Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Dependable and trustworthy, the Kia Picanto is in the top twenty of the UK's reliability index. This second-hand model finished in a tone of grey, is fitted out with a 1000cc petrol engine with manual transmission and has 31,026 miles on the clock.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Trustworthy and durable, the Kia Picanto is in the top 20 of the UK's reliability index. This second hand model is available in black, is fitted with a 1.0 Litre petrol motor with automatic transmission and it has got 10 miles clocked-up on the dash.
At this dealership in Leeds you'll find the fantastic price of just £11,600 on this Kia with a 1.0 Ltr petrol motor, manual transmission and 13,702 mi clocked up on the dash.
Revered for being a very trustworthy car, this 5 door hatchback Picanto presents you with a petrol 1000 cc engine and manual transmission, is finished in red and has 39,600 miles on the dashboard. Yours to buy at the fantastic price of £9,440 or you can also choose to buy on finance with the help of evenly priced, cost efficient instalments starting from as little as £ pm.
This Kia Picanto 1.0 1 Euro 6 S S comes fitted with manual transmission, a 1.0 L petrol motor and has got 56,844 miles on the dash. This particular second-hand model from this dealer in Harrow comes finished in the shade of white.
This second hand car comes fitted with manual transmission, a 1200 CC petrol engine and has got 29,300 miles clocked-up on the dash. It is available for sale for the remarkable price of only £10,530.
Currently advertised by this dealer at the low price of just £2,990 is this Kia that is known to be one of the most trustworthy and reliable vehicles available. This second hand model is fitted out with a 1.1 Litre petrol motor with automatic transmission and it has clocked up a mere 34,000 miles.
Well known for its reliability, this Picanto 2 is fitted out with a 1.2 ltr petrol engine and manual transmission. This dealer currently has this second hand model in stock that has 46,070 mi on the dash. It is available at the really amazing price tag of just £7,630 or through making monthly repayments starting at only £ per month.
The Kia Picanto is in the top 20 of Britain's reliability index. At this dealership in Stirling you can get this used one with manual transmission, a 1.0 litre petrol engine and only 26,013 miles on the clock.
Considering going for a model that has been built to be durable and trustworthy and is amongst those rated in the top 20 of the United Kingdom's reliability index? Then consider choosing this second hand one from this dealer that’s got 74,999 miles clocked up on the dash, a 1.0 ltr petrol engine and manual transmission.
Finished in the tone of , this vehicle has 21,500 miles clocked-up on the dashboard and comes equipped with a automatic 1.0 Ltr engine running on petrol.
There's a bargain price at this dealership in Pontypridd on this low mileage, like new Picanto with manual transmission, 14,938 miles on the dash and a 1.0l petrol motor.
Grab the chance to buy this Kia Picanto that is now available at this dealer's great price of just £11,495. It comes in a finish, has 16,650 miles on the dashboard and comes equipped with a 1.0 ltr petrol engine and manual transmission.
Up for sale and available to take on a test drive is this Kia Picanto 1.0 Pure in the colour of blue - this particular model has clocked up 10 miles and is equipped with a 1000 cc petrol engine.
Second hand Kia Picanto 1.0 Dpi 2 Hatchback Euro 6 Ss, in an impeccable, like new condition - now available to buy at only £10,995. It looks and drives like new, features a 1.0 Ltr petrol motor with manual transmission and it has clocked up a mere 10,700 miles.
A second-hand with low mileage in an impeccable, like new condition, this motor drives and looks like new; fitted with a 1.2 ltr petrol engine and automatic transmission.
Become the next owner of this Kia Picanto 3 incorporating a 1.2 Ltr petrol engine with manual transmission. This second hand model currently available from this dealership has 88,937 miles clocked up on the dashboard.
Kia's Picanto is in the top 20 of the reliability index and this dealership currently has this second hand model in stock for just £7,395. That is already really good deal for this model and it's even better if there's less chance of having to shell out for repairs.
Best known for its reliability, this Picanto White Automatic comes fitted with a 1.2 Litre petrol motor and automatic transmission. This dealer currently has this second hand model on offer that has 116,000 miles clocked up on the dash and a white finish. It's available at the bargain price tag of £3,994 or by making monthly payments starting from around £ per month.
Among those ranked in the top ten of the British reliability index, this is a hatchback vehicle manufactured by the Kia company to offer its driver a higher standard of durability and trustworthiness than the average car. This second hand Picanto 1.0 Vr7 is fitted out with a 1000 cc petrol motor with manual transmission and has 30,000 miles clocked-up on the dash.
Embarking on the journey to finance a used Kia Picanto can be streamlined with a good understanding of the options available and steps involved. Here's a guide to navigate through your purchasing journey:
Understanding Your Needs and Budget:
Evaluate Your Finances: Identify what you can afford as a down payment and monthly installments.
Selecting the Right Model: Pick a Kia Picanto variant that aligns with your requirements and budget.
Vehicle Inspection: Check the vehicle’s condition and confirm its history to avoid future issues.
Disadvantages: Potentially more expensive in the long run, mileage limitations.
4. Dealer Financing:
Advantages: Convenient, potential promotions.
Disadvantages: May have higher interest rates than banks.
5. Peer-to-Peer Lending:
Advantages: Quick and possibly lenient with credit scores.
Disadvantages: Ensure the platform's credibility and understand associated terms.
Engaging in the Purchase Process:
a. Select a Reputed Seller:
Consider their reliability, customer reviews, and track record.
b. Negotiation:
Be prepared with market prices and data to effectively negotiate.
c. Finalizing the Deal:
Thoroughly go through all terms before signing the agreement.
d. Insurance:
Ensure you get an insurance policy that aligns with your needs before the car is driven.
Post-Purchase Considerations:
Maintaining the Car: Keep up with regular services and maintenance.
Managing Loan Payments: Ensure timely payments to avoid penalties and safeguard your credit score.
Additional Tips:
Depreciation: Keep in mind that cars depreciate, and choose a financing term that acknowledges this factor.
Loan Terms: Pay attention to the loan duration and total payable amount, ensuring it aligns with your financial stability.
Warranties: Inquire about existing warranties and consider purchasing additional coverage.
In Summary:
When financing a used Kia Picanto, attentiveness to details, a clear understanding of financial products, and mindful budgeting are vital. Ensure a balanced view of the total cost, affordability, and vehicle condition as you proceed, and consult a financial advisor if needed to navigate through the options available to you. This way, you can enjoy your Picanto while being financially savvy!
About the Kia Picanto
Size isn't always an indicator of substance, and the Kia Picanto stands as a testament to this. This compact city car, hailing from the stables of the South Korean automaker, Kia, packs a punch well above its weight class, making it an excellent choice for urban dwellers and first-time drivers alike.
Efficiently Compact:
Designed for the city, the Picanto's compact dimensions make navigating tight streets and squeezing into compact parking spaces a breeze. Yet, the car's interiors are surprisingly spacious, offering a comfortable ride even on longer journeys.
Stylish and Modern:
For a car of its size, the Picanto doesn't skimp on style. Its dynamic front grille, sleek headlights, and contemporary design language make it stand out in a crowd. The interior is equally impressive, with a well-laid-out dashboard and modern infotainment features, ensuring that drivers and passengers remain connected and entertained.
Performance:
Under its hood, the Picanto houses efficient engines tailored for city driving. While it might not be the fastest car on the road, its agility and nimbleness more than compensate. It responds eagerly to driver inputs, making it fun to drive in urban settings.
Safety First:
Despite its compact nature, the Picanto does not compromise on safety. It comes equipped with an array of safety features, including multiple airbags, anti-lock braking systems, and stability control. This ensures peace of mind for both the driver and passengers.
Conclusion:
The Kia Picanto is a shining example of how a small package can deliver big on promises. With its blend of style, efficiency, safety, and affordability, it's an ideal choice for those looking for a reliable and modern city car.
Buying Guide
Want to find out everything about all Picanto models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Picanto buying guide here.
Kia Picanto Data by County
Kia Picanto data for the amount in stock, average price, age and mileage throughout
the UK and by county.