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Used Ford Transit Custom on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Transit Custom on finance

The Ford Transit Custom, recognized for its versatility and reliability, is a favored choice among van drivers and businesses. If you're contemplating financing a used Transit Custom, it's crucial to be well-versed in the process and your available options. Here's a guide to aid you in acquiring a used Ford Transit Custom on finance:

Initial Preparations:

1. Budget Allocation:

  • Understand what you can afford, considering the down payment, monthly instalments, insurance, and any potential maintenance or business-related costs.

2. Credit Score Analysis:

  • A higher credit score can lead to better financing terms and interest rates.

3. Model and Specification Choice:

  • Determine the variant and specifications of the Transit Custom that align with your business or personal needs and budget.

4. Vehicle Assessment:

  • Especially important for used vehicles. Obtain a thorough inspection, secure a vehicle history report, and if feasible, have it examined by a professional.

Financing Options:

1. Bank Loan:

  • A traditional approach where you get a loan from a bank or credit institution, buy the vehicle, and then repay the loan in fixed instalments.

2. Hire Purchase (HP):

  • Entails an upfront deposit followed by fixed monthly payments. Once all payments are made, ownership is transferred to you.

3. Personal Contract Purchase (PCP):

  • Generally involves smaller monthly payments. At the end, you can make a balloon payment to own the vehicle, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP but with an obligation to purchase the vehicle at the contract’s conclusion.

5. Dealer Financing:

  • Dealerships may offer their own finance packages. Ensure you compare these with other external options for the best deal.

6. Peer-to-Peer Lending:

  • Borrow directly from individuals via online platforms, sometimes providing competitive rates. Ensure the platform's reliability.

Acquisition Process:

1. Find a Reliable Dealer or Seller:

  • Seek those known for transparency and offering vehicles in solid condition.

2. Negotiation:

  • Engage in discussions to potentially achieve a favorable deal on the vehicle and/or the financing terms.

3. Test Drive:

  • Ensure the vehicle fits your expectations in terms of performance and usability.

4. Lock in Financing:

  • After selecting a finance option, review the terms carefully and confirm that the repayment structure is manageable.

5. Secure Insurance:

  • Especially important for business vehicles, make sure you have the necessary insurance in place before finalizing.

6. Manage All Documentation:

  • Handle any essential paperwork related to the purchase, ensuring accuracy and safe storage.

Other Points to Note:

  • Depreciation: Vans like the Transit Custom can depreciate, affecting the vehicle's value if you plan to sell in the future.

  • Warranty: Determine if there's any existing warranty on the van or the possibility of purchasing an extended warranty.

  • Overall Cost Awareness: Understand the complete cost you'll bear over the financing term, including interest.

  • Early Repayment Conditions: Clarify any terms or penalties associated with early repayments.

Conclusion:

Financing a used Ford Transit Custom necessitates thorough research, understanding your financial standing, and a comprehensive evaluation of the vehicle's condition. Adopting a methodical approach, potentially in consultation with financial experts, will ensure that you're not only equipped with a reliable vehicle for your needs but also with a financial arrangement that's sustainable and beneficial.

About the Ford Transit Custom

The name 'Ford Transit' resonates deeply in the British psyche, synonymous with reliability, versatility, and hard work. Among the vast lineup of Transits, the Transit Custom has emerged as a benchmark in its category, holding its own amidst intense competition. Whether for businesses or personal needs, the Transit Custom has become a go-to choice for the British.

Historical Glimpse:
While the Ford Transit lineage dates back to the 1960s, the Transit Custom made its debut in 2012. Distinct from the larger Transit model, the Custom catered to the mid-sized van segment, a rapidly growing category in the UK. It was a response to market demands for a van that combined ample cargo space with manoeuvrability and efficiency.

Design and Functionality:
Over the years, the Transit Custom has been praised for its innovative design. Ford's approach focused on creating a vehicle that was not only spacious but also driver-friendly. This resulted in a van boasting impressive payload capacity, while also offering a driving experience akin to Ford's passenger car lineup. Such a balance is particularly appreciated on Britain's diverse roadways, from bustling city streets to narrow country lanes.

Standing Tall Among Rivals:
In the UK, the Transit Custom faces stiff competition from the likes of the Volkswagen Transporter, Mercedes-Benz Vito, and the Peugeot Expert. Yet, the Transit Custom has consistently impressed with its robust build quality, efficient engine range, and comprehensive feature list.

Modern Innovations:
Ford hasn't rested on its laurels. Recent versions of the Transit Custom have seen enhancements like the EcoBlue diesel engine, which offers better fuel efficiency and reduced emissions. The introduction of a plug-in hybrid variant has further broadened its appeal, especially in urban areas with stricter emission regulations.

A British Staple:
From plumbers to couriers, and from campers to small businesses, the Transit Custom serves a diverse range of needs. Its adaptability is complemented by its enduring quality, ensuring it remains a favourite on British roads.

To wrap up, the Ford Transit Custom is not just a vehicle; it's a part of the UK's industrial and cultural fabric. It embodies the spirit of hard work and innovation that Britain is known for. Whether you're purchasing one outright or exploring used car finance options, the Transit Custom promises not just utility, but a piece of British automotive history.

Ford Transit Custom Data by County

Ford Transit Custom data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All8,038£19,884448,60710,345
Aberdeenshire67£24,597324,06851
Angus43£20,903438,92433
Ayrshire28£18,176340,15929
Bedfordshire59£16,442673,24259
Berkshire257£21,835444,363257
Blaenau Gwent34£30,569216,36475
Borders5£27,795220,7554
Bridgend127£18,062555,456105
Bristol243£19,142450,560330
Buckinghamshire157£14,108777,166245
Caerphilly31£13,924577,08142
Cambridgeshire177£17,812455,904208
Cardiff38£17,071573,41630
Carmarthenshire14£19,187443,35213
Ceredigion3£23,662320,9571
Cheshire150£19,172553,452138
Conwy7£28,064225,31115
Cornwall63£17,865558,79171
County Antrim49£24,262335,02363
County Armagh26£23,032333,64235
County Down17£15,988339,39716
County Durham85£15,085577,37776
County Fermanagh1£16,995364,5003
County Londonderry80£20,457346,85377
County Tyrone55£21,314350,18054
Cumbria149£21,237343,057206
Denbighshire2£24,248655,9351
Derbyshire136£17,528557,300190
Devon169£17,600447,164190
Dorset43£22,259328,35384
Dumfries & Galloway1-6-3
Dunbartonshire26£11,653783,22016
East Riding of Yorkshire72£12,765685,93984
East Sussex65£22,563331,68465
Essex548£21,324342,174595
Falkirk35£13,792566,40544
Fife50£22,471336,53166
Flintshire1£29,995675,0001
Gloucestershire59£23,356443,179119
Greater London334£19,062345,303515
Greater Manchester409£21,884452,612747
Gwynedd10£15,230564,11012
Hampshire282£19,313452,691372
Herefordshire15£20,754541,31318
Hertfordshire156£16,956457,675293
Highland17£21,308334,77120
Inverclyde1£13,995578,5001
Isle of Anglesey18£24,869225,91916
Kent187£20,240445,092214
Lanarkshire93£20,046448,363152
Lancashire100£14,096684,783102
Leicestershire161£17,578460,158193
Lincolnshire143£19,854453,675188
Merseyside158£20,434440,687144
Merthyr Tydfil35£20,058680,80612
Midlothian43£17,790446,62651
Monmouthshire18£16,537457,40324
Moray2£25,747323,8405
Newport18£16,571488,03417
Norfolk74£17,682562,36299
North Yorkshire123£20,272448,91092
Northamptonshire42£17,507456,23569
Northumberland2£27,373945,38812
Nottinghamshire142£19,774446,675181
Oxfordshire33£22,619336,97639
Pembrokeshire6£25,999435,12910
Perth & Kinross22£19,688329,23930
Powys9£30,879317,7872
Rhondda Cynon Taf20£16,866558,21218
Shropshire53£24,036332,30199
Somerset99£16,377565,140163
South Yorkshire193£21,110343,533333
Staffordshire191£18,061445,651305
Stirling7£22,567325,69615
Suffolk90£18,924549,04586
Surrey368£20,198346,277532
Swansea28£20,521448,25631
Torfaen131£22,867437,28486
Tyne and Wear61£18,673450,334127
Vale of Glamorgan8£16,306338,7808
Warwickshire9£23,526234,04844
West Lothian20£18,104451,31636
West Midlands235£19,188450,823395
West Sussex56£19,819346,72858
West Yorkshire342£22,499338,036407
Wiltshire240£20,811345,304207
Worcestershire61£22,921448,24870
Wrexham1£15,995569,1261
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