Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Kia Ceed on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Kia Ceed on finance

Acquiring a used Kia Ceed through finance can be a smart way to make the vehicle your own without the need for an immediate full payment. Here’s a step-by-step guide to understanding the finance options and processes for securing a used Kia Ceed:

1. Gauge Your Financial Position:

  • Budget Appropriately: Ensure the vehicle and its associated costs (insurance, maintenance) fit into your budget.
  • Credit Assessment: Understand that your credit score will impact your financing options and rates.

2. Understand Financing Alternatives:

a. Bank Loan:
  • Pros: Possibility of lower rates and direct dealings with your bank.
  • Cons: Can be strict on creditworthiness.
b. Hire Purchase (HP):
  • Pros: Clear and straightforward route to vehicle ownership.
  • Cons: Generally involves higher monthly payments.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly costs and flexibility at the contract’s end.
  • Cons: May cost more overall if you opt to purchase the vehicle at the end.
d. Dealership Financing:
  • Pros: Streamlined purchase and finance process, potentially more lenient credit checks.
  • Cons: Potentially higher interest rates.

3. Navigate Through the Purchase:

a. Choosing a Reputed Dealer:
  • Opt for dealerships with strong reviews and transparent processes.
b. Negotiation:
  • Gain insights into the prevailing market price of the used Kia Ceed to negotiate effectively.
c. Contract Scrutiny:
  • Ensure you read and understand all elements of the contract.
d. Insurance:
  • Ensure insurance is arranged from day one of your ownership.

4. Ongoing Management of Vehicle and Finance:

  • Vehicle Maintenance: Keeping the vehicle in top condition ensures reliability and strong future resale value.
  • Finance Management: Stay on top of your payment schedule to safeguard your credit score.

5. Expert Advice:

  • Vehicle Check: Ensure a comprehensive check of the vehicle’s history and condition.
  • Depreciation: Remember cars depreciate; choose a model and plan that considers this.
  • Extended Warranty: Decide if an extended warranty is beneficial for you.

Conclusion:

Navigating through the finance options for a used Kia Ceed can be seamless when equipped with the right knowledge and preparation. Ensure you have a clear understanding of your financial capabilities, coupled with a discerning approach to choosing and managing your finance option. Meticulous attention to vehicle and finance management throughout your ownership period will pave the way for a satisfactory and hassle-free experience.

About the Kia Ceed

The Kia Ceed, a versatile and practical hatchback, has gained a strong following among British drivers who prioritize affordability, efficiency, and modern design in their vehicles. In a country where compact size and urban convenience are highly valued, the Ceed has established itself as a trusted choice for city living. In this article, we'll explore the standout features of the Kia Ceed, introduce its competitors in the UK market, and discuss the appealing financing options available for this reliable hatchback.

Kia Ceed Key Features:

  • Contemporary Design: The Ceed boasts a modern design with sleek lines and stylish features, making it a fashionable presence on British roads.
  • Compact Versatility: Despite its compact size, the Ceed offers ample interior space and practicality, making it suitable for both city driving and longer journeys.
  • Efficient Powertrains: The Ceed is available with a range of petrol and diesel engines, providing good fuel economy and reducing running costs for daily commutes.
  • Advanced Technology: Inside, you'll find a user-friendly infotainment system and available driver assistance features that enhance safety and convenience.

Rivals in the UK Market:

The Kia Ceed faces competition from other compact hatchbacks in the UK's city car segment:

  • Ford Focus: The Focus offers a combination of practicality and engaging driving dynamics, with a comfortable cabin and a range of engine options.
  • Volkswagen Golf: Volkswagen's Golf is known for its premium feel, a well-crafted interior, and advanced tech features, appealing to those who seek a high-quality hatchback.
  • Toyota Corolla: The Corolla combines efficiency with reliability, offering a comfortable interior and a range of hybrid powertrains for eco-conscious drivers.
  • Hyundai i30: Hyundai's i30 features a modern design, efficient engines, and advanced safety technology, providing a well-rounded package for urban and suburban driving.

Conclusion:

The Kia Ceed, with its contemporary design, efficient powertrains, and practical versatility, has become a stylish and reliable hatchback for British drivers who demand affordability and convenience. In a country where compact size and urban living are essential, the Ceed delivers a compelling package. With flexible financing options, owning this dependable hatchback becomes an accessible and attractive proposition for those who seek a vehicle that complements their UK lifestyle.

Buying Guide

Want to find out everything about all Ceed models, pros and cons, what to look out for and everything else you need to know? Check out our Kia Ceed buying guide here.

Kia Ceed Data by County

Kia Ceed data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,174£11,643751,0692,254
Aberdeen City6£14,915436,54516
Angus3£12,995556,0434
Antrim1£17,39929,3686
Ards4£12,850647,6159
Ballymoney1£4,29512119,0001
Banbridge1£3,99012102,820-
Barking & Dagenham - Greater London2£2,92317105,532-
Bedfordshire26£8,396861,98840
Belfast4£12,495637,3421
Berkshire21£10,624843,02724
Bexley - Greater London1£11,995742,556-
Bristol10£9,500959,95420
Bromley - Greater London1£21,50023,5004
Buckinghamshire22£9,706764,26031
Cambridgeshire71£11,819652,501103
Cardiff1£17,950231,4102
Carmarthenshire2£7,743867,1861
Carrickfergus1£4,4951367,095-
Cheshire35£13,218537,76469
City of Edinburgh7£8,540971,39918
City of London - Greater London2£7,8451165,2103
Clackmannanshire1£13,498641,074-
Coleraine6£14,240426,67912
Conwy1£5,4951187,654-
Cornwall6£13,289644,6727
County Durham19£11,943648,24339
Croydon - Greater London3£18,027325,3565
Cumbria5£11,831656,9747
Derbyshire32£10,567751,53168
Derry6£29,527534,3184
Devon28£10,968754,18342
Dorset3£12,882664,68613
Dumfries and Galloway1£17,300414,3663
Dundee City8£9,746870,3708
Dungannon2£8,600686,5001
Ealing - Greater London1£2,9951490,761-
East Ayrshire1£13,310812,1204
East Lothian1£7,950850,4093
East Riding of Yorkshire4£6,7131077,2482
East Sussex7£15,855227,18111
Enfield - Greater London2£15,778424,3582
Essex29£15,387428,23657
Falkirk7£11,395649,98712
Fermanagh3£10,080653,6181
Fife7£13,303544,52833
Glasgow City24£12,077649,09837
Gloucestershire5£9,281875,86511
Greater Manchester94£9,427858,598159
Hampshire31£12,822639,01460
Havering - Greater London8£10,322751,3887
Herefordshire4£16,720421,0712
Hertfordshire24£11,447744,99586
Highland8£15,759438,01812
Hillingdon - Greater London3£10,996749,89010
Isle of Wight2£7,4971162,1041
Kent17£11,513746,68330
Lancashire40£10,216758,33190
Larne2£5,9931079,495-
Leicestershire28£12,606546,88469
Limavady1£3,9951396,0001
Lincolnshire29£13,529538,14472
Lisburn2£11,495742,3763
Magherafelt1£4,49512112,0003
Merseyside16£10,256755,39217
Moray3£15,495432,8422
Neath Port Talbot3£9,360963,325-
Newry and Mourne4£14,728428,63613
Newtownabbey6£13,099538,0506
Norfolk26£14,079437,47567
North Ayrshire3£9,532756,778-
North Down1£9,450765,0004
North Lanarkshire5£14,372528,71112
North Yorkshire24£13,109540,55459
Northamptonshire8£8,951864,32132
Northumberland5£10,088659,5748
Nottinghamshire17£11,060748,69144
Oxfordshire4£12,029742,23916
Pembrokeshire1£8,739658,777-
Perth and Kinross8£16,494425,60414
Renfrewshire3£11,664652,01912
Rhondda Cynon Taf12£12,956647,08717
Scottish Borders1£9,395756,000-
Shropshire11£15,713426,61114
Somerset14£17,722321,49532
South Ayrshire4£13,748639,13512
South Lanarkshire1£9,975775,3861
South Yorkshire31£8,031972,95468
Staffordshire25£13,229536,24051
Stirling2£14,248437,42222
Strabane1£15,990425,628-
Suffolk15£10,354749,08416
Surrey15£9,703768,57536
Tyne and Wear17£11,202751,48741
Warwickshire8£9,926665,0809
West Lothian6£12,060556,0918
West Midlands65£11,448651,279112
West Sussex10£11,349748,51812
West Yorkshire48£10,616849,411102
Wiltshire12£12,208747,28233
Worcestershire11£15,887427,05123
Add postcode for better results.