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Used Kia Niro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Kia Niro on finance

Purchasing a used Kia Niro on finance can be a smooth journey if you have the right guide. Here’s your step-by-step guide to secure an apt financial plan and drive away in your Niro.


Step 1: Understand Your Requirements

  • Model Selection: Identify the specific model and features of the Kia Niro that suit your needs.
  • Budget Planning: Determine a feasible budget, factoring in down payment, monthly installments, and potential maintenance costs.

Step 2: Explore Financing Options

  • Bank Financing: Engage with banks for loan options, scrutinizing interest rates and repayment plans.
  • Hire Purchase (HP): After an initial deposit, settle the balance with fixed monthly payments, acquiring ownership once fully paid.
  • Personal Contract Purchase (PCP): Pay smaller monthly amounts and decide at the contract's end whether to make the balloon payment, return, or part-exchange the vehicle.
  • Dealership Finance: Investigate financing options directly from Kia dealerships, comparing these with other loan options.

Step 3: Vehicle Examination and History

  • Physical Inspection: Engage in a thorough inspection of the vehicle, preferably with a professional mechanic.
  • History Check: Use the vehicle identification number (VIN) to obtain a detailed history report to identify any past issues or incidents.

Step 4: Negotiation and Contract Management

  • Price Negotiation: Arm yourself with market prices and negotiate the price based on the car's condition and prevailing rates.
  • Contract Scrutiny: Thoroughly review the contract, ensuring transparency and fairness in all clauses.

Step 5: Insurance Acquisition

  • Explore Options: Investigate various insurance providers and policies to acquire optimal coverage at a favorable rate.
  • Bundling: Explore possibilities of bundling insurance (like auto and home) for additional savings.

Step 6: Responsible Ownership

  • Timely Payments: Maintain a disciplined repayment plan to safeguard your credit score and avoid penalties.
  • Regular Maintenance: Stick to scheduled servicing and maintenance to preserve the vehicle’s condition and performance.

Step 7: Future Planning

  • Value Preservation: Maintain the car in excellent condition to uphold its resale value.
  • End of Finance Strategy: Develop a plan for once your finance term concludes, whether you intend to keep, sell, or finance another vehicle.

Conclusion

Financing a used Kia Niro encompasses several phases, from meticulously selecting the vehicle and ensuring its condition, to astutely managing financial aspects and ownership responsibilities. Utilize this guide to facilitate a smooth, transparent, and satisfying vehicle financing experience, ensuring that each step is handled with attentiveness and care.

About the Kia Niro

The Kia Niro is an eco-friendly crossover that offers a unique combination of efficiency, versatility, and stylish design. With its advanced hybrid and electric powertrains, the Niro stands out as an attractive choice in the competitive crossover market. In this piece, we'll explore the key features of the Kia Niro and discuss the advantages of financing this appealing model for the UK audience.

Features and Specifications

The Kia Niro offers a variety of features that make it an enticing option for drivers seeking an eco-friendly and versatile crossover:

Efficient Powertrains: The Niro is available with a choice of hybrid, plug-in hybrid, and fully electric powertrains, ensuring excellent fuel efficiency and low emissions.

Spacious Interior: The Niro offers a roomy and comfortable cabin, with ample passenger space, flexible seating configurations, and a range of practical storage solutions.

Stylish Design: The Niro boasts a modern and eye-catching design, with its sleek lines, aerodynamic shape, and distinctive Kia grille.

Advanced Technology: The Niro is equipped with a host of modern technology, including a touchscreen infotainment system, smartphone integration, and various driver assistance features.

Conclusion

The Kia Niro is an exceptional choice for drivers seeking an eco-friendly and versatile crossover that offers a unique blend of efficiency, style, and practicality. By financing a Niro, you can enjoy the benefits of this popular model while taking advantage of manageable payments and flexible finance options. As a symbol of modern eco-friendly automotive design and performance, the Kia Niro is undoubtedly worth considering.

Kia Niro Data by County

Kia Niro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,594£19,384427,2673,785
Aberdeen City8£21,998317,35017
Angus2£28,24718,2547
Ards5£20,690321,2376
Banbridge1£17,995221,4005
Barking & Dagenham - Greater London1£16,995668,000-
Barnet - Greater London2£12,243568,4911
Bedfordshire25£17,169443,79471
Belfast9£18,392421,32522
Berkshire28£22,042324,41959
Bexley - Greater London5£15,505421,08219
Blaenau Gwent2£16,499532,060-
Brent - Greater London1£16,495433,0005
Bristol7£23,957218,98335
Bromley - Greater London2£17,693430,21613
Buckinghamshire26£19,858329,25149
Cambridgeshire66£19,746329,68493
Cardiff4£18,592323,20621
Carmarthenshire13£25,857217,28015
Ceredigion19£24,958214,73020
Cheshire37£21,620316,62193
City of Edinburgh24£20,138420,73249
City of London - Greater London70£19,155329,952295
Coleraine1£16,995219,8964
Conwy1£16,495019,6421
County Durham8£20,184421,80630
Craigavon2£15,373448,9662
Croydon - Greater London14£17,014431,45544
Cumbria7£16,039541,0289
Derbyshire23£19,664327,75567
Devon38£19,940430,05358
Dorset14£21,409318,83324
Down4£18,309323,1183
Dumfries and Galloway1£24,99826,8342
Dundee City5£27,398214,76611
Dungannon1£18,390425,8332
Ealing - Greater London1£14,189471,3253
East Lothian1£16,000434,419-
East Riding of Yorkshire9£19,592333,05814
East Sussex14£21,004421,53729
Enfield - Greater London2£19,645521,24021
Essex53£19,321421,543135
Falkirk1£15,698536,8181
Fermanagh1£18,495226,819-
Fife28£21,970317,02548
Glasgow City13£20,767426,34231
Gloucestershire5£19,357326,57519
Greater Manchester82£20,326321,973187
Hampshire52£20,484421,709109
Haringey - Greater London1£14,499639,568-
Harrow - Greater London5£15,543455,5798
Havering - Greater London20£21,614315,70362
Herefordshire12£24,187214,90811
Hertfordshire40£18,544427,85881
Highland9£20,820423,8297
Hillingdon - Greater London6£12,782674,3086
Hounslow - Greater London8£24,055314,78242
Inverclyde3£16,665522,68411
Kensington & Chelsea - Greater London1£13,750531,458-
Kent78£20,007321,603153
Kingston upon Thames - Greater London1£16,195522,899-
Lancashire56£21,056323,541100
Leicestershire30£18,545326,690109
Lincolnshire49£18,953429,059123
Lisburn1£13,995518,6401
Merseyside25£21,367323,08362
Monmouthshire5£26,255228,6245
Newport10£17,284434,26212
Newry and Mourne10£20,340318,85514
Newtownabbey1£16,899322,54512
Norfolk32£21,803320,37860
North Lanarkshire4£19,548330,38118
North Yorkshire12£21,133326,96362
Northamptonshire12£21,235320,96449
Northumberland6£21,966511,99616
Nottinghamshire24£18,271434,47771
Omagh1£15,490541,599-
Oxfordshire21£20,963322,00942
Pembrokeshire5£20,595317,86512
Perth and Kinross6£20,247416,07514
Powys4£25,120212,0094
Redbridge - Greater London7£17,000534,3664
Renfrewshire9£23,442323,03813
Rhondda Cynon Taf4£21,051330,7548
Shropshire9£16,428437,21618
Somerset16£20,358322,44234
South Ayrshire6£24,331215,30211
South Lanarkshire5£17,125430,7169
South Yorkshire32£21,014323,54575
Staffordshire36£18,715428,336104
Stirling4£19,624317,9519
Strabane1£15,495443,798-
Suffolk22£23,956317,99320
Surrey25£19,633325,20860
Sutton - Greater London3£16,028531,042-
Swansea11£23,224225,54018
Tyne and Wear11£17,844430,99145
Waltham Forest - Greater London2£17,521427,5459
Warwickshire7£14,998547,76943
West Dunbartonshire2£15,498629,2636
West Lothian4£17,823527,9129
West Midlands55£18,305427,825129
West Sussex9£18,582522,26141
West Yorkshire37£19,095323,946112
Wiltshire22£20,217430,09167
Worcestershire18£27,289212,80823
Wrexham1£15,495736,0002
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