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Used Ford Transit Custom on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Transit Custom on finance

The Ford Transit Custom, recognized for its versatility and reliability, is a favored choice among van drivers and businesses. If you're contemplating financing a used Transit Custom, it's crucial to be well-versed in the process and your available options. Here's a guide to aid you in acquiring a used Ford Transit Custom on finance:

Initial Preparations:

1. Budget Allocation:

  • Understand what you can afford, considering the down payment, monthly instalments, insurance, and any potential maintenance or business-related costs.

2. Credit Score Analysis:

  • A higher credit score can lead to better financing terms and interest rates.

3. Model and Specification Choice:

  • Determine the variant and specifications of the Transit Custom that align with your business or personal needs and budget.

4. Vehicle Assessment:

  • Especially important for used vehicles. Obtain a thorough inspection, secure a vehicle history report, and if feasible, have it examined by a professional.

Financing Options:

1. Bank Loan:

  • A traditional approach where you get a loan from a bank or credit institution, buy the vehicle, and then repay the loan in fixed instalments.

2. Hire Purchase (HP):

  • Entails an upfront deposit followed by fixed monthly payments. Once all payments are made, ownership is transferred to you.

3. Personal Contract Purchase (PCP):

  • Generally involves smaller monthly payments. At the end, you can make a balloon payment to own the vehicle, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP but with an obligation to purchase the vehicle at the contract’s conclusion.

5. Dealer Financing:

  • Dealerships may offer their own finance packages. Ensure you compare these with other external options for the best deal.

6. Peer-to-Peer Lending:

  • Borrow directly from individuals via online platforms, sometimes providing competitive rates. Ensure the platform's reliability.

Acquisition Process:

1. Find a Reliable Dealer or Seller:

  • Seek those known for transparency and offering vehicles in solid condition.

2. Negotiation:

  • Engage in discussions to potentially achieve a favorable deal on the vehicle and/or the financing terms.

3. Test Drive:

  • Ensure the vehicle fits your expectations in terms of performance and usability.

4. Lock in Financing:

  • After selecting a finance option, review the terms carefully and confirm that the repayment structure is manageable.

5. Secure Insurance:

  • Especially important for business vehicles, make sure you have the necessary insurance in place before finalizing.

6. Manage All Documentation:

  • Handle any essential paperwork related to the purchase, ensuring accuracy and safe storage.

Other Points to Note:

  • Depreciation: Vans like the Transit Custom can depreciate, affecting the vehicle's value if you plan to sell in the future.

  • Warranty: Determine if there's any existing warranty on the van or the possibility of purchasing an extended warranty.

  • Overall Cost Awareness: Understand the complete cost you'll bear over the financing term, including interest.

  • Early Repayment Conditions: Clarify any terms or penalties associated with early repayments.

Conclusion:

Financing a used Ford Transit Custom necessitates thorough research, understanding your financial standing, and a comprehensive evaluation of the vehicle's condition. Adopting a methodical approach, potentially in consultation with financial experts, will ensure that you're not only equipped with a reliable vehicle for your needs but also with a financial arrangement that's sustainable and beneficial.

About the Ford Transit Custom

The name 'Ford Transit' resonates deeply in the British psyche, synonymous with reliability, versatility, and hard work. Among the vast lineup of Transits, the Transit Custom has emerged as a benchmark in its category, holding its own amidst intense competition. Whether for businesses or personal needs, the Transit Custom has become a go-to choice for the British.

Historical Glimpse:
While the Ford Transit lineage dates back to the 1960s, the Transit Custom made its debut in 2012. Distinct from the larger Transit model, the Custom catered to the mid-sized van segment, a rapidly growing category in the UK. It was a response to market demands for a van that combined ample cargo space with manoeuvrability and efficiency.

Design and Functionality:
Over the years, the Transit Custom has been praised for its innovative design. Ford's approach focused on creating a vehicle that was not only spacious but also driver-friendly. This resulted in a van boasting impressive payload capacity, while also offering a driving experience akin to Ford's passenger car lineup. Such a balance is particularly appreciated on Britain's diverse roadways, from bustling city streets to narrow country lanes.

Standing Tall Among Rivals:
In the UK, the Transit Custom faces stiff competition from the likes of the Volkswagen Transporter, Mercedes-Benz Vito, and the Peugeot Expert. Yet, the Transit Custom has consistently impressed with its robust build quality, efficient engine range, and comprehensive feature list.

Modern Innovations:
Ford hasn't rested on its laurels. Recent versions of the Transit Custom have seen enhancements like the EcoBlue diesel engine, which offers better fuel efficiency and reduced emissions. The introduction of a plug-in hybrid variant has further broadened its appeal, especially in urban areas with stricter emission regulations.

A British Staple:
From plumbers to couriers, and from campers to small businesses, the Transit Custom serves a diverse range of needs. Its adaptability is complemented by its enduring quality, ensuring it remains a favourite on British roads.

To wrap up, the Ford Transit Custom is not just a vehicle; it's a part of the UK's industrial and cultural fabric. It embodies the spirit of hard work and innovation that Britain is known for. Whether you're purchasing one outright or exploring used car finance options, the Transit Custom promises not just utility, but a piece of British automotive history.

Ford Transit Custom Data by County

Ford Transit Custom data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,217£19,281451,4608,944
Aberdeen City49£23,390329,74854
Aberdeenshire4£21,060345,8985
Angus6£27,495214,167-
Ards2£2,023340,4983
Armagh7£15,389670,9284
Ballymena9£28,220221,24016
Ballymoney5£13,395572,6642
Banbridge2£14,873465,6871
Barking & Dagenham - Greater London34£25,736212,94249
Bedfordshire49£16,104678,81963
Belfast5£24,990330,5938
Berkshire278£20,308451,608292
Blaenau Gwent3£16,332537,070-
Bristol261£18,739449,741298
Bromley - Greater London20£28,120213,61854
Buckinghamshire174£13,087779,078220
Caerphilly30£15,345465,63340
Cambridgeshire167£17,710456,559174
Carmarthenshire8£16,894448,77011
Ceredigion30£12,812690,33335
Cheshire151£19,496550,360119
City of Edinburgh40£18,634445,00640
City of London - Greater London6£37,763430,14230
Clackmannanshire1£15,995449,0001
Coleraine11£20,842348,60813
Cookstown2£27,745339,5004
Cornwall52£20,584555,15564
County Durham93£15,476577,56672
Craigavon16£26,911119,28522
Croydon - Greater London1£4,99013120,0005
Cumbria147£19,627448,074167
Denbighshire3£22,498552,567-
Derbyshire113£18,604455,167175
Derry4£17,745550,8446
Devon173£17,912445,881189
Dorset41£25,763323,50377
Down2£27,245671,500-
Dumfries and Galloway3£16,662538,3702
Dundee City27£19,880444,89232
Dungannon33£20,032462,32223
East Ayrshire20£17,397446,13328
East Riding of Yorkshire54£11,838789,90361
East Sussex26£22,510331,25653
Enfield - Greater London1£15,995577,1652
Essex513£20,598445,750511
Falkirk36£14,506561,96435
Fife38£24,768323,46751
Flintshire1£14,489663,025-
Glasgow City54£22,581340,10294
Gloucestershire46£19,072549,74782
Greater Manchester466£21,093451,828677
Gwynedd7£16,190563,68813
Hampshire294£18,855552,635329
Harrow - Greater London18£12,984472,05278
Havering - Greater London26£18,822450,48739
Herefordshire12£20,050544,03211
Hertfordshire144£16,947555,140270
Highland17£22,996432,16913
Hillingdon - Greater London68£20,925341,34082
Hounslow - Greater London17£10,8146103,76513
Inverclyde1£14,995578,5001
Isle of Anglesey23£26,457325,80616
Isle of Wight1£9,9951456,0004
Kent132£19,075450,757142
Kingston upon Thames - Greater London8£12,620568,99421
Lancashire101£14,143680,865147
Larne2£13,495782,000-
Leicestershire125£17,704458,933200
Lincolnshire144£19,572453,273169
Lisburn5£22,597446,4196
Magherafelt20£21,854337,41727
Merseyside115£16,434453,40296
Merthyr Tydfil12£15,6789127,9171
Midlothian11£16,700447,70611
Monmouthshire4£15,745563,6589
Moray2£22,995534,1611
Newport36£15,423776,73230
Newry and Mourne5£21,840450,7936
Newtownabbey21£20,373345,99228
Norfolk65£20,595551,59394
North Lanarkshire46£16,719464,73638
North Yorkshire118£18,117454,61495
Northamptonshire50£17,548557,77660
Northumberland6£27,498530,8328
Nottinghamshire86£20,987446,057162
Omagh15£20,432348,9877
Oxfordshire21£19,723350,41025
Pembrokeshire7£21,970327,5401
Perth and Kinross13£17,258433,89429
Powys10£30,546211,57412
Redbridge - Greater London1£28,97517,000-
Rhondda Cynon Taf19£16,804664,84012
Scottish Borders5£29,855222,7643
Shropshire55£22,543338,131105
Somerset89£17,160560,743138
South Ayrshire13£23,642319,88514
South Lanarkshire1£12,2998108,029-
South Yorkshire231£21,904341,603317
Staffordshire196£18,936442,368241
Stirling7£26,138326,98211
Suffolk53£18,424453,30173
Surrey359£19,080449,383437
Sutton - Greater London9£11,783464,55112
Swansea18£20,472435,14119
Torfaen18£17,410551,0219
Tyne and Wear75£17,431555,835127
Warwickshire13£25,754225,34254
West Dunbartonshire18£10,784778,62820
West Lothian3£19,328559,4371
West Midlands208£19,425448,857324
West Sussex58£18,053456,33568
West Yorkshire349£21,485444,814379
Wiltshire228£19,881447,885259
Worcestershire66£21,568447,25063
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