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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,090£24,265447,3073,151
Aberdeen City14£26,180331,17720
Aberdeenshire4£25,496325,5874
Angus2£19,495554,6254
Ards3£19,947743,1675
Argyll and Bute2£20,979459,500-
Armagh7£23,702552,6045
Ballymena3£24,165547,1959
Ballymoney4£20,408464,494-
Barking & Dagenham - Greater London4£31,743214,63610
Bedfordshire148£18,945773,470148
Belfast10£22,537560,4677
Berkshire40£19,516769,89933
Brent - Greater London1£16,984989,9841
Bristol28£17,942562,44788
Bromley - Greater London6£39,239226,77525
Buckinghamshire23£19,478670,67647
Caerphilly2£19,495358,5002
Cambridgeshire37£19,750561,13265
Cardiff1£11,7911262,6112
Carmarthenshire4£18,370452,0715
Ceredigion2£13,495672,0009
Cheshire35£27,264439,26742
City of Edinburgh10£24,972541,45314
City of London - Greater London1£14,000881,79010
Coleraine7£24,840338,8297
Cornwall20£19,933765,10639
County Durham20£22,272558,95733
Croydon - Greater London2£21,990435,3241
Cumbria29£30,689321,62834
Derbyshire37£33,753330,23677
Devon31£22,461545,74996
Dorset17£24,625437,03223
Dundee City11£20,259558,23913
Dungannon14£28,490333,4999
East Ayrshire7£18,885558,6276
East Riding of Yorkshire6£19,780679,3087
East Sussex17£27,572436,89131
Essex119£29,869333,075187
Falkirk23£19,832566,5447
Fermanagh3£23,813358,2095
Fife12£28,788323,32628
Flintshire22£21,639764,732-
Glasgow City23£26,298335,03244
Gloucestershire6£29,532322,56225
Greater Manchester115£29,856442,853174
Hampshire65£21,732548,36981
Harrow - Greater London4£13,040477,4606
Havering - Greater London7£24,853449,2587
Herefordshire5£24,895437,1776
Hertfordshire52£22,868560,92962
Highland11£28,865437,01217
Hillingdon - Greater London18£17,973680,64418
Hounslow - Greater London1£16,995450,000-
Isle of Anglesey4£35,230112,1703
Isle of Wight2£25,993542,6003
Kent24£23,992552,37436
Lancashire57£25,149442,684144
Larne1£29,990216,3001
Leicestershire47£27,279332,46873
Limavady1£28,250323,000-
Lincolnshire32£26,809443,13256
Lisburn7£35,59816,63311
Magherafelt3£25,995764,0004
Merseyside9£28,893341,6666
Merthyr Tydfil12£23,520680,7145
Midlothian1£13,480875,0005
Monmouthshire1£14,295680,000-
Moray3£25,162440,3336
Newport2£19,245775,8772
Newry and Mourne8£34,178219,30612
Newtownabbey14£25,489333,78320
Norfolk47£25,424443,90963
North Down1£15,495571,415-
North Lanarkshire15£29,943328,54440
North Yorkshire34£24,927453,69982
Northamptonshire82£40,742332,14359
Northumberland2£19,997736,7237
Nottinghamshire32£22,993546,34168
Omagh6£26,658450,3023
Oxfordshire15£21,284656,86833
Pembrokeshire2£24,495527,6903
Perth and Kinross14£28,266428,90713
Powys1£38,99503,9982
Redbridge - Greater London8£31,353354,37520
Rhondda Cynon Taf4£33,370211,4072
Scottish Borders3£28,163226,6184
Shropshire14£22,555554,70137
Somerset32£20,149661,78642
South Ayrshire5£25,797544,8597
South Yorkshire75£25,324443,306106
Staffordshire51£21,739549,95886
Stirling5£25,748445,66616
Strabane3£22,647446,2432
Suffolk27£25,071539,84524
Surrey26£24,628339,38148
Sutton - Greater London3£21,967748,6675
Swansea2£34,875223,3444
Tyne and Wear30£24,232549,84857
Warwickshire7£23,855657,79710
West Lothian2£14,4931167,3626
West Midlands61£24,497445,958113
West Sussex9£25,071448,99413
West Yorkshire73£26,104441,312117
Wiltshire65£19,874463,17056
Worcestershire11£26,222337,88118
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