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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,225£1,751,860448,0323,524
Aberdeen City18£26,739327,22518
Aberdeenshire4£22,871545,3374
Angus3£25,662446,2955
Antrim1£18,999552,6004
Ards3£19,947743,1675
Argyll and Bute1£14,979580,000-
Armagh7£23,702552,6046
Ballymena3£30,499339,5628
Ballymoney4£20,408464,494-
Barking & Dagenham - Greater London3£31,327318,02612
Bedfordshire155£19,376771,264154
Belfast10£22,537560,4676
Berkshire36£19,846766,60431
Blaenau Gwent5£29,590325,81919
Brent - Greater London1£16,984989,9841
Bristol31£17,672561,65694
Bromley - Greater London3£33,703221,77732
Buckinghamshire27£20,133667,28250
Caerphilly2£19,495358,5002
Cambridgeshire44£20,459558,15872
Cardiff15£20,681658,71914
Carmarthenshire5£20,295446,0627
Ceredigion2£15,745456,24814
Cheshire32£28,431436,83548
City of Edinburgh15£24,313544,23516
City of London - Greater London1£15,990778,45412
Coleraine7£23,839442,8627
Cornwall23£18,961769,64948
County Durham22£195,247,692554,72433
Croydon - Greater London2£22,490435,3241
Cumbria28£29,555325,33934
Derbyshire40£33,795328,27184
Derry21£34,605225,8907
Devon41£22,356542,213108
Dorset17£19,705538,28127
Dundee City9£19,318561,51714
Dungannon13£29,074333,96012
Ealing - Greater London1£16,495561,5003
East Ayrshire4£18,124564,1376
East Renfrewshire1£16,999892,176-
East Riding of Yorkshire7£18,881672,7838
East Sussex18£26,986439,10538
Essex136£29,507333,124194
Falkirk21£20,408563,92911
Fermanagh4£20,608576,6576
Fife11£31,450216,94527
Flintshire22£21,639764,732-
Glasgow City18£26,980335,11250
Gloucestershire5£27,848428,38329
Greater Manchester109£29,338445,034204
Gwynedd1£13,9904113,5371
Hampshire66£22,246550,96486
Harrow - Greater London2£12,640581,8946
Havering - Greater London7£25,541449,25810
Herefordshire5£26,294332,7227
Hertfordshire59£24,105556,65969
Highland10£29,485327,81116
Hillingdon - Greater London25£18,930574,51512
Hounslow - Greater London1£16,995450,000-
Isle of Anglesey7£25,843439,1406
Isle of Wight2£25,993542,6003
Kent20£25,594449,88352
Lancashire72£24,553445,043155
Larne1£29,990216,3001
Leicestershire50£26,966333,16285
Limavady1£28,250323,000-
Lincolnshire35£23,004449,92763
Lisburn7£35,52616,63312
Magherafelt2£25,995753,0005
Merseyside7£28,309441,65111
Merthyr Tydfil11£23,931680,6886
Midlothian2£20,995653,7484
Monmouthshire2£15,895779,500-
Moray4£23,870444,7506
Newport4£17,370874,3131
Newry and Mourne10£31,792329,90514
Newtownabbey14£27,375326,69521
Norfolk45£25,202446,77366
North Down1£15,495571,415-
North Lanarkshire14£29,957328,88444
North Yorkshire34£26,672449,11690
Northamptonshire78£41,613331,24768
Northumberland1£17,995857,0007
Nottinghamshire39£22,618548,63069
Omagh3£28,660446,1993
Oxfordshire14£22,493550,29445
Pembrokeshire5£19,856648,4751
Perth and Kinross14£26,731432,45116
Powys1£38,99503,9984
Redbridge - Greater London7£30,389447,57117
Rhondda Cynon Taf4£33,370211,4074
Scottish Borders2£34,745213,4115
Shropshire17£24,294448,08938
Somerset34£21,493659,71156
South Ayrshire10£24,067544,14510
South Lanarkshire1£28,995216,800-
South Yorkshire63£24,249447,99998
Staffordshire62£23,143444,35096
Stirling5£31,280333,89216
Strabane3£26,632335,4791
Suffolk20£25,296442,02929
Surrey41£26,746437,66960
Sutton - Greater London3£21,967748,6676
Swansea4£30,625230,5362
Tyne and Wear34£24,609547,75661
Warwickshire5£19,297762,23914
West Dunbartonshire1£13,995692,9912
West Lothian2£14,4931167,3626
West Midlands63£24,025548,512119
West Sussex9£29,056338,37114
West Yorkshire72£26,501440,010141
Wiltshire66£19,078467,83260
Worcestershire10£27,044335,97919
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