Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Kia Niro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Kia Niro on finance

Purchasing a used Kia Niro on finance can be a smooth journey if you have the right guide. Here’s your step-by-step guide to secure an apt financial plan and drive away in your Niro.


Step 1: Understand Your Requirements

  • Model Selection: Identify the specific model and features of the Kia Niro that suit your needs.
  • Budget Planning: Determine a feasible budget, factoring in down payment, monthly installments, and potential maintenance costs.

Step 2: Explore Financing Options

  • Bank Financing: Engage with banks for loan options, scrutinizing interest rates and repayment plans.
  • Hire Purchase (HP): After an initial deposit, settle the balance with fixed monthly payments, acquiring ownership once fully paid.
  • Personal Contract Purchase (PCP): Pay smaller monthly amounts and decide at the contract's end whether to make the balloon payment, return, or part-exchange the vehicle.
  • Dealership Finance: Investigate financing options directly from Kia dealerships, comparing these with other loan options.

Step 3: Vehicle Examination and History

  • Physical Inspection: Engage in a thorough inspection of the vehicle, preferably with a professional mechanic.
  • History Check: Use the vehicle identification number (VIN) to obtain a detailed history report to identify any past issues or incidents.

Step 4: Negotiation and Contract Management

  • Price Negotiation: Arm yourself with market prices and negotiate the price based on the car's condition and prevailing rates.
  • Contract Scrutiny: Thoroughly review the contract, ensuring transparency and fairness in all clauses.

Step 5: Insurance Acquisition

  • Explore Options: Investigate various insurance providers and policies to acquire optimal coverage at a favorable rate.
  • Bundling: Explore possibilities of bundling insurance (like auto and home) for additional savings.

Step 6: Responsible Ownership

  • Timely Payments: Maintain a disciplined repayment plan to safeguard your credit score and avoid penalties.
  • Regular Maintenance: Stick to scheduled servicing and maintenance to preserve the vehicle’s condition and performance.

Step 7: Future Planning

  • Value Preservation: Maintain the car in excellent condition to uphold its resale value.
  • End of Finance Strategy: Develop a plan for once your finance term concludes, whether you intend to keep, sell, or finance another vehicle.

Conclusion

Financing a used Kia Niro encompasses several phases, from meticulously selecting the vehicle and ensuring its condition, to astutely managing financial aspects and ownership responsibilities. Utilize this guide to facilitate a smooth, transparent, and satisfying vehicle financing experience, ensuring that each step is handled with attentiveness and care.

About the Kia Niro

The Kia Niro is an eco-friendly crossover that offers a unique combination of efficiency, versatility, and stylish design. With its advanced hybrid and electric powertrains, the Niro stands out as an attractive choice in the competitive crossover market. In this piece, we'll explore the key features of the Kia Niro and discuss the advantages of financing this appealing model for the UK audience.

Features and Specifications

The Kia Niro offers a variety of features that make it an enticing option for drivers seeking an eco-friendly and versatile crossover:

Efficient Powertrains: The Niro is available with a choice of hybrid, plug-in hybrid, and fully electric powertrains, ensuring excellent fuel efficiency and low emissions.

Spacious Interior: The Niro offers a roomy and comfortable cabin, with ample passenger space, flexible seating configurations, and a range of practical storage solutions.

Stylish Design: The Niro boasts a modern and eye-catching design, with its sleek lines, aerodynamic shape, and distinctive Kia grille.

Advanced Technology: The Niro is equipped with a host of modern technology, including a touchscreen infotainment system, smartphone integration, and various driver assistance features.

Conclusion

The Kia Niro is an exceptional choice for drivers seeking an eco-friendly and versatile crossover that offers a unique blend of efficiency, style, and practicality. By financing a Niro, you can enjoy the benefits of this popular model while taking advantage of manageable payments and flexible finance options. As a symbol of modern eco-friendly automotive design and performance, the Kia Niro is undoubtedly worth considering.

Kia Niro Data by County

Kia Niro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,473£19,303427,5253,722
Aberdeen City2£24,49826,27519
Aberdeenshire1£14,995438,1006
Angus3£22,598316,90110
Ards4£20,615321,8586
Barking & Dagenham - Greater London2£18,495561,044-
Barnet - Greater London2£12,093570,2412
Bedfordshire17£17,702444,73272
Belfast9£17,584419,62117
Berkshire31£20,103323,68061
Bexley - Greater London1£15,290642,06021
Brent - Greater London1£16,495423,0005
Bristol8£18,842331,11032
Bromley - Greater London4£20,538426,59113
Buckinghamshire23£17,664334,60057
Cambridgeshire75£18,405330,35398
Cardiff5£16,384536,20720
Carmarthenshire16£26,608214,6408
Ceredigion14£22,988217,69017
Cheshire25£22,342313,38286
City of Edinburgh19£19,269425,69247
City of London - Greater London69£17,588432,074279
Clackmannanshire1£17,798637,294-
Coleraine3£22,995213,9894
County Durham7£20,571423,78626
Craigavon1£15,950412,0542
Croydon - Greater London13£18,088425,27744
Cumbria10£17,100432,20411
Derbyshire23£20,847332,01865
Devon30£21,472424,28952
Dorset13£21,236322,18329
Down5£17,757323,3172
Dumfries and Galloway1£24,29826,8341
Dundee City7£25,184316,8188
Ealing - Greater London1£13,500488,9725
East Ayrshire1£18,498330,2302
East Lothian1£16,000434,419-
East Riding of Yorkshire8£19,323428,82815
East Sussex14£19,346326,49827
Enfield - Greater London4£16,820521,65323
Essex42£17,747425,480136
Falkirk1£15,698536,8201
Fermanagh1£18,295226,819-
Fife18£21,594322,56648
Glasgow City6£22,264316,87128
Gloucestershire7£20,307336,67411
Greater Manchester80£21,250319,706193
Greenwich - Greater London1£16,595424,262-
Hampshire42£20,004425,711111
Haringey - Greater London1£14,499639,568-
Harrow - Greater London4£15,431463,6838
Havering - Greater London18£22,366211,29153
Herefordshire13£24,249217,45411
Hertfordshire38£18,137427,10685
Highland6£20,848427,44711
Hillingdon - Greater London6£13,213659,0977
Hounslow - Greater London12£19,437324,03738
Inverclyde1£24,49825,9278
Isle of Wight2£17,999524,6535
Kensington & Chelsea - Greater London1£13,750531,458-
Kent56£19,572322,683175
Kingston upon Thames - Greater London1£16,195522,899-
Lancashire42£20,030326,58898
Leicestershire32£18,797324,031105
Lincolnshire58£19,119324,651121
Lisburn1£13,995518,6401
Merseyside24£20,982323,53063
Monmouthshire4£23,320336,4566
Newport8£17,195436,75214
Newry and Mourne7£17,446430,65915
Newtownabbey3£16,366325,91211
Norfolk28£23,112319,56669
North Lanarkshire6£19,465333,99510
North Yorkshire11£18,232430,37654
Northamptonshire9£21,435320,88841
Northumberland5£18,799525,10017
Nottinghamshire21£20,991425,43063
Omagh1£15,490541,599-
Oxfordshire18£20,775321,78735
Pembrokeshire11£22,468314,3788
Perth and Kinross5£21,716310,0888
Powys4£24,559212,0093
Redbridge - Greater London5£15,440540,6155
Renfrewshire5£26,198215,51915
Rhondda Cynon Taf4£22,026322,8188
Shropshire11£17,245434,50318
Somerset10£23,106321,19633
South Ayrshire6£24,165215,31011
South Lanarkshire4£17,573542,3268
South Yorkshire27£20,158323,73776
Staffordshire42£20,343327,975116
Stirling2£18,750416,8899
Suffolk19£24,387215,80426
Surrey19£19,795328,64361
Sutton - Greater London3£15,995531,042-
Swansea14£18,823335,09815
Tyne and Wear17£17,168438,01941
Waltham Forest - Greater London2£17,170427,5466
Warwickshire17£19,820331,22435
West Dunbartonshire1£14,998719,5186
West Lothian2£18,398627,3579
West Midlands48£19,842325,258126
West Sussex9£20,942422,60641
West Yorkshire41£18,506328,908103
Wiltshire22£18,632530,08461
Worcestershire13£25,490214,45129
Wrexham1£14,995736,0001
Add postcode for better results.