Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Are you looking for a car that's been built to be dependable and durable and is among those rated in the top 20 of the UK's reliability index? Well, consider choosing this particular second hand Kia Picanto 1.0 Gt-line 4 Seats with low mileage from this dealer with manual transmission, a 1000cc petrol engine and a mere 16,431 mi on the dashboard.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Get behind the wheel of this Kia in like new condition, it is fitted with a 1.0 L petrol engine with manual transmission. This second hand model now for sale at our dealership in London comes in black and has a low mileage of just 8,625 miles.
A hatchback designed by Kia to offer a higher level of dependability and trustworthiness than an average car. This second-hand Picanto 1.0 1 Euro 6 comes in the colour of white with a petrol 1000 cc motor, manual gears and 38,000mi clocked-up on the dash.
Check out the marvellous price of just £16,999 on this nearly new Picanto 1.0 Gt-line S that’s got a 1.0 ltr petrol motor, automatic transmission and only 4,287 miles on the dash.
The Kia Picanto is in the top twenty of the UK's reliability index and at this dealer you can buy this second hand model for just £12,495. That is great value for this model and even more so if you factor in possible savings in repair bills.
Coming in the shade of blue, this Picanto has 1,226 miles clocked up on the dash and comes fitted out with a automatic 1.0 Ltr engine requiring petrol.
Dependable and durable, the Kia Picanto is in the top 20 of the UK's reliability index and at this dealer you can pick up this second hand one for £14,191.
On the market and ready for its new owner to take home is this Kia Picanto which comes fitted out with a 1.0 Litre petrol engine and automatic transmission. This second-hand model from us at this dealer is available at the brilliant price of only £18,698.
Currently available at this dealership in Ayr is this Kia Picanto 1.0 2 4 Seats that comes fitted with manual transmission and a 1.0 LTR petrol motor. It's in a nearly new, almost pristine condition and is up for sale and ready for you to drive away in black with 15,742 miles clocked up on the dash.
The Kia Picanto is amongst the top 20 rated for reliability and this dealership in Bradford has this used model for sale at just £11,675. That is a bargain for this particular model and even better taking into account that it is less likely to need extra trips to the mechanic.
This Kia Picanto 1L X-line is known to be one of the most trustworthy and dependable cars on the market. This second hand model, from this dealer features a 1000CC petrol motor with automatic transmission and has 25,000 miles clocked up on the dash.
A low price of £12,994 is currently being advertised by this dealer in Harpenden on this Picanto that is known to be one of the most trustworthy and reliable motors on the market. This second hand model has a 1.0 Ltr petrol engine with manual transmission and it has a mere 10,540 miles on the clock.
Be the new owner of this Kia Picanto which incorporates a 1200 cc petrol motor with manual transmission. This second-hand one has a black finish and has 88,222 miles clocked up on the dash.
Now available for viewing at this retailer's showroom located in the Dumfries area is this Picanto that comes fitted out with a 1.2L petrol motor with manual transmission.
On the market and ready for its new owner to drive away today is this dependable Kia Picanto 1.0 2 4 Seats that is listed as one of the UK's top 20 most reliable models. It comes fitted with a 1.0 ltr petrol motor and manual transmission. This second hand model now available at our dealership in Wakefield has been finished in white and has 52,613 miles clocked-up on the dash.
Listed among the top twenty, most reliable vehicles, this Picanto 1.25 Ecodynamics 2 Euro 5 Ss contains a 1200 cc petrol engine and manual transmission. This dealership currently has this second hand model on offer that has 28,440 miles on the clock and a blue finish.
Durable and dependable, Kia's Picanto is in the top 20 of the UK's reliability index. This second hand model has been finished in the tone of blue, has got 27,000 mi on the dashboard and incorporates a 1.0l petrol motor with manual transmission.
On the market and ready for its next owner to drive away is this Kia Picanto that
has a 1.0 ltr petrol engine with manual transmission. This second hand model currently on sale at this dealer has clocked up 18,768 miles.
Be the next owner of this Picanto that features automatic transmission and a 1300 cc petrol engine. This second hand model currently available from this dealership in Haywards Heath has 36,743 miles on the dash.
This Kia Picanto has 102,000 miles clocked up on the dash and comes equipped with a 1.0 LTR engine. It runs on petrol with manual transmission and has been finished in the shade of silver.
Kia's Picanto is in the top 20 of the United Kingdom's reliability index and at this dealer you can get this used model that’s got a 1.0 ltr petrol motor, manual transmission and 10,554 miles clocked-up on the dash.
Currently on offer the superb price of only £3,795 is this Kia Picanto Halo which holds a high ranking for dependability and trustworthiness. This model features a 1200CC petrol motor and has 81,500 miles on the dashboard.
Embarking on the journey to finance a used Kia Picanto can be streamlined with a good understanding of the options available and steps involved. Here's a guide to navigate through your purchasing journey:
Understanding Your Needs and Budget:
Evaluate Your Finances: Identify what you can afford as a down payment and monthly installments.
Selecting the Right Model: Pick a Kia Picanto variant that aligns with your requirements and budget.
Vehicle Inspection: Check the vehicle’s condition and confirm its history to avoid future issues.
Disadvantages: Potentially more expensive in the long run, mileage limitations.
4. Dealer Financing:
Advantages: Convenient, potential promotions.
Disadvantages: May have higher interest rates than banks.
5. Peer-to-Peer Lending:
Advantages: Quick and possibly lenient with credit scores.
Disadvantages: Ensure the platform's credibility and understand associated terms.
Engaging in the Purchase Process:
a. Select a Reputed Seller:
Consider their reliability, customer reviews, and track record.
b. Negotiation:
Be prepared with market prices and data to effectively negotiate.
c. Finalizing the Deal:
Thoroughly go through all terms before signing the agreement.
d. Insurance:
Ensure you get an insurance policy that aligns with your needs before the car is driven.
Post-Purchase Considerations:
Maintaining the Car: Keep up with regular services and maintenance.
Managing Loan Payments: Ensure timely payments to avoid penalties and safeguard your credit score.
Additional Tips:
Depreciation: Keep in mind that cars depreciate, and choose a financing term that acknowledges this factor.
Loan Terms: Pay attention to the loan duration and total payable amount, ensuring it aligns with your financial stability.
Warranties: Inquire about existing warranties and consider purchasing additional coverage.
In Summary:
When financing a used Kia Picanto, attentiveness to details, a clear understanding of financial products, and mindful budgeting are vital. Ensure a balanced view of the total cost, affordability, and vehicle condition as you proceed, and consult a financial advisor if needed to navigate through the options available to you. This way, you can enjoy your Picanto while being financially savvy!
About the Kia Picanto
Size isn't always an indicator of substance, and the Kia Picanto stands as a testament to this. This compact city car, hailing from the stables of the South Korean automaker, Kia, packs a punch well above its weight class, making it an excellent choice for urban dwellers and first-time drivers alike.
Efficiently Compact:
Designed for the city, the Picanto's compact dimensions make navigating tight streets and squeezing into compact parking spaces a breeze. Yet, the car's interiors are surprisingly spacious, offering a comfortable ride even on longer journeys.
Stylish and Modern:
For a car of its size, the Picanto doesn't skimp on style. Its dynamic front grille, sleek headlights, and contemporary design language make it stand out in a crowd. The interior is equally impressive, with a well-laid-out dashboard and modern infotainment features, ensuring that drivers and passengers remain connected and entertained.
Performance:
Under its hood, the Picanto houses efficient engines tailored for city driving. While it might not be the fastest car on the road, its agility and nimbleness more than compensate. It responds eagerly to driver inputs, making it fun to drive in urban settings.
Safety First:
Despite its compact nature, the Picanto does not compromise on safety. It comes equipped with an array of safety features, including multiple airbags, anti-lock braking systems, and stability control. This ensures peace of mind for both the driver and passengers.
Conclusion:
The Kia Picanto is a shining example of how a small package can deliver big on promises. With its blend of style, efficiency, safety, and affordability, it's an ideal choice for those looking for a reliable and modern city car.
Buying Guide
Want to find out everything about all Picanto models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Picanto buying guide here.
Kia Picanto Data by County
Kia Picanto data for the amount in stock, average price, age and mileage throughout
the UK and by county.