Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
First registered in 2013: Used Kia RIO 1Low Milage 59Klow Insuranceulezbluetooth3m with manual transmission, a 1.2 ltr petrol motor and a mere 59,000 miles clocked-up on the dash.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Trustworthy and dependable, the Kia RIO is in the top twenty of the United Kingdom's reliability index, this second-hand one for sale at this dealer comes equipped with manual transmission and has a 1200 cc petrol engine. On offer at the terrific price of just £3,850 or with the option to purchase on finance with manageable payments on offer starting off at only £ per month.
For the total of just £7,295 is this RIO that comes fitted with a 1.0L petrol engine with manual transmission. This second-hand model currently available from this dealer has 73,000 miles clocked up on the dash.
Repairing a car is not only inconvenient, but it can sometimes end up getting expensive, buying one that's rated for being reliable might be something you'll want to consider if you are thinking of overall cost in the long term. The Kia RIO is among the top 20 rated for reliability and this dealer currently has this second hand one available to buy priced at just £6,289. It's a bargain price for this model, even more so if there's less chance of shelling out for repairs.
Fitted with a 1.2 ltr petrol motor and a manual gearbox, this very reliable second hand car is available to drive away in black with 10,198 miles on the dashboard.
Become the next owner of this Kia that incorporates a 1.5 Ltr diesel engine with manual transmission. This second hand model in Oldham has 60,943 miles clocked up on the dash and comes finished in the shade of silver.
Favoured for its trustworthiness, this Kia is equipped with a 1300CC petrol motor and manual transmission. This second hand model has 85,800 miles clocked up on the dash and is available for sale in a silver finish.
Available at our dealership in Bury is this hatchback Kia RIO that offers a hybrid, 1.0L engine and manual transmission. It's up for sale and ready for its next owner to drive away in the tone of grey with just 9,140 miles on the dashboard. It's an excellent choice to make if you're on the lookout to buy a vehicle that has been designed to have durability in mind.
A hatchback vehicle created by the Kia company to offer a higher level of dependability and trustworthiness than the average model, it presents you with a hybrid 1.0 LTR engine and manual gearbox. This dealership currently has this second hand model on offer that has 37,132 miles clocked up on the dashboard and a blue finish.
Currently available from this dealership's show room in the Hillsborough area is this very reliable Kia RIO 1.0 T Gdi 3 with a manual gearbox and 1.0 Ltr petrol engine.
On offer and ready for its next owner to drive away today is this Kia that is known as one of the most trustworthy vehicles on the market. It is equipped with a 1.2 litre petrol engine and manual transmission. This second hand model currently for sale at our dealership has just 38,484 miles on the dashboard and comes finished in the shade of white.
A hatchback car manufactured by Kia to provide its driver a higher level of reliability and trustworthiness than an average vehicle, it offers the driver a petrol 1.3L motor and manual gearbox. this dealer currently has this second hand model on offer that has 60,518 miles clocked up on the dashboard.
On the market and ready for its new owner to drive away today is this Kia RIO fitted with manual transmission and a 1.4 LTR petrol motor. This used one now available from our dealership in Stoke-on-Trent has got 94,000 miles on the dashboard and comes in the tone of red.
On offer and ready for a test drive is this Kia RIO 1.25 Sr7 Euro 6 coming in white - this second hand model has 57,000 miles clocked-up on the dash and incorporates a 1200CC petrol motor with manual transmission.
A superb price of £5,995 from this dealership in Aylesford on this Kia that is rated as one of the most dependable models available. It comprises of a 1.1 L diesel motor, manual transmission and has 20,240 miles clocked up on the dash.
For sale at the price of £9,790 and with the possibility to purchase using credit with affordable instalments starting from £ per month, this white RIO 1L 3 features a 1000 cc hybrid engine with automatic transmission and it has clocked-up 79,000 miles.
Currently available at this dealer in Llandudno is this hatchback Kia RIO 1.0 T Gdi 2 that comes with manual transmission and a 1.0 Litre petrol engine. It's up for sale and ready for its next owner to take home in the shade of blue with 22,442 miles on the clock.
With automatic transmission and a 1.0 Litre petrol engine, this second hand Kia RIO 1.0 T-gdi 2 is available for sale in red and has 14,000 miles on the clock.
The remarkable price of just £7,450 is currently being offered by our dealership in Carlisle on this RIO that's known as one of the most reliable and trustworthy cars on the market.
Purchasing a used Kia Rio using finance can be a savvy way to attain ownership without upfront costs. Here’s a structured guide to facilitate an informed decision on your vehicle financing journey.
1. Initial Steps
Define Your Needs: Ascertain the model, age, and specifications of the Kia Rio that fits your requirements.
Budgeting: Establish a clear budget, factoring in down payments, monthly installments, and auxiliary costs like insurance and maintenance.
2. Financing Options
Bank Loans: Investigate loans from various banks, understanding their interest rates and repayment terms.
Hire Purchase (HP): Pay an initial deposit followed by fixed monthly payments and gain ownership at the end.
Personal Contract Purchase (PCP): Pay lower monthly payments and choose between paying a balloon payment to own, returning, or part-exchanging the car at the end.
Dealer Financing: Explore Kia dealership financing, ensuring to compare their offer with other available options.
3. Vehicle Inspection and History
Physical Check: Assess the vehicle's condition through a thorough physical check or a trusted mechanic.
History Report: Obtain a comprehensive vehicle history report using the VIN to uncover any hidden issues or past incidents.
4. Price and Contract Management
Negotiation: Strive to negotiate the price based on market values and the vehicle’s condition.
Contract Review: Scrutinize all elements of the contract to ensure accuracy and fairness in all clauses.
5. Insurance Handling
Comparison Shopping: Explore and compare insurance options to secure comprehensive coverage at an optimal rate.
Possible Bundling: Inquire about bundling insurance policies (e.g., car and home) for additional savings.
6. Responsible Ownership and Maintenance
Prompt Payments: Ensure timely payments to preserve your credit score and avoid any additional charges.
Maintain Regularly: Stick to a regular maintenance schedule to uphold the vehicle's condition and longevity.
7. Future Preparation
Preserve Resale Value: Maintain the Kia Rio and keep all relevant documentation to maximize its future resale value.
Post-Ownership Planning: Consider the steps you'll take following the end of the financing term, whether it's selling, keeping, or entering a new finance agreement.
Conclusion
Navigating through the financing of a used Kia Rio entails a meticulous approach, from selecting the right vehicle and choosing an appropriate finance option to ensuring fair pricing and maintaining responsible ownership. Employ this guide to navigate through each phase confidently and ensure a gratifying and economically sound vehicle financing experience.
About the Kia RIO
As part of Kia's global lineup, the Rio has consistently proven itself as a reliable and practical compact car. In the UK, the Kia Rio offers a blend of modern design, fuel efficiency, and a suite of technology features that appeal to a wide range of buyers, especially those looking for an economical city car.
Key Features and Specifications
Sleek Design: Over the years, the Kia Rio has adopted a more contemporary design, with sharp lines and a distinctive front grille that aligns with Kia's design philosophy.
Efficient Powertrains: Available with a choice of petrol engines, the Rio ensures decent fuel economy, making it ideal for urban commutes and longer journeys alike.
Interior Comfort: Despite its compact size, the Rio offers a surprisingly spacious interior with a user-friendly infotainment system and essential creature comforts.
Safety & Tech: The Rio boasts various safety features, such as multiple airbags, stability control, and newer models also offer driver assistance systems like autonomous emergency braking.
Popular Models in the UK The Kia Rio's versatility is showcased in its range of trims that cater to various preferences and budgets:
Kia Rio '1': The entry-level trim still comes generously equipped with essentials, including Bluetooth, front electric windows, and a trip computer.
Kia Rio '2': Adding a touch of luxury, this trim includes alloy wheels, a reversing camera, and a 7-inch touchscreen infotainment system.
Kia Rio '3' and 'GT-Line': These higher trims offer more in terms of comfort and performance features, such as heated seats, navigation, and sportier aesthetics for the GT-Line.
Buying Guide
Want to find out everything about all RIO models, pros and cons, what to look out for and everything else you need to know? Check out our Kia RIO buying guide here.
Kia RIO Data by County
Kia RIO data for the amount in stock, average price, age and mileage throughout
the UK and by county.