Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
A hatchback car offering a higher level of dependability than most ordinary models, it features a petrol 1.0 LTR engine and automatic gearbox. this dealer currently has this second hand model in stock which has 2,769 miles clocked up on the dash and a red finish.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
On the market and ready for its next owner to drive away is this Kia Picanto 1.25 Se Hatchback Euro 6 84 Bhp that
comes fitted with automatic transmission and a 1.2 ltr petrol engine. This second-hand model currently available from this dealer priced at £7,445 has 56,513 miles clocked up on the dash.
This Picanto Gt-line is a model which has been engineered to have reliability and trustworthiness in mind. This second hand one priced at £11,610 has 19,095 miles clocked up on the dashboard, a 1.0 Litre petrol engine and manual transmission.
Are you looking at buying a car that is built to be dependable and durable and is amongst those ranked in the top 20 for reliability? Well, take a more in depth look at this one from this dealer with a 1.0 ltr petrol motor with automatic transmission and 9,950 miles clocked up on the dash.
Currently available for viewing at this dealer's show room in Leyland is this Kia with low mileage. It comes with manual transmission and a 1.0 Litre petrol engine with just 18,368 miles clocked up on the dashboard.
Available to buy is this Picanto 1.0T Gdi Gt-line S 4 Seats 0 Ps that incorporates a 1000cc petrol engine and manual transmission. This second hand one now available from this dealer in Northampton has been finished in white and has 19,071 miles on the clock.
Available to view at our dealership in St Helens Kia, MG & Suzuki is this Picanto incorporating a petrol, 1.2 litre engine and manual transmission. On the market and ready for you to drive away in the tone of grey with 13,000 miles on the dash. An excellent choice to make if you're on the lookout for a model that has an outstanding track record for trustworthiness and reliability.
This Picanto 1.0 1 4 Seats up for sale from this dealership priced at £7,998 has got 37,503 miles on the dashboard and is finished in the tone of blue.
Trustworthy and dependable, the Kia Picanto is amongst those rated in the top 20 for reliability. This second hand one has been finished in the shade of blue, has a 1.1l petrol motor with automatic transmission and it has 75,000 miles clocked up on the dash.
On offer and ready for you to drive away is this Kia Picanto that is ranked as one of the most trustworthy and durable vehicles on the market. It is fitted with automatic transmission and a LTR petrol motor. This second hand model now available from our dealership in Weston-super-Mare has a mere 23,869 miles on the dash and is finished in the tone of blue.
Put yourself in the driver's seat of this dependable Kia Picanto 1.0 2 Hatchback which is ranked as one of the UK's top 10 most reliable vehicles. It is fitted with a 1.0 Litre engine and manual transmission. This second hand one now available at our dealership in Inverness has done 45,178 miles and has been finished in the shade of red.
This Picanto has 2,141 miles clocked up on the dashboard and is equipped with a 1.2 Litre engine. It runs on with manual transmission and comes in the shade of white.
Purchase this used hatchback for only £3,499. Credit plans start off at around £ each month for this vehicle incorporating a 1.0 litre petrol engine with manual transmission.
Own this Picanto for only £2,495. Credit plans begin at as little as £ per month for this vehicle that comes fitted out with manual transmission and a 1.0 litre petrol engine.
Up for sale and ready for its next owner to drive away is this Kia that incorporates a 1000 cc petrol engine with manual transmission. This used model at our dealership has 28,500 miles on the dashboard and has a blue finish.
Embarking on the journey to finance a used Kia Picanto can be streamlined with a good understanding of the options available and steps involved. Here's a guide to navigate through your purchasing journey:
Understanding Your Needs and Budget:
Evaluate Your Finances: Identify what you can afford as a down payment and monthly installments.
Selecting the Right Model: Pick a Kia Picanto variant that aligns with your requirements and budget.
Vehicle Inspection: Check the vehicle’s condition and confirm its history to avoid future issues.
Disadvantages: Potentially more expensive in the long run, mileage limitations.
4. Dealer Financing:
Advantages: Convenient, potential promotions.
Disadvantages: May have higher interest rates than banks.
5. Peer-to-Peer Lending:
Advantages: Quick and possibly lenient with credit scores.
Disadvantages: Ensure the platform's credibility and understand associated terms.
Engaging in the Purchase Process:
a. Select a Reputed Seller:
Consider their reliability, customer reviews, and track record.
b. Negotiation:
Be prepared with market prices and data to effectively negotiate.
c. Finalizing the Deal:
Thoroughly go through all terms before signing the agreement.
d. Insurance:
Ensure you get an insurance policy that aligns with your needs before the car is driven.
Post-Purchase Considerations:
Maintaining the Car: Keep up with regular services and maintenance.
Managing Loan Payments: Ensure timely payments to avoid penalties and safeguard your credit score.
Additional Tips:
Depreciation: Keep in mind that cars depreciate, and choose a financing term that acknowledges this factor.
Loan Terms: Pay attention to the loan duration and total payable amount, ensuring it aligns with your financial stability.
Warranties: Inquire about existing warranties and consider purchasing additional coverage.
In Summary:
When financing a used Kia Picanto, attentiveness to details, a clear understanding of financial products, and mindful budgeting are vital. Ensure a balanced view of the total cost, affordability, and vehicle condition as you proceed, and consult a financial advisor if needed to navigate through the options available to you. This way, you can enjoy your Picanto while being financially savvy!
About the Kia Picanto
Size isn't always an indicator of substance, and the Kia Picanto stands as a testament to this. This compact city car, hailing from the stables of the South Korean automaker, Kia, packs a punch well above its weight class, making it an excellent choice for urban dwellers and first-time drivers alike.
Efficiently Compact:
Designed for the city, the Picanto's compact dimensions make navigating tight streets and squeezing into compact parking spaces a breeze. Yet, the car's interiors are surprisingly spacious, offering a comfortable ride even on longer journeys.
Stylish and Modern:
For a car of its size, the Picanto doesn't skimp on style. Its dynamic front grille, sleek headlights, and contemporary design language make it stand out in a crowd. The interior is equally impressive, with a well-laid-out dashboard and modern infotainment features, ensuring that drivers and passengers remain connected and entertained.
Performance:
Under its hood, the Picanto houses efficient engines tailored for city driving. While it might not be the fastest car on the road, its agility and nimbleness more than compensate. It responds eagerly to driver inputs, making it fun to drive in urban settings.
Safety First:
Despite its compact nature, the Picanto does not compromise on safety. It comes equipped with an array of safety features, including multiple airbags, anti-lock braking systems, and stability control. This ensures peace of mind for both the driver and passengers.
Conclusion:
The Kia Picanto is a shining example of how a small package can deliver big on promises. With its blend of style, efficiency, safety, and affordability, it's an ideal choice for those looking for a reliable and modern city car.
Buying Guide
Want to find out everything about all Picanto models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Picanto buying guide here.
Kia Picanto Data by County
Kia Picanto data for the amount in stock, average price, age and mileage throughout
the UK and by county.