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Used Kia Niro on Finance

Representative example: borrowing £6,500 over 5 years with a representative APR of 19.9%, an annual interest rate of 19.9% (Fixed) and a deposit of £0.00, the amount payable would be £166.07 per month, with a total cost of credit of £3,464.37 and a total amount payable of £9,964.37.

Getting a Kia Niro on finance

Purchasing a used Kia Niro on finance can be a smooth journey if you have the right guide. Here’s your step-by-step guide to secure an apt financial plan and drive away in your Niro.


Step 1: Understand Your Requirements

  • Model Selection: Identify the specific model and features of the Kia Niro that suit your needs.
  • Budget Planning: Determine a feasible budget, factoring in down payment, monthly installments, and potential maintenance costs.

Step 2: Explore Financing Options

  • Bank Financing: Engage with banks for loan options, scrutinizing interest rates and repayment plans.
  • Hire Purchase (HP): After an initial deposit, settle the balance with fixed monthly payments, acquiring ownership once fully paid.
  • Personal Contract Purchase (PCP): Pay smaller monthly amounts and decide at the contract's end whether to make the balloon payment, return, or part-exchange the vehicle.
  • Dealership Finance: Investigate financing options directly from Kia dealerships, comparing these with other loan options.

Step 3: Vehicle Examination and History

  • Physical Inspection: Engage in a thorough inspection of the vehicle, preferably with a professional mechanic.
  • History Check: Use the vehicle identification number (VIN) to obtain a detailed history report to identify any past issues or incidents.

Step 4: Negotiation and Contract Management

  • Price Negotiation: Arm yourself with market prices and negotiate the price based on the car's condition and prevailing rates.
  • Contract Scrutiny: Thoroughly review the contract, ensuring transparency and fairness in all clauses.

Step 5: Insurance Acquisition

  • Explore Options: Investigate various insurance providers and policies to acquire optimal coverage at a favorable rate.
  • Bundling: Explore possibilities of bundling insurance (like auto and home) for additional savings.

Step 6: Responsible Ownership

  • Timely Payments: Maintain a disciplined repayment plan to safeguard your credit score and avoid penalties.
  • Regular Maintenance: Stick to scheduled servicing and maintenance to preserve the vehicle’s condition and performance.

Step 7: Future Planning

  • Value Preservation: Maintain the car in excellent condition to uphold its resale value.
  • End of Finance Strategy: Develop a plan for once your finance term concludes, whether you intend to keep, sell, or finance another vehicle.

Conclusion

Financing a used Kia Niro encompasses several phases, from meticulously selecting the vehicle and ensuring its condition, to astutely managing financial aspects and ownership responsibilities. Utilize this guide to facilitate a smooth, transparent, and satisfying vehicle financing experience, ensuring that each step is handled with attentiveness and care.

About the Kia Niro

The Kia Niro is an eco-friendly crossover that offers a unique combination of efficiency, versatility, and stylish design. With its advanced hybrid and electric powertrains, the Niro stands out as an attractive choice in the competitive crossover market. In this piece, we'll explore the key features of the Kia Niro and discuss the advantages of financing this appealing model for the UK audience.

Features and Specifications

The Kia Niro offers a variety of features that make it an enticing option for drivers seeking an eco-friendly and versatile crossover:

Efficient Powertrains: The Niro is available with a choice of hybrid, plug-in hybrid, and fully electric powertrains, ensuring excellent fuel efficiency and low emissions.

Spacious Interior: The Niro offers a roomy and comfortable cabin, with ample passenger space, flexible seating configurations, and a range of practical storage solutions.

Stylish Design: The Niro boasts a modern and eye-catching design, with its sleek lines, aerodynamic shape, and distinctive Kia grille.

Advanced Technology: The Niro is equipped with a host of modern technology, including a touchscreen infotainment system, smartphone integration, and various driver assistance features.

Conclusion

The Kia Niro is an exceptional choice for drivers seeking an eco-friendly and versatile crossover that offers a unique blend of efficiency, style, and practicality. By financing a Niro, you can enjoy the benefits of this popular model while taking advantage of manageable payments and flexible finance options. As a symbol of modern eco-friendly automotive design and performance, the Kia Niro is undoubtedly worth considering.

Kia Niro Data by County

Kia Niro data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,473£19,342427,5423,677
Aberdeen City2£24,49826,27519
Aberdeenshire1£14,995438,1006
Angus4£20,423320,6639
Ards4£20,615321,8586
Barking & Dagenham - Greater London2£18,495561,044-
Barnet - Greater London2£12,093570,2412
Bedfordshire18£18,670437,97772
Belfast7£17,365421,59019
Berkshire29£19,939324,16160
Bexley - Greater London1£14,990642,06020
Brent - Greater London1£16,495423,0005
Bristol9£18,920331,07032
Bromley - Greater London2£22,902423,88215
Buckinghamshire25£17,611432,14555
Cambridgeshire75£18,279431,222102
Cardiff5£20,516328,60621
Carmarthenshire15£25,615216,14010
Ceredigion16£22,689317,65518
Cheshire27£21,652318,91583
City of Edinburgh18£19,715422,54247
City of London - Greater London69£18,496329,779272
Clackmannanshire1£17,498637,294-
Coleraine4£23,120212,8834
Cookstown1£15,995427,038-
County Durham7£20,471423,78625
Craigavon1£15,500412,0542
Croydon - Greater London13£17,930423,65042
Cumbria7£15,739532,99614
Derbyshire23£21,060332,22664
Devon29£21,420424,39950
Dorset12£22,312322,46928
Down5£17,757323,3172
Dumfries and Galloway1£24,29826,8341
Dundee City7£25,184316,8188
Ealing - Greater London1£13,250488,9725
East Ayrshire1£18,498330,2302
East Lothian1£16,000434,419-
East Riding of Yorkshire8£19,726428,82815
East Sussex15£19,797322,30728
Enfield - Greater London2£17,245519,55123
Essex41£18,004424,648132
Falkirk1£15,698536,820-
Fermanagh1£18,295226,819-
Fife14£20,921424,44151
Glasgow City6£19,998422,32828
Gloucestershire8£20,285334,26911
Greater Manchester75£21,502318,754193
Hampshire47£20,086424,572102
Haringey - Greater London1£14,499639,568-
Harrow - Greater London4£15,431463,6837
Havering - Greater London19£21,910214,34550
Herefordshire17£24,278217,03510
Hertfordshire36£17,684429,41884
Highland6£20,348327,24710
Hillingdon - Greater London6£13,188659,0976
Hounslow - Greater London10£18,485426,37340
Inverclyde1£24,49825,9277
Isle of Wight2£17,999524,6535
Kensington & Chelsea - Greater London1£13,750531,458-
Kent56£19,512322,371175
Kingston upon Thames - Greater London1£16,195522,899-
Lancashire39£19,906427,52695
Leicestershire33£19,265322,939107
Lincolnshire58£19,137325,112123
Merseyside25£20,968323,24564
Monmouthshire6£24,395325,9166
Newport6£17,548436,78816
Newry and Mourne7£17,517430,65915
Newtownabbey3£16,233325,91210
Norfolk33£22,839320,25266
North Lanarkshire5£19,858336,00711
North Yorkshire10£18,306431,63457
Northamptonshire14£20,297324,10439
Northumberland8£21,874516,42916
Nottinghamshire24£20,223428,09456
Omagh1£15,490541,599-
Oxfordshire18£19,878426,01136
Pembrokeshire10£22,285316,0888
Perth and Kinross6£19,307420,1468
Powys4£24,620212,0092
Redbridge - Greater London5£15,440540,6155
Renfrewshire5£26,098215,51915
Rhondda Cynon Taf3£23,867224,1078
Shropshire10£17,521435,65820
Somerset9£23,825221,05032
South Ayrshire6£24,081215,52410
South Lanarkshire3£18,331544,38211
South Yorkshire26£20,257322,41173
Staffordshire43£20,426325,869117
Stirling1£17,499412,78510
Suffolk20£24,043215,92026
Surrey17£19,980328,46264
Sutton - Greater London3£15,995531,042-
Swansea12£18,994336,27716
Tyne and Wear18£17,934438,24441
Waltham Forest - Greater London3£16,848421,6545
Warwickshire15£18,732334,40334
West Dunbartonshire1£14,998719,5186
West Lothian2£18,398627,3579
West Midlands53£19,488324,707123
West Sussex10£20,643422,44139
West Yorkshire38£18,530327,05896
Wiltshire21£18,538530,39258
Worcestershire14£25,203214,28326
Wrexham1£14,995736,0001
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