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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,004£24,635446,8483,521
Aberdeen City9£25,661334,87926
Aberdeenshire3£26,163326,7718
Angus1£29,494344,5005
Ards3£20,927628,9995
Argyll and Bute3£18,646466,333-
Armagh8£25,353552,0527
Ballymena4£26,860451,2935
Ballymoney2£19,373558,3882
Barking & Dagenham - Greater London5£25,954335,0298
Bedfordshire129£20,030769,751151
Belfast8£24,848452,05211
Berkshire32£19,372766,61647
Brent - Greater London3£15,9568102,080-
Bristol34£19,289563,97489
Bromley - Greater London15£33,817217,43330
Buckinghamshire29£19,435569,22641
Cambridgeshire51£20,720561,30881
Carmarthenshire3£19,328340,6209
Ceredigion1£19,995335,768-
Cheshire35£26,421440,80642
City of Edinburgh7£25,568432,56819
City of London - Greater London1£13,500881,7901
Coleraine4£26,746346,7307
Cornwall12£21,119652,71240
County Durham19£26,527349,13945
Craigavon1£38,95002,1007
Croydon - Greater London1£17,990552,5503
Cumbria22£30,771328,57045
Derbyshire40£34,204227,59378
Devon27£23,317546,79775
Dorset12£27,204328,88424
Down1£17,450371,1003
Dundee City11£21,577551,78820
Dungannon7£27,140341,60814
East Ayrshire6£19,282547,34610
East Riding of Yorkshire7£20,175576,5525
East Sussex19£23,511450,78030
Essex144£29,506332,970207
Falkirk22£20,092568,17210
Fermanagh4£26,859352,1574
Fife16£30,481223,27723
Flintshire22£21,639764,732-
Glasgow City19£27,631331,58539
Gloucestershire6£28,161334,59321
Greater Manchester128£29,082442,991227
Hampshire60£21,673551,235106
Harrow - Greater London7£12,427475,8038
Havering - Greater London7£23,968656,2859
Herefordshire9£27,321338,2898
Hertfordshire45£21,941561,14885
Highland12£26,994342,44418
Hillingdon - Greater London17£17,020677,31229
Hounslow - Greater London3£13,328792,6251
Isle of Anglesey7£32,551217,8782
Isle of Wight2£24,993542,600-
Kent34£24,037554,07143
Lancashire71£24,207550,673140
Larne1£28,990216,900-
Leicestershire43£26,347439,24770
Limavady1£27,945325,000-
Lincolnshire43£22,810450,76865
Lisburn4£32,495223,67117
Magherafelt4£24,962774,1753
Merseyside8£32,777231,4898
Merthyr Tydfil11£21,177784,9127
Moray2£24,745434,0007
Newry and Mourne12£30,407226,2568
Newtownabbey14£28,501430,04719
Norfolk35£28,874339,42562
North Lanarkshire13£29,966326,26238
North Yorkshire32£26,390444,29684
Northamptonshire29£25,032452,303113
Northumberland1£16,995857,0004
Nottinghamshire23£23,343550,02175
Omagh3£34,327115,1376
Oxfordshire9£21,020551,48934
Perth and Kinross10£29,585326,55717
Powys3£33,328115,2236
Redbridge - Greater London9£26,429455,23724
Rhondda Cynon Taf3£27,660322,0572
Scottish Borders4£33,745214,4856
Shropshire16£23,576456,09441
Somerset32£19,067659,78948
South Ayrshire5£19,799466,75711
South Yorkshire63£25,157445,387113
Staffordshire43£22,401453,852100
Stirling2£29,748334,36715
Strabane3£20,995456,0393
Suffolk25£26,509543,29930
Surrey31£26,241337,48557
Sutton - Greater London5£20,143759,6004
Swansea2£34,875223,3443
Tyne and Wear28£24,510447,76054
Warwickshire3£22,749447,22812
West Dunbartonshire2£20,123564,4983
West Lothian2£14,4931167,3624
West Midlands54£25,288446,272139
West Sussex8£26,485447,69818
West Yorkshire85£26,394440,445126
Wiltshire51£18,876465,88074
Worcestershire17£26,303445,19318
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