Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Amongst those rated in the top 20 of the UK reliability index, this is a hatchback manufactured by the Kia company to provide a higher degree of dependability than most ordinary models. This second hand model on sale at this dealer features a 1.0 LTR petrol motor with manual transmission and it has 9,625 miles clocked-up on the dash.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
There's an awesome price at this dealer on this second hand, low mileage hatchback with a 1.0l petrol motor, manual transmission and just 23,701 mi clocked up on the dashboard.
Rated in the top 20 of the UK reliability index, this is a hatchback vehicle designed by the Kia company to provide its driver a higher standard of durability and dependability than an average car. This used Picanto X-line S has 9,000 miles clocked up on the dashboard and is equipped with a 1000CC petrol engine with automatic transmission.
A brilliant price of £19,498 is currently being advertised by this dealership in Chertsey for this almost pristine Kia with a 1.0 litre petrol motor, automatic transmission and 302 miles on the dashboard.
Designed with a 1000 CC petrol engine and a manual transmission, this reliable and trustworthy Kia Picanto is currently available for sale in blue with 25,432 miles on the dashboard.
Car repairs can sometimes be a bit on the expensive side, so you might want to consider owning one that's rated as being dependable. The Kia Picanto is among the top 20 rated for reliability and this dealership currently has this second hand one for sale at just £14,998. It's already great value for this model and even better taking into account that it's less likely to leave you with an extra bill for repairs.
An awesome price of only £5,495 on this Picanto which has been created to have reliability and trustworthiness in mind. This model is fitted out with a 1000cc petrol motor and has 11,100 miles clocked-up on the dashboard.
This second hand car comes in a like new, almost pristine condition both inside and out. It is fitted with manual transmission, a 1.0 ltr petrol motor and has just 2,595 miles clocked-up on the dashboard.
Dependable and durable, the Kia Picanto is amongst those ranked in the top 20 for reliability, this second hand model available from this dealer comes equipped with a 1.2L petrol motor and automatic transmission. It's on offer at the fantastic price of just £10,299 or with the possibility to purchase on finance with manageable instalments available starting out at just £ monthly.
This motor is in a like new condition both in and out. It incorporates a 1.0 ltr petrol engine with manual transmission and it has just 5,317 miles clocked up on the dashboard.
This hatchback used car is in an almost pristine, nearly new condition both inside and out. It contains a 1.0 litre petrol engine with manual transmission and has only got 10,782 miles clocked up on the dashboard.
This second-hand Kia Picanto 1.0 2 4 Seats in a nearly new condition is now available for sale at the awesome price of £10,998. It looks like new, only has 8,346 miles clocked up on the dashboard and comes equipped with a 1000cc petrol engine with manual transmission.
Well known for its reliability, this Picanto is fitted out with a 1000 cc petrol engine and automatic transmission. This dealership currently has this second hand model on offer that has 19,900 miles clocked up on the dash. It is available at the really amazing price tag of £13,495 or by making monthly repayments commencing at only £ per calendar month.
Get behind the wheel of this Kia Picanto 1.0 Sr7 Euro 6 for just £3,995. It has 43,000 miles clocked-up on the dashboard and comes fitted out with a 1.0 LTR petrol motor with manual transmission.
Have a look at the brilliant price of just £16,750 on this low mileage, like new Kia that has automatic transmission, just 5,045 mi on the clock and a 1.2l petrol motor.
Available to drive away is this Picanto 1.25 2 painted in red. This used model is equipped with a 1.2 LTR petrol motor with manual transmission and it has 41,761 miles clocked-up on the dashboard.
The Kia Picanto has been manufactured to be trustworthy and dependable and is among those ranked in the top twenty for reliability. This used one is
currently available for sale from this dealer in the tone of grey with 13,638 miles clocked-up on the dashboard, manual transmission and a 1.0 ltr petrol motor.
Have a closer look at this Picanto 1.0 Dpi 1 Euro 6 Ss that is known to be one of the most trustworthy and reliable models available. It comes fitted with manual transmission and it has got a 1.0L petrol engine. This used low mileage one from us at this dealer is in an almost spotless, like new condition inside and out and has just 14,042 miles clocked-up on the dash.
Available to view at this dealership in the Castleford area is this hatchback Picanto 1.0 1 4 Seats that has a petrol, 1000cc engine and manual gearbox. On offer in the tone of black with 32,910 mi clocked-up on the dash.
Available at our dealership is this hatchback Picanto 1.25 X-line Euro 6 that's got a petrol, 1200CC engine and automatic gearbox. It's on the market and ready for you to take home in a shade of with only 31,476 miles on the dash. It is an excellent choice if you're on the lookout to buy a vehicle that has been designed to have dependability in mind.
This Picanto 1.0 1 Air Euro 5 is ranked as one of the most trustworthy and reliable motors around. This second hand model, currently available from this dealer contains a 1000cc petrol motor with manual transmission and has done 51,637 miles.
Embarking on the journey to finance a used Kia Picanto can be streamlined with a good understanding of the options available and steps involved. Here's a guide to navigate through your purchasing journey:
Understanding Your Needs and Budget:
Evaluate Your Finances: Identify what you can afford as a down payment and monthly installments.
Selecting the Right Model: Pick a Kia Picanto variant that aligns with your requirements and budget.
Vehicle Inspection: Check the vehicle’s condition and confirm its history to avoid future issues.
Disadvantages: Potentially more expensive in the long run, mileage limitations.
4. Dealer Financing:
Advantages: Convenient, potential promotions.
Disadvantages: May have higher interest rates than banks.
5. Peer-to-Peer Lending:
Advantages: Quick and possibly lenient with credit scores.
Disadvantages: Ensure the platform's credibility and understand associated terms.
Engaging in the Purchase Process:
a. Select a Reputed Seller:
Consider their reliability, customer reviews, and track record.
b. Negotiation:
Be prepared with market prices and data to effectively negotiate.
c. Finalizing the Deal:
Thoroughly go through all terms before signing the agreement.
d. Insurance:
Ensure you get an insurance policy that aligns with your needs before the car is driven.
Post-Purchase Considerations:
Maintaining the Car: Keep up with regular services and maintenance.
Managing Loan Payments: Ensure timely payments to avoid penalties and safeguard your credit score.
Additional Tips:
Depreciation: Keep in mind that cars depreciate, and choose a financing term that acknowledges this factor.
Loan Terms: Pay attention to the loan duration and total payable amount, ensuring it aligns with your financial stability.
Warranties: Inquire about existing warranties and consider purchasing additional coverage.
In Summary:
When financing a used Kia Picanto, attentiveness to details, a clear understanding of financial products, and mindful budgeting are vital. Ensure a balanced view of the total cost, affordability, and vehicle condition as you proceed, and consult a financial advisor if needed to navigate through the options available to you. This way, you can enjoy your Picanto while being financially savvy!
About the Kia Picanto
Size isn't always an indicator of substance, and the Kia Picanto stands as a testament to this. This compact city car, hailing from the stables of the South Korean automaker, Kia, packs a punch well above its weight class, making it an excellent choice for urban dwellers and first-time drivers alike.
Efficiently Compact:
Designed for the city, the Picanto's compact dimensions make navigating tight streets and squeezing into compact parking spaces a breeze. Yet, the car's interiors are surprisingly spacious, offering a comfortable ride even on longer journeys.
Stylish and Modern:
For a car of its size, the Picanto doesn't skimp on style. Its dynamic front grille, sleek headlights, and contemporary design language make it stand out in a crowd. The interior is equally impressive, with a well-laid-out dashboard and modern infotainment features, ensuring that drivers and passengers remain connected and entertained.
Performance:
Under its hood, the Picanto houses efficient engines tailored for city driving. While it might not be the fastest car on the road, its agility and nimbleness more than compensate. It responds eagerly to driver inputs, making it fun to drive in urban settings.
Safety First:
Despite its compact nature, the Picanto does not compromise on safety. It comes equipped with an array of safety features, including multiple airbags, anti-lock braking systems, and stability control. This ensures peace of mind for both the driver and passengers.
Conclusion:
The Kia Picanto is a shining example of how a small package can deliver big on promises. With its blend of style, efficiency, safety, and affordability, it's an ideal choice for those looking for a reliable and modern city car.
Buying Guide
Want to find out everything about all Picanto models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Picanto buying guide here.
Kia Picanto Data by County
Kia Picanto data for the amount in stock, average price, age and mileage throughout
the UK and by county.