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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All1,952£24,924445,9563,573
Aberdeen City5£26,393325,66331
Aberdeenshire2£28,248317,1568
Ards3£20,593628,9993
Argyll and Bute3£18,312466,333-
Armagh9£23,974552,0466
Ballymena4£31,110451,1457
Ballymoney1£18,995460,0003
Barking & Dagenham - Greater London3£31,293218,4029
Bedfordshire134£19,801774,210149
Belfast6£25,307452,14411
Berkshire32£20,081764,52949
Brent - Greater London3£15,9568102,080-
Bristol32£21,124454,39796
Bromley - Greater London8£34,004217,18132
Buckinghamshire27£21,074565,67538
Cambridgeshire46£20,953562,23386
Carmarthenshire3£18,662352,2207
Ceredigion1£18,995335,768-
Cheshire37£25,909443,14744
City of Edinburgh8£24,310437,25218
City of London - Greater London1£13,500881,7902
Coleraine2£22,995448,7449
Cornwall14£24,246544,50637
County Durham23£24,788454,45841
Craigavon2£33,750094
Croydon - Greater London1£17,990552,5503
Cumbria21£27,230331,49643
Derbyshire31£33,454328,20476
Devon19£21,331548,66257
Dorset9£30,589529,75927
Dumfries and Galloway1£19,495858,3813
Dundee City9£20,585563,17819
Dungannon6£28,833345,91515
East Ayrshire8£25,186448,93812
East Riding of Yorkshire7£20,261579,6336
East Sussex14£23,695447,54231
Essex164£30,585329,352197
Falkirk20£20,072565,1099
Fermanagh3£23,147357,6324
Fife13£29,573330,93229
Flintshire2£26,488654,72220
Glasgow City23£29,762226,29132
Gloucestershire7£28,551331,93719
Greater Manchester122£28,765444,216247
Gwynedd1£15,490653,9473
Hampshire55£22,943448,115118
Harrow - Greater London6£12,317477,77710
Havering - Greater London7£24,039656,2858
Herefordshire8£26,799338,9849
Hertfordshire43£22,238557,88391
Highland13£26,955339,53616
Hillingdon - Greater London15£16,818670,61529
Hounslow - Greater London2£12,373798,0003
Isle of Anglesey7£32,409218,1632
Isle of Wight3£28,992429,733-
Kent26£26,349447,94756
Lancashire72£26,008444,400146
Larne1£28,990216,900-
Leicestershire42£26,913438,93467
Limavady1£27,945325,000-
Lincolnshire40£23,919444,30967
Lisburn3£37,66514,77515
Magherafelt3£29,445571,9003
Merseyside6£33,059336,4188
Merthyr Tydfil11£20,995788,7275
Midlothian3£29,162321,0224
Moray1£22,995341,0007
Newry and Mourne9£31,162227,77211
Newtownabbey15£28,567428,49916
Norfolk41£26,963343,85859
North Lanarkshire15£30,258225,76437
North Yorkshire30£27,713342,45881
Northamptonshire25£26,746448,080101
Northumberland3£23,497546,4332
Nottinghamshire28£24,146547,14668
Omagh6£28,728336,6615
Oxfordshire10£21,693546,76032
Perth and Kinross12£28,662432,84416
Powys2£42,594114,0817
Redbridge - Greater London8£23,796550,76724
Renfrewshire1£16,998443,2891
Scottish Borders6£29,328323,4005
Shropshire15£20,646561,71543
Somerset41£20,854557,28446
South Ayrshire6£22,414449,64914
South Yorkshire67£23,740452,362121
Staffordshire38£21,667449,116103
Stirling2£32,248340,29215
Strabane2£20,995461,1534
Suffolk22£24,285543,36534
Surrey31£28,640332,83958
Sutton - Greater London3£22,250757,2337
Swansea2£34,875223,3443
Tyne and Wear23£23,564550,96553
Warwickshire5£24,568446,23212
West Dunbartonshire2£20,123564,4983
West Lothian1£15,9951158,7244
West Midlands52£25,199442,372141
West Sussex5£31,918332,36221
West Yorkshire94£26,544441,615120
Wiltshire54£19,771463,40476
Worcestershire18£26,288446,24324
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