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Used Ford Transit Custom on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Transit Custom on finance

The Ford Transit Custom, recognized for its versatility and reliability, is a favored choice among van drivers and businesses. If you're contemplating financing a used Transit Custom, it's crucial to be well-versed in the process and your available options. Here's a guide to aid you in acquiring a used Ford Transit Custom on finance:

Initial Preparations:

1. Budget Allocation:

  • Understand what you can afford, considering the down payment, monthly instalments, insurance, and any potential maintenance or business-related costs.

2. Credit Score Analysis:

  • A higher credit score can lead to better financing terms and interest rates.

3. Model and Specification Choice:

  • Determine the variant and specifications of the Transit Custom that align with your business or personal needs and budget.

4. Vehicle Assessment:

  • Especially important for used vehicles. Obtain a thorough inspection, secure a vehicle history report, and if feasible, have it examined by a professional.

Financing Options:

1. Bank Loan:

  • A traditional approach where you get a loan from a bank or credit institution, buy the vehicle, and then repay the loan in fixed instalments.

2. Hire Purchase (HP):

  • Entails an upfront deposit followed by fixed monthly payments. Once all payments are made, ownership is transferred to you.

3. Personal Contract Purchase (PCP):

  • Generally involves smaller monthly payments. At the end, you can make a balloon payment to own the vehicle, return it, or trade it in.

4. Lease Purchase:

  • Similar to PCP but with an obligation to purchase the vehicle at the contract’s conclusion.

5. Dealer Financing:

  • Dealerships may offer their own finance packages. Ensure you compare these with other external options for the best deal.

6. Peer-to-Peer Lending:

  • Borrow directly from individuals via online platforms, sometimes providing competitive rates. Ensure the platform's reliability.

Acquisition Process:

1. Find a Reliable Dealer or Seller:

  • Seek those known for transparency and offering vehicles in solid condition.

2. Negotiation:

  • Engage in discussions to potentially achieve a favorable deal on the vehicle and/or the financing terms.

3. Test Drive:

  • Ensure the vehicle fits your expectations in terms of performance and usability.

4. Lock in Financing:

  • After selecting a finance option, review the terms carefully and confirm that the repayment structure is manageable.

5. Secure Insurance:

  • Especially important for business vehicles, make sure you have the necessary insurance in place before finalizing.

6. Manage All Documentation:

  • Handle any essential paperwork related to the purchase, ensuring accuracy and safe storage.

Other Points to Note:

  • Depreciation: Vans like the Transit Custom can depreciate, affecting the vehicle's value if you plan to sell in the future.

  • Warranty: Determine if there's any existing warranty on the van or the possibility of purchasing an extended warranty.

  • Overall Cost Awareness: Understand the complete cost you'll bear over the financing term, including interest.

  • Early Repayment Conditions: Clarify any terms or penalties associated with early repayments.

Conclusion:

Financing a used Ford Transit Custom necessitates thorough research, understanding your financial standing, and a comprehensive evaluation of the vehicle's condition. Adopting a methodical approach, potentially in consultation with financial experts, will ensure that you're not only equipped with a reliable vehicle for your needs but also with a financial arrangement that's sustainable and beneficial.

About the Ford Transit Custom

The name 'Ford Transit' resonates deeply in the British psyche, synonymous with reliability, versatility, and hard work. Among the vast lineup of Transits, the Transit Custom has emerged as a benchmark in its category, holding its own amidst intense competition. Whether for businesses or personal needs, the Transit Custom has become a go-to choice for the British.

Historical Glimpse:
While the Ford Transit lineage dates back to the 1960s, the Transit Custom made its debut in 2012. Distinct from the larger Transit model, the Custom catered to the mid-sized van segment, a rapidly growing category in the UK. It was a response to market demands for a van that combined ample cargo space with manoeuvrability and efficiency.

Design and Functionality:
Over the years, the Transit Custom has been praised for its innovative design. Ford's approach focused on creating a vehicle that was not only spacious but also driver-friendly. This resulted in a van boasting impressive payload capacity, while also offering a driving experience akin to Ford's passenger car lineup. Such a balance is particularly appreciated on Britain's diverse roadways, from bustling city streets to narrow country lanes.

Standing Tall Among Rivals:
In the UK, the Transit Custom faces stiff competition from the likes of the Volkswagen Transporter, Mercedes-Benz Vito, and the Peugeot Expert. Yet, the Transit Custom has consistently impressed with its robust build quality, efficient engine range, and comprehensive feature list.

Modern Innovations:
Ford hasn't rested on its laurels. Recent versions of the Transit Custom have seen enhancements like the EcoBlue diesel engine, which offers better fuel efficiency and reduced emissions. The introduction of a plug-in hybrid variant has further broadened its appeal, especially in urban areas with stricter emission regulations.

A British Staple:
From plumbers to couriers, and from campers to small businesses, the Transit Custom serves a diverse range of needs. Its adaptability is complemented by its enduring quality, ensuring it remains a favourite on British roads.

To wrap up, the Ford Transit Custom is not just a vehicle; it's a part of the UK's industrial and cultural fabric. It embodies the spirit of hard work and innovation that Britain is known for. Whether you're purchasing one outright or exploring used car finance options, the Transit Custom promises not just utility, but a piece of British automotive history.

Ford Transit Custom Data by County

Ford Transit Custom data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All7,430£19,413450,6938,872
Aberdeen City47£24,365327,64566
Aberdeenshire6£26,956339,1614
Angus19£23,624329,59913
Antrim1£15,949567,0002
Ards2£2,023340,4983
Armagh8£15,839666,7613
Ballymena9£28,263224,16211
Ballymoney5£13,395572,6645
Banbridge1£15,750459,0342
Barking & Dagenham - Greater London29£25,451211,17342
Bedfordshire59£16,433675,83553
Belfast2£21,623549,8678
Berkshire289£20,748449,698300
Blaenau Gwent40£29,690216,23774
Bristol263£18,894449,079278
Bromley - Greater London22£27,29119,41146
Buckinghamshire162£13,590778,387181
Caerphilly30£15,621471,13336
Cambridgeshire154£17,528558,711180
Cardiff43£18,296559,39435
Carmarthenshire13£18,033445,14912
Ceredigion78£15,344664,18962
Cheshire156£19,573553,266113
City of Edinburgh42£18,165449,15744
City of London - Greater London77£24,491325,526136
Clackmannanshire1£15,995449,000-
Coleraine12£20,309343,48716
Cookstown1£19,495450,0005
Cornwall43£17,688568,23370
County Durham77£15,577585,03357
Craigavon17£25,041223,98412
Croydon - Greater London1£4,99013120,0005
Cumbria143£20,054449,087154
Denbighshire2£25,748655,935-
Derbyshire117£18,872453,824177
Derry32£23,299433,03725
Devon153£17,370549,916195
Dorset25£21,850334,64462
Down2£27,245671,5001
Dumfries and Galloway4£17,745537,9813
Dundee City30£18,869446,56026
Dungannon31£20,176461,05913
Ealing - Greater London1£8,795672,8963
East Ayrshire15£17,704449,77830
East Renfrewshire2£15,749867,1135
East Riding of Yorkshire42£12,416686,80855
East Sussex54£23,073330,74075
Essex456£21,386441,289436
Falkirk41£15,398459,51933
Fermanagh2£19,895557,23910
Fife25£28,049321,44350
Flintshire2£15,942650,8631
Glasgow City52£24,268337,13183
Gloucestershire41£20,194452,01463
Greater Manchester446£22,301447,191663
Gwynedd7£17,153458,74512
Hampshire302£19,451551,100332
Harrow - Greater London18£16,657451,79182
Havering - Greater London15£21,034444,02810
Herefordshire11£20,965442,20911
Hertfordshire137£16,575557,516248
Highland12£22,254538,12411
Hillingdon - Greater London66£21,080340,56974
Hounslow - Greater London14£10,7678101,43514
Isle of Anglesey22£25,342328,12718
Isle of Wight2£13,9951068,0002
Kent147£19,744448,417144
Kingston upon Thames - Greater London10£12,751563,88010
Lancashire124£14,210783,753134
Larne2£13,495782,0001
Leicestershire141£18,431458,594174
Lincolnshire131£19,879456,557140
Lisburn5£24,096234,7506
Magherafelt21£22,201335,07125
Merseyside144£20,456443,361110
Merthyr Tydfil11£16,1958130,3641
Midlothian8£18,752546,05111
Monmouthshire35£15,704576,77514
Moray1£15,995643,3211
Newport27£16,267680,54021
Newry and Mourne7£21,436552,7487
Newtownabbey20£22,732331,86228
Norfolk70£21,090551,62285
North Lanarkshire51£16,434565,13741
North Yorkshire115£19,241453,243104
Northamptonshire46£19,475446,98050
Northumberland9£25,693531,2426
Nottinghamshire112£21,988444,888157
Omagh14£20,780351,0919
Oxfordshire16£20,762331,52447
Pembrokeshire10£21,268438,959-
Perth and Kinross21£16,282541,41924
Powys3£23,995218,87014
Redbridge - Greater London1£31,60017,0001
Rhondda Cynon Taf23£14,838773,26415
Scottish Borders6£28,662223,9857
Shropshire39£22,018440,10896
Somerset105£16,885664,132113
South Ayrshire8£18,110434,00918
South Lanarkshire2£22,445321,2833
South Yorkshire216£21,648341,369331
Staffordshire167£19,670440,700246
Stirling5£27,995213,99315
Suffolk57£20,232445,14862
Surrey400£19,775447,812481
Sutton - Greater London9£11,950470,99610
Swansea19£20,584435,2776
Torfaen14£18,386554,3227
Tyne and Wear68£16,901557,513120
Warwickshire26£24,243335,12555
West Dunbartonshire23£14,469776,48717
West Lothian3£14,161772,1541
West Midlands204£18,992449,994298
West Sussex68£18,235455,06261
West Yorkshire356£21,656445,097395
Wiltshire219£18,960452,936241
Worcestershire58£21,818448,58058
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