Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Now available from our dealership in the Stafford area is this Kia Picanto that has a petrol, 1000cc engine and manual gearbox. It's up for sale in the shade of with 13,919 miles clocked-up on the dash. It could be an excellent choice of hatchback if you're looking to buy a model that has been created to have dependability in mind.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
This Picanto Kia Picanto Hatchback 1.0 3 has 5,692 miles clocked up on the dash and comes fitted out with a 1.0l motor. It runs on petrol with automatic transmission and comes in the shade of white.
Choose this second hand Picanto for only £7,450. Credit plans start at around £ every month for this motor which features a 1.0L petrol engine with manual transmission.
Available to view at this dealership in the Sheffield area is this vehicle equipped with a petrol, 1.2 Litre engine and manual transmission. It's on offer and ready for its next owner to drive home in the tone of silver with 51,000 miles clocked up on the dashboard.
A great price of just £2,295 is currently being advertised by our dealership in Batley on this Picanto White Ecodynamics that is rated as one of the most dependable and trustworthy models around.
The Reliability Index figure accounts for: cost, the inconvenience and the amount the car fails. It is based on data that has been collected through a large number of claims which are made every year which helps to give you a comprehensive overview of cars on the UK's roads. The Kia Picanto is amongst those ranked in the top ten for reliability and at this dealer you can pick up this used one for just £9,490. That's already a bargain for this model, particularly when you take into account that it's less likely to let you down and cost you extra money in repair bills.
Incorporating a 1.0l petrol engine with automatic transmission, this Picanto with only 12,153 miles on the dash has had such a good upkeep, you could actually mistake it for a brand spanking new vehicle.
The Reliability Index figure accounts for several elements - inconvenience for motorists, the rate of failure and price. It's made up of data gathered through the large quantity of insurance claims that people make throughout each year and gives you a comprehensive guide of cars currently on the road. Kia's Picanto is in the top ten of the UK's Reliability Index and this dealership in Dunfermline currently has this second hand one for sale at just £6,497. It's already a great value for this model and even more so if you factor in potential savings in repair bills.
Up for sale and ready for its next owner to drive away is this Kia Picanto which is fitted with automatic transmission and a 1200CC petrol motor. This second-hand model at this dealership in Havant is available at the great price of £10,745, has been finished in silver and has 14,629 miles clocked up on the dash.
A designed by Kia that provides a higher standard of reliability than your average model. This second-hand Picanto 1.25 X-line Hatchback Euro 6 83 comes in the tone of silver with a petrol 1.3 LTR engine, manual gears and 72,000 miles clocked-up on the dash.
Coming fitted with automatic transmission and a 1200CC petrol engine - this blue
Kia Picanto 1.2 Picanto 3 is up for sale and ready for its new owner to take home with 14,204 miles on the clock.
Durable and dependable, the Kia Picanto is in the top 20 of the United Kingdom's reliability index. This second hand model at this dealer has been finished in the shade of green, has manual transmission, a 1.0 ltr petrol motor and 224 mi clocked-up on the dash.
The Reliability Index figure takes several elements into account: inconvenience for motorists, cost and a car's failure rate. It is based on data collected from the vast number of insurance claims that are made by drivers every year and provides motorists with a comprehensive guide of cars currently on the road. The Kia Picanto is in the top 20 of the UK's Reliability Index and this dealer in West Bromwich currently has this second hand one in stock for just £18,498. That is already a bargain for this model and it's even better if there's a lower chance of having to shell out for repairs.
Now available at our dealership in Derby is this car which is fitted with a petrol, 1200 cc engine and manual gearbox. It is up for sale and ready for you to drive home in the tone of red with 21,342 miles clocked up on the dash. It's a great choice if you're looking to buy a model that has an excellent reputation for dependability and trustworthiness.
Painted in black, this hatchback second hand car has 28,000 mi clocked up on the dash and features a 1.0 ltr petrol motor with manual transmission. It was first registered in 2021 and is now on offer and ready for its new owner to drive away for £10,799.
Have this second hand Kia Picanto for just £2,995. Credit offers start from just £ per month for this motor that comes equipped with manual transmission and a 1000CC petrol motor.
Finished in the shade of grey and in an almost spotless, like new condition, this hatchback used car has a mere 4,210 miles clocked up on the dashboard and is fitted with a 1.0L petrol engine and manual transmission.
This Kia Picanto 1.0 Dpi 2 Hatchback Amt Euro 6 Ss 6 is listed among the top twenty, most dependable models in the UK. It features automatic transmission and a 1.0 Ltr petrol motor. This second hand one at this dealer priced at £12,795 comes in silver and has 9,744 miles clocked up on the dash. Currently available for sale at the great price of only £12,795 or with the possibility to buy using finance with achievable repayments at hand starting at £ monthly.
Take a test drive in this Kia in like new condition, it features automatic transmission and a 1000 CC petrol engine. This second hand model at this dealer in West Bromwich comes finished in grey and has just 4,353 mi clocked up on the dashboard.
Available at our dealership in Norwich is this low mileage Kia equipped with a petrol, 1.0L engine and manual gearbox. It is up for sale and ready for its next owner to drive away in the shade of red with only 6,888 miles on the dash.
Embarking on the journey to finance a used Kia Picanto can be streamlined with a good understanding of the options available and steps involved. Here's a guide to navigate through your purchasing journey:
Understanding Your Needs and Budget:
Evaluate Your Finances: Identify what you can afford as a down payment and monthly installments.
Selecting the Right Model: Pick a Kia Picanto variant that aligns with your requirements and budget.
Vehicle Inspection: Check the vehicle’s condition and confirm its history to avoid future issues.
Disadvantages: Potentially more expensive in the long run, mileage limitations.
4. Dealer Financing:
Advantages: Convenient, potential promotions.
Disadvantages: May have higher interest rates than banks.
5. Peer-to-Peer Lending:
Advantages: Quick and possibly lenient with credit scores.
Disadvantages: Ensure the platform's credibility and understand associated terms.
Engaging in the Purchase Process:
a. Select a Reputed Seller:
Consider their reliability, customer reviews, and track record.
b. Negotiation:
Be prepared with market prices and data to effectively negotiate.
c. Finalizing the Deal:
Thoroughly go through all terms before signing the agreement.
d. Insurance:
Ensure you get an insurance policy that aligns with your needs before the car is driven.
Post-Purchase Considerations:
Maintaining the Car: Keep up with regular services and maintenance.
Managing Loan Payments: Ensure timely payments to avoid penalties and safeguard your credit score.
Additional Tips:
Depreciation: Keep in mind that cars depreciate, and choose a financing term that acknowledges this factor.
Loan Terms: Pay attention to the loan duration and total payable amount, ensuring it aligns with your financial stability.
Warranties: Inquire about existing warranties and consider purchasing additional coverage.
In Summary:
When financing a used Kia Picanto, attentiveness to details, a clear understanding of financial products, and mindful budgeting are vital. Ensure a balanced view of the total cost, affordability, and vehicle condition as you proceed, and consult a financial advisor if needed to navigate through the options available to you. This way, you can enjoy your Picanto while being financially savvy!
About the Kia Picanto
Size isn't always an indicator of substance, and the Kia Picanto stands as a testament to this. This compact city car, hailing from the stables of the South Korean automaker, Kia, packs a punch well above its weight class, making it an excellent choice for urban dwellers and first-time drivers alike.
Efficiently Compact:
Designed for the city, the Picanto's compact dimensions make navigating tight streets and squeezing into compact parking spaces a breeze. Yet, the car's interiors are surprisingly spacious, offering a comfortable ride even on longer journeys.
Stylish and Modern:
For a car of its size, the Picanto doesn't skimp on style. Its dynamic front grille, sleek headlights, and contemporary design language make it stand out in a crowd. The interior is equally impressive, with a well-laid-out dashboard and modern infotainment features, ensuring that drivers and passengers remain connected and entertained.
Performance:
Under its hood, the Picanto houses efficient engines tailored for city driving. While it might not be the fastest car on the road, its agility and nimbleness more than compensate. It responds eagerly to driver inputs, making it fun to drive in urban settings.
Safety First:
Despite its compact nature, the Picanto does not compromise on safety. It comes equipped with an array of safety features, including multiple airbags, anti-lock braking systems, and stability control. This ensures peace of mind for both the driver and passengers.
Conclusion:
The Kia Picanto is a shining example of how a small package can deliver big on promises. With its blend of style, efficiency, safety, and affordability, it's an ideal choice for those looking for a reliable and modern city car.
Buying Guide
Want to find out everything about all Picanto models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Picanto buying guide here.
Kia Picanto Data by County
Kia Picanto data for the amount in stock, average price, age and mileage throughout
the UK and by county.