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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,030£24,210447,8203,505
Aberdeen City9£24,717438,96627
Aberdeenshire4£23,923430,5316
Angus2£24,395546,1015
Ards3£19,627743,1674
Argyll and Bute2£20,979459,500-
Armagh5£21,976665,5009
Ballymena5£27,748342,1785
Ballymoney3£21,978456,8261
Barking & Dagenham - Greater London4£28,970322,85010
Bedfordshire134£19,011771,601149
Belfast9£23,693450,34111
Berkshire34£19,521767,08945
Brent - Greater London1£16,984989,984-
Bristol27£19,636454,98697
Bromley - Greater London7£36,307326,89128
Buckinghamshire25£20,041566,17143
Caerphilly2£19,495358,5001
Cambridgeshire47£20,698558,64971
Carmarthenshire3£22,328331,7779
Ceredigion7£12,281594,11011
Cheshire36£29,154333,07448
City of Edinburgh5£21,897646,67516
City of London - Greater London4£29,121451,1988
Coleraine4£20,996448,8989
Conwy1£17,995866,000-
Cookstown1£18,250738,000-
Cornwall18£20,606654,90938
County Durham19£22,804557,91540
Croydon - Greater London3£19,990441,0661
Cumbria20£30,410324,76740
Derbyshire40£33,578329,02681
Devon29£25,343441,82192
Dorset11£25,330434,06329
Down1£16,995575,6402
Dumfries and Galloway1£26,995630,5001
Dundee City10£18,454665,22716
Dungannon13£29,747229,7729
East Ayrshire7£21,170442,1948
East Riding of Yorkshire3£13,4958108,7286
East Sussex16£24,001450,64435
Essex141£29,463334,136197
Falkirk24£20,004566,8698
Fermanagh3£24,313358,2094
Fife13£29,785323,00629
Flintshire22£21,639764,732-
Glasgow City19£27,891333,58044
Gloucestershire6£24,345549,70122
Greater Manchester119£29,688444,885219
Hampshire65£21,343552,60797
Harrow - Greater London9£12,758472,2378
Havering - Greater London9£22,995557,35210
Herefordshire7£28,488335,9517
Hertfordshire48£22,999556,65577
Highland11£27,130339,41018
Hillingdon - Greater London14£15,335685,28426
Hounslow - Greater London2£11,697799,500-
Isle of Anglesey7£32,266217,7422
Isle of Wight2£25,493542,6002
Kent26£24,905453,30146
Lancashire69£25,783546,761143
Larne1£28,990216,9001
Leicestershire45£26,221336,84177
Limavady1£28,250323,000-
Lincolnshire39£24,302450,26755
Lisburn3£30,580231,73718
Magherafelt3£24,962565,9003
Merseyside11£30,623338,1886
Merthyr Tydfil13£21,918782,5495
Midlothian1£13,480875,2014
Moray2£24,745434,0007
Newport1£19,995574,0005
Newry and Mourne9£33,773219,3479
Newtownabbey13£26,708332,21422
Norfolk42£27,241341,43065
North Lanarkshire17£29,251331,80936
North Yorkshire42£27,043447,93484
Northamptonshire22£25,842448,519125
Northumberland1£17,995857,0005
Nottinghamshire30£23,577446,43571
Omagh4£32,491221,3785
Oxfordshire23£19,617554,75732
Perth and Kinross11£26,995327,61216
Powys1£27,995221,5095
Redbridge - Greater London9£28,034449,44425
Rhondda Cynon Taf5£28,994317,3641
Scottish Borders3£38,328212,6146
Shropshire16£20,820455,72735
Somerset35£18,931662,32646
South Ayrshire2£30,997434,95211
South Yorkshire70£23,816450,947109
Staffordshire44£20,982552,25698
Stirling2£35,249320,24416
Strabane2£17,995563,8643
Suffolk21£24,353647,22033
Surrey30£27,340330,29759
Sutton - Greater London4£22,325751,7504
Swansea2£34,875223,3443
Tyne and Wear29£24,328448,71159
Warwickshire2£23,624451,52415
West Dunbartonshire1£26,750336,0052
West Lothian2£14,4931167,3626
West Midlands68£26,418439,895131
West Sussex10£24,487448,72514
West Yorkshire68£25,099445,152125
Wiltshire65£19,624462,03662
Worcestershire14£26,849338,32416
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