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Used Kia Niro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Kia Niro on finance

Purchasing a used Kia Niro on finance can be a smooth journey if you have the right guide. Here’s your step-by-step guide to secure an apt financial plan and drive away in your Niro.


Step 1: Understand Your Requirements

  • Model Selection: Identify the specific model and features of the Kia Niro that suit your needs.
  • Budget Planning: Determine a feasible budget, factoring in down payment, monthly installments, and potential maintenance costs.

Step 2: Explore Financing Options

  • Bank Financing: Engage with banks for loan options, scrutinizing interest rates and repayment plans.
  • Hire Purchase (HP): After an initial deposit, settle the balance with fixed monthly payments, acquiring ownership once fully paid.
  • Personal Contract Purchase (PCP): Pay smaller monthly amounts and decide at the contract's end whether to make the balloon payment, return, or part-exchange the vehicle.
  • Dealership Finance: Investigate financing options directly from Kia dealerships, comparing these with other loan options.

Step 3: Vehicle Examination and History

  • Physical Inspection: Engage in a thorough inspection of the vehicle, preferably with a professional mechanic.
  • History Check: Use the vehicle identification number (VIN) to obtain a detailed history report to identify any past issues or incidents.

Step 4: Negotiation and Contract Management

  • Price Negotiation: Arm yourself with market prices and negotiate the price based on the car's condition and prevailing rates.
  • Contract Scrutiny: Thoroughly review the contract, ensuring transparency and fairness in all clauses.

Step 5: Insurance Acquisition

  • Explore Options: Investigate various insurance providers and policies to acquire optimal coverage at a favorable rate.
  • Bundling: Explore possibilities of bundling insurance (like auto and home) for additional savings.

Step 6: Responsible Ownership

  • Timely Payments: Maintain a disciplined repayment plan to safeguard your credit score and avoid penalties.
  • Regular Maintenance: Stick to scheduled servicing and maintenance to preserve the vehicle’s condition and performance.

Step 7: Future Planning

  • Value Preservation: Maintain the car in excellent condition to uphold its resale value.
  • End of Finance Strategy: Develop a plan for once your finance term concludes, whether you intend to keep, sell, or finance another vehicle.

Conclusion

Financing a used Kia Niro encompasses several phases, from meticulously selecting the vehicle and ensuring its condition, to astutely managing financial aspects and ownership responsibilities. Utilize this guide to facilitate a smooth, transparent, and satisfying vehicle financing experience, ensuring that each step is handled with attentiveness and care.

About the Kia Niro

The Kia Niro is an eco-friendly crossover that offers a unique combination of efficiency, versatility, and stylish design. With its advanced hybrid and electric powertrains, the Niro stands out as an attractive choice in the competitive crossover market. In this piece, we'll explore the key features of the Kia Niro and discuss the advantages of financing this appealing model for the UK audience.

Features and Specifications

The Kia Niro offers a variety of features that make it an enticing option for drivers seeking an eco-friendly and versatile crossover:

Efficient Powertrains: The Niro is available with a choice of hybrid, plug-in hybrid, and fully electric powertrains, ensuring excellent fuel efficiency and low emissions.

Spacious Interior: The Niro offers a roomy and comfortable cabin, with ample passenger space, flexible seating configurations, and a range of practical storage solutions.

Stylish Design: The Niro boasts a modern and eye-catching design, with its sleek lines, aerodynamic shape, and distinctive Kia grille.

Advanced Technology: The Niro is equipped with a host of modern technology, including a touchscreen infotainment system, smartphone integration, and various driver assistance features.

Conclusion

The Kia Niro is an exceptional choice for drivers seeking an eco-friendly and versatile crossover that offers a unique blend of efficiency, style, and practicality. By financing a Niro, you can enjoy the benefits of this popular model while taking advantage of manageable payments and flexible finance options. As a symbol of modern eco-friendly automotive design and performance, the Kia Niro is undoubtedly worth considering.

Kia Niro Data by County

Kia Niro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,545£19,138427,6573,734
Aberdeen City7£23,170213,84418
Aberdeenshire1£14,995438,1005
Angus3£22,398318,1099
Ards4£20,865321,8586
Banbridge2£16,995323,2004
Barking & Dagenham - Greater London2£19,495561,044-
Barnet - Greater London1£10,695695,2812
Bedfordshire21£17,513437,96569
Belfast8£18,547421,28723
Berkshire29£19,890324,50358
Bexley - Greater London2£14,599434,17620
Blaenau Gwent2£16,499532,060-
Brent - Greater London1£16,495423,0005
Bristol6£23,547220,05531
Bromley - Greater London5£20,399321,60912
Buckinghamshire26£19,291326,86854
Cambridgeshire69£18,574430,90198
Cardiff7£17,372432,76222
Carmarthenshire18£24,656318,54412
Ceredigion16£23,639216,77516
Cheshire36£21,375318,37586
City of Edinburgh19£18,703424,77149
City of London - Greater London65£18,964328,633280
Coleraine2£18,495319,7824
Cookstown1£15,995426,996-
County Durham8£21,905419,56431
Craigavon1£15,950412,0542
Croydon - Greater London10£17,260430,13347
Cumbria6£16,046537,88411
Derbyshire27£19,913330,73368
Devon34£20,277429,77151
Dorset15£19,412326,79926
Down5£17,797323,3172
Dumfries and Galloway1£24,29826,8341
Dundee City7£25,412316,8189
Dungannon1£17,990425,8331
Ealing - Greater London2£14,095480,0904
East Lothian1£16,000434,419-
East Riding of Yorkshire10£19,257428,93713
East Sussex14£18,297427,59827
Enfield - Greater London6£18,162520,59823
Essex50£18,007423,058136
Falkirk1£15,698536,8201
Fermanagh1£18,295226,819-
Fife24£22,270319,09248
Glasgow City9£17,564534,13627
Gloucestershire7£19,419332,30811
Greater Manchester77£20,812321,016190
Greenwich - Greater London1£16,695424,262-
Hampshire50£20,633321,376101
Haringey - Greater London1£14,499639,568-
Harrow - Greater London5£15,543455,5797
Havering - Greater London20£21,911212,63358
Herefordshire13£23,394214,13212
Hertfordshire40£18,293428,36488
Highland8£20,498425,2438
Hillingdon - Greater London8£13,921564,6565
Hounslow - Greater London14£21,690318,58838
Inverclyde1£24,49825,9278
Isle of Wight3£19,332417,5174
Kensington & Chelsea - Greater London1£13,750531,458-
Kent66£19,726322,558169
Kingston upon Thames - Greater London1£16,195522,899-
Lancashire48£20,582323,84098
Leicestershire34£18,439327,997101
Lincolnshire44£18,678426,862128
Lisburn1£13,995518,6401
Merseyside26£21,055321,66162
Monmouthshire4£22,919247,3996
Newport9£16,784437,40214
Newry and Mourne8£20,470319,37114
Newtownabbey2£16,100331,41913
Norfolk34£20,946324,61165
North Lanarkshire5£20,378326,92011
North Yorkshire8£22,195323,33862
Northamptonshire7£21,013321,59540
Northumberland6£19,249421,81615
Nottinghamshire23£20,058325,65960
Omagh1£15,490541,599-
Oxfordshire16£19,825324,71541
Pembrokeshire12£21,287318,07610
Perth and Kinross5£20,558315,18211
Powys4£24,834212,0093
Redbridge - Greater London6£16,083537,8465
Renfrewshire5£24,798324,76516
Rhondda Cynon Taf5£19,894329,2657
Shropshire11£16,909435,39518
Somerset14£23,259318,36834
South Ayrshire6£24,248215,30212
South Lanarkshire4£17,648540,05310
South Yorkshire28£20,555320,72976
Staffordshire41£19,672329,267112
Stirling4£17,499427,0669
Strabane1£15,495443,798-
Suffolk18£24,064315,25324
Surrey18£20,728327,99367
Sutton - Greater London3£16,028531,042-
Swansea10£20,048333,05517
Tyne and Wear14£18,637331,65344
Waltham Forest - Greater London2£17,447427,5468
Warwickshire14£20,188329,32538
West Dunbartonshire1£14,998719,5187
West Lothian2£18,398627,3579
West Midlands58£18,649428,123126
West Sussex8£18,478527,61138
West Yorkshire36£18,754327,765103
Wiltshire21£19,741427,59461
Worcestershire15£25,589212,89327
Wrexham1£15,495736,0001
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