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Used Ford Transit Custom on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Transit Custom on finance

The Ford Transit Custom, recognized for its versatility and reliability, is a favored choice among van drivers and businesses. If you're contemplating financing a used Transit Custom, it's crucial to be well-versed in the process and your available options. Here's a guide to aid you in acquiring a used Ford Transit Custom on finance:

Initial Preparations:

1. Budget Allocation:

  • Understand what you can afford, considering the down payment, monthly instalments, insurance, and any potential maintenance or business-related costs.

2. Credit Score Analysis:

  • A higher credit score can lead to better financing terms and interest rates.

3. Model and Specification Choice:

  • Determine the variant and specifications of the Transit Custom that align with your business or personal needs and budget.

4. Vehicle Assessment:

  • Especially important for used vehicles. Obtain a thorough inspection, secure a vehicle history report, and if feasible, have it examined by a professional.

Financing Options:

1. Bank Loan:

  • A traditional approach where you get a loan from a bank or credit institution, buy the vehicle, and then repay the loan in fixed instalments.

2. Hire Purchase (HP):

  • Entails an upfront deposit followed by fixed monthly payments. Once all payments are made, ownership is transferred to you.

3. Personal Contract Purchase (PCP):

  • Generally involves smaller monthly payments. At the end, you can make a balloon payment to own the vehicle, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP but with an obligation to purchase the vehicle at the contract’s conclusion.

5. Dealer Financing:

  • Dealerships may offer their own finance packages. Ensure you compare these with other external options for the best deal.

6. Peer-to-Peer Lending:

  • Borrow directly from individuals via online platforms, sometimes providing competitive rates. Ensure the platform's reliability.

Acquisition Process:

1. Find a Reliable Dealer or Seller:

  • Seek those known for transparency and offering vehicles in solid condition.

2. Negotiation:

  • Engage in discussions to potentially achieve a favorable deal on the vehicle and/or the financing terms.

3. Test Drive:

  • Ensure the vehicle fits your expectations in terms of performance and usability.

4. Lock in Financing:

  • After selecting a finance option, review the terms carefully and confirm that the repayment structure is manageable.

5. Secure Insurance:

  • Especially important for business vehicles, make sure you have the necessary insurance in place before finalizing.

6. Manage All Documentation:

  • Handle any essential paperwork related to the purchase, ensuring accuracy and safe storage.

Other Points to Note:

  • Depreciation: Vans like the Transit Custom can depreciate, affecting the vehicle's value if you plan to sell in the future.

  • Warranty: Determine if there's any existing warranty on the van or the possibility of purchasing an extended warranty.

  • Overall Cost Awareness: Understand the complete cost you'll bear over the financing term, including interest.

  • Early Repayment Conditions: Clarify any terms or penalties associated with early repayments.

Conclusion:

Financing a used Ford Transit Custom necessitates thorough research, understanding your financial standing, and a comprehensive evaluation of the vehicle's condition. Adopting a methodical approach, potentially in consultation with financial experts, will ensure that you're not only equipped with a reliable vehicle for your needs but also with a financial arrangement that's sustainable and beneficial.

About the Ford Transit Custom

The name 'Ford Transit' resonates deeply in the British psyche, synonymous with reliability, versatility, and hard work. Among the vast lineup of Transits, the Transit Custom has emerged as a benchmark in its category, holding its own amidst intense competition. Whether for businesses or personal needs, the Transit Custom has become a go-to choice for the British.

Historical Glimpse:
While the Ford Transit lineage dates back to the 1960s, the Transit Custom made its debut in 2012. Distinct from the larger Transit model, the Custom catered to the mid-sized van segment, a rapidly growing category in the UK. It was a response to market demands for a van that combined ample cargo space with manoeuvrability and efficiency.

Design and Functionality:
Over the years, the Transit Custom has been praised for its innovative design. Ford's approach focused on creating a vehicle that was not only spacious but also driver-friendly. This resulted in a van boasting impressive payload capacity, while also offering a driving experience akin to Ford's passenger car lineup. Such a balance is particularly appreciated on Britain's diverse roadways, from bustling city streets to narrow country lanes.

Standing Tall Among Rivals:
In the UK, the Transit Custom faces stiff competition from the likes of the Volkswagen Transporter, Mercedes-Benz Vito, and the Peugeot Expert. Yet, the Transit Custom has consistently impressed with its robust build quality, efficient engine range, and comprehensive feature list.

Modern Innovations:
Ford hasn't rested on its laurels. Recent versions of the Transit Custom have seen enhancements like the EcoBlue diesel engine, which offers better fuel efficiency and reduced emissions. The introduction of a plug-in hybrid variant has further broadened its appeal, especially in urban areas with stricter emission regulations.

A British Staple:
From plumbers to couriers, and from campers to small businesses, the Transit Custom serves a diverse range of needs. Its adaptability is complemented by its enduring quality, ensuring it remains a favourite on British roads.

To wrap up, the Ford Transit Custom is not just a vehicle; it's a part of the UK's industrial and cultural fabric. It embodies the spirit of hard work and innovation that Britain is known for. Whether you're purchasing one outright or exploring used car finance options, the Transit Custom promises not just utility, but a piece of British automotive history.

Ford Transit Custom Data by County

Ford Transit Custom data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All8,069£19,832448,81110,228
Aberdeenshire68£24,253325,79348
Angus47£21,209439,35532
Ayrshire30£17,674439,91028
Bedfordshire58£16,561574,22361
Berkshire254£21,608444,494266
Blaenau Gwent37£29,142218,88671
Borders5£27,795220,7554
Bridgend125£17,942556,653107
Bristol264£19,491448,146310
Buckinghamshire156£13,936777,661255
Caerphilly28£14,748472,28645
Cambridgeshire178£17,887455,071206
Cardiff38£17,237572,65529
Carmarthenshire15£19,241442,87413
Ceredigion3£23,895320,9571
Cheshire145£18,624553,662152
Conwy7£28,064225,31115
Cornwall62£17,998556,46872
County Antrim43£22,771337,33363
County Armagh25£23,988229,94034
County Down18£17,185438,24414
County Durham87£15,099577,54378
County Fermanagh1£16,995364,5003
County Londonderry78£20,659344,57776
County Tyrone58£20,958350,08044
Cumbria166£21,192343,429193
Denbighshire2£24,248655,9351
Derbyshire134£17,707555,192182
Devon173£17,885446,218177
Dorset41£22,418328,99886
Dumfries & Galloway1-6-3
Dunbartonshire24£11,478783,22316
East Riding of Yorkshire87£13,091684,87864
East Sussex63£22,207332,40066
Essex535£21,289342,358579
Falkirk34£14,069562,71044
Fife41£22,527337,52565
Flintshire1£29,995675,0001
Gloucestershire50£22,887545,426126
Greater London311£19,085345,004510
Greater Manchester413£21,690453,338746
Gwynedd11£14,889567,81510
Hampshire282£19,521451,573383
Herefordshire13£20,978546,33418
Hertfordshire166£17,108556,021287
Highland14£20,061439,22720
Inverclyde1£13,995578,5001
Isle of Anglesey19£25,399225,52214
Kent179£19,933444,939213
Lanarkshire103£19,726449,643145
Lancashire94£14,447683,332104
Leicestershire165£17,387460,619189
Lincolnshire143£19,926454,215191
Merseyside153£19,978441,381144
Merthyr Tydfil35£20,058680,80614
Midlothian47£17,818448,57047
Monmouthshire19£15,980555,13422
Moray3£29,163331,2264
Newport17£16,673485,15018
Norfolk72£18,086560,71599
North Yorkshire124£20,393448,62186
Northamptonshire39£16,455458,02469
Northumberland1£22,9951064,77512
Nottinghamshire150£20,080444,155176
Oxfordshire30£21,905341,47238
Pembrokeshire7£22,356433,33010
Perth & Kinross20£20,419327,81629
Powys9£30,990317,7872
Rhondda Cynon Taf22£18,105554,87716
Shropshire62£25,482330,35295
Somerset105£16,851561,082153
South Yorkshire192£21,584342,618339
Staffordshire193£18,026445,884302
Stirling7£25,567220,18614
Suffolk91£19,112547,87184
Surrey396£19,959447,956514
Swansea27£19,940449,86938
Torfaen124£23,504436,74589
Tyne and Wear57£18,575550,976127
Vale of Glamorgan7£16,565338,7808
Warwickshire8£20,124342,10148
West Lothian23£18,221449,68436
West Midlands235£18,825451,719384
West Sussex58£19,204448,59657
West Yorkshire336£22,646338,394416
Wiltshire237£20,699445,705210
Worcestershire66£22,758447,10866
Wrexham1£15,995569,1261
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