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Used Kia Niro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Kia Niro on finance

Purchasing a used Kia Niro on finance can be a smooth journey if you have the right guide. Here’s your step-by-step guide to secure an apt financial plan and drive away in your Niro.


Step 1: Understand Your Requirements

  • Model Selection: Identify the specific model and features of the Kia Niro that suit your needs.
  • Budget Planning: Determine a feasible budget, factoring in down payment, monthly installments, and potential maintenance costs.

Step 2: Explore Financing Options

  • Bank Financing: Engage with banks for loan options, scrutinizing interest rates and repayment plans.
  • Hire Purchase (HP): After an initial deposit, settle the balance with fixed monthly payments, acquiring ownership once fully paid.
  • Personal Contract Purchase (PCP): Pay smaller monthly amounts and decide at the contract's end whether to make the balloon payment, return, or part-exchange the vehicle.
  • Dealership Finance: Investigate financing options directly from Kia dealerships, comparing these with other loan options.

Step 3: Vehicle Examination and History

  • Physical Inspection: Engage in a thorough inspection of the vehicle, preferably with a professional mechanic.
  • History Check: Use the vehicle identification number (VIN) to obtain a detailed history report to identify any past issues or incidents.

Step 4: Negotiation and Contract Management

  • Price Negotiation: Arm yourself with market prices and negotiate the price based on the car's condition and prevailing rates.
  • Contract Scrutiny: Thoroughly review the contract, ensuring transparency and fairness in all clauses.

Step 5: Insurance Acquisition

  • Explore Options: Investigate various insurance providers and policies to acquire optimal coverage at a favorable rate.
  • Bundling: Explore possibilities of bundling insurance (like auto and home) for additional savings.

Step 6: Responsible Ownership

  • Timely Payments: Maintain a disciplined repayment plan to safeguard your credit score and avoid penalties.
  • Regular Maintenance: Stick to scheduled servicing and maintenance to preserve the vehicle’s condition and performance.

Step 7: Future Planning

  • Value Preservation: Maintain the car in excellent condition to uphold its resale value.
  • End of Finance Strategy: Develop a plan for once your finance term concludes, whether you intend to keep, sell, or finance another vehicle.

Conclusion

Financing a used Kia Niro encompasses several phases, from meticulously selecting the vehicle and ensuring its condition, to astutely managing financial aspects and ownership responsibilities. Utilize this guide to facilitate a smooth, transparent, and satisfying vehicle financing experience, ensuring that each step is handled with attentiveness and care.

About the Kia Niro

The Kia Niro is an eco-friendly crossover that offers a unique combination of efficiency, versatility, and stylish design. With its advanced hybrid and electric powertrains, the Niro stands out as an attractive choice in the competitive crossover market. In this piece, we'll explore the key features of the Kia Niro and discuss the advantages of financing this appealing model for the UK audience.

Features and Specifications

The Kia Niro offers a variety of features that make it an enticing option for drivers seeking an eco-friendly and versatile crossover:

Efficient Powertrains: The Niro is available with a choice of hybrid, plug-in hybrid, and fully electric powertrains, ensuring excellent fuel efficiency and low emissions.

Spacious Interior: The Niro offers a roomy and comfortable cabin, with ample passenger space, flexible seating configurations, and a range of practical storage solutions.

Stylish Design: The Niro boasts a modern and eye-catching design, with its sleek lines, aerodynamic shape, and distinctive Kia grille.

Advanced Technology: The Niro is equipped with a host of modern technology, including a touchscreen infotainment system, smartphone integration, and various driver assistance features.

Conclusion

The Kia Niro is an exceptional choice for drivers seeking an eco-friendly and versatile crossover that offers a unique blend of efficiency, style, and practicality. By financing a Niro, you can enjoy the benefits of this popular model while taking advantage of manageable payments and flexible finance options. As a symbol of modern eco-friendly automotive design and performance, the Kia Niro is undoubtedly worth considering.

Kia Niro Data by County

Kia Niro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,409£19,330428,2533,716
Aberdeen City3£23,498312,76319
Aberdeenshire1£14,995438,1005
Angus3£22,231225,87410
Ards4£20,615321,8586
Barking & Dagenham - Greater London2£18,495561,044-
Barnet - Greater London2£12,093570,2412
Bedfordshire19£18,733329,84177
Belfast8£17,258418,99119
Berkshire22£19,573321,20368
Bexley - Greater London4£15,932429,86616
Bristol8£19,243334,66031
Bromley - Greater London2£22,902423,88214
Buckinghamshire26£17,857432,74758
Cambridgeshire71£18,459430,74298
Cardiff6£20,196329,13521
Carmarthenshire14£24,731218,39911
Ceredigion15£23,148216,69818
Cheshire24£20,466321,56286
City of Edinburgh16£19,180424,33148
City of London - Greater London73£18,907327,885269
Clackmannanshire1£17,498637,294-
Coleraine3£24,628210,5465
Cookstown1£15,995427,038-
County Durham10£20,559423,38622
Croydon - Greater London9£19,098327,58848
Cumbria6£15,681535,91914
Derbyshire25£20,233333,11561
Devon29£20,745423,97448
Dorset10£20,506324,69729
Down5£17,657323,3172
Dumfries and Galloway1£24,29826,8341
Dundee City7£24,427316,8186
Dungannon1£15,690345,3762
Ealing - Greater London1£13,000488,9724
East Lothian1£16,000434,419-
East Riding of Yorkshire8£20,126427,93715
East Sussex18£21,762219,54629
Enfield - Greater London2£18,995422,88422
Essex43£17,966423,716137
Falkirk1£15,698536,820-
Fife18£19,586429,82149
Glasgow City6£19,714422,32827
Gloucestershire6£17,096444,04312
Greater Manchester78£21,539318,829190
Hampshire50£20,094424,159105
Haringey - Greater London1£14,499639,568-
Harrow - Greater London4£15,306463,6836
Havering - Greater London16£22,261216,36654
Herefordshire16£24,233217,15612
Hertfordshire35£18,026428,50687
Highland4£21,123331,49212
Hillingdon - Greater London6£12,803663,4917
Hounslow - Greater London11£18,298426,75138
Inverclyde1£24,29825,9277
Isle of Wight3£17,832623,5445
Kensington & Chelsea - Greater London1£13,750531,458-
Kent56£19,293323,539173
Kingston upon Thames - Greater London1£16,195522,899-
Lancashire33£19,248429,19698
Leicestershire28£18,654329,688114
Lincolnshire46£19,278326,121133
Merseyside27£20,818323,06258
Monmouthshire6£23,895228,1967
Newport6£17,382436,78816
Newry and Mourne5£15,315637,35117
Newtownabbey3£16,299319,7228
Norfolk29£22,863321,17867
North Lanarkshire5£18,698337,01911
North Yorkshire12£16,185542,83860
Northamptonshire14£20,033324,12733
Northumberland6£21,999513,21817
Nottinghamshire22£20,011429,64852
Omagh1£15,490541,599-
Oxfordshire16£19,579423,22640
Pembrokeshire10£22,285316,0888
Perth and Kinross8£19,554422,8029
Powys4£24,120212,0592
Redbridge - Greater London4£16,200533,5196
Renfrewshire4£23,998319,37816
Rhondda Cynon Taf3£23,434224,1077
Shropshire10£17,769431,78721
Somerset10£24,105321,50431
South Ayrshire5£24,898115,6309
South Lanarkshire3£18,231544,38211
South Yorkshire27£19,778324,17477
Staffordshire45£19,977326,997117
Stirling2£21,25038,0579
Suffolk15£23,824215,11930
Surrey14£19,529331,30865
Sutton - Greater London3£15,862531,042-
Swansea8£20,892332,01420
Tyne and Wear15£18,441436,50141
Waltham Forest - Greater London1£18,299417,5316
Warwickshire13£18,949334,10032
West Dunbartonshire1£14,698719,5184
West Lothian2£18,398627,3578
West Midlands45£19,736325,619130
West Sussex10£18,963424,62439
West Yorkshire37£18,303428,841106
Wiltshire18£18,623432,47653
Worcestershire14£25,783212,67222
Wrexham1£14,995736,0001
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