Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
The UK Reliability Index figure combines several elements: cost, the amount the car fails and inconvenience. It is based on data that has been gathered through the number of insurance claims that are made every year which assists in giving you a detailed overview of cars on the UK's roads today. Kia's Picanto is in the top 20 of Britain's Reliability Index and this dealer currently has this second hand one for sale at just £8,795. It's a bargain price for this particular model and even more so if you factor in potential savings in repair bills.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Now available at this dealership in the Chesterfield area is this hatchback Picanto which is fitted out with a petrol, 1.0 L engine and manual transmission. On the market in the tone of black with 75,000 miles on the clock.
Get yourself in the driver's seat of this durable Kia that is ranked as one of the UK's top 10 most reliable cars. It is equipped with a 1.0 L petrol motor and automatic transmission. This model currently in stock at our dealership in Kia - Newport is a pre-owned, second hand vehicle, but it's been beautifully maintained so it's still in an excellent, like new condition with just 5,076 miles on the clock.
On offer and ready for its next owner to take home is this Picanto that comes fitted out with manual transmission and a 1.2 litre petrol engine. This second hand model currently in stock at our dealership in Oakham is up for sale at the outstanding price of £10,000.
Taking several factors into account, the Reliability Index gathers the data sourced from the millions of pounds worth of insurance claims that are made by drivers throughout each year. It looks at: rate of failure, cost and inconvenience for motorists and provides you with a comprehensive overview of all of the vehicles that are on the road today. The Kia Picanto is amongst the top 20 rated for reliability and this dealership currently has this second hand one for sale at just £3,995. That is a really great price for this model, particularly when you take into account that it's less likely to leave you with a bill for repairs.
On offer and ready for you to take home from this dealer is this low mileage Picanto 1.0 1 4 Seats. It has only clocked up 19,619 miles and comes equipped with a 1.0 Ltr petrol motor and manual transmission.
Now advertised by this dealership in Barnstaple is this hatchback Picanto that comes equipped with a petrol, 1000CC engine and manual gearbox. It's available on the market in the tone of green with 3,612 miles clocked-up on the dashboard.
On the market and ready for you to drive away today is this Kia that comes fitted out with a 1000 CC petrol engine with manual transmission. This second hand model currently for sale at our dealership only has 38,000 miles on the clock.
Available from this dealership's showroom is this low mileage Kia Picanto. It has got automatic transmission and a 1.0 Litre petrol motor with just 21,432 miles on the clock.
Painted in a red finish, this hatchback Picanto 1.25 Gt-line incorporates a 1.2 L petrol motor with manual transmission and it has 24,109 miles on the dashboard. First Registered in 2019, it is currently on offer and ready for you to drive away for £9,998.
On offer and ready for you to drive home is this Picanto with a 1.0l petrol engine and manual transmission. This used model from this dealership in Glasgow comes finished in the tone of white and has 5,709 miles on the clock.
This Kia has clocked up 10,869 miles and incorporates a 1.0 ltr engine. It runs on petrol with manual transmission and is available in the tone of white.
This dealer in Widnes is currently advertising a fabulous price of just £8,980 for this Kia Picanto that has an outstanding reputation for reliability and trustworthiness. This model is fitted out with a 1.0 Litre petrol engine, manual gearbox and has 7,700 miles clocked up on the dashboard.
Available for viewing at this dealer in Radlett is this hatchback Picanto X-line S that has automatic transmission and a 1.0 L petrol engine. It is on offer and ready for you to drive home in a grey finish with 23,000 mi clocked up on the dashboard.
Currently on the market and ready for its next owner to drive home is this Kia with a 1.0 LTR petrol motor and 36,368 miles clocked up on the dashboard.
Second hand Kia Picanto with manual gearbox, 1100 CC petrol motor - now on the market and ready for its new owner to drive home at the very cheap price of only £995. This second hand car finished in the shade of has 71,000 miles on the dashboard and is an ideal buy if you're looking for a car to get yourself around and about the town.
On offer and ready for its next owner to drive away is this dependable Kia Picanto Hatchback which is listed as one of Britain's top 10 most reliable cars. It is fitted with a 1.2L petrol motor and manual transmission. This second hand model now for sale at our dealership has clocked-up 30,000 miles.
On the market and ready for its next owner to drive away is this hatchback. This second hand model has 1,586 miles clocked up on the dash and is fitted out with a 1000CC petrol motor and manual transmission.
Take a test drive in this Kia in a like new condition that is fitted out with a 1.0l engine with automatic transmission. This second hand model currently available from this dealer has got a mere 8,010 miles clocked up on the dash.
Be the next owner of this Picanto 2015 15 1.0 which is equipped with a 1000 CC motor and manual transmission. This second-hand model is advertised at the outstanding price of £3,100, has 108,586 miles clocked-up on the dashboard and has a white finish.
For the total of only £16,690 is this like new hatchback second hand car. It could be a great choice to make if you're on the lookout for a vehicle that's been engineered with durability in mind.
Having to get your car repaired is not only an inconvenience, it can sometimes be a bit on the expensive side, therefore owning one that's rated for being reliable may be something worth considering if you are thinking of overall cost in the long term. The Kia Picanto is among the top rated for reliability and this dealer in Croydon has this second hand one for sale at only £4,500. That is already great value for this particular model and even more so taking into account that it's less likely to leave you with an extra bill for repairs.
Embarking on the journey to finance a used Kia Picanto can be streamlined with a good understanding of the options available and steps involved. Here's a guide to navigate through your purchasing journey:
Understanding Your Needs and Budget:
Evaluate Your Finances: Identify what you can afford as a down payment and monthly installments.
Selecting the Right Model: Pick a Kia Picanto variant that aligns with your requirements and budget.
Vehicle Inspection: Check the vehicle’s condition and confirm its history to avoid future issues.
Disadvantages: Potentially more expensive in the long run, mileage limitations.
4. Dealer Financing:
Advantages: Convenient, potential promotions.
Disadvantages: May have higher interest rates than banks.
5. Peer-to-Peer Lending:
Advantages: Quick and possibly lenient with credit scores.
Disadvantages: Ensure the platform's credibility and understand associated terms.
Engaging in the Purchase Process:
a. Select a Reputed Seller:
Consider their reliability, customer reviews, and track record.
b. Negotiation:
Be prepared with market prices and data to effectively negotiate.
c. Finalizing the Deal:
Thoroughly go through all terms before signing the agreement.
d. Insurance:
Ensure you get an insurance policy that aligns with your needs before the car is driven.
Post-Purchase Considerations:
Maintaining the Car: Keep up with regular services and maintenance.
Managing Loan Payments: Ensure timely payments to avoid penalties and safeguard your credit score.
Additional Tips:
Depreciation: Keep in mind that cars depreciate, and choose a financing term that acknowledges this factor.
Loan Terms: Pay attention to the loan duration and total payable amount, ensuring it aligns with your financial stability.
Warranties: Inquire about existing warranties and consider purchasing additional coverage.
In Summary:
When financing a used Kia Picanto, attentiveness to details, a clear understanding of financial products, and mindful budgeting are vital. Ensure a balanced view of the total cost, affordability, and vehicle condition as you proceed, and consult a financial advisor if needed to navigate through the options available to you. This way, you can enjoy your Picanto while being financially savvy!
About the Kia Picanto
Size isn't always an indicator of substance, and the Kia Picanto stands as a testament to this. This compact city car, hailing from the stables of the South Korean automaker, Kia, packs a punch well above its weight class, making it an excellent choice for urban dwellers and first-time drivers alike.
Efficiently Compact:
Designed for the city, the Picanto's compact dimensions make navigating tight streets and squeezing into compact parking spaces a breeze. Yet, the car's interiors are surprisingly spacious, offering a comfortable ride even on longer journeys.
Stylish and Modern:
For a car of its size, the Picanto doesn't skimp on style. Its dynamic front grille, sleek headlights, and contemporary design language make it stand out in a crowd. The interior is equally impressive, with a well-laid-out dashboard and modern infotainment features, ensuring that drivers and passengers remain connected and entertained.
Performance:
Under its hood, the Picanto houses efficient engines tailored for city driving. While it might not be the fastest car on the road, its agility and nimbleness more than compensate. It responds eagerly to driver inputs, making it fun to drive in urban settings.
Safety First:
Despite its compact nature, the Picanto does not compromise on safety. It comes equipped with an array of safety features, including multiple airbags, anti-lock braking systems, and stability control. This ensures peace of mind for both the driver and passengers.
Conclusion:
The Kia Picanto is a shining example of how a small package can deliver big on promises. With its blend of style, efficiency, safety, and affordability, it's an ideal choice for those looking for a reliable and modern city car.
Buying Guide
Want to find out everything about all Picanto models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Picanto buying guide here.
Kia Picanto Data by County
Kia Picanto data for the amount in stock, average price, age and mileage throughout
the UK and by county.
