Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
630 cars
Gs
87,000mi Auto Petrol 1.4L
£2,999
Bedford
from £63/pm
Take a good look at this Kia which is listed among 2017's top 20, most dependable vehicles. This second hand model coming in the shade of black, has got 87,000 miles clocked-up on the dash and features a 1400cc petrol engine with automatic transmission.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
1.25 2 Hatchback Euro 6 Ss 8
93,000mi Manual Petrol 1.2L
£5,695
Portsmouth
from £120/pm
Currently on display at this car retailer's show room located in the Portsmouth area is this trustworthy and reliable white Kia that has a manual transmission and 1.2 litre petrol engine.
1.25 Vr7 Hatchback Euro 5 84 Bh
17,497mi Manual Petrol 1.2L
£6,995
Shipley
from £147/pm
This hatchback Kia RIO 1.25 Vr7 Hatchback Euro 5 84 Bh has a low mileage of only 17,497 miles on the dashboard and has been driven for under a full year.
1.0 T Gdi 2
27,964mi Manual Petrol 1.0L
£10,498
Glasgow
from £220/pm
This second hand RIO 1.0 T Gdi 2 finished in the shade of grey is up for sale and ready for its new owner to drive away with the option for you to pay on finance.
1.0 Rio Gt-line Isg
30,380mi Manual Petrol 1.0L
£10,950
Derby
from £230/pm
Available in white, this second-hand Kia RIO features a 1.0L petrol motor with manual transmission and it has 30,380 miles clocked up on the dashboard.
1
64,870mi Manual Petrol 1.2L
£4,595
Leighton Buzzard
from £96/pm
On the market and ready for you to drive away is this RIO that is ranked as one of the most trustworthy and reliable cars available. It comes fitted with manual transmission and a 1.2l petrol motor. This second hand model now available at our dealership has done 64,870 miles and comes finished in the tone of white.
1.3L 2
51,000mi Manual Petrol 1.3L
£8,440
Stockport
from £177/pm
Now available for sale is this Kia with a 1.3l petrol engine and 51,000 miles on the clock.
2
18,525mi Manual Petrol 1.0L
£13,298
Birmingham
from £279/pm
Available in blue, this second-hand RIO incorporates a 1000cc petrol engine with manual transmission and has 18,525 miles clocked up on the dash.
1.2 Dpi 2
32,490mi Manual Petrol 1.2L
£11,998
Ayr
from £252/pm
Thinking of buying a RIO 1.2 Dpi 2? Then have a more detailed look at this used model from this dealer in Ayr, it has 32,490 miles clocked up on the dashboard and comes fitted with a 1200 cc petrol motor with manual transmission.
1.25 Pulse Hatchback Euro 6 S S
82,627mi Manual Petrol 1.2L
£6,490
Leeds
from £136/pm
Accounting for several points, the UK Reliability Index collates data based on millions of pounds worth of claims that are filed every year. Looking at price, rate of failure and inconvenience for motorists, it assists in providing you with a good overview of vehicles on the road today. Kia's RIO is in the top 20 of the UK's reliability index and this dealer currently has this second hand one available to buy priced at just £6,490. That is already a great price for this particular model and even better when you take into account that it is less likely to need extra trips to the mechanic.
Hatchback 1.0 T-gdi First Edition Euro 6 Ss
43,000mi Manual Petrol 1.0L
£8,995
St Austell
from £189/pm
Looking to buy a model that's built to be trustworthy and dependable and is amongst those rated in the top 20 of the United Kingdom's reliability index? Well, consider this particular model from this dealer with manual transmission, a 1.0 litre petrol engine and 43,000 mi on the dash.
2016 1.25 Sr7 Hatchback Euro 6
52,497mi Manual Petrol 1.2L
£6,499
Neath
from £136/pm
The Kia RIO is manufactured to be trustworthy and durable and is in the top 20 of the UK's reliability index. This used model is for sale from this dealership in the tone of white with manual transmission, a 1.2 l petrol motor and 52,497 miles on the clock .
1.2 Dpi 2
17,187mi Manual Petrol 1.2L
£12,199
Derby
from £256/pm
Now available for viewing at our showroom is this RIO 1.2 Dpi 2 with only 17,187 mi clocked-up on the dash.
1.4 3 Euro 6
56,300mi Auto Petrol 1.4L
£7,000
Milton Keynes
from £147/pm
Own this RIO for only £7,000. Finance offers start from just £ per month for this car that is fitted out with a 1.4 L petrol motor and automatic transmission.
1.4 Gs
73,109mi Auto Petrol 1.4L
£2,995
Birmingham
from £63/pm
This second-hand Kia RIO from this dealer contains a 1.4l petrol engine with automatic transmission and has 73,109 mi clocked-up on the dashboard.
1.25 Sr7 Euro 6
98,000mi Manual Petrol 1.2L
£3,750
Bolton
from £79/pm
An awesome price is currently being advertised by this dealer on this Kia that is one of the top twenty, most durable and trustworthy motors in the United Kingdom.
1.2 Dpi 2
16,826mi Manual Petrol 1.2L
£13,998
Livingston
from £294/pm
This Kia RIO 1.2 Dpi 2 is a vehicle that is ranked as one of the most reliable and trustworthy cars on the market. This dealer is selling a second hand one that is fitted with a 1200cc petrol engine with manual transmission and has 16,826 miles clocked up on the dash.
1.25 2
19,521mi Manual Petrol 1.2L
£10,498
Dundee
from £220/pm
Available from this dealer in Dundee: Kia RIO 1.25 2 with 1200 cc petrol motor, manual transmission and 19,521 miles.
First Edition
87,000mi Manual Petrol 1.0L
£7,495
Poole
from £157/pm
On offer and ready for its next owner to drive away is this RIO First Edition which comes fitted with a 1000 CC petrol engine with manual transmission. This second hand one from this dealer has been finished in grey and has 87,000 miles on the dashboard.
2 Ipd Hatchback
27,430mi Auto Petrol 1.4L
£7,500
Bristol
from £157/pm
There is an amazing price at this dealer on this low mileage RIO with 27,430 miles clocked-up on the dash and a 1.4l petrol motor with automatic transmission.
T-gdi Mhev 3 Hatchback Hybrid Dct Euro 6 S
77,000mi Auto Hybrid 1.0L
£10,000
Cobham
from £210/pm
This dealer in Cobham is advertising a bargain price of just £10,000 on this Kia RIO that is known as one of the most trusty vehicles available. This particular model is built with a 1.0 litre hybrid engine, automatic transmission and has 77,000 miles on the clock.
Hatchback 1.0 T-gdi First Edition Euro 6 Ss
73,000mi Manual Petrol 1.0L
£7,295
Stevenage
from £153/pm
For the total of just £7,295 is this RIO that comes fitted with a 1.0L petrol engine with manual transmission. This second-hand model currently available from this dealer has 73,000 miles clocked up on the dash.
2016 1.25 Sr7 Hatchback Euro 6
64,343mi Manual Petrol 1.2L
£4,995
Warrington
from £105/pm
64,343 miles on the dash, this Kia comes with manual transmission and a 1200CC petrol motor.
1Low Milage 59Klow Insuranceulezbluetooth3m
59,000mi Manual Petrol 1.2L
£3,999
Gloucester
from £84/pm
First registered in 2013: Used Kia RIO 1Low Milage 59Klow Insuranceulezbluetooth3m with manual transmission, a 1.2 ltr petrol motor and a mere 59,000 miles clocked-up on the dash.
Purchasing a used Kia Rio using finance can be a savvy way to attain ownership without upfront costs. Here’s a structured guide to facilitate an informed decision on your vehicle financing journey.
1. Initial Steps
2. Financing Options
3. Vehicle Inspection and History
4. Price and Contract Management
5. Insurance Handling
6. Responsible Ownership and Maintenance
7. Future Preparation
Conclusion
Navigating through the financing of a used Kia Rio entails a meticulous approach, from selecting the right vehicle and choosing an appropriate finance option to ensuring fair pricing and maintaining responsible ownership. Employ this guide to navigate through each phase confidently and ensure a gratifying and economically sound vehicle financing experience.
As part of Kia's global lineup, the Rio has consistently proven itself as a reliable and practical compact car. In the UK, the Kia Rio offers a blend of modern design, fuel efficiency, and a suite of technology features that appeal to a wide range of buyers, especially those looking for an economical city car.
Key Features and Specifications
Popular Models in the UK The Kia Rio's versatility is showcased in its range of trims that cater to various preferences and budgets:
Want to find out everything about all RIO models, pros and cons, what to look out for and everything else you need to know? Check out our Kia RIO buying guide here.
Kia RIO data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 610 | £8,539 | 8 | 50,872 | 1,338 |
| Aberdeenshire | 6 | £12,965 | 3 | 26,126 | 9 |
| Angus | 5 | £11,197 | 5 | 35,576 | 4 |
| Ayrshire | 7 | £9,682 | 6 | 49,069 | 7 |
| Bedfordshire | 14 | £4,614 | 12 | 79,063 | 32 |
| Berkshire | 8 | £8,364 | 7 | 51,581 | 43 |
| Blaenau Gwent | 2 | £11,297 | 5 | 42,622 | 1 |
| Borders | 1 | £9,999 | 5 | 47,324 | - |
| Bridgend | 9 | £7,428 | 8 | 73,594 | 4 |
| Bristol | 5 | £8,114 | 9 | 41,638 | 15 |
| Buckinghamshire | 4 | £7,313 | 8 | 65,088 | 25 |
| Caerphilly | 2 | £5,347 | 12 | 68,645 | - |
| Cambridgeshire | 22 | £9,106 | 8 | 52,225 | 42 |
| Cardiff | 3 | £7,911 | 7 | 55,599 | 12 |
| Carmarthenshire | 5 | £11,554 | 5 | 36,420 | 3 |
| Cheshire | 18 | £8,802 | 7 | 48,939 | 29 |
| Conwy | 3 | £10,063 | 7 | 40,893 | 1 |
| Cornwall | 6 | £13,862 | 4 | 22,925 | 10 |
| County Antrim | 1 | £11,995 | 3 | 29,000 | 12 |
| County Armagh | 2 | £9,847 | 7 | 51,525 | 6 |
| County Down | 4 | £10,289 | 6 | 29,522 | 12 |
| County Durham | 12 | £7,355 | 10 | 62,792 | 20 |
| County Londonderry | 4 | £6,660 | 9 | 80,478 | 3 |
| County Tyrone | 2 | £6,998 | 7 | 71,400 | 1 |
| Cumbria | 5 | £8,874 | 7 | 59,361 | 6 |
| Derbyshire | 17 | £9,033 | 7 | 41,041 | 37 |
| Devon | 10 | £9,615 | 7 | 48,015 | 22 |
| Dorset | 6 | £6,771 | 10 | 65,636 | 11 |
| Dunbartonshire | 2 | £3,495 | 12 | 84,890 | - |
| East Riding of Yorkshire | 5 | £6,442 | 9 | 63,920 | 4 |
| East Sussex | 3 | £7,663 | 9 | 58,424 | 14 |
| Essex | 10 | £8,676 | 7 | 48,244 | 32 |
| Falkirk | 1 | £13,350 | 5 | 27,697 | 5 |
| Fife | 5 | £9,016 | 7 | 52,504 | 17 |
| Flintshire | 2 | £9,295 | 9 | 43,000 | 1 |
| Gloucestershire | 4 | £7,953 | 9 | 47,518 | 9 |
| Greater London | 28 | £8,533 | 9 | 48,066 | 60 |
| Greater Manchester | 47 | £6,732 | 10 | 56,918 | 101 |
| Hampshire | 18 | £7,451 | 9 | 51,040 | 48 |
| Herefordshire | 1 | £11,995 | 7 | 27,060 | 2 |
| Hertfordshire | 15 | £9,454 | 6 | 48,862 | 41 |
| Highland | 3 | £11,931 | 5 | 27,161 | 6 |
| Isle of Anglesey | 1 | £1,995 | 12 | 128,500 | - |
| Isle of Wight | 2 | £7,995 | 11 | 36,901 | 4 |
| Kent | 19 | £9,413 | 7 | 42,569 | 31 |
| Lanarkshire | 14 | £10,369 | 6 | 35,428 | 31 |
| Lancashire | 16 | £6,950 | 8 | 65,008 | 52 |
| Leicestershire | 7 | £6,390 | 11 | 52,555 | 17 |
| Lincolnshire | 8 | £7,768 | 8 | 49,983 | 23 |
| Merseyside | 5 | £11,627 | 5 | 30,893 | 25 |
| Midlothian | 5 | £7,057 | 9 | 54,160 | 13 |
| Neath Port Talbot | 1 | £6,499 | 10 | 52,497 | 1 |
| Newport | 4 | £8,000 | 7 | 49,378 | 3 |
| Norfolk | 6 | £8,390 | 8 | 56,718 | 17 |
| North Yorkshire | 10 | £10,394 | 6 | 33,079 | 24 |
| Northamptonshire | 4 | £9,108 | 7 | 56,554 | 21 |
| Northumberland | 1 | £6,199 | 11 | 59,870 | 3 |
| Nottinghamshire | 9 | £8,553 | 8 | 57,121 | 26 |
| Oxfordshire | 2 | £9,221 | 7 | 40,491 | 15 |
| Pembrokeshire | 2 | £6,545 | 8 | 92,168 | 3 |
| Perth & Kinross | 1 | £7,795 | 6 | 58,172 | 4 |
| Renfrewshire | 2 | £11,248 | 5 | 32,045 | 8 |
| Rhondda Cynon Taf | 2 | £7,099 | 10 | 44,409 | 3 |
| Shropshire | 4 | £11,068 | 6 | 25,153 | 9 |
| Somerset | 2 | £8,495 | 8 | 54,250 | 9 |
| South Yorkshire | 17 | £5,499 | 11 | 76,528 | 34 |
| Staffordshire | 15 | £8,548 | 8 | 34,966 | 29 |
| Stirling | 1 | £8,797 | 9 | 46,473 | 8 |
| Suffolk | 4 | £5,872 | 12 | 32,298 | 15 |
| Surrey | 15 | £6,712 | 9 | 66,241 | 24 |
| Swansea | 4 | £9,773 | 7 | 31,177 | 11 |
| Tyne and Wear | 9 | £8,856 | 7 | 48,126 | 16 |
| Vale of Glamorgan | 1 | £3,750 | 12 | 73,000 | 2 |
| Warwickshire | 3 | £10,216 | 5 | 50,770 | 7 |
| West Lothian | 4 | £9,366 | 7 | 36,096 | 7 |
| West Midlands | 27 | £7,861 | 8 | 56,167 | 47 |
| West Sussex | 8 | £10,981 | 5 | 35,642 | 19 |
| West Yorkshire | 32 | £7,827 | 8 | 52,116 | 47 |
| Wiltshire | 9 | £8,919 | 7 | 57,539 | 14 |
| Worcestershire | 5 | £6,257 | 11 | 55,775 | 9 |
| Wrexham | 2 | £8,697 | 8 | 47,524 | - |