Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Renowned for being an extremely dependable car, this 3 door Kia Picanto 1.25 Equinox Euro 5 possesses a petrol 1.2 litre motor and manual transmission, is finished in black and has 72,720 miles on the dash. Yours to buy at the great price of £3,395 or you can also choose to buy on finance by using evenly spread, achievable repayments starting out at £ per month.
On offer and ready for its new owner to take home is this trusty Picanto 1.0 1 Euro 6 that is ranked as one of the UK's top 20 most reliable cars. It is fitted with a 1000cc petrol motor and manual transmission. This second hand model at this dealer in Dundee has 18,034 miles on the dashboard and has been finished in blue.
Put yourself in the driver's seat of this durable Kia which is ranked amongst Britain's top 20 reliability index. It incorporates a 1.2 ltr petrol motor and automatic transmission. This second-hand model now for sale at our dealership has a mere 27,000 mi clocked up on the dash.
There is a terrific price of only £13,514 for this second hand, low mileage Kia Picanto 1.0 Gt-line 4 Seats that’s got automatic transmission, a 1.0 litre petrol motor and a mere 13,900 miles clocked-up on the dashboard.
Own this Picanto 1.0 65 Sr7 for only £5,495. It has a 1000 CC petrol engine with manual transmission and it has got 30,000 miles clocked up on the dash.
Are you planning on buying a Kia Picanto 1.0 67 Gt-line? Well, have a more detailed look at this second hand like new one that's in almost pristine, like new condition inside and out. This particular vehicle has clocked up 2,807 miles and comes fitted with a 1000 CC petrol engine with automatic transmission.
The bargain price of only £10,999 is being advertised by our dealership for this Picanto that's been designed to have trustworthiness and dependability in mind and is among those ranked in the top 20 of the UK's reliability index.
A superb price of only £12,795 is being advertised by our dealership in Worksop for this almost flawless, like new, low mileage Picanto that just has 6,350 miles clocked-up on the dashboard.
Praised for being an extremely dependable and trustworthy car, this door Picanto 1.0 Dpi Isg X-line supplies the driver with a petrol 1000cc motor and manual transmission, is finished in white and has 30,806 miles on the clock. Yours to buy at the low price of £10,995 or you can also buy on finance with monthly repayments beginning from as little as £ per month.
This dealer in London is currently advertising an incredible price of £11,249 for this Kia that is known as one of the most trustworthy and dependable cars available. This model is fitted with a 1.0 LTR petrol motor with automatic transmission and it only has 31,580 miles clocked-up on the dashboard.
Are you interested in owning a model that's been manufactured to be durable and dependable and is among those ranked in the top 20 of the reliability index? Then consider choosing this second hand one with low mileage from our dealership located in Stevenage, it has a mere 7,886 miles clocked-up on the dash and incorporates a 1000 CC petrol engine.
Located at our dealership in the Preston area is this Kia Picanto features a 1000 CC engine with automatic transmission. It's in an excellent, like new condition throughout and is up for sale and ready for its next owner to drive away in a tone of with just 1,318 mi clocked-up on the dash.
Are you interested in owning a model that's amongst those ranked in the top 20 of the reliability index? Then consider choosing this second-hand model with a 1.3 ltr engine, transmission and 45,000 miles on the dash.
Available to view at our dealership in Hull Collection Centre is this Picanto in an excellent, nearly new condition which is equipped with a 1000 cc petrol motor and manual transmission
Available from our dealership in the Nottingham area is this hatchback Kia Picanto fitted out with a petrol, 1.0L engine and manual gearbox. It is on the market and ready for its next owner to take home in a tone of white with a mere 22,428 miles clocked up on the dash. It could be an excellent choice to make if you're on the lookout for a vehicle that has been designed to have dependability in mind.
This dealer is currently advertising an incredible price of only £13,898 on this Kia Picanto 1.0 X-line S that is known to be one of the most reliable and trustworthy models available.
Take a test drive in this durable hatchback that is ranked amongst Britain's top 20 most reliable cars. It features a 1.0 Ltr petrol engine and manual transmission. This second hand model currently available from this dealer has a mere 26,300 mi clocked up on the dash.
On offer and ready for its next owner to drive away today is this Picanto that features a cc petrol motor with manual transmission. This used model from this dealer is for sale at the amazing price of £4,995, has been finished in white and has 54,800 miles clocked up on the dash.
Embarking on the journey to finance a used Kia Picanto can be streamlined with a good understanding of the options available and steps involved. Here's a guide to navigate through your purchasing journey:
Understanding Your Needs and Budget:
Evaluate Your Finances: Identify what you can afford as a down payment and monthly installments.
Selecting the Right Model: Pick a Kia Picanto variant that aligns with your requirements and budget.
Vehicle Inspection: Check the vehicle’s condition and confirm its history to avoid future issues.
Disadvantages: Potentially more expensive in the long run, mileage limitations.
4. Dealer Financing:
Advantages: Convenient, potential promotions.
Disadvantages: May have higher interest rates than banks.
5. Peer-to-Peer Lending:
Advantages: Quick and possibly lenient with credit scores.
Disadvantages: Ensure the platform's credibility and understand associated terms.
Engaging in the Purchase Process:
a. Select a Reputed Seller:
Consider their reliability, customer reviews, and track record.
b. Negotiation:
Be prepared with market prices and data to effectively negotiate.
c. Finalizing the Deal:
Thoroughly go through all terms before signing the agreement.
d. Insurance:
Ensure you get an insurance policy that aligns with your needs before the car is driven.
Post-Purchase Considerations:
Maintaining the Car: Keep up with regular services and maintenance.
Managing Loan Payments: Ensure timely payments to avoid penalties and safeguard your credit score.
Additional Tips:
Depreciation: Keep in mind that cars depreciate, and choose a financing term that acknowledges this factor.
Loan Terms: Pay attention to the loan duration and total payable amount, ensuring it aligns with your financial stability.
Warranties: Inquire about existing warranties and consider purchasing additional coverage.
In Summary:
When financing a used Kia Picanto, attentiveness to details, a clear understanding of financial products, and mindful budgeting are vital. Ensure a balanced view of the total cost, affordability, and vehicle condition as you proceed, and consult a financial advisor if needed to navigate through the options available to you. This way, you can enjoy your Picanto while being financially savvy!
About the Kia Picanto
Size isn't always an indicator of substance, and the Kia Picanto stands as a testament to this. This compact city car, hailing from the stables of the South Korean automaker, Kia, packs a punch well above its weight class, making it an excellent choice for urban dwellers and first-time drivers alike.
Efficiently Compact:
Designed for the city, the Picanto's compact dimensions make navigating tight streets and squeezing into compact parking spaces a breeze. Yet, the car's interiors are surprisingly spacious, offering a comfortable ride even on longer journeys.
Stylish and Modern:
For a car of its size, the Picanto doesn't skimp on style. Its dynamic front grille, sleek headlights, and contemporary design language make it stand out in a crowd. The interior is equally impressive, with a well-laid-out dashboard and modern infotainment features, ensuring that drivers and passengers remain connected and entertained.
Performance:
Under its hood, the Picanto houses efficient engines tailored for city driving. While it might not be the fastest car on the road, its agility and nimbleness more than compensate. It responds eagerly to driver inputs, making it fun to drive in urban settings.
Safety First:
Despite its compact nature, the Picanto does not compromise on safety. It comes equipped with an array of safety features, including multiple airbags, anti-lock braking systems, and stability control. This ensures peace of mind for both the driver and passengers.
Conclusion:
The Kia Picanto is a shining example of how a small package can deliver big on promises. With its blend of style, efficiency, safety, and affordability, it's an ideal choice for those looking for a reliable and modern city car.
Buying Guide
Want to find out everything about all Picanto models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Picanto buying guide here.
Kia Picanto Data by County
Kia Picanto data for the amount in stock, average price, age and mileage throughout
the UK and by county.