Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
659 cars
1.0 T Gdi 2
26,579mi Manual Petrol 1.0L
£11,892
Grimsby
from £250/pm
Are you looking for a RIO 1.0 T Gdi 2? Then take a closer look at this low mileage one from our dealership in Grimsby that comes fitted with manual transmission and a 1000 cc petrol motor.
Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
1.2 Dpi 2
31,489mi Manual Petrol 1.2L
£10,999
Grantham
from £231/pm
Listed amongst 2017's top twenty, most trustworthy and durable motors, this RIO comes equipped with manual transmission and has a 1.2 litre petrol engine. This second hand model being offered by this dealer has 31,489 miles clocked up on the dash and a finish.
1.25 2 Euro 6 Ss
94,687mi Manual Petrol 1.2L
£5,495
Stourbridge
from £115/pm
With 94,687 miles on the dash and coming finished in the shade of white, this hatchback RIO 1.25 2 Euro 6 Ss is fitted out with manual transmission and has got a 1.2 Ltr petrol motor.
Gs
79,000mi Auto Petrol 1.4L
£1,750
Milton Keynes
from £37/pm
This RIO Gs is a model that has been designed to have trustworthiness and dependability in mind. This dealer has a second hand one in stock that is fitted out with a 1.4 L petrol motor with automatic transmission and has got 79,000 miles clocked up on the dash.
1 Air
132,127mi Manual Diesel 1.1L
£1,695
Luton
from £36/pm
A terrific price of only £1,695 is currently being offered by us at this dealer for this Kia that is ranked as one of the most reliable and trustworthy models available. This particular model offers a 1.1 L diesel engine, manual gearbox and has 132,127 miles on the clock.
1.2 1
99,462mi Manual Petrol 1.2L
£2,995
Bebington
from £63/pm
Built with a 1200 cc petrol motor and a manual transmission, this reliable and trustworthy hatchback vehicle is available on the market in black with 99,462 miles on the dashboard.
Hybrid
93,607mi Auto Hybrid 1.0L
£8,989
Hitchin
from £189/pm
Available from our dealership in the Hitchin area is this RIO which contains a 1000cc hybrid motor with automatic transmission. It is up for sale and ready for its next owner to take home in the tone of with 93,607 miles clocked up on the dash.
1.0 T-gdi 2
37,360mi Manual 1.0L
£10,500
The Motoring Centre Ltd
from £220/pm
Are you considering going for a model that's been designed to be trustworthy and durable and is among those rated in the top 20 of the UK's reliability index? Then take a look at this particular second-hand, low mileage Kia that has manual transmission, has 37,360 miles on the dash and a 1.0 litre motor.
1.4L 2
80,144mi Manual Diesel 1.4L
£2,995
Crewe
from £63/pm
On offer and ready for its next owner to take home is this RIO that is known as one of the most dependable and trustworthy cars around. It comes with manual transmission and has a 1.4 L diesel motor. This used one now for sale at our dealership in Crewe has been finished in blue and has 80,144 miles clocked up on the dash.
1.2 2 Hatchback
35,778mi Manual Petrol 1.2L
£11,995
Ashford
from £252/pm
Currently available to view at our dealership located in Ashford is this RIO with a mere 35,778 miles clocked up on the dashboard.
1.3 2
34,517mi Manual Petrol 1.2L
£4,985
Manchester
from £105/pm
On the market and ready for you to drive away is this durable Kia that is one of Britain's top 20 most reliable models. It is fitted out with manual transmission and a 1.2 L petrol engine. This second hand model now available at our dealership comes finished in blue and has 34,517 miles on the dash.
2 Hatchback
64,600mi Auto Petrol 1.4L
£5,995
Blackburn
from £126/pm
Kia's RIO is in the top 20 of the UK's reliability index and you can buy this used one from this dealer for just £5,995. That is great value for this model, even more so if you factor in those possible savings in repair bills.
Hatchback 1.25 2 Euro 6 Ss 201919
53,000mi Manual Petrol 1.2L
£8,295
Exeter
from £174/pm
Ranked among the top twenty, most reliable and trustworthy models in Great Britain, this RIO 1.25 2 Euro 6 Ss comes fitted with a 1.2 Litre petrol motor with manual transmission. This dealer currently has this second hand model in stock that has got 53,000 miles clocked-up on the dash.
1.4 2 Hatchback 6 Spd
51,033mi Auto Petrol 1.4L
£9,850
Stevenage
from £207/pm
Up for sale and ready for you to drive away - second hand RIO that features automatic transmission and a 1.4 litre petrol motor. Buy it at the incredible price of £9,850 from this dealer in Stevenage.
1.2 Dpi 2
23,677mi Manual Petrol 1.2L
£12,498
Warrington
from £262/pm
Are you considering buying a RIO? Then take a look at this second hand model, it comes fitted with manual transmission, a 1.2 litre petrol motor and has 23,677 miles on the dashboard.
1.0 T Gdi 118 Gt-line S
11,301mi Manual Petrol 1.0L
£12,995
Braintree
from £273/pm
For sale at the price of £12,995 or with the option to buy using credit with achievable repayments starting at £ pm, this yellow Kia has 11,301 miles clocked-up on the dash and comes fitted with a 1000 CC petrol engine and manual transmission.
1.0 T Gdi 3
54,855mi Manual Petrol 1.0L
£8,498
Edinburgh
from £178/pm
Combining several factors, the UK Reliability Index gathers the data based on a vast number of insurance claims which are made by motorists throughout each year. It looks at: rate of failure, inconvenience and price and gives you a comprehensive overview of all of the vehicles that are on the UK's roads. The Kia RIO is among the top twenty rated for reliability and this dealer in Edinburgh has this second hand model available to buy priced at just £8,498. That's a really great price for this model and even more so taking into account that it is less likely to leave you with an extra bill for repairs.
1.4 3 Euro 6
70,100mi Auto Petrol 1.4L
£8,990
Uxbridge
from £189/pm
This dealer is currently advertising a marvellous price of just £8,990 for this RIO 1.4 3 Euro 6 that's been created with reliability and trustworthiness in mind. This particular model possesses a 1.4l petrol engine, automatic gearbox and has 70,100 miles on the clock.
1.25 Sr7 Euro 6
65,609mi Manual Petrol
£4,795
Woking
from £101/pm
This RIO is ranked amongst the top 20, most trustworthy vehicles in Great Britain. It is equipped with a L petrol engine and manual transmission. This second hand model from this dealer comes finished in white and has 65,609 miles clocked up on the dash. Currently available for sale at the great price of only £4,795 or with the possibility to purchase on finance with achievable payments on offer starting at £ per month.
1.0 Rio Gt-line
74,700mi Manual 1.0L
£8,500
SVM Automotive
from £178/pm
On offer and ready for you to drive away today is this trusty RIO 1.0 Rio Gt-line that is ranked amongst the UK's top 20 reliability index. It comes fitted out with a 1.0L motor and manual transmission. This used one now up for sale at our dealership has 74,700 miles on the clock and has been finished in the tone of grey.
1.2 Dpi 2
5,241mi Manual Petrol 1.2L
£14,498
Glasgow
from £304/pm
On the market and ready for you to drive away today is this Kia RIO in a like new condition that incorporates a 1.2 LTR petrol engine and manual transmission. This used model now available from this dealership has just 5,241 miles clocked up on the dash.
1.0 T-gdi 2 Euro 6 Ss
11,505mi Manual Petrol 1.0L
£14,297
Stirling
from £300/pm
Revered for its reliability, this second hand car incorporates a 1.0 litre petrol motor and has manual transmission.
1.25 Sr7
66,170mi Manual Petrol 1.2L
£5,998
Blackpool
from £126/pm
Available in the shade of white, this used RIO has 66,170 miles clocked up on the dash and comes equipped with a 1.2 LTR petrol engine with manual transmission.
1.25 2 Hatchback Euro 5 84 Bhp
47,000mi Manual Petrol 1.2L
£4,295
Portsmouth
from £90/pm
Currently available to drive away today is this Kia RIO that has manual transmission and a 1200cc petrol engine. On offer at the great price of just £4,295 and manageable repayments at hand commencing at £ per month.
Purchasing a used Kia Rio using finance can be a savvy way to attain ownership without upfront costs. Here’s a structured guide to facilitate an informed decision on your vehicle financing journey.
1. Initial Steps
2. Financing Options
3. Vehicle Inspection and History
4. Price and Contract Management
5. Insurance Handling
6. Responsible Ownership and Maintenance
7. Future Preparation
Conclusion
Navigating through the financing of a used Kia Rio entails a meticulous approach, from selecting the right vehicle and choosing an appropriate finance option to ensuring fair pricing and maintaining responsible ownership. Employ this guide to navigate through each phase confidently and ensure a gratifying and economically sound vehicle financing experience.
As part of Kia's global lineup, the Rio has consistently proven itself as a reliable and practical compact car. In the UK, the Kia Rio offers a blend of modern design, fuel efficiency, and a suite of technology features that appeal to a wide range of buyers, especially those looking for an economical city car.
Key Features and Specifications
Popular Models in the UK The Kia Rio's versatility is showcased in its range of trims that cater to various preferences and budgets:
Want to find out everything about all RIO models, pros and cons, what to look out for and everything else you need to know? Check out our Kia RIO buying guide here.
Kia RIO data for the amount in stock, average price, age and mileage throughout the UK and by county.
| County | Stock | Avg Price | Avg Age | Avg Mileage | Recent Sales |
|---|---|---|---|---|---|
| All | 585 | £8,426 | 8 | 51,105 | 1,000 |
| Aberdeen City | 3 | £12,995 | 4 | 19,965 | 8 |
| Angus | 1 | £13,995 | 3 | 37,545 | 1 |
| Antrim | 1 | £12,799 | 3 | 6,836 | 2 |
| Ards | 1 | £13,390 | 3 | 10,098 | 4 |
| Armagh | 1 | £5,995 | 11 | 60,300 | - |
| Bedfordshire | 16 | £7,024 | 10 | 61,965 | 19 |
| Berkshire | 16 | £7,047 | 10 | 50,092 | 25 |
| Bristol | 3 | £5,163 | 11 | 65,595 | 16 |
| Bromley - Greater London | 2 | £14,495 | 8 | 11,700 | 3 |
| Buckinghamshire | 10 | £7,190 | 10 | 55,087 | 22 |
| Cambridgeshire | 29 | £9,825 | 7 | 41,782 | 28 |
| Cardiff | 2 | £11,919 | 4 | 16,641 | - |
| Carmarthenshire | 3 | £8,693 | 7 | 49,633 | 2 |
| Cheshire | 19 | £8,970 | 8 | 45,977 | 29 |
| City of Edinburgh | 10 | £7,632 | 10 | 48,708 | 9 |
| Coleraine | 3 | £6,312 | 11 | 71,942 | 1 |
| Conwy | 1 | £14,695 | 3 | 28,539 | - |
| Cornwall | 2 | £11,349 | 5 | 35,311 | 1 |
| County Durham | 13 | £9,952 | 7 | 41,196 | 19 |
| Croydon - Greater London | 7 | £7,295 | 11 | 50,318 | 8 |
| Cumbria | 3 | £11,662 | 6 | 37,762 | 5 |
| Derbyshire | 11 | £6,705 | 9 | 60,987 | 36 |
| Devon | 7 | £7,709 | 9 | 47,658 | 27 |
| Dorset | 5 | £7,936 | 8 | 51,768 | 3 |
| Down | 1 | £10,995 | 6 | 26,000 | - |
| Dundee City | 1 | £5,690 | 11 | 64,568 | 6 |
| Dungannon | 2 | £6,998 | 7 | 71,400 | - |
| East Ayrshire | 2 | £8,149 | 8 | 69,878 | 2 |
| East Riding of Yorkshire | 1 | £13,180 | 4 | 36,707 | 2 |
| East Sussex | 3 | £11,664 | 6 | 36,211 | 9 |
| Essex | 19 | £9,303 | 7 | 49,711 | 17 |
| Falkirk | 1 | £9,995 | 7 | 47,900 | 4 |
| Fife | 10 | £11,065 | 6 | 31,287 | 9 |
| Flintshire | 1 | £3,000 | 15 | 88,643 | - |
| Glasgow City | 9 | £9,245 | 8 | 44,652 | 12 |
| Gloucestershire | 4 | £8,155 | 8 | 51,493 | 11 |
| Greater Manchester | 50 | £7,535 | 9 | 48,605 | 93 |
| Hampshire | 17 | £8,678 | 8 | 46,908 | 37 |
| Harrow - Greater London | 2 | £2,925 | 16 | 64,675 | 1 |
| Havering - Greater London | 4 | £9,659 | 7 | 36,698 | 7 |
| Hertfordshire | 13 | £9,658 | 6 | 45,497 | 35 |
| Highland | 3 | £11,828 | 6 | 28,343 | 6 |
| Hillingdon - Greater London | 7 | £5,795 | 9 | 75,936 | 6 |
| Hounslow - Greater London | 1 | £8,690 | 8 | 34,336 | 2 |
| Isle of Anglesey | 1 | £1,995 | 12 | 128,500 | - |
| Isle of Wight | 4 | £6,746 | 11 | 54,050 | 1 |
| Kent | 10 | £10,314 | 6 | 37,424 | 24 |
| Lancashire | 24 | £7,872 | 8 | 52,774 | 40 |
| Larne | 1 | £11,995 | 3 | 29,000 | - |
| Leicestershire | 6 | £5,587 | 11 | 70,450 | 18 |
| Lincolnshire | 16 | £8,411 | 8 | 46,144 | 17 |
| Lisburn | 1 | £5,990 | 10 | 70,000 | - |
| Merseyside | 5 | £7,546 | 9 | 47,496 | 16 |
| Moray | 1 | £5,998 | 10 | 68,827 | 3 |
| Neath Port Talbot | 1 | £7,495 | 9 | 70,077 | - |
| Newry and Mourne | 2 | £11,445 | 5 | 41,525 | - |
| Newtownabbey | 1 | £4,495 | 9 | 86,737 | 6 |
| Norfolk | 6 | £7,037 | 9 | 69,637 | 18 |
| North Ayrshire | 3 | £6,328 | 9 | 74,882 | 5 |
| North Lanarkshire | 4 | £3,845 | 13 | 69,424 | 4 |
| North Yorkshire | 8 | £10,129 | 6 | 36,838 | 29 |
| Northamptonshire | 6 | £7,745 | 9 | 56,145 | 19 |
| Northumberland | 2 | £9,099 | 7 | 45,263 | 3 |
| Nottinghamshire | 10 | £9,953 | 6 | 42,461 | 17 |
| Oxfordshire | 6 | £9,571 | 7 | 45,899 | 8 |
| Renfrewshire | 4 | £13,498 | 5 | 26,779 | 6 |
| Rhondda Cynon Taf | 2 | £6,399 | 10 | 54,731 | 4 |
| Shropshire | 2 | £10,145 | 7 | 39,343 | 8 |
| Somerset | 5 | £9,194 | 7 | 42,168 | 5 |
| South Ayrshire | 1 | £8,499 | 6 | 37,806 | 1 |
| South Lanarkshire | 1 | £3,995 | 10 | 102,367 | 1 |
| South Yorkshire | 20 | £6,739 | 9 | 62,744 | 26 |
| Staffordshire | 10 | £9,368 | 8 | 38,993 | 13 |
| Stirling | 5 | £9,708 | 7 | 31,574 | 3 |
| Suffolk | 3 | £4,947 | 12 | 65,012 | 12 |
| Surrey | 7 | £7,967 | 8 | 55,569 | 16 |
| Sutton - Greater London | 1 | £8,490 | 7 | 34,000 | 2 |
| The Vale of Glamorgan | 2 | £3,625 | 12 | 92,958 | - |
| Tyne and Wear | 7 | £8,165 | 7 | 55,638 | 11 |
| Warwickshire | 2 | £6,548 | 12 | 71,272 | 3 |
| West Dunbartonshire | 1 | £3,295 | 13 | 68,779 | - |
| West Lothian | 2 | £9,748 | 6 | 39,106 | 7 |
| West Midlands | 26 | £8,413 | 8 | 52,665 | 52 |
| West Sussex | 6 | £9,997 | 7 | 41,422 | 10 |
| West Yorkshire | 31 | £7,904 | 8 | 49,936 | 42 |
| Wiltshire | 5 | £6,947 | 9 | 69,103 | 14 |
| Worcestershire | 4 | £6,946 | 10 | 63,738 | 9 |