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Used Ford Transit Custom on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Transit Custom on finance

The Ford Transit Custom, recognized for its versatility and reliability, is a favored choice among van drivers and businesses. If you're contemplating financing a used Transit Custom, it's crucial to be well-versed in the process and your available options. Here's a guide to aid you in acquiring a used Ford Transit Custom on finance:

Initial Preparations:

1. Budget Allocation:

  • Understand what you can afford, considering the down payment, monthly instalments, insurance, and any potential maintenance or business-related costs.

2. Credit Score Analysis:

  • A higher credit score can lead to better financing terms and interest rates.

3. Model and Specification Choice:

  • Determine the variant and specifications of the Transit Custom that align with your business or personal needs and budget.

4. Vehicle Assessment:

  • Especially important for used vehicles. Obtain a thorough inspection, secure a vehicle history report, and if feasible, have it examined by a professional.

Financing Options:

1. Bank Loan:

  • A traditional approach where you get a loan from a bank or credit institution, buy the vehicle, and then repay the loan in fixed instalments.

2. Hire Purchase (HP):

  • Entails an upfront deposit followed by fixed monthly payments. Once all payments are made, ownership is transferred to you.

3. Personal Contract Purchase (PCP):

  • Generally involves smaller monthly payments. At the end, you can make a balloon payment to own the vehicle, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP but with an obligation to purchase the vehicle at the contract’s conclusion.

5. Dealer Financing:

  • Dealerships may offer their own finance packages. Ensure you compare these with other external options for the best deal.

6. Peer-to-Peer Lending:

  • Borrow directly from individuals via online platforms, sometimes providing competitive rates. Ensure the platform's reliability.

Acquisition Process:

1. Find a Reliable Dealer or Seller:

  • Seek those known for transparency and offering vehicles in solid condition.

2. Negotiation:

  • Engage in discussions to potentially achieve a favorable deal on the vehicle and/or the financing terms.

3. Test Drive:

  • Ensure the vehicle fits your expectations in terms of performance and usability.

4. Lock in Financing:

  • After selecting a finance option, review the terms carefully and confirm that the repayment structure is manageable.

5. Secure Insurance:

  • Especially important for business vehicles, make sure you have the necessary insurance in place before finalizing.

6. Manage All Documentation:

  • Handle any essential paperwork related to the purchase, ensuring accuracy and safe storage.

Other Points to Note:

  • Depreciation: Vans like the Transit Custom can depreciate, affecting the vehicle's value if you plan to sell in the future.

  • Warranty: Determine if there's any existing warranty on the van or the possibility of purchasing an extended warranty.

  • Overall Cost Awareness: Understand the complete cost you'll bear over the financing term, including interest.

  • Early Repayment Conditions: Clarify any terms or penalties associated with early repayments.

Conclusion:

Financing a used Ford Transit Custom necessitates thorough research, understanding your financial standing, and a comprehensive evaluation of the vehicle's condition. Adopting a methodical approach, potentially in consultation with financial experts, will ensure that you're not only equipped with a reliable vehicle for your needs but also with a financial arrangement that's sustainable and beneficial.

About the Ford Transit Custom

The name 'Ford Transit' resonates deeply in the British psyche, synonymous with reliability, versatility, and hard work. Among the vast lineup of Transits, the Transit Custom has emerged as a benchmark in its category, holding its own amidst intense competition. Whether for businesses or personal needs, the Transit Custom has become a go-to choice for the British.

Historical Glimpse:
While the Ford Transit lineage dates back to the 1960s, the Transit Custom made its debut in 2012. Distinct from the larger Transit model, the Custom catered to the mid-sized van segment, a rapidly growing category in the UK. It was a response to market demands for a van that combined ample cargo space with manoeuvrability and efficiency.

Design and Functionality:
Over the years, the Transit Custom has been praised for its innovative design. Ford's approach focused on creating a vehicle that was not only spacious but also driver-friendly. This resulted in a van boasting impressive payload capacity, while also offering a driving experience akin to Ford's passenger car lineup. Such a balance is particularly appreciated on Britain's diverse roadways, from bustling city streets to narrow country lanes.

Standing Tall Among Rivals:
In the UK, the Transit Custom faces stiff competition from the likes of the Volkswagen Transporter, Mercedes-Benz Vito, and the Peugeot Expert. Yet, the Transit Custom has consistently impressed with its robust build quality, efficient engine range, and comprehensive feature list.

Modern Innovations:
Ford hasn't rested on its laurels. Recent versions of the Transit Custom have seen enhancements like the EcoBlue diesel engine, which offers better fuel efficiency and reduced emissions. The introduction of a plug-in hybrid variant has further broadened its appeal, especially in urban areas with stricter emission regulations.

A British Staple:
From plumbers to couriers, and from campers to small businesses, the Transit Custom serves a diverse range of needs. Its adaptability is complemented by its enduring quality, ensuring it remains a favourite on British roads.

To wrap up, the Ford Transit Custom is not just a vehicle; it's a part of the UK's industrial and cultural fabric. It embodies the spirit of hard work and innovation that Britain is known for. Whether you're purchasing one outright or exploring used car finance options, the Transit Custom promises not just utility, but a piece of British automotive history.

Ford Transit Custom Data by County

Ford Transit Custom data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,440£19,458450,7149,125
Aberdeen City52£24,147328,94666
Aberdeenshire6£26,956339,1614
Angus3£29,995210,995-
Antrim1£15,949567,0002
Ards2£2,023340,4983
Armagh8£15,839666,7613
Ballymena8£29,235222,48112
Ballymoney5£13,395572,6645
Banbridge1£15,750459,0342
Barking & Dagenham - Greater London29£25,765210,11743
Bedfordshire58£16,472675,55658
Belfast1£24,995324,9069
Berkshire299£20,777450,180298
Blaenau Gwent39£29,952115,46576
Bristol262£19,132448,448291
Bromley - Greater London24£26,625211,65947
Buckinghamshire168£13,429779,441187
Caerphilly31£15,885469,09736
Cambridgeshire151£19,275559,660189
Cardiff45£18,338558,69735
Carmarthenshire13£18,033445,14912
Ceredigion79£15,263664,19264
Cheshire161£19,474553,693118
City of Edinburgh38£17,538451,69839
City of London - Greater London69£26,469220,100106
Clackmannanshire1£15,995449,000-
Coleraine11£20,338345,14617
Cookstown1£19,495450,0005
Cornwall43£17,379568,86569
County Durham77£15,629584,59061
Craigavon17£25,246225,31913
Croydon - Greater London1£4,99013120,0005
Cumbria145£20,287448,261158
Denbighshire2£25,748655,935-
Derbyshire109£19,204451,426190
Derry32£23,474433,60426
Devon151£17,388550,206199
Dorset27£23,161334,91563
Down2£27,245671,5001
Dumfries and Galloway4£17,745537,9813
Dundee City28£19,438445,49228
Dungannon31£20,176461,05913
Ealing - Greater London1£8,795672,8963
East Ayrshire14£17,862449,44031
East Renfrewshire2£15,749867,1135
East Riding of Yorkshire46£12,325787,88954
East Sussex60£22,493332,07275
Enfield - Greater London1£12,995694,4852
Essex453£21,235441,889453
Falkirk40£15,250460,15634
Fermanagh2£19,895557,23910
Fife27£26,934323,27252
Flintshire2£15,942650,8631
Glasgow City51£24,265336,85785
Gloucestershire42£20,255451,86266
Greater Manchester452£22,243447,217684
Gwynedd7£17,153458,74512
Hampshire287£19,542549,859351
Harrow - Greater London20£15,586455,91383
Havering - Greater London28£17,917454,12141
Herefordshire11£20,965442,20911
Hertfordshire137£16,996555,876258
Highland12£22,254538,12411
Hillingdon - Greater London60£20,769444,01880
Hounslow - Greater London14£10,7678101,43514
Isle of Anglesey21£26,074326,55919
Isle of Wight2£13,9951068,0002
Kent149£19,596448,994146
Kingston upon Thames - Greater London10£12,529563,08011
Lancashire121£14,256683,097139
Larne2£13,495782,0001
Leicestershire138£18,543457,176184
Lincolnshire138£19,635457,254141
Lisburn5£23,997234,7506
Magherafelt20£21,562339,08326
Merseyside146£20,409443,460112
Merthyr Tydfil11£16,1958130,3641
Midlothian8£18,564546,05111
Monmouthshire8£15,433573,7156
Moray1£15,995643,3211
Newport27£16,259679,64922
Newry and Mourne7£21,436552,7487
Newtownabbey23£22,414337,23128
Norfolk69£21,522551,28691
North Lanarkshire50£16,663463,53240
North Yorkshire115£19,283452,315106
Northamptonshire45£18,801447,93652
Northumberland7£25,749530,7478
Nottinghamshire113£21,867445,094157
Omagh15£21,261348,8459
Oxfordshire16£20,884335,34350
Pembrokeshire10£21,268438,959-
Perth and Kinross20£16,451541,55026
Powys2£24,495217,81515
Redbridge - Greater London1£30,99017,0001
Rhondda Cynon Taf23£14,838773,26415
Scottish Borders6£28,495223,9857
Shropshire40£22,367438,89099
Somerset101£16,689664,213123
South Ayrshire10£20,137428,70318
South Lanarkshire2£22,445321,2833
South Yorkshire211£21,579341,419346
Staffordshire169£19,888440,405259
Stirling5£27,995213,99315
Suffolk58£20,374444,70464
Surrey417£20,093447,025493
Sutton - Greater London9£11,950470,99610
Swansea19£20,347435,3078
Torfaen14£18,386554,3227
Tyne and Wear75£17,337554,669121
Warwickshire24£23,521334,43058
West Dunbartonshire23£14,904772,72519
West Lothian3£13,828772,1541
West Midlands202£19,092449,456305
West Sussex71£18,467453,87161
West Yorkshire369£21,668445,305402
Wiltshire225£18,684453,455242
Worcestershire60£21,508450,31059
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