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Used Ford Transit Custom on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Transit Custom on finance

The Ford Transit Custom, recognized for its versatility and reliability, is a favored choice among van drivers and businesses. If you're contemplating financing a used Transit Custom, it's crucial to be well-versed in the process and your available options. Here's a guide to aid you in acquiring a used Ford Transit Custom on finance:

Initial Preparations:

1. Budget Allocation:

  • Understand what you can afford, considering the down payment, monthly instalments, insurance, and any potential maintenance or business-related costs.

2. Credit Score Analysis:

  • A higher credit score can lead to better financing terms and interest rates.

3. Model and Specification Choice:

  • Determine the variant and specifications of the Transit Custom that align with your business or personal needs and budget.

4. Vehicle Assessment:

  • Especially important for used vehicles. Obtain a thorough inspection, secure a vehicle history report, and if feasible, have it examined by a professional.

Financing Options:

1. Bank Loan:

  • A traditional approach where you get a loan from a bank or credit institution, buy the vehicle, and then repay the loan in fixed instalments.

2. Hire Purchase (HP):

  • Entails an upfront deposit followed by fixed monthly payments. Once all payments are made, ownership is transferred to you.

3. Personal Contract Purchase (PCP):

  • Generally involves smaller monthly payments. At the end, you can make a balloon payment to own the vehicle, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP but with an obligation to purchase the vehicle at the contract’s conclusion.

5. Dealer Financing:

  • Dealerships may offer their own finance packages. Ensure you compare these with other external options for the best deal.

6. Peer-to-Peer Lending:

  • Borrow directly from individuals via online platforms, sometimes providing competitive rates. Ensure the platform's reliability.

Acquisition Process:

1. Find a Reliable Dealer or Seller:

  • Seek those known for transparency and offering vehicles in solid condition.

2. Negotiation:

  • Engage in discussions to potentially achieve a favorable deal on the vehicle and/or the financing terms.

3. Test Drive:

  • Ensure the vehicle fits your expectations in terms of performance and usability.

4. Lock in Financing:

  • After selecting a finance option, review the terms carefully and confirm that the repayment structure is manageable.

5. Secure Insurance:

  • Especially important for business vehicles, make sure you have the necessary insurance in place before finalizing.

6. Manage All Documentation:

  • Handle any essential paperwork related to the purchase, ensuring accuracy and safe storage.

Other Points to Note:

  • Depreciation: Vans like the Transit Custom can depreciate, affecting the vehicle's value if you plan to sell in the future.

  • Warranty: Determine if there's any existing warranty on the van or the possibility of purchasing an extended warranty.

  • Overall Cost Awareness: Understand the complete cost you'll bear over the financing term, including interest.

  • Early Repayment Conditions: Clarify any terms or penalties associated with early repayments.

Conclusion:

Financing a used Ford Transit Custom necessitates thorough research, understanding your financial standing, and a comprehensive evaluation of the vehicle's condition. Adopting a methodical approach, potentially in consultation with financial experts, will ensure that you're not only equipped with a reliable vehicle for your needs but also with a financial arrangement that's sustainable and beneficial.

About the Ford Transit Custom

The name 'Ford Transit' resonates deeply in the British psyche, synonymous with reliability, versatility, and hard work. Among the vast lineup of Transits, the Transit Custom has emerged as a benchmark in its category, holding its own amidst intense competition. Whether for businesses or personal needs, the Transit Custom has become a go-to choice for the British.

Historical Glimpse:
While the Ford Transit lineage dates back to the 1960s, the Transit Custom made its debut in 2012. Distinct from the larger Transit model, the Custom catered to the mid-sized van segment, a rapidly growing category in the UK. It was a response to market demands for a van that combined ample cargo space with manoeuvrability and efficiency.

Design and Functionality:
Over the years, the Transit Custom has been praised for its innovative design. Ford's approach focused on creating a vehicle that was not only spacious but also driver-friendly. This resulted in a van boasting impressive payload capacity, while also offering a driving experience akin to Ford's passenger car lineup. Such a balance is particularly appreciated on Britain's diverse roadways, from bustling city streets to narrow country lanes.

Standing Tall Among Rivals:
In the UK, the Transit Custom faces stiff competition from the likes of the Volkswagen Transporter, Mercedes-Benz Vito, and the Peugeot Expert. Yet, the Transit Custom has consistently impressed with its robust build quality, efficient engine range, and comprehensive feature list.

Modern Innovations:
Ford hasn't rested on its laurels. Recent versions of the Transit Custom have seen enhancements like the EcoBlue diesel engine, which offers better fuel efficiency and reduced emissions. The introduction of a plug-in hybrid variant has further broadened its appeal, especially in urban areas with stricter emission regulations.

A British Staple:
From plumbers to couriers, and from campers to small businesses, the Transit Custom serves a diverse range of needs. Its adaptability is complemented by its enduring quality, ensuring it remains a favourite on British roads.

To wrap up, the Ford Transit Custom is not just a vehicle; it's a part of the UK's industrial and cultural fabric. It embodies the spirit of hard work and innovation that Britain is known for. Whether you're purchasing one outright or exploring used car finance options, the Transit Custom promises not just utility, but a piece of British automotive history.

Ford Transit Custom Data by County

Ford Transit Custom data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,948£19,829448,36710,035
Aberdeenshire62£24,081326,20452
Angus37£21,638335,73339
Ayrshire28£18,961437,76527
Bedfordshire59£16,325674,33852
Berkshire231£21,649445,729278
Blaenau Gwent28£30,594217,12073
Borders4£26,820328,3643
Bridgend107£18,197557,938112
Bristol268£20,167346,231296
Buckinghamshire163£14,110776,308247
Caerphilly26£13,775577,38542
Cambridgeshire179£16,542561,671196
Cardiff35£16,294576,59535
Carmarthenshire13£19,548440,48415
Ceredigion2£18,845328,3271
Cheshire159£19,022451,958126
Conwy13£22,999336,67210
Cornwall56£20,560445,70767
County Antrim46£22,711337,36660
County Armagh26£23,371337,61533
County Down17£18,868337,28811
County Durham99£15,094575,61972
County Fermanagh1£16,995364,5004
County Londonderry68£21,840441,22566
County Tyrone61£21,280346,93647
Cumbria185£19,952448,455191
Denbighshire3£22,498552,567-
Derbyshire119£17,638561,722167
Devon151£17,911445,653157
Dorset43£22,835430,05781
Dumfries & Galloway1-6-3
Dunbartonshire23£11,125877,81622
East Riding of Yorkshire67£12,843682,00458
East Sussex63£21,585333,59763
Essex524£20,845344,473572
Falkirk36£15,159561,38239
Fife49£23,826331,60760
Flintshire2£37,498437,9354
Gloucestershire51£25,267444,025116
Greater London289£19,312345,196506
Greater Manchester398£22,690447,388757
Gwynedd12£14,787570,1988
Hampshire282£19,383450,832369
Herefordshire9£24,426337,14814
Hertfordshire144£16,557562,035281
Highland18£20,630437,69417
Inverclyde2£13,995578,500-
Isle of Anglesey22£25,478223,03413
Kent157£19,067446,037209
Lanarkshire109£19,794447,385140
Lancashire92£12,722787,962120
Leicestershire147£16,898562,438184
Lincolnshire165£18,741455,353171
Merseyside166£20,155441,778113
Merthyr Tydfil38£19,564679,94611
Midlothian47£17,798449,43842
Monmouthshire20£16,328557,84725
Moray4£25,871434,2413
Newport24£16,247484,80619
Norfolk63£19,086552,394102
North Yorkshire127£19,820449,08589
Northamptonshire51£18,018451,03168
Northumberland4£19,246763,78313
Nottinghamshire129£19,723448,201181
Oxfordshire20£20,444341,34739
Pembrokeshire9£22,810330,80811
Perth & Kinross15£19,006330,51730
Powys8£30,865314,4484
Rhondda Cynon Taf26£18,173554,99116
Shropshire52£24,998330,93695
Somerset96£17,256562,619156
South Yorkshire239£22,351338,522314
Staffordshire197£18,521445,094291
Stirling7£27,85318,63014
Suffolk74£20,576543,21078
Surrey403£19,724447,638531
Swansea19£24,196448,26641
Torfaen125£23,639437,64886
Tyne and Wear60£18,209556,450122
Vale of Glamorgan10£17,003340,1997
Warwickshire11£18,135444,64265
West Lothian28£17,348550,63832
West Midlands231£18,360455,283386
West Sussex62£19,255451,44666
West Yorkshire345£22,199340,228415
Wiltshire218£20,575446,201221
Worcestershire68£21,860347,81862
Wrexham1£15,995568,6321
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