Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Accounting for several factors, the UK Reliability Index gathers data made up of the large number of insurance claims which are made by drivers every year. It looks at: the amount the car fails, cost and inconvenience for the driver, providing motorists with a detailed overview of cars on the road. The Kia Picanto is in the top 10 of the UK's reliability index and at this dealer you can pick up this used one for just £2,200. That is already a bargain price for this particular model and even more so when you take into account that it's less likely to leave you with a repair bill.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Available at our dealership in Peterborough is this Picanto that has manual transmission and a 1000 cc petrol engine. On the market and ready for its next owner to take home in the tone of pink with 69,000 miles clocked-up on the dashboard.
There's a bargain price of just £11,995 on this Kia Picanto 1.0 Gt-line 4 Seats at this dealer. It's a second hand vehicle, however it's been well looked after and is still in a nearly new condition.
On offer and ready for its new owner to take home is this trusty Picanto that is ranked as one of Britain's top 20 most reliable vehicles. It is equipped with a 1.0L petrol engine and manual transmission. This one with low mileage currently available from this dealer only has 3,792 miles on the clock and has been finished in the tone of green.
On show at our dealership in Darlington is this reliable and trustworthy Kia with automatic transmission with a 1000cc petrol motor and 11,331 miles clocked-up on the dash
Planning on buying a Kia? Then have a look at this second hand one from this dealer in Group 1 Kia Maidstone, it features a 1.0 ltr petrol engine with automatic transmission and it has got 974 miles on the dash.
Trustworthy and dependable, the Kia Picanto is in the top twenty of the UK's reliability index and this dealer has this second hand one for sale at £10,000.
42,286 mi on the dash and coming in the shade of black, this hatchback second hand car comes equipped with automatic transmission and it's got a 1.2 litre petrol motor.
Now advertised by this dealer in the Ripon area is this hatchback Kia Picanto equipped with manual transmission and a 1.0l petrol engine. It's on offer and ready for its next owner to drive away in the tone of grey with 3,383 mi clocked up on the dash.
Are you interested in a Picanto 1.0 2? Well, consider choosing this second-hand model from this dealer, it features a 1.0 L petrol motor with automatic transmission and it has 3,374 miles clocked-up on the dash.
On offer and ready for its new owner to drive away is this dependable Picanto which is ranked as one of the UK's top 10 most reliable models. It contains a 1.0 ltr petrol motor and manual transmission. This used model currently available at our dealership in Kingston upon Hull comes finished in the tone of red and has 38,565 miles on the dash.
Available for viewing at this dealer in Newtons Of Ashley is this used car which has a 1.2 Litre petrol motor with manual transmission. It is on offer and ready for you to drive away in the tone of silver with 55,000 miles on the clock.
Combining several factors, the UK Reliability Index collects data sourced from a vast number of insurance claims which are filed by motorists throughout each year. It looks at: price, the amount the car fails and inconvenience and therefore provides motorists with a comprehensive guide of cars currently on the road. The Kia Picanto is amongst the top rated for reliability and this dealer in Bognor Regis currently has this used model for sale at just £8,475. That is a bargain for this model and it's even better if there's a lower chance of having to fork out for repairs.
Revered for its reliability, this Picanto 1L 2 contains a 1.0 LTR petrol engine and automatic transmission. This second hand model has 25,235 miles clocked up on the dashboard and is currently available to buy in a black finish.
On the market and ready for you to drive away is this durable hatchback which is ranked amongst Britain's top 10 most reliable models. This second hand one now for sale at our dealership in Kia - Cardiff is in an impeccable, like new condition inside and out and has got just 8,500 miles clocked up on the dash.
A fabulous price of only £12,999 is being offered by us at this dealer for this Kia Picanto 1.0 Dpi 3 Euro 6 Ss that has an excellent reputation for dependability.
Head over to this dealership for a closer look at this manual Kia featuring a 1.0l petrol motor with manual transmission. This second hand model in Tayport has been finished in yellow and has 13,499 miles clocked up on the dash.
At our bargain price of only £4,995 is this Picanto 1.25 Ecodynamics 2 Hatchback Eur, it has 55,000 miles clocked up on the dashboard and is fitted with a 1.2l petrol motor.
Embarking on the journey to finance a used Kia Picanto can be streamlined with a good understanding of the options available and steps involved. Here's a guide to navigate through your purchasing journey:
Understanding Your Needs and Budget:
Evaluate Your Finances: Identify what you can afford as a down payment and monthly installments.
Selecting the Right Model: Pick a Kia Picanto variant that aligns with your requirements and budget.
Vehicle Inspection: Check the vehicle’s condition and confirm its history to avoid future issues.
Disadvantages: Potentially more expensive in the long run, mileage limitations.
4. Dealer Financing:
Advantages: Convenient, potential promotions.
Disadvantages: May have higher interest rates than banks.
5. Peer-to-Peer Lending:
Advantages: Quick and possibly lenient with credit scores.
Disadvantages: Ensure the platform's credibility and understand associated terms.
Engaging in the Purchase Process:
a. Select a Reputed Seller:
Consider their reliability, customer reviews, and track record.
b. Negotiation:
Be prepared with market prices and data to effectively negotiate.
c. Finalizing the Deal:
Thoroughly go through all terms before signing the agreement.
d. Insurance:
Ensure you get an insurance policy that aligns with your needs before the car is driven.
Post-Purchase Considerations:
Maintaining the Car: Keep up with regular services and maintenance.
Managing Loan Payments: Ensure timely payments to avoid penalties and safeguard your credit score.
Additional Tips:
Depreciation: Keep in mind that cars depreciate, and choose a financing term that acknowledges this factor.
Loan Terms: Pay attention to the loan duration and total payable amount, ensuring it aligns with your financial stability.
Warranties: Inquire about existing warranties and consider purchasing additional coverage.
In Summary:
When financing a used Kia Picanto, attentiveness to details, a clear understanding of financial products, and mindful budgeting are vital. Ensure a balanced view of the total cost, affordability, and vehicle condition as you proceed, and consult a financial advisor if needed to navigate through the options available to you. This way, you can enjoy your Picanto while being financially savvy!
About the Kia Picanto
Size isn't always an indicator of substance, and the Kia Picanto stands as a testament to this. This compact city car, hailing from the stables of the South Korean automaker, Kia, packs a punch well above its weight class, making it an excellent choice for urban dwellers and first-time drivers alike.
Efficiently Compact:
Designed for the city, the Picanto's compact dimensions make navigating tight streets and squeezing into compact parking spaces a breeze. Yet, the car's interiors are surprisingly spacious, offering a comfortable ride even on longer journeys.
Stylish and Modern:
For a car of its size, the Picanto doesn't skimp on style. Its dynamic front grille, sleek headlights, and contemporary design language make it stand out in a crowd. The interior is equally impressive, with a well-laid-out dashboard and modern infotainment features, ensuring that drivers and passengers remain connected and entertained.
Performance:
Under its hood, the Picanto houses efficient engines tailored for city driving. While it might not be the fastest car on the road, its agility and nimbleness more than compensate. It responds eagerly to driver inputs, making it fun to drive in urban settings.
Safety First:
Despite its compact nature, the Picanto does not compromise on safety. It comes equipped with an array of safety features, including multiple airbags, anti-lock braking systems, and stability control. This ensures peace of mind for both the driver and passengers.
Conclusion:
The Kia Picanto is a shining example of how a small package can deliver big on promises. With its blend of style, efficiency, safety, and affordability, it's an ideal choice for those looking for a reliable and modern city car.
Buying Guide
Want to find out everything about all Picanto models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Picanto buying guide here.
Kia Picanto Data by County
Kia Picanto data for the amount in stock, average price, age and mileage throughout
the UK and by county.
