Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Thinking of going for a Kia? Well, take a look at this second hand one with low mileage from our dealership located in Gravesend that comes fitted with manual transmission and a 1000 cc petrol motor.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
This Picanto 1.0 2 has got 57,633 miles clocked up on the dash and contains a 1.0 ltr petrol engine. This particular second hand model from this dealership in Nottingham has been finished in the shade of silver.
Be the next owner of this dependable Kia that is featured in Britain's top 10 reliability index. This used one comes in the tone of white and has just 29,790 miles on the dash.
Test drive this Kia that is ranked as one of the most durable and trustworthy motors available. This one now available at our dealership is a used vehicle, but it has been well looked after and is still in a splendid, nearly new condition in and out.
This Kia Picanto is a model which has a high ranking for its durability. This dealer currently has a second hand one in stock that has got 6,821 miles on the clock and comes equipped with a 1000cc petrol motor with manual transmission.
A low price of only £9,349 from our dealership for this Kia Picanto 1.25 X-line that holds a high ranking for its trustworthiness. This model possesses a 1.2l petrol motor and has 35,589 miles on the clock.
On the market and ready for you to drive away is this Kia that has got manual transmission and a 1.0l petrol motor. This second hand one now available from our dealership in Weston-super-Mare has 14,042 miles clocked up on the dash and has been finished in yellow.
Up for sale and ready for you to drive away is this Picanto Hatchback painted in silver. This second hand mode is fitted with a 1000CC petrol motor with manual transmission and it has got 40,300 miles clocked-up on the dash.
Kia Picanto 1.0 1 Air that is fitted with a petrol, 1000 cc engine and manual gearbox. It is up for sale and ready for you to drive away in the tone of white with a mere 27,704 miles clocked up on the dash. It could be an excellent choice of hatchback if you're looking to buy a model that's been created with durability in mind.
Comprising of a 1.3 LTR petrol engine and a automatic transmission, this highly trustworthy and durable Kia is currently available on the market in orange with 16,539 miles clocked-up on the dashboard. This model is up for sale at £11,290 with affordable repayment packages available commencing at just £ per month.
Test drive this Kia in like new condition that comes fitted out with automatic transmission and a 1.0 Litre petrol motor. This used model currently available from this dealership has 13,649 miles on the dashboard.
A fabulous price of only £10,795 is being advertised by us at this dealer for this Kia Picanto 1.0 1 Hatchback Euro 6 Ss 66 which has been created with reliability and trustworthiness in mind. This model consists of a 1.0 Ltr petrol motor, manual transmission and has 12,500 miles clocked-up on the dashboard.
Available in the tone of black, this used Kia is equipped with a 1.0L petrol motor with manual transmission and has 15,012 miles clocked up on the dashboard.
Interested in buying a model that's been manufactured to be dependable and trustworthy and is amongst those ranked in the top twenty for reliability? Well, have a closer look at this used one with low mileage from our dealership located in Gravells Kia Narberth, it is fitted with manual transmission, a 1300CC petrol engine and has only done 29,000 miles.
Calculating several factors, the Reliability Index collates data made up of a vast number of claims that drivers make throughout each year. It considers: rate of failure, the price and inconvenience caused and gives you a comprehensive overview of the reliability of cars on the road. The Kia Picanto is in the top 20 of the reliability index and this dealer has this second hand one in stock for only £13,995. It's a really good deal for this particular model and even better if you factor in possible savings in repair bills.
With 28,325 miles clocked up on the dash and in the tone of white, this second hand car is fitted out with a 1.0 LTR petrol engine and manual transmission.
Embarking on the journey to finance a used Kia Picanto can be streamlined with a good understanding of the options available and steps involved. Here's a guide to navigate through your purchasing journey:
Understanding Your Needs and Budget:
Evaluate Your Finances: Identify what you can afford as a down payment and monthly installments.
Selecting the Right Model: Pick a Kia Picanto variant that aligns with your requirements and budget.
Vehicle Inspection: Check the vehicle’s condition and confirm its history to avoid future issues.
Disadvantages: Potentially more expensive in the long run, mileage limitations.
4. Dealer Financing:
Advantages: Convenient, potential promotions.
Disadvantages: May have higher interest rates than banks.
5. Peer-to-Peer Lending:
Advantages: Quick and possibly lenient with credit scores.
Disadvantages: Ensure the platform's credibility and understand associated terms.
Engaging in the Purchase Process:
a. Select a Reputed Seller:
Consider their reliability, customer reviews, and track record.
b. Negotiation:
Be prepared with market prices and data to effectively negotiate.
c. Finalizing the Deal:
Thoroughly go through all terms before signing the agreement.
d. Insurance:
Ensure you get an insurance policy that aligns with your needs before the car is driven.
Post-Purchase Considerations:
Maintaining the Car: Keep up with regular services and maintenance.
Managing Loan Payments: Ensure timely payments to avoid penalties and safeguard your credit score.
Additional Tips:
Depreciation: Keep in mind that cars depreciate, and choose a financing term that acknowledges this factor.
Loan Terms: Pay attention to the loan duration and total payable amount, ensuring it aligns with your financial stability.
Warranties: Inquire about existing warranties and consider purchasing additional coverage.
In Summary:
When financing a used Kia Picanto, attentiveness to details, a clear understanding of financial products, and mindful budgeting are vital. Ensure a balanced view of the total cost, affordability, and vehicle condition as you proceed, and consult a financial advisor if needed to navigate through the options available to you. This way, you can enjoy your Picanto while being financially savvy!
About the Kia Picanto
Size isn't always an indicator of substance, and the Kia Picanto stands as a testament to this. This compact city car, hailing from the stables of the South Korean automaker, Kia, packs a punch well above its weight class, making it an excellent choice for urban dwellers and first-time drivers alike.
Efficiently Compact:
Designed for the city, the Picanto's compact dimensions make navigating tight streets and squeezing into compact parking spaces a breeze. Yet, the car's interiors are surprisingly spacious, offering a comfortable ride even on longer journeys.
Stylish and Modern:
For a car of its size, the Picanto doesn't skimp on style. Its dynamic front grille, sleek headlights, and contemporary design language make it stand out in a crowd. The interior is equally impressive, with a well-laid-out dashboard and modern infotainment features, ensuring that drivers and passengers remain connected and entertained.
Performance:
Under its hood, the Picanto houses efficient engines tailored for city driving. While it might not be the fastest car on the road, its agility and nimbleness more than compensate. It responds eagerly to driver inputs, making it fun to drive in urban settings.
Safety First:
Despite its compact nature, the Picanto does not compromise on safety. It comes equipped with an array of safety features, including multiple airbags, anti-lock braking systems, and stability control. This ensures peace of mind for both the driver and passengers.
Conclusion:
The Kia Picanto is a shining example of how a small package can deliver big on promises. With its blend of style, efficiency, safety, and affordability, it's an ideal choice for those looking for a reliable and modern city car.
Buying Guide
Want to find out everything about all Picanto models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Picanto buying guide here.
Kia Picanto Data by County
Kia Picanto data for the amount in stock, average price, age and mileage throughout
the UK and by county.