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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,328£1,767,941446,1283,716
Aberdeen City24£25,396333,00136
Aberdeenshire3£26,497324,1044
Angus8£30,283325,5597
Antrim1£18,499552,6007
Ards2£22,450525,2182
Argyll and Bute1£15,979580,000-
Armagh6£23,146660,3895
Ballymena2£29,250559,33910
Ballymoney3£18,228568,092-
Barking & Dagenham - Greater London3£33,228114,63310
Bedfordshire140£19,785769,717156
Belfast9£22,650458,5185
Berkshire33£18,818772,69640
Blaenau Gwent5£28,090326,86918
Bristol32£19,751457,82594
Bromley - Greater London10£27,617338,32831
Buckinghamshire25£19,812667,61552
Caerphilly2£16,745379,5001
Cambridgeshire38£22,202554,71978
Cardiff20£20,493655,44319
Carmarthenshire12£24,203442,2789
Ceredigion7£16,566566,52720
Cheshire28£27,656440,44655
City of Edinburgh15£24,937443,00816
City of London - Greater London16£30,362335,11228
Coleraine7£24,639338,7057
Conwy2£32,500323,4681
Cornwall21£20,209666,81151
County Durham22£195,247,686553,92733
Craigavon1£13,975768,00011
Croydon - Greater London2£22,490435,3242
Cumbria28£30,086324,25439
Derbyshire40£32,729335,06587
Derry20£35,560226,2329
Devon36£22,497545,924113
Dorset14£20,585533,34529
Dundee City10£20,185560,01912
Dungannon13£28,535333,46913
Ealing - Greater London2£15,895574,3033
East Ayrshire3£18,832555,5188
East Renfrewshire1£16,999892,176-
East Riding of Yorkshire8£19,209664,63811
East Sussex17£26,316438,04639
Essex141£29,999332,018205
Falkirk21£20,431563,92911
Fermanagh5£23,684458,0135
Fife12£31,579319,11730
Flintshire22£21,639764,732-
Glasgow City19£25,771337,01646
Gloucestershire10£25,474428,48832
Greater Manchester115£29,287446,733197
Gwynedd1£13,9904113,5371
Hampshire67£22,668548,18094
Harrow - Greater London1£40,900217,100-
Havering - Greater London6£25,083549,28015
Herefordshire5£26,394332,7227
Hertfordshire58£24,395556,08277
Highland13£29,133332,42821
Hillingdon - Greater London20£15,039686,71010
Hounslow - Greater London1£16,995450,000-
Isle of Anglesey7£25,843439,1407
Isle of Wight2£25,993542,6003
Kent31£26,463550,14852
Lancashire78£25,147444,902157
Larne1£29,990216,3001
Leicestershire48£27,863333,27386
Lincolnshire35£23,326551,67460
Lisburn9£35,376110,12916
Magherafelt4£27,120653,4814
Merseyside9£25,844453,24010
Merthyr Tydfil11£24,113680,6888
Midlothian2£20,748653,7484
Monmouthshire5£17,366574,002-
Moray6£23,578438,0993
Newport15£19,365664,9115
Newry and Mourne9£31,153332,11712
Newtownabbey13£27,365330,98221
Norfolk48£25,617446,13665
North Lanarkshire26£31,407225,74434
North Yorkshire29£25,353453,37394
Northamptonshire72£39,332438,00473
Northumberland1£17,995857,0006
Nottinghamshire43£22,177549,25772
Omagh5£24,794340,4638
Oxfordshire18£23,685444,96044
Pembrokeshire6£20,446644,7492
Perth and Kinross15£25,815437,26615
Powys1£30,990316,80017
Redbridge - Greater London9£29,632440,33315
Rhondda Cynon Taf4£33,370211,4074
Scottish Borders2£34,745213,4116
Shropshire18£24,994447,56144
Somerset35£21,765658,35255
South Ayrshire7£29,383334,08810
South Lanarkshire1£28,995216,8008
South Yorkshire73£24,470447,09799
Staffordshire64£22,821549,052108
Stirling4£32,525330,60713
Strabane2£33,450212,3191
Suffolk22£25,383540,81236
Surrey57£28,166533,23853
Sutton - Greater London6£20,298753,2024
Swansea6£27,165352,6913
Tyne and Wear35£25,864545,67461
Warwickshire7£23,568542,19413
West Dunbartonshire2£15,998672,3651
West Lothian3£25,329543,0664
West Midlands56£23,513553,027125
West Sussex10£26,865441,15417
West Yorkshire67£27,107438,833154
Wiltshire66£18,555471,76260
Worcestershire14£27,130337,30921
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