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Used Ford Transit Custom on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Transit Custom on finance

The Ford Transit Custom, recognized for its versatility and reliability, is a favored choice among van drivers and businesses. If you're contemplating financing a used Transit Custom, it's crucial to be well-versed in the process and your available options. Here's a guide to aid you in acquiring a used Ford Transit Custom on finance:

Initial Preparations:

1. Budget Allocation:

  • Understand what you can afford, considering the down payment, monthly instalments, insurance, and any potential maintenance or business-related costs.

2. Credit Score Analysis:

  • A higher credit score can lead to better financing terms and interest rates.

3. Model and Specification Choice:

  • Determine the variant and specifications of the Transit Custom that align with your business or personal needs and budget.

4. Vehicle Assessment:

  • Especially important for used vehicles. Obtain a thorough inspection, secure a vehicle history report, and if feasible, have it examined by a professional.

Financing Options:

1. Bank Loan:

  • A traditional approach where you get a loan from a bank or credit institution, buy the vehicle, and then repay the loan in fixed instalments.

2. Hire Purchase (HP):

  • Entails an upfront deposit followed by fixed monthly payments. Once all payments are made, ownership is transferred to you.

3. Personal Contract Purchase (PCP):

  • Generally involves smaller monthly payments. At the end, you can make a balloon payment to own the vehicle, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP but with an obligation to purchase the vehicle at the contract’s conclusion.

5. Dealer Financing:

  • Dealerships may offer their own finance packages. Ensure you compare these with other external options for the best deal.

6. Peer-to-Peer Lending:

  • Borrow directly from individuals via online platforms, sometimes providing competitive rates. Ensure the platform's reliability.

Acquisition Process:

1. Find a Reliable Dealer or Seller:

  • Seek those known for transparency and offering vehicles in solid condition.

2. Negotiation:

  • Engage in discussions to potentially achieve a favorable deal on the vehicle and/or the financing terms.

3. Test Drive:

  • Ensure the vehicle fits your expectations in terms of performance and usability.

4. Lock in Financing:

  • After selecting a finance option, review the terms carefully and confirm that the repayment structure is manageable.

5. Secure Insurance:

  • Especially important for business vehicles, make sure you have the necessary insurance in place before finalizing.

6. Manage All Documentation:

  • Handle any essential paperwork related to the purchase, ensuring accuracy and safe storage.

Other Points to Note:

  • Depreciation: Vans like the Transit Custom can depreciate, affecting the vehicle's value if you plan to sell in the future.

  • Warranty: Determine if there's any existing warranty on the van or the possibility of purchasing an extended warranty.

  • Overall Cost Awareness: Understand the complete cost you'll bear over the financing term, including interest.

  • Early Repayment Conditions: Clarify any terms or penalties associated with early repayments.

Conclusion:

Financing a used Ford Transit Custom necessitates thorough research, understanding your financial standing, and a comprehensive evaluation of the vehicle's condition. Adopting a methodical approach, potentially in consultation with financial experts, will ensure that you're not only equipped with a reliable vehicle for your needs but also with a financial arrangement that's sustainable and beneficial.

About the Ford Transit Custom

The name 'Ford Transit' resonates deeply in the British psyche, synonymous with reliability, versatility, and hard work. Among the vast lineup of Transits, the Transit Custom has emerged as a benchmark in its category, holding its own amidst intense competition. Whether for businesses or personal needs, the Transit Custom has become a go-to choice for the British.

Historical Glimpse:
While the Ford Transit lineage dates back to the 1960s, the Transit Custom made its debut in 2012. Distinct from the larger Transit model, the Custom catered to the mid-sized van segment, a rapidly growing category in the UK. It was a response to market demands for a van that combined ample cargo space with manoeuvrability and efficiency.

Design and Functionality:
Over the years, the Transit Custom has been praised for its innovative design. Ford's approach focused on creating a vehicle that was not only spacious but also driver-friendly. This resulted in a van boasting impressive payload capacity, while also offering a driving experience akin to Ford's passenger car lineup. Such a balance is particularly appreciated on Britain's diverse roadways, from bustling city streets to narrow country lanes.

Standing Tall Among Rivals:
In the UK, the Transit Custom faces stiff competition from the likes of the Volkswagen Transporter, Mercedes-Benz Vito, and the Peugeot Expert. Yet, the Transit Custom has consistently impressed with its robust build quality, efficient engine range, and comprehensive feature list.

Modern Innovations:
Ford hasn't rested on its laurels. Recent versions of the Transit Custom have seen enhancements like the EcoBlue diesel engine, which offers better fuel efficiency and reduced emissions. The introduction of a plug-in hybrid variant has further broadened its appeal, especially in urban areas with stricter emission regulations.

A British Staple:
From plumbers to couriers, and from campers to small businesses, the Transit Custom serves a diverse range of needs. Its adaptability is complemented by its enduring quality, ensuring it remains a favourite on British roads.

To wrap up, the Ford Transit Custom is not just a vehicle; it's a part of the UK's industrial and cultural fabric. It embodies the spirit of hard work and innovation that Britain is known for. Whether you're purchasing one outright or exploring used car finance options, the Transit Custom promises not just utility, but a piece of British automotive history.

Ford Transit Custom Data by County

Ford Transit Custom data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,269£19,142452,0738,388
Aberdeen City48£23,746329,31254
Aberdeenshire4£18,560456,3484
Angus6£27,495214,167-
Ards2£2,023340,4983
Armagh6£15,954663,0415
Ballymena10£27,488221,18915
Ballymoney5£13,395572,6642
Banbridge1£15,750459,0341
Barking & Dagenham - Greater London30£25,276216,39651
Bedfordshire57£16,349677,67854
Belfast5£27,430216,5897
Berkshire280£19,828452,568288
Blaenau Gwent3£16,332537,070-
Bristol262£18,289451,287278
Bromley - Greater London24£27,864212,37950
Buckinghamshire173£13,338777,886204
Caerphilly31£15,345470,00039
Cambridgeshire160£17,503458,201170
Carmarthenshire9£15,869448,18310
Ceredigion28£12,370693,14332
Cheshire148£19,208550,999112
City of Edinburgh44£18,401446,31336
City of London - Greater London5£36,116434,17130
Clackmannanshire2£15,497459,925-
Coleraine11£20,656348,09012
Cookstown1£18,990450,0005
Cornwall54£19,775558,23358
County Durham102£15,595577,86461
Craigavon21£26,929117,65417
Croydon - Greater London3£9,826991,6454
Cumbria149£20,063446,187158
Denbighshire2£24,248655,935-
Derbyshire112£18,312455,720162
Derry5£16,096657,7745
Devon176£17,791446,437177
Dorset40£23,944322,06868
Down2£27,245671,500-
Dumfries and Galloway3£16,662538,3702
Dundee City26£18,888547,98930
Dungannon34£20,235462,15622
Ealing - Greater London1£9,5008101,0005
East Ayrshire16£17,141449,17328
East Riding of Yorkshire61£12,240789,35947
East Sussex24£22,349332,09051
Enfield - Greater London2£14,495685,8251
Essex476£20,536446,147468
Falkirk34£15,398557,70333
Fife39£24,986223,15947
Flintshire1£14,489663,025-
Glasgow City57£22,141341,75987
Gloucestershire44£21,273442,73674
Greater Manchester480£20,831451,520634
Gwynedd10£15,792569,7069
Hampshire285£19,308550,782312
Harrow - Greater London17£13,544467,48779
Havering - Greater London26£18,687452,25339
Herefordshire13£20,585541,80310
Hertfordshire141£16,924556,892262
Highland16£22,996433,28712
Hillingdon - Greater London64£20,834341,70682
Hounslow - Greater London16£10,4007102,37512
Inverclyde1£14,995578,5001
Isle of Anglesey23£26,502326,77915
Isle of Wight1£9,9951456,0004
Kent133£18,930450,982142
Kingston upon Thames - Greater London11£12,541564,43218
Lancashire111£13,574684,358136
Larne2£13,495782,000-
Leicestershire135£17,936458,592186
Lincolnshire152£19,305454,605157
Lisburn5£22,597446,4196
Magherafelt17£22,508337,41727
Merseyside112£16,425454,22194
Merthyr Tydfil12£15,6789127,9171
Midlothian12£16,415547,73110
Monmouthshire4£15,745563,6589
Moray2£22,995534,1611
Newport36£15,376680,18928
Newry and Mourne4£22,124555,7166
Newtownabbey22£21,200341,89124
Norfolk64£20,617550,21995
North Lanarkshire45£16,136465,96934
North Yorkshire116£18,051454,11091
Northamptonshire54£17,329457,71855
Northumberland6£27,498530,8328
Nottinghamshire82£20,986447,489157
Omagh15£20,432348,9878
Oxfordshire23£19,334353,23723
Pembrokeshire8£24,411327,1971
Perth and Kinross17£17,602435,62626
Powys9£30,829212,67412
Redbridge - Greater London1£28,97517,000-
Rhondda Cynon Taf18£16,905662,04012
Scottish Borders6£28,545223,6823
Shropshire59£22,535338,43594
Somerset90£17,390559,683136
South Ayrshire12£22,729320,61713
South Lanarkshire1£12,2998108,029-
South Yorkshire232£21,785342,029298
Staffordshire199£18,766443,769226
Stirling7£26,852326,9439
Suffolk62£18,788450,26662
Surrey362£18,982450,562401
Sutton - Greater London7£12,409460,99412
Swansea20£20,900434,48617
Torfaen15£18,517453,9059
Tyne and Wear80£17,661554,990115
Warwickshire15£25,187231,33452
West Dunbartonshire19£10,900779,72421
West Lothian3£19,328559,4371
West Midlands199£19,196449,681303
West Sussex57£19,242454,06766
West Yorkshire348£21,540444,648359
Wiltshire247£19,560449,014230
Worcestershire69£21,639446,94856
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