Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,228£1,924,738447,4723,546
Aberdeen City18£26,739327,22518
Aberdeenshire4£22,871545,3374
Angus3£25,662446,2955
Antrim1£18,999552,6004
Ards3£19,947743,1675
Argyll and Bute1£14,979580,000-
Armagh7£23,702552,6046
Ballymena2£37,99902,6839
Ballymoney4£20,408464,494-
Barking & Dagenham - Greater London3£31,327317,87212
Bedfordshire156£19,370771,314154
Belfast9£23,524463,1136
Berkshire35£20,249766,53932
Blaenau Gwent5£29,590325,81920
Brent - Greater London1£16,984989,9841
Bristol32£17,562563,75792
Bromley - Greater London5£33,526322,27430
Buckinghamshire25£19,794668,15951
Caerphilly2£19,495358,5002
Cambridgeshire44£20,459558,15873
Cardiff15£20,681658,71914
Carmarthenshire5£20,295446,0627
Ceredigion3£15,162550,83213
Cheshire32£28,431436,83551
City of Edinburgh17£24,511543,35214
City of London - Greater London1£15,990778,45412
Coleraine7£23,839442,8627
Cornwall23£18,961769,64948
County Durham20£214,770,761451,13333
Croydon - Greater London2£22,490435,3241
Cumbria28£29,555325,33934
Derbyshire40£33,597328,58586
Derry21£34,605225,8907
Devon41£22,356542,213108
Dorset16£19,812535,10327
Dundee City10£19,285561,68113
Dungannon14£28,925332,24212
Ealing - Greater London1£16,495561,5003
East Ayrshire4£18,124564,1376
East Renfrewshire1£16,999892,176-
East Riding of Yorkshire7£18,881672,7839
East Sussex18£26,986439,10539
Essex136£29,641332,731194
Falkirk21£20,408563,92911
Fermanagh4£20,608576,6576
Fife11£31,450216,94527
Flintshire22£21,639764,732-
Glasgow City18£26,980335,11251
Gloucestershire5£27,848428,38329
Greater Manchester112£29,453446,090200
Gwynedd1£13,9904113,5371
Hampshire68£22,500550,06184
Harrow - Greater London2£12,640581,8946
Havering - Greater London6£26,133444,20111
Herefordshire5£26,294332,7227
Hertfordshire59£24,105556,65670
Highland9£29,484327,58416
Hillingdon - Greater London24£18,992574,93912
Hounslow - Greater London1£16,995450,000-
Isle of Anglesey7£25,843439,1406
Isle of Wight2£25,993542,6003
Kent20£25,619449,83952
Lancashire74£24,499445,661156
Larne1£29,990216,3001
Leicestershire50£26,966333,16285
Limavady1£28,250323,000-
Lincolnshire35£22,197451,82863
Lisburn7£35,74016,63313
Magherafelt2£25,995753,0005
Merseyside7£28,309441,65111
Merthyr Tydfil11£23,931680,6886
Midlothian2£20,995653,7484
Monmouthshire2£15,895779,500-
Moray4£23,870444,7506
Newport4£17,370874,3131
Newry and Mourne10£31,792329,90514
Newtownabbey12£26,688331,14323
Norfolk44£25,309446,81366
North Down1£15,495571,415-
North Lanarkshire14£29,957328,88445
North Yorkshire34£26,672449,11691
Northamptonshire79£41,325332,28368
Northumberland1£17,995857,0007
Nottinghamshire40£22,458549,49269
Omagh3£28,660446,1993
Oxfordshire14£22,493550,29047
Pembrokeshire5£19,856648,4751
Perth and Kinross14£26,731432,45116
Powys1£38,99503,9984
Redbridge - Greater London7£30,389447,57117
Rhondda Cynon Taf4£33,370211,4074
Scottish Borders2£34,745213,4116
Shropshire19£24,894446,16636
Somerset34£21,493659,71157
South Ayrshire9£24,687444,79710
South Lanarkshire1£28,995216,800-
South Yorkshire63£24,249447,999104
Staffordshire59£23,545442,437101
Stirling4£29,225437,87915
Strabane2£32,450212,3191
Suffolk20£25,547439,07529
Surrey43£26,531439,36058
Sutton - Greater London3£21,967748,5006
Swansea4£30,625230,5362
Tyne and Wear34£24,614547,75661
Warwickshire5£19,297762,23914
West Dunbartonshire1£13,995692,9912
West Lothian2£14,4931167,3626
West Midlands63£23,740549,557121
West Sussex9£29,056338,37114
West Yorkshire73£26,378440,964142
Wiltshire66£19,078467,83261
Worcestershire10£27,044335,97920
Add postcode for better results.