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Used Ford Transit Custom on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Transit Custom on finance

The Ford Transit Custom, recognized for its versatility and reliability, is a favored choice among van drivers and businesses. If you're contemplating financing a used Transit Custom, it's crucial to be well-versed in the process and your available options. Here's a guide to aid you in acquiring a used Ford Transit Custom on finance:

Initial Preparations:

1. Budget Allocation:

  • Understand what you can afford, considering the down payment, monthly instalments, insurance, and any potential maintenance or business-related costs.

2. Credit Score Analysis:

  • A higher credit score can lead to better financing terms and interest rates.

3. Model and Specification Choice:

  • Determine the variant and specifications of the Transit Custom that align with your business or personal needs and budget.

4. Vehicle Assessment:

  • Especially important for used vehicles. Obtain a thorough inspection, secure a vehicle history report, and if feasible, have it examined by a professional.

Financing Options:

1. Bank Loan:

  • A traditional approach where you get a loan from a bank or credit institution, buy the vehicle, and then repay the loan in fixed instalments.

2. Hire Purchase (HP):

  • Entails an upfront deposit followed by fixed monthly payments. Once all payments are made, ownership is transferred to you.

3. Personal Contract Purchase (PCP):

  • Generally involves smaller monthly payments. At the end, you can make a balloon payment to own the vehicle, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP but with an obligation to purchase the vehicle at the contract’s conclusion.

5. Dealer Financing:

  • Dealerships may offer their own finance packages. Ensure you compare these with other external options for the best deal.

6. Peer-to-Peer Lending:

  • Borrow directly from individuals via online platforms, sometimes providing competitive rates. Ensure the platform's reliability.

Acquisition Process:

1. Find a Reliable Dealer or Seller:

  • Seek those known for transparency and offering vehicles in solid condition.

2. Negotiation:

  • Engage in discussions to potentially achieve a favorable deal on the vehicle and/or the financing terms.

3. Test Drive:

  • Ensure the vehicle fits your expectations in terms of performance and usability.

4. Lock in Financing:

  • After selecting a finance option, review the terms carefully and confirm that the repayment structure is manageable.

5. Secure Insurance:

  • Especially important for business vehicles, make sure you have the necessary insurance in place before finalizing.

6. Manage All Documentation:

  • Handle any essential paperwork related to the purchase, ensuring accuracy and safe storage.

Other Points to Note:

  • Depreciation: Vans like the Transit Custom can depreciate, affecting the vehicle's value if you plan to sell in the future.

  • Warranty: Determine if there's any existing warranty on the van or the possibility of purchasing an extended warranty.

  • Overall Cost Awareness: Understand the complete cost you'll bear over the financing term, including interest.

  • Early Repayment Conditions: Clarify any terms or penalties associated with early repayments.

Conclusion:

Financing a used Ford Transit Custom necessitates thorough research, understanding your financial standing, and a comprehensive evaluation of the vehicle's condition. Adopting a methodical approach, potentially in consultation with financial experts, will ensure that you're not only equipped with a reliable vehicle for your needs but also with a financial arrangement that's sustainable and beneficial.

About the Ford Transit Custom

The name 'Ford Transit' resonates deeply in the British psyche, synonymous with reliability, versatility, and hard work. Among the vast lineup of Transits, the Transit Custom has emerged as a benchmark in its category, holding its own amidst intense competition. Whether for businesses or personal needs, the Transit Custom has become a go-to choice for the British.

Historical Glimpse:
While the Ford Transit lineage dates back to the 1960s, the Transit Custom made its debut in 2012. Distinct from the larger Transit model, the Custom catered to the mid-sized van segment, a rapidly growing category in the UK. It was a response to market demands for a van that combined ample cargo space with manoeuvrability and efficiency.

Design and Functionality:
Over the years, the Transit Custom has been praised for its innovative design. Ford's approach focused on creating a vehicle that was not only spacious but also driver-friendly. This resulted in a van boasting impressive payload capacity, while also offering a driving experience akin to Ford's passenger car lineup. Such a balance is particularly appreciated on Britain's diverse roadways, from bustling city streets to narrow country lanes.

Standing Tall Among Rivals:
In the UK, the Transit Custom faces stiff competition from the likes of the Volkswagen Transporter, Mercedes-Benz Vito, and the Peugeot Expert. Yet, the Transit Custom has consistently impressed with its robust build quality, efficient engine range, and comprehensive feature list.

Modern Innovations:
Ford hasn't rested on its laurels. Recent versions of the Transit Custom have seen enhancements like the EcoBlue diesel engine, which offers better fuel efficiency and reduced emissions. The introduction of a plug-in hybrid variant has further broadened its appeal, especially in urban areas with stricter emission regulations.

A British Staple:
From plumbers to couriers, and from campers to small businesses, the Transit Custom serves a diverse range of needs. Its adaptability is complemented by its enduring quality, ensuring it remains a favourite on British roads.

To wrap up, the Ford Transit Custom is not just a vehicle; it's a part of the UK's industrial and cultural fabric. It embodies the spirit of hard work and innovation that Britain is known for. Whether you're purchasing one outright or exploring used car finance options, the Transit Custom promises not just utility, but a piece of British automotive history.

Ford Transit Custom Data by County

Ford Transit Custom data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,722£19,522551,0059,822
Aberdeen City46£24,427327,19269
Aberdeenshire4£23,935450,7195
Angus20£22,942330,47414
Antrim3£15,949788,6672
Ards2£2,023340,4982
Armagh8£15,839666,7613
Ballymena8£27,421227,17212
Ballymoney5£13,295572,6645
Banbridge3£15,898547,3293
Barking & Dagenham - Greater London31£26,05328,27545
Bedfordshire54£17,586567,44759
Belfast2£21,623549,86710
Berkshire288£20,747449,292331
Bexley - Greater London7£23,919335,42913
Blaenau Gwent38£29,701216,50089
Bristol256£18,956449,047310
Bromley - Greater London32£23,076328,94363
Buckinghamshire166£14,793777,249190
Caerphilly28£14,666576,86436
Cambridgeshire149£17,372559,370197
Cardiff53£15,929574,56049
Carmarthenshire13£17,495443,42511
Ceredigion94£17,588657,91479
Cheshire154£19,638553,322124
City of Edinburgh46£17,422453,63656
City of London - Greater London147£23,948329,367298
Clackmannanshire1£15,995449,000-
Coleraine9£19,214344,08316
Conwy1£32,000335,907-
Cookstown1£19,495450,0006
Cornwall37£17,047674,07079
County Durham81£15,518584,34859
Craigavon14£26,143122,88714
Croydon - Greater London1£4,99013120,0005
Cumbria133£19,965448,523167
Denbighshire2£25,748655,935-
Derbyshire134£18,113553,988220
Derry41£22,581440,24135
Devon156£17,482548,822194
Dorset24£21,089332,62266
Down2£27,245671,5003
Dumfries and Galloway6£25,162427,9475
Dundee City31£18,511547,85224
Dungannon32£20,263461,23714
Ealing - Greater London2£14,395771,7323
East Ayrshire17£17,503450,13132
East Renfrewshire2£15,749867,1135
East Riding of Yorkshire54£12,931679,38251
East Sussex55£23,246331,90282
Essex432£21,547440,997464
Falkirk40£15,570556,98237
Fermanagh3£19,262553,5179
Fife29£26,233321,98450
Flintshire2£15,942650,8632
Glasgow City57£23,891336,15986
Gloucestershire39£20,304551,32063
Greater Manchester462£22,422446,718681
Gwynedd4£17,578452,74613
Hampshire291£19,358551,725358
Harrow - Greater London1£9,995862,2032
Havering - Greater London18£19,683650,74017
Herefordshire12£20,801444,87610
Hertfordshire136£16,687557,223269
Highland13£22,327539,30816
Hillingdon - Greater London30£12,843577,29136
Hounslow - Greater London15£10,779798,27314
Isle of Anglesey22£24,116329,26920
Isle of Wight3£12,3281182,5841
Kent143£19,713449,202155
Kingston upon Thames - Greater London12£13,771557,9007
Lancashire124£14,118782,432149
Larne2£13,495782,0001
Leicestershire137£18,549456,823186
Lincolnshire133£19,371457,639147
Lisburn8£25,916227,5788
Magherafelt22£21,792332,92927
Merseyside148£20,395443,801132
Merthyr Tydfil12£15,7548124,7302
Midlothian8£18,752546,05113
Monmouthshire33£15,944576,03519
Moray1£15,995643,3211
Newport109£26,426335,80079
Newry and Mourne7£21,436552,2818
Newtownabbey20£22,239335,92830
Norfolk65£19,507555,82696
North Down1£34,989329,0002
North Lanarkshire52£16,397565,30843
North Yorkshire113£19,358452,251110
Northamptonshire56£17,813559,25951
Northumberland10£25,324531,6267
Nottinghamshire135£20,627447,804186
Omagh14£20,780351,09110
Oxfordshire15£20,813331,72150
Pembrokeshire13£21,356543,3643
Perth and Kinross19£16,543541,05324
Powys12£25,075321,57024
Redbridge - Greater London1£31,60017,0001
Rhondda Cynon Taf22£13,922776,13918
Scottish Borders6£28,662223,9857
Shropshire41£22,565439,765106
Somerset112£17,085664,395127
South Ayrshire9£19,152430,24219
South Lanarkshire2£22,445321,2834
South Yorkshire222£21,673341,700365
Staffordshire172£19,452442,237274
Stirling5£25,795321,22115
Suffolk68£20,432544,00182
Surrey427£20,205446,465506
Sutton - Greater London8£12,319468,99511
Swansea19£20,202436,21412
Torfaen14£18,386554,3227
Tyne and Wear65£16,901559,284131
Warwickshire32£25,156331,61752
West Dunbartonshire24£14,699773,94119
West Lothian2£9,993981,4752
West Midlands239£18,389453,694337
West Sussex67£18,437454,17262
West Yorkshire354£21,741444,738422
Wiltshire220£18,831454,088260
Worcestershire64£22,313443,322110
Wrexham1£15,250566,995-
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