Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
The Kia Picanto is in the top 20 of the UK's reliability index and this dealer currently has this used model with 3,679 miles clocked-up on the dash, automatic transmission and a 1.0l petrol motor.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Available to view at this dealership in Ipswich is this almost flawless Kia that features a petrol, 1.0 L engine and automatic gearbox. On offer and ready for its next owner to drive away in a white finish with 500 miles clocked up on the dashboard.
Up for sale and ready for you to take home is this Kia Picanto 1.0 1 that is known as one of the most reliable and trustworthy cars available. This second-hand one currently available at our dealership in Derby has 56,561 miles clocked up on the dashboard and has been finished in the tone of black.
Ranked in the top 20 for its trustworthiness, this Picanto 1.3 Gt-line contains a 1200cc petrol engine and has got manual transmission. This second hand model has 88,748 miles clocked up on the dashboard and is available for sale in a white finish.
Get behind the wheel of this Picanto 1.3L 3 for only £7,295. It contains a 1.3 Litre petrol engine with manual transmission and has 49,000 miles clocked-up on the dash.
On the market and ready for its next owner to drive away is this Kia that is rated as one of the most trusty cars on the market. It is fitted out with manual transmission and a 1000cc petrol motor. This second hand one currently available from our dealership in Bolton has only 8,495 miles on the dashboard.
Available from our dealership in the Bury area is this nearly new Kia Picanto 1.0 2 Amt Euro 6 Ss which features automatic transmission and a 1.0 litre petrol engine. It is on the market and ready for its next owner to drive away in blue with only 6,268 miles clocked-up on the dashboard.
A low price at this dealership on this almost pristine, like new Kia that has automatic transmission, just 4,822 miles on the dashboard and a 1000 cc petrol engine.
On offer and ready for its new owner to drive away today is this Kia Picanto 1.0 2 4 Seats which has been designed to have reliability and trustworthiness in mind. This model now up for sale at our dealership is a second-hand vehicle, but it's been well cared for and remains in a like new, almost spotless condition throughout.
Available at our dealership is this hatchback Kia that is equipped with a petrol, 1.0 Litre engine and manual gearbox. It is up for sale in a tone of black with 58,596 miles clocked up on the dash. It could be an excellent choice to make if you're on the lookout to buy a vehicle that has been designed to have reliability in mind.
Available for viewing at our dealership in stoneacre-hull is this hatchback motor that offers a petrol, 1.2 Ltr engine and manual gearbox. It is on the market and ready for its next owner to take home in a tone of with 31,590 miles on the dashboard. It could be the one for you if you're looking for a model that's been engineered to have durability in mind.
On the market and ready for its new owner to take home is this hatchback used car priced at only £9,811. This dealership in Blackburn also gives you the possibility to pay with flexible monthly payments to suit all budgets with instalment packages starting at only £ pm.
Now advertised by this dealer located in the Paisley area is this hatchback vehicle which comes fitted out with a 1000 CC petrol engine and manual transmission. It is up for sale and ready for its next owner to drive away in the shade of blue with 43,209 miles clocked-up on the dash.
Respected for its reliability, this Kia Picanto incorporates a 1.2l petrol motor and automatic transmission. This second hand model being offered by this dealer has 78,071 miles clocked up on the dash and a silver finish. It's available at the discount price tag of just £5,498 or through making monthly repayments beginning at £ per calendar month.
A superb price of £4,990 is being advertised by this dealer in Tynemouth for this Kia Picanto that's rated as one of the top twenty, most dependable and trustworthy vehicles in Britain.
This second hand Picanto 1.0 2 Euro 5 painted in the shade of red is up for sale and ready for you to drive away with the added option for you to get it with finance.
Featuring a 1.2 Ltr petrol engine with automatic transmission, this second hand Picanto 1.25 2 Euro comes in the shade of white and has 37,424 miles clocked up on the dashboard.
Up for sale and ready for you to take home - second hand Kia Picanto Hatchback which comes with automatic transmission and a 1.0 LTR petrol engine. Get it at the marvellous price of only £11,200 from this dealer in the Dunstable area.
Up for sale and ready for you to drive away is this Kia Picanto 1.25 3 Euro 6, it incorporates a LTR petrol motor with automatic transmission. This low mileage one now available from this dealer priced at £10,995 has only got 24,957 miles clocked up on the dash.
Embarking on the journey to finance a used Kia Picanto can be streamlined with a good understanding of the options available and steps involved. Here's a guide to navigate through your purchasing journey:
Understanding Your Needs and Budget:
Evaluate Your Finances: Identify what you can afford as a down payment and monthly installments.
Selecting the Right Model: Pick a Kia Picanto variant that aligns with your requirements and budget.
Vehicle Inspection: Check the vehicle’s condition and confirm its history to avoid future issues.
Disadvantages: Potentially more expensive in the long run, mileage limitations.
4. Dealer Financing:
Advantages: Convenient, potential promotions.
Disadvantages: May have higher interest rates than banks.
5. Peer-to-Peer Lending:
Advantages: Quick and possibly lenient with credit scores.
Disadvantages: Ensure the platform's credibility and understand associated terms.
Engaging in the Purchase Process:
a. Select a Reputed Seller:
Consider their reliability, customer reviews, and track record.
b. Negotiation:
Be prepared with market prices and data to effectively negotiate.
c. Finalizing the Deal:
Thoroughly go through all terms before signing the agreement.
d. Insurance:
Ensure you get an insurance policy that aligns with your needs before the car is driven.
Post-Purchase Considerations:
Maintaining the Car: Keep up with regular services and maintenance.
Managing Loan Payments: Ensure timely payments to avoid penalties and safeguard your credit score.
Additional Tips:
Depreciation: Keep in mind that cars depreciate, and choose a financing term that acknowledges this factor.
Loan Terms: Pay attention to the loan duration and total payable amount, ensuring it aligns with your financial stability.
Warranties: Inquire about existing warranties and consider purchasing additional coverage.
In Summary:
When financing a used Kia Picanto, attentiveness to details, a clear understanding of financial products, and mindful budgeting are vital. Ensure a balanced view of the total cost, affordability, and vehicle condition as you proceed, and consult a financial advisor if needed to navigate through the options available to you. This way, you can enjoy your Picanto while being financially savvy!
About the Kia Picanto
Size isn't always an indicator of substance, and the Kia Picanto stands as a testament to this. This compact city car, hailing from the stables of the South Korean automaker, Kia, packs a punch well above its weight class, making it an excellent choice for urban dwellers and first-time drivers alike.
Efficiently Compact:
Designed for the city, the Picanto's compact dimensions make navigating tight streets and squeezing into compact parking spaces a breeze. Yet, the car's interiors are surprisingly spacious, offering a comfortable ride even on longer journeys.
Stylish and Modern:
For a car of its size, the Picanto doesn't skimp on style. Its dynamic front grille, sleek headlights, and contemporary design language make it stand out in a crowd. The interior is equally impressive, with a well-laid-out dashboard and modern infotainment features, ensuring that drivers and passengers remain connected and entertained.
Performance:
Under its hood, the Picanto houses efficient engines tailored for city driving. While it might not be the fastest car on the road, its agility and nimbleness more than compensate. It responds eagerly to driver inputs, making it fun to drive in urban settings.
Safety First:
Despite its compact nature, the Picanto does not compromise on safety. It comes equipped with an array of safety features, including multiple airbags, anti-lock braking systems, and stability control. This ensures peace of mind for both the driver and passengers.
Conclusion:
The Kia Picanto is a shining example of how a small package can deliver big on promises. With its blend of style, efficiency, safety, and affordability, it's an ideal choice for those looking for a reliable and modern city car.
Buying Guide
Want to find out everything about all Picanto models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Picanto buying guide here.
Kia Picanto Data by County
Kia Picanto data for the amount in stock, average price, age and mileage throughout
the UK and by county.