Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Become the new owner of this trustworthy and dependable Picanto 1.0 67 Gt-line which has a top 20 ranking for reliability. It's a second-hand vehicle, but it was beautifully maintained by the last owner and still remains in an almost spotless, nearly new condition both inside and out.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
A terrific price of only £14,498 from our dealership for this Picanto 1.0 X-line S with low mileage equipped with automatic transmission and a 1.0 LTR petrol engine.
Fitted with a 1.0 Litre petrol engine with manual transmission, this Picanto with only 15,555 miles clocked up on the dashboard has been so well maintained, it could quite easily be mistaken for a brand spanking new vehicle.
Incorporating a 1.2 Litre petrol motor and a manual transmission, this trustworthy and reliable Kia Picanto is available for sale in black with 51,000 miles clocked-up on the dash. This car is priced at £3,495 with practical repayments on hand starting from just £ per month.
Coming finished in the shade of blue, this Kia Picanto features a 1.2 ltr petrol engine with manual transmission and it has 46,769 mi clocked up on the dash.
Available on the market is this Picanto that comes fitted with manual transmission and a 1200cc petrol engine. This second-hand model has 41,971 miles on the dash and comes in the tone of white.
On the market and ready for you to drive away is this dependable hatchback which is one of the UK's top 10 most reliable vehicles. It features manual transmission and a 1.0L petrol motor. This used model currently in stock at our dealership has a low mileage of just 31,410 miles and has been finished in the tone of red.
For sale at the price of £11,990 or with the possibility to buy using finance with affordable payments from as little as £ per month, this Kia Picanto comes fitted out with manual transmission, a 1000 CC petrol motor and has got 18,009 mi clocked-up on the dashboard.
At the terrific price of only £8,498 is this Kia Picanto which comes fitted with manual transmission and a 1.2 Ltr petrol motor. This used model at this dealer comes in the tone of blue and has 46,130 miles clocked up on the dashboard.
A remarkable price of only £16,500 is currently being advertised by our dealership for this low mileage hatchback that contains a 1.0 ltr petrol motor with automatic transmission.
Looking to get yourself a car that is manufactured to be dependable and trustworthy and is amongst those rated in the top 20 of the UK's reliability index? Then take a more in depth look at this particular second hand model from our dealership in Radstock that’s got manual transmission with a 1.2l petrol motor and 48,447 miles on the dash.
The Reliability Index figure analyses several elements: rate of failure, cost and inconvenience for motorists. It's made up of data collected through a large quantity of claims that are made each year and shows motorists a comprehensive overview of cars on the road. Kia's Picanto is in the top 20 of the UK's Reliability Index and at this dealer you can buy this second hand one for just £7,425. It's already a bargain price for this particular model and it's even better taking into account that it's less likely to need extra trips to the mechanic.
A remarkable price of only £9,600 is being offered by our dealership for this Kia Picanto that is known as one of the most dependable vehicles available.
Get behind the wheel of this Kia that is known to be one of the most durable and trustworthy vehicles around. It contains a 1000 CC petrol motor and has automatic transmission. This second hand model from this dealer has 38,713 miles on the dash and comes finished in the tone of white.
A fantastic price of just £8,498 from this dealership in Glasgow for this Kia that's ranked among the top 20, most trustworthy and reliable vehicles in the UK.
Equipped with a 1000 cc petrol motor and manual transmission, this used Kia Picanto from this dealer is available for sale in white and has 55,500 miles on the dash.
Now available at our dealership in the Liverpool area is this Kia Picantothat features a 1.0 LTR petrol engine with automatic transmission. It's in a splendid, like new condition throughout and is on the market in the tone of orange with just 11,483 mi clocked-up on the dashboard.
This dealer in Peterborough is currently advertising a remarkable price for this low mileage Picanto that only has 31,331 miles clocked up on the dash.
Up for sale and ready for you to drive home is this Picanto painted in the shade of black. This used mode features a 1.2 L petrol motor with manual transmission and has got 48,169 miles clocked up on the dashboard.
This Picanto up for sale from this dealership in Doncaster priced at £8,498 has 64,741 miles clocked up on the dashboard and has been finished in the tone of green.
On offer at the awesome price of just £7,498 is this Kia Picanto which has got a 1000cc petrol motor with manual transmission. This used model has 60,799 miles on the dash.
There's a marvellous price at this car dealership for this like new, top 10, best-selling Picanto 1.25 2 Ecodynamics 2014 that’s got manual transmission, a cc petrol engine and 40,313 miles on the dash.
Embarking on the journey to finance a used Kia Picanto can be streamlined with a good understanding of the options available and steps involved. Here's a guide to navigate through your purchasing journey:
Understanding Your Needs and Budget:
Evaluate Your Finances: Identify what you can afford as a down payment and monthly installments.
Selecting the Right Model: Pick a Kia Picanto variant that aligns with your requirements and budget.
Vehicle Inspection: Check the vehicle’s condition and confirm its history to avoid future issues.
Disadvantages: Potentially more expensive in the long run, mileage limitations.
4. Dealer Financing:
Advantages: Convenient, potential promotions.
Disadvantages: May have higher interest rates than banks.
5. Peer-to-Peer Lending:
Advantages: Quick and possibly lenient with credit scores.
Disadvantages: Ensure the platform's credibility and understand associated terms.
Engaging in the Purchase Process:
a. Select a Reputed Seller:
Consider their reliability, customer reviews, and track record.
b. Negotiation:
Be prepared with market prices and data to effectively negotiate.
c. Finalizing the Deal:
Thoroughly go through all terms before signing the agreement.
d. Insurance:
Ensure you get an insurance policy that aligns with your needs before the car is driven.
Post-Purchase Considerations:
Maintaining the Car: Keep up with regular services and maintenance.
Managing Loan Payments: Ensure timely payments to avoid penalties and safeguard your credit score.
Additional Tips:
Depreciation: Keep in mind that cars depreciate, and choose a financing term that acknowledges this factor.
Loan Terms: Pay attention to the loan duration and total payable amount, ensuring it aligns with your financial stability.
Warranties: Inquire about existing warranties and consider purchasing additional coverage.
In Summary:
When financing a used Kia Picanto, attentiveness to details, a clear understanding of financial products, and mindful budgeting are vital. Ensure a balanced view of the total cost, affordability, and vehicle condition as you proceed, and consult a financial advisor if needed to navigate through the options available to you. This way, you can enjoy your Picanto while being financially savvy!
About the Kia Picanto
Size isn't always an indicator of substance, and the Kia Picanto stands as a testament to this. This compact city car, hailing from the stables of the South Korean automaker, Kia, packs a punch well above its weight class, making it an excellent choice for urban dwellers and first-time drivers alike.
Efficiently Compact:
Designed for the city, the Picanto's compact dimensions make navigating tight streets and squeezing into compact parking spaces a breeze. Yet, the car's interiors are surprisingly spacious, offering a comfortable ride even on longer journeys.
Stylish and Modern:
For a car of its size, the Picanto doesn't skimp on style. Its dynamic front grille, sleek headlights, and contemporary design language make it stand out in a crowd. The interior is equally impressive, with a well-laid-out dashboard and modern infotainment features, ensuring that drivers and passengers remain connected and entertained.
Performance:
Under its hood, the Picanto houses efficient engines tailored for city driving. While it might not be the fastest car on the road, its agility and nimbleness more than compensate. It responds eagerly to driver inputs, making it fun to drive in urban settings.
Safety First:
Despite its compact nature, the Picanto does not compromise on safety. It comes equipped with an array of safety features, including multiple airbags, anti-lock braking systems, and stability control. This ensures peace of mind for both the driver and passengers.
Conclusion:
The Kia Picanto is a shining example of how a small package can deliver big on promises. With its blend of style, efficiency, safety, and affordability, it's an ideal choice for those looking for a reliable and modern city car.
Buying Guide
Want to find out everything about all Picanto models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Picanto buying guide here.
Kia Picanto Data by County
Kia Picanto data for the amount in stock, average price, age and mileage throughout
the UK and by county.