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Used Ford Transit Custom on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Transit Custom on finance

The Ford Transit Custom, recognized for its versatility and reliability, is a favored choice among van drivers and businesses. If you're contemplating financing a used Transit Custom, it's crucial to be well-versed in the process and your available options. Here's a guide to aid you in acquiring a used Ford Transit Custom on finance:

Initial Preparations:

1. Budget Allocation:

  • Understand what you can afford, considering the down payment, monthly instalments, insurance, and any potential maintenance or business-related costs.

2. Credit Score Analysis:

  • A higher credit score can lead to better financing terms and interest rates.

3. Model and Specification Choice:

  • Determine the variant and specifications of the Transit Custom that align with your business or personal needs and budget.

4. Vehicle Assessment:

  • Especially important for used vehicles. Obtain a thorough inspection, secure a vehicle history report, and if feasible, have it examined by a professional.

Financing Options:

1. Bank Loan:

  • A traditional approach where you get a loan from a bank or credit institution, buy the vehicle, and then repay the loan in fixed instalments.

2. Hire Purchase (HP):

  • Entails an upfront deposit followed by fixed monthly payments. Once all payments are made, ownership is transferred to you.

3. Personal Contract Purchase (PCP):

  • Generally involves smaller monthly payments. At the end, you can make a balloon payment to own the vehicle, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP but with an obligation to purchase the vehicle at the contract’s conclusion.

5. Dealer Financing:

  • Dealerships may offer their own finance packages. Ensure you compare these with other external options for the best deal.

6. Peer-to-Peer Lending:

  • Borrow directly from individuals via online platforms, sometimes providing competitive rates. Ensure the platform's reliability.

Acquisition Process:

1. Find a Reliable Dealer or Seller:

  • Seek those known for transparency and offering vehicles in solid condition.

2. Negotiation:

  • Engage in discussions to potentially achieve a favorable deal on the vehicle and/or the financing terms.

3. Test Drive:

  • Ensure the vehicle fits your expectations in terms of performance and usability.

4. Lock in Financing:

  • After selecting a finance option, review the terms carefully and confirm that the repayment structure is manageable.

5. Secure Insurance:

  • Especially important for business vehicles, make sure you have the necessary insurance in place before finalizing.

6. Manage All Documentation:

  • Handle any essential paperwork related to the purchase, ensuring accuracy and safe storage.

Other Points to Note:

  • Depreciation: Vans like the Transit Custom can depreciate, affecting the vehicle's value if you plan to sell in the future.

  • Warranty: Determine if there's any existing warranty on the van or the possibility of purchasing an extended warranty.

  • Overall Cost Awareness: Understand the complete cost you'll bear over the financing term, including interest.

  • Early Repayment Conditions: Clarify any terms or penalties associated with early repayments.

Conclusion:

Financing a used Ford Transit Custom necessitates thorough research, understanding your financial standing, and a comprehensive evaluation of the vehicle's condition. Adopting a methodical approach, potentially in consultation with financial experts, will ensure that you're not only equipped with a reliable vehicle for your needs but also with a financial arrangement that's sustainable and beneficial.

About the Ford Transit Custom

The name 'Ford Transit' resonates deeply in the British psyche, synonymous with reliability, versatility, and hard work. Among the vast lineup of Transits, the Transit Custom has emerged as a benchmark in its category, holding its own amidst intense competition. Whether for businesses or personal needs, the Transit Custom has become a go-to choice for the British.

Historical Glimpse:
While the Ford Transit lineage dates back to the 1960s, the Transit Custom made its debut in 2012. Distinct from the larger Transit model, the Custom catered to the mid-sized van segment, a rapidly growing category in the UK. It was a response to market demands for a van that combined ample cargo space with manoeuvrability and efficiency.

Design and Functionality:
Over the years, the Transit Custom has been praised for its innovative design. Ford's approach focused on creating a vehicle that was not only spacious but also driver-friendly. This resulted in a van boasting impressive payload capacity, while also offering a driving experience akin to Ford's passenger car lineup. Such a balance is particularly appreciated on Britain's diverse roadways, from bustling city streets to narrow country lanes.

Standing Tall Among Rivals:
In the UK, the Transit Custom faces stiff competition from the likes of the Volkswagen Transporter, Mercedes-Benz Vito, and the Peugeot Expert. Yet, the Transit Custom has consistently impressed with its robust build quality, efficient engine range, and comprehensive feature list.

Modern Innovations:
Ford hasn't rested on its laurels. Recent versions of the Transit Custom have seen enhancements like the EcoBlue diesel engine, which offers better fuel efficiency and reduced emissions. The introduction of a plug-in hybrid variant has further broadened its appeal, especially in urban areas with stricter emission regulations.

A British Staple:
From plumbers to couriers, and from campers to small businesses, the Transit Custom serves a diverse range of needs. Its adaptability is complemented by its enduring quality, ensuring it remains a favourite on British roads.

To wrap up, the Ford Transit Custom is not just a vehicle; it's a part of the UK's industrial and cultural fabric. It embodies the spirit of hard work and innovation that Britain is known for. Whether you're purchasing one outright or exploring used car finance options, the Transit Custom promises not just utility, but a piece of British automotive history.

Ford Transit Custom Data by County

Ford Transit Custom data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All6,893£19,697448,2499,043
Aberdeen City51£24,180327,09247
Aberdeenshire3£24,996125,0558
Angus5£28,195210,4131
Antrim1£35,99504,500-
Ards4£2,023337,6152
Armagh5£17,375558,8496
Ballymena15£27,460117,19414
Ballymoney6£13,833678,3181
Banbridge1£13,995372,3391
Barking & Dagenham - Greater London37£27,254110,92651
Bedfordshire57£16,111675,20560
Belfast6£21,492233,4798
Berkshire199£21,169448,385294
Blaenau Gwent1£15,999335,515-
Bristol271£19,961446,939305
Bromley - Greater London20£27,160214,29755
Buckinghamshire156£13,086778,779244
Cambridgeshire170£16,035563,954199
Carmarthenshire7£17,379448,0918
Cheshire171£18,939451,070123
City of Edinburgh35£18,523447,24136
Coleraine15£20,844342,77017
Conwy1£12,995670,000-
Cookstown2£27,745339,5001
Cornwall54£20,530445,55062
County Durham102£15,320573,56572
Craigavon18£25,384225,91122
Croydon - Greater London6£9,073789,2894
Cumbria163£19,352450,582202
Denbighshire3£22,498552,567-
Derbyshire93£18,082560,107186
Devon146£18,064445,644139
Dorset31£22,141326,37192
Down3£18,995668,5671
Dumfries and Galloway1-6-3
Dundee City28£18,913445,78336
Dungannon34£20,063355,14527
Ealing - Greater London1£9,995486,0006
East Ayrshire14£16,226444,19821
East Riding of Yorkshire60£12,106786,26142
East Sussex35£20,629334,56943
Enfield - Greater London2£15,995577,0201
Essex489£20,478445,746568
Falkirk23£13,913475,81029
Fermanagh1£16,995364,5006
Fife40£23,928331,05759
Glasgow City57£22,777337,49988
Gloucestershire33£23,881329,35285
Greater Manchester415£22,505446,740744
Gwynedd11£15,404565,73311
Hampshire273£19,018452,377342
Harrow - Greater London38£14,863456,67169
Havering - Greater London17£22,732337,79520
Herefordshire8£26,391326,95713
Hertfordshire148£16,760559,343281
Highland15£21,924432,48112
Hillingdon - Greater London60£18,982450,96898
Hounslow - Greater London18£10,1547107,0569
Inverclyde2£13,995578,500-
Isle of Anglesey21£25,931220,32513
Kent128£19,351449,635157
Kingston upon Thames - Greater London5£10,870573,39022
Lancashire92£13,678684,918125
Larne2£33,973729,0001
Leicestershire142£16,880462,949183
Lincolnshire149£19,366452,124175
Lisburn6£27,163425,5806
Magherafelt20£21,884337,41725
Merseyside132£17,648447,69791
Merthyr Tydfil17£16,4198118,7651
Midlothian10£16,726448,9977
Moray3£22,496430,3193
Newry and Mourne4£21,123555,7166
Newtownabbey17£23,506232,16229
Norfolk62£19,622552,93391
North Lanarkshire43£16,514459,80041
North Yorkshire125£19,672449,54793
Northamptonshire46£18,970452,39469
Northumberland5£23,648551,67111
Nottinghamshire89£20,904444,824160
Omagh11£23,266236,7959
Oxfordshire15£20,084337,64417
Pembrokeshire8£21,412330,0794
Perth and Kinross14£19,139331,58230
Powys10£41,39416,3177
Redbridge - Greater London1£28,29917,000-
Rhondda Cynon Taf26£18,404556,40416
Scottish Borders5£28,655224,8512
Shropshire49£24,009334,069103
Somerset92£17,116559,917146
South Ayrshire14£23,996327,6509
South Lanarkshire1£11,9998109,220-
South Yorkshire241£21,992340,584316
Staffordshire192£18,774443,588266
Stirling9£27,051113,81612
Suffolk42£20,855341,21960
Surrey355£19,911346,332441
Sutton - Greater London6£12,559464,46713
Swansea10£22,450433,34628
Tyne and Wear55£18,143556,228128
Warwickshire10£22,957344,95450
West Dunbartonshire22£11,140878,57722
West Lothian9£14,484660,4761
West Midlands217£19,698449,716353
West Sussex59£18,763452,35064
West Yorkshire334£22,408340,057418
Wiltshire229£20,648447,603264
Worcestershire58£20,520452,61981
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