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Used Kia Niro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Kia Niro on finance

Purchasing a used Kia Niro on finance can be a smooth journey if you have the right guide. Here’s your step-by-step guide to secure an apt financial plan and drive away in your Niro.


Step 1: Understand Your Requirements

  • Model Selection: Identify the specific model and features of the Kia Niro that suit your needs.
  • Budget Planning: Determine a feasible budget, factoring in down payment, monthly installments, and potential maintenance costs.

Step 2: Explore Financing Options

  • Bank Financing: Engage with banks for loan options, scrutinizing interest rates and repayment plans.
  • Hire Purchase (HP): After an initial deposit, settle the balance with fixed monthly payments, acquiring ownership once fully paid.
  • Personal Contract Purchase (PCP): Pay smaller monthly amounts and decide at the contract's end whether to make the balloon payment, return, or part-exchange the vehicle.
  • Dealership Finance: Investigate financing options directly from Kia dealerships, comparing these with other loan options.

Step 3: Vehicle Examination and History

  • Physical Inspection: Engage in a thorough inspection of the vehicle, preferably with a professional mechanic.
  • History Check: Use the vehicle identification number (VIN) to obtain a detailed history report to identify any past issues or incidents.

Step 4: Negotiation and Contract Management

  • Price Negotiation: Arm yourself with market prices and negotiate the price based on the car's condition and prevailing rates.
  • Contract Scrutiny: Thoroughly review the contract, ensuring transparency and fairness in all clauses.

Step 5: Insurance Acquisition

  • Explore Options: Investigate various insurance providers and policies to acquire optimal coverage at a favorable rate.
  • Bundling: Explore possibilities of bundling insurance (like auto and home) for additional savings.

Step 6: Responsible Ownership

  • Timely Payments: Maintain a disciplined repayment plan to safeguard your credit score and avoid penalties.
  • Regular Maintenance: Stick to scheduled servicing and maintenance to preserve the vehicle’s condition and performance.

Step 7: Future Planning

  • Value Preservation: Maintain the car in excellent condition to uphold its resale value.
  • End of Finance Strategy: Develop a plan for once your finance term concludes, whether you intend to keep, sell, or finance another vehicle.

Conclusion

Financing a used Kia Niro encompasses several phases, from meticulously selecting the vehicle and ensuring its condition, to astutely managing financial aspects and ownership responsibilities. Utilize this guide to facilitate a smooth, transparent, and satisfying vehicle financing experience, ensuring that each step is handled with attentiveness and care.

About the Kia Niro

The Kia Niro is an eco-friendly crossover that offers a unique combination of efficiency, versatility, and stylish design. With its advanced hybrid and electric powertrains, the Niro stands out as an attractive choice in the competitive crossover market. In this piece, we'll explore the key features of the Kia Niro and discuss the advantages of financing this appealing model for the UK audience.

Features and Specifications

The Kia Niro offers a variety of features that make it an enticing option for drivers seeking an eco-friendly and versatile crossover:

Efficient Powertrains: The Niro is available with a choice of hybrid, plug-in hybrid, and fully electric powertrains, ensuring excellent fuel efficiency and low emissions.

Spacious Interior: The Niro offers a roomy and comfortable cabin, with ample passenger space, flexible seating configurations, and a range of practical storage solutions.

Stylish Design: The Niro boasts a modern and eye-catching design, with its sleek lines, aerodynamic shape, and distinctive Kia grille.

Advanced Technology: The Niro is equipped with a host of modern technology, including a touchscreen infotainment system, smartphone integration, and various driver assistance features.

Conclusion

The Kia Niro is an exceptional choice for drivers seeking an eco-friendly and versatile crossover that offers a unique blend of efficiency, style, and practicality. By financing a Niro, you can enjoy the benefits of this popular model while taking advantage of manageable payments and flexible finance options. As a symbol of modern eco-friendly automotive design and performance, the Kia Niro is undoubtedly worth considering.

Kia Niro Data by County

Kia Niro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,536£19,282427,7073,826
Aberdeen City7£22,170319,48517
Aberdeenshire1£26,49524,4004
Angus3£22,428318,1098
Ards4£20,865321,8587
Banbridge1£17,995221,4005
Barking & Dagenham - Greater London1£16,995668,000-
Barnet - Greater London1£10,995695,2812
Bedfordshire21£17,466442,52479
Belfast9£18,398422,58820
Berkshire28£21,526324,37561
Bexley - Greater London3£15,762420,14717
Blaenau Gwent2£16,499532,060-
Brent - Greater London1£16,495433,0004
Bristol8£24,837217,52931
Bromley - Greater London1£18,891325,43114
Buckinghamshire25£19,820330,93650
Cambridgeshire66£19,159331,23091
Cardiff4£17,493534,17924
Carmarthenshire14£25,438317,50615
Ceredigion21£24,571215,43718
Cheshire32£20,707318,45890
City of Edinburgh25£19,816422,21051
City of London - Greater London69£19,275327,206289
Coleraine1£16,995219,8964
Conwy1£16,495019,6421
Cookstown1£15,995426,996-
County Durham8£20,980420,76630
Craigavon2£15,373448,9662
Croydon - Greater London11£17,024431,25946
Cumbria6£16,046537,88410
Derbyshire22£20,252328,78069
Devon35£20,012429,32959
Dorset14£21,260320,32524
Down4£18,309323,1183
Dumfries and Galloway1£24,99826,8342
Dundee City7£25,641316,81810
Dungannon1£18,390425,8331
Ealing - Greater London2£14,095480,0903
East Lothian1£16,000434,419-
East Riding of Yorkshire8£19,231333,34814
East Sussex15£19,751423,20329
Enfield - Greater London2£17,145613,50122
Essex54£18,576422,104138
Falkirk1£15,698536,8181
Fermanagh1£18,295226,819-
Fife26£21,769317,79549
Glasgow City10£18,388531,38533
Gloucestershire7£20,634325,59716
Greater Manchester92£20,244322,605183
Greenwich - Greater London1£16,695424,262-
Hampshire50£20,747321,566112
Haringey - Greater London1£14,499639,568-
Harrow - Greater London5£15,543455,5798
Havering - Greater London19£21,528310,37163
Herefordshire12£23,828216,18112
Hertfordshire37£18,280427,12184
Highland9£20,820423,8297
Hillingdon - Greater London7£13,470567,8395
Hounslow - Greater London8£21,185325,77644
Inverclyde1£16,098429,11210
Isle of Wight4£20,374415,3604
Kensington & Chelsea - Greater London1£13,750531,458-
Kent68£19,803322,182162
Kingston upon Thames - Greater London1£16,195522,899-
Lancashire53£21,011323,32696
Leicestershire27£18,660327,100108
Lincolnshire44£17,881430,936129
Lisburn1£13,995518,6401
Merseyside24£20,317427,06162
Monmouthshire4£27,570227,8326
Newport8£16,771440,18114
Newry and Mourne8£20,084317,65214
Newtownabbey1£16,799322,54512
Norfolk31£21,216322,40364
North Lanarkshire4£19,548330,38115
North Yorkshire11£21,458325,18861
Northamptonshire9£20,982321,38850
Northumberland5£22,899614,19517
Nottinghamshire23£19,932429,68071
Omagh1£15,490541,599-
Oxfordshire19£20,393325,18043
Pembrokeshire6£20,712316,97112
Perth and Kinross6£20,247416,07512
Powys3£26,662111,2375
Redbridge - Greater London7£16,928534,4404
Renfrewshire8£24,186317,40413
Rhondda Cynon Taf4£21,051330,7547
Shropshire9£17,056435,88818
Somerset12£21,683319,94838
South Ayrshire6£24,331215,30211
South Lanarkshire4£17,648540,05310
South Yorkshire32£21,109325,33276
Staffordshire34£19,316328,887111
Stirling3£18,166322,01510
Strabane1£15,495443,798-
Suffolk25£23,364317,76918
Surrey21£19,918324,38464
Sutton - Greater London3£16,028531,042-
Swansea11£22,015330,95816
Tyne and Wear12£18,412430,79046
Waltham Forest - Greater London2£17,482427,5468
Warwickshire9£16,685441,82442
West Dunbartonshire2£15,498629,2636
West Lothian3£18,098631,9219
West Midlands51£18,675427,367125
West Sussex10£18,460430,97741
West Yorkshire38£18,749425,341106
Wiltshire21£20,084427,39870
Worcestershire15£27,949211,25626
Wrexham1£15,495736,0002
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