Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
The Reliability Index figure accounts for - rate of failure, the price and inconvenience. It's sourced from data that has been collected through a vast number of claims that are made by drivers every year and provides motorists with a comprehensive guide of cars on the road today. The Kia Picanto is among those ranked in the top 10 for reliability and at this dealer you can pick up this used 1.0 5dr for just £1,195. It's already a really great price for this model and even better if you take into account that it is less likely to leave you with a bill for repairs.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Fitted with a 1.0 litre petrol engine and a manual gearbox, this trustworthy and durable Kia Picanto 1.0 1 Euro is currently available to drive away in white with 41,000 miles on the dashboard.
A 3 door hatchback vehicle created by Kia that offers its driver a higher degree of durability than your average model. This Picanto has got 54,000 miles clocked-up on the dash and is fitted with a 1.0L petrol motor and manual transmission. Currently available to drive away at the fantastic price of only £3,995 or with the option to buy using finance with affordable payments on offer from £ per month.
Containing a 1.0 ltr petrol motor and manual transmission, this second hand Kia Picanto 1.0 1 4 Seats from this dealer is on the market in a blue finish and has 18,265 miles on the dash.
Near mint Kia with low mileage now available to drive away at £12,495 or on finance starting from £ monthly. It has got a mere 8,624 miles clocked up on the dash and has a 1.0 litre petrol motor.
Now available at our dealership located in the Weston-super-Mare area is this Kia that is fitted out with a 1000 cc petrol engine with manual transmission. It's in a splendid, like new condition inside and out and is up for sale and ready for you to drive away in the shade of black with 500 miles on the dashboard.
Take a closer look at this Kia that has been designed with dependability in mind. It contains a 1.0L petrol engine and manual transmission. This second hand model now up for sale at our dealership has only got 35,600 miles on the dash.
Get yourself in the driver's seat of this dependable and durable Kia Picanto 1.25 2 Hatchback Euro 6 83 Bhp that is in Britain's top 20 reliability index. It is fitted with a 1.2 L petrol motor and automatic transmission. This used one now available from our dealership in Harrow has clocked-up 26,660 miles and is finished in silver.
With a mere 17,100 mi on the dash and coming in the tone of white, this Kia Picanto is equipped with a L petrol motor and manual transmission. Currently available to drive away at the amazing price of only £10,489 or with the option to buy using finance with achievable repayments available starting from £ pm.
There's a low price at this dealer in Bedford for this like new, low mileage Picanto 1.0 Gt-line 4 Seats with 14,106 miles on the clock, automatic transmission and a 1.0l petrol engine.
Take a look at this Kia Picanto that is ranked as one of the most durable and trustworthy cars on the market. It contains a 1.0l petrol motor with manual transmission. This second hand model now available from our dealership in Dudley has only done 1,900 miles and has been finished in the shade of black.
Have a closer look at this durable Picanto 1.0 1 4 Seats that is ranked amongst the UK's top 20 most reliable models. It comes fitted out with a 1.0 litre petrol engine and manual transmission. This second-hand one now up for sale at our dealership in Brighton has only 22,700 mi on the clock and comes in the tone of red.
An incredible price of £12,223 is currently being advertised by this dealer on this Kia Picanto 1.0 2 4 Seats with few miles on the clock. It's a great choice to make if you're on the lookout to buy a model that has an excellent reputation for trustworthiness and dependability.
A brilliant price of £13,995 is being advertised by this dealership on this hatchback second hand car in an almost spotless, nearly new condition. It could be the one for you if you're searching to buy a vehicle that has an excellent track record for reliability and trustworthiness.
Go down to this car dealership for a closer look at this manual Kia with a 1.0 l petrol motor with manual transmission. This used model located in Camberley is finished in white and has 79,000 miles clocked up on the dash.
This used car has got 18,263 miles on the dashboard and incorporates a 1000 CC petrol engine. It's on the market and ready for you to drive home for the fantastic price of just £10,627.
On the market and ready for its new owner to drive away is this hatchback that is ranked as one of the most durable and trustworthy cars on the market. It comes equipped with automatic transmission and a 1.3L petrol motor. This used model currently available from our dealership in Pudsey has just 18,000 miles clocked up on the dash and is finished in the shade of white.
Calculating several factors, the UK Reliability Index collates data made up of a large number of insurance claims which are made every year. It considers: inconvenience for the driver, a car's rate of failure and cost, giving you a detailed overview of vehicles currently on the road. Kia's Picanto is in the top 10 of the UK's reliability index and this dealer currently has this second hand 1.25 Gt-line S available to buy priced at just £10,040. It's already a fantastic deal for this model and even more so if you take into account that it's less likely to need extra trips to the mechanic.
A terrific price of £12,250 is being advertised by this dealership in Tamworth on this reliable and trustworthy Kia which is in splendid, like new condition throughout. This model comprises of a 1000CC petrol motor, manual gearbox and has 8,071 miles on the clock.
Take a look at the brilliant price at this dealer in Armadale for this Kia Picanto with automatic transmission, just 14,539 miles clocked-up on the dash and a 1.0 l petrol motor.
Take a test drive in this Picanto 1.0 Gt-line S featuring automatic transmission and a 1.0 LTR petrol motor. It is a second-hand model, but it was wonderfully maintained by the previous owner and therefore remains in a splendid, like new condition.
A hatchback car designed by Kia to give its driver a higher standard of reliability and trustworthiness than the average model, it has a petrol 1.0l motor and automatic transmission. This dealership currently has this second hand model in stock that has 28,486 miles clocked-up on the dashboard.
Embarking on the journey to finance a used Kia Picanto can be streamlined with a good understanding of the options available and steps involved. Here's a guide to navigate through your purchasing journey:
Understanding Your Needs and Budget:
Evaluate Your Finances: Identify what you can afford as a down payment and monthly installments.
Selecting the Right Model: Pick a Kia Picanto variant that aligns with your requirements and budget.
Vehicle Inspection: Check the vehicle’s condition and confirm its history to avoid future issues.
Disadvantages: Potentially more expensive in the long run, mileage limitations.
4. Dealer Financing:
Advantages: Convenient, potential promotions.
Disadvantages: May have higher interest rates than banks.
5. Peer-to-Peer Lending:
Advantages: Quick and possibly lenient with credit scores.
Disadvantages: Ensure the platform's credibility and understand associated terms.
Engaging in the Purchase Process:
a. Select a Reputed Seller:
Consider their reliability, customer reviews, and track record.
b. Negotiation:
Be prepared with market prices and data to effectively negotiate.
c. Finalizing the Deal:
Thoroughly go through all terms before signing the agreement.
d. Insurance:
Ensure you get an insurance policy that aligns with your needs before the car is driven.
Post-Purchase Considerations:
Maintaining the Car: Keep up with regular services and maintenance.
Managing Loan Payments: Ensure timely payments to avoid penalties and safeguard your credit score.
Additional Tips:
Depreciation: Keep in mind that cars depreciate, and choose a financing term that acknowledges this factor.
Loan Terms: Pay attention to the loan duration and total payable amount, ensuring it aligns with your financial stability.
Warranties: Inquire about existing warranties and consider purchasing additional coverage.
In Summary:
When financing a used Kia Picanto, attentiveness to details, a clear understanding of financial products, and mindful budgeting are vital. Ensure a balanced view of the total cost, affordability, and vehicle condition as you proceed, and consult a financial advisor if needed to navigate through the options available to you. This way, you can enjoy your Picanto while being financially savvy!
About the Kia Picanto
Size isn't always an indicator of substance, and the Kia Picanto stands as a testament to this. This compact city car, hailing from the stables of the South Korean automaker, Kia, packs a punch well above its weight class, making it an excellent choice for urban dwellers and first-time drivers alike.
Efficiently Compact:
Designed for the city, the Picanto's compact dimensions make navigating tight streets and squeezing into compact parking spaces a breeze. Yet, the car's interiors are surprisingly spacious, offering a comfortable ride even on longer journeys.
Stylish and Modern:
For a car of its size, the Picanto doesn't skimp on style. Its dynamic front grille, sleek headlights, and contemporary design language make it stand out in a crowd. The interior is equally impressive, with a well-laid-out dashboard and modern infotainment features, ensuring that drivers and passengers remain connected and entertained.
Performance:
Under its hood, the Picanto houses efficient engines tailored for city driving. While it might not be the fastest car on the road, its agility and nimbleness more than compensate. It responds eagerly to driver inputs, making it fun to drive in urban settings.
Safety First:
Despite its compact nature, the Picanto does not compromise on safety. It comes equipped with an array of safety features, including multiple airbags, anti-lock braking systems, and stability control. This ensures peace of mind for both the driver and passengers.
Conclusion:
The Kia Picanto is a shining example of how a small package can deliver big on promises. With its blend of style, efficiency, safety, and affordability, it's an ideal choice for those looking for a reliable and modern city car.
Buying Guide
Want to find out everything about all Picanto models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Picanto buying guide here.
Kia Picanto Data by County
Kia Picanto data for the amount in stock, average price, age and mileage throughout
the UK and by county.
