8,811 | 7 | 56,528 | 17 |
| Merseyside | 7 | £8,967 | 7 | 41,398 | 18 |
| Monmouthshire | 1 | £12,995 | 4 | 20,000 | - |
| Neath Port Talbot | 1 | £7,495 | 9 | 70,077 | 1 |
| Newport | 1 | £3,999 | 12 | 111,600 | 1 |
| Newry and Mourne | 2 | £11,445 | 5 | 41,525 | - |
| Newtownabbey | 1 | £4,995 | 10 | 60,312 | 7 |
| Norfolk | 7 | £7,966 | 8 | 62,141 | 22 |
| North Ayrshire | 2 | £7,495 | 8 | 78,673 | 6 |
| North Down | 1 | £3,995 | 12 | 90,140 | - |
| North Lanarkshire | 3 | £6,829 | 9 | 65,262 | 4 |
| North Yorkshire | 11 | £9,176 | 7 | 48,504 | 25 |
| Northamptonshire | 9 | £9,168 | 6 | 46,217 | 15 |
| Northumberland | 1 | £3,399 | 13 | 81,144 | 3 |
| Nottinghamshire | 8 | £10,877 | 5 | 38,480 | 17 |
| Oxfordshire | 6 | £8,162 | 8 | 58,966 | 6 |
| Perth and Kinross | 1 | £14,495 | 3 | 8,873 | 3 |
| Redbridge - Greater London | 1 | £10,897 | 6 | 37,521 | - |
| Renfrewshire | 5 | £13,398 | 4 | 26,440 | 6 |
| Rhondda Cynon Taf | 3 | £5,866 | 9 | 66,514 | 3 |
| Shropshire | 3 | £11,158 | 6 | 29,915 | 10 |
| Somerset | 2 | £8,492 | 9 | 42,146 | 5 |
| South Ayrshire | 1 | £8,499 | 6 | 37,806 | 1 |
| South Yorkshire | 18 | £6,614 | 10 | 65,348 | 34 |
| Staffordshire | 9 | £9,643 | 7 | 45,396 | 17 |
| Stirling | 2 | £7,898 | 10 | 36,339 | 3 |
| Suffolk | 2 | £11,085 | 5 | 27,048 | 16 |
| Surrey | 9 | £8,656 | 7 | 51,793 | 17 |
| Sutton - Greater London | 2 | £5,990 | 10 | 61,250 | 1 |
| The Vale of Glamorgan | 1 | £4,500 | 11 | 106,220 | - |
| Tyne and Wear | 7 | £8,756 | 7 | 51,083 | 10 |
| Warwickshire | 2 | £4,598 | 13 | 85,232 | 3 |
| West Dunbartonshire | 1 | £3,295 | 13 | 68,779 | - |
| West Lothian | 4 | £11,097 | 6 | 28,934 | 6 |
| West Midlands | 23 | £8,009 | 8 | 53,459 | 64 |
| West Sussex | 5 | £13,699 | 4 | 23,957 | 13 |
| West Yorkshire | 31 | £8,151 | 8 | 49,791 | 41 |
| Wiltshire | 5 | £7,215 | 9 | 62,013 | 14 |
| Worcestershire | 4 | £6,610 | 10 | 58,197 | 11 |