Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
The Reliability Index figure takes several elements into account: inconvenience for motorists, cost and a car's failure rate. It is based on data collected from the vast number of insurance claims that are made by drivers every year and provides motorists with a comprehensive guide of cars currently on the road. The Kia Picanto is in the top 20 of the UK's Reliability Index and this dealer in West Bromwich currently has this second hand one in stock for just £18,498. That is already a bargain for this model and it's even better if there's a lower chance of having to shell out for repairs.
Rates from 9.9% APR.A Representative HP Example: borrowing £10,000 over 60 Months
with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount
payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option
to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.
Now available at our dealership in Derby is this car which is fitted with a petrol, 1200 cc engine and manual gearbox. It is up for sale and ready for you to drive home in the tone of red with 21,342 miles clocked up on the dash. It's a great choice if you're looking to buy a model that has an excellent reputation for dependability and trustworthiness.
Have this second hand Kia Picanto for just £2,995. Credit offers start from just £ per month for this motor that comes equipped with manual transmission and a 1000CC petrol motor.
Finished in the shade of grey and in an almost spotless, like new condition, this hatchback used car has a mere 4,210 miles clocked up on the dashboard and is fitted with a 1.0L petrol engine and manual transmission.
Take a test drive in this Kia in like new condition, it features automatic transmission and a 1000 CC petrol engine. This second hand model at this dealer in West Bromwich comes finished in grey and has just 4,353 mi clocked up on the dashboard.
Available at our dealership in Norwich is this low mileage Kia equipped with a petrol, 1.0L engine and manual gearbox. It is up for sale and ready for its next owner to drive away in the shade of red with only 6,888 miles on the dash.
Amongst those rated in the top 20 of the British reliability index, this is a hatchback car manufactured by Kia to offer motorists a higher degree of reliability and trustworthiness than most ordinary models. This second hand model comes equipped with automatic transmission, a 1.0 litre petrol engine and has got 7,972 miles clocked-up on the dash.
A marvellous price of £13,999 is currently being offered by us at this dealer on this near flawless, like new, low mileage Picanto 1.0 Gt-line . This model contains a 1.0 litre petrol engine with manual transmission and only has 11,124 miles clocked up on the dashboard.
Ranked in the top twenty for its trustworthiness and reliability, this Kia Picanto comes fitted with a 1200 cc petrol engine and manual transmission. This second hand model has 41,923 miles clocked up on the dashboard and is currently available to drive away in a white finish.
On offer and ready for you to take home is this Kia Picanto 1.0 Gt-line S , it contains a 1.0 litre petrol engine with manual transmission. This used model from us at this dealer is available at the brilliant price of only £17,699.
The Kia Picanto has been manufactured to be durable and dependable and is in the top 20 of Britain's reliability index. This second-hand model is
available to drive away from this dealership in the tone of blue with manual transmission with a 1000cc petrol engine and 41,000 miles clocked-up on the dash .
With a mere 30,343 miles on the dash and coming in the tone of silver, this Picanto 1.0 Dpi 3 Euro 6 S S is fitted out with manual transmission and it's got a 1000cc petrol engine. Currently available on the market at the fantastic price of only £8,895 or with the possibility to purchase on finance with affordable payments available starting from £ monthly.
A 5 door hatchback car designed by Kia that offers a higher level of durability and dependability than an average model. It has 22,328 mi clocked-up on the dash and incorporates a 1.2 Ltr petrol motor with automatic transmission. On offer at the brilliant price of just £15,299 or with the possibility to purchase on finance with manageable instalments available starting from £ per calendar month.
The Kia Picanto is among the top rated for reliability and this dealership in Leeds currently has this used one in stock for just £7,498. That's really good deal for this particular model and even more so if you're less likely to be forking out for repairs.
Coming in the shade of grey, this hatchback Kia Picanto has 38,838 miles clocked-up on the dash and incorporates a automatic 1000CC engine running on petrol.
Be the next owner of this Kia Picanto that comes fitted out with automatic transmission and a 1.0 ltr petrol motor. This second-hand one is available at the superb price of £12,795, has clocked up 2,479 miles and has a black finish.
Currently available from this car retailer's show room in the Glasgow area is this very dependable black hatchback that has a manual gearbox and 1.0 Litre petrol engine.
This Kia Picanto 1.0 Dpi 2 Hatchback Amt Euro 6 Ss 6 is listed among the top twenty, most dependable models in the UK. It features automatic transmission and a 1.0 Ltr petrol motor. This second hand one at this dealer priced at £12,795 comes in silver and has 9,744 miles clocked up on the dash. Currently available for sale at the great price of only £12,795 or with the possibility to buy using finance with achievable repayments at hand starting at £ monthly.
For sale at the price of £15,495 or with the option to buy using credit with affordable payments from as little as £ per month, this black Picanto 1.0 2 Hatchback Amt Euro 6 Ss 62 Bh incorporates a 1.0 ltr petrol motor with automatic transmission and has 4,500 miles clocked up on the dashboard.
Currently available at our dealership located in the Upminster area is this like new Kia Picanto that incorporates a 1.0l petrol motor with manual transmission. Available on the market in the tone of silver with 4,550 miles on the dash.
Located at this dealer for the brilliant price of only £18,498 is this Kia that is ranked as one of the most reliable and trustworthy motors available. This second hand model has clocked up a mere 3,916 miles and is equipped with a 1.0l petrol engine with automatic transmission.
A remarkable price of only £13,795 is being advertised by our dealership for this Picanto that's one of the UK's top 20, most trustworthy and reliable cars. This model has a 1.0l petrol engine, automatic gearbox and only has 5,931 miles on the dash.
Embarking on the journey to finance a used Kia Picanto can be streamlined with a good understanding of the options available and steps involved. Here's a guide to navigate through your purchasing journey:
Understanding Your Needs and Budget:
Evaluate Your Finances: Identify what you can afford as a down payment and monthly installments.
Selecting the Right Model: Pick a Kia Picanto variant that aligns with your requirements and budget.
Vehicle Inspection: Check the vehicle’s condition and confirm its history to avoid future issues.
Disadvantages: Potentially more expensive in the long run, mileage limitations.
4. Dealer Financing:
Advantages: Convenient, potential promotions.
Disadvantages: May have higher interest rates than banks.
5. Peer-to-Peer Lending:
Advantages: Quick and possibly lenient with credit scores.
Disadvantages: Ensure the platform's credibility and understand associated terms.
Engaging in the Purchase Process:
a. Select a Reputed Seller:
Consider their reliability, customer reviews, and track record.
b. Negotiation:
Be prepared with market prices and data to effectively negotiate.
c. Finalizing the Deal:
Thoroughly go through all terms before signing the agreement.
d. Insurance:
Ensure you get an insurance policy that aligns with your needs before the car is driven.
Post-Purchase Considerations:
Maintaining the Car: Keep up with regular services and maintenance.
Managing Loan Payments: Ensure timely payments to avoid penalties and safeguard your credit score.
Additional Tips:
Depreciation: Keep in mind that cars depreciate, and choose a financing term that acknowledges this factor.
Loan Terms: Pay attention to the loan duration and total payable amount, ensuring it aligns with your financial stability.
Warranties: Inquire about existing warranties and consider purchasing additional coverage.
In Summary:
When financing a used Kia Picanto, attentiveness to details, a clear understanding of financial products, and mindful budgeting are vital. Ensure a balanced view of the total cost, affordability, and vehicle condition as you proceed, and consult a financial advisor if needed to navigate through the options available to you. This way, you can enjoy your Picanto while being financially savvy!
About the Kia Picanto
Size isn't always an indicator of substance, and the Kia Picanto stands as a testament to this. This compact city car, hailing from the stables of the South Korean automaker, Kia, packs a punch well above its weight class, making it an excellent choice for urban dwellers and first-time drivers alike.
Efficiently Compact:
Designed for the city, the Picanto's compact dimensions make navigating tight streets and squeezing into compact parking spaces a breeze. Yet, the car's interiors are surprisingly spacious, offering a comfortable ride even on longer journeys.
Stylish and Modern:
For a car of its size, the Picanto doesn't skimp on style. Its dynamic front grille, sleek headlights, and contemporary design language make it stand out in a crowd. The interior is equally impressive, with a well-laid-out dashboard and modern infotainment features, ensuring that drivers and passengers remain connected and entertained.
Performance:
Under its hood, the Picanto houses efficient engines tailored for city driving. While it might not be the fastest car on the road, its agility and nimbleness more than compensate. It responds eagerly to driver inputs, making it fun to drive in urban settings.
Safety First:
Despite its compact nature, the Picanto does not compromise on safety. It comes equipped with an array of safety features, including multiple airbags, anti-lock braking systems, and stability control. This ensures peace of mind for both the driver and passengers.
Conclusion:
The Kia Picanto is a shining example of how a small package can deliver big on promises. With its blend of style, efficiency, safety, and affordability, it's an ideal choice for those looking for a reliable and modern city car.
Buying Guide
Want to find out everything about all Picanto models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Picanto buying guide here.
Kia Picanto Data by County
Kia Picanto data for the amount in stock, average price, age and mileage throughout
the UK and by county.
