Get a Carsnitch Report for Free Owner, price, MOT & dealer.

Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,325£1,783,630446,0663,408
Aberdeen City23£25,129333,15237
Aberdeenshire3£26,497324,1044
Angus7£30,466324,9006
Antrim1£18,499552,6007
Ards2£22,450530,0682
Argyll and Bute1£15,979580,000-
Armagh5£21,277667,7666
Ballymena2£29,250559,33910
Ballymoney3£18,228568,092-
Barking & Dagenham - Greater London4£30,671319,08610
Bedfordshire140£19,666770,341144
Belfast10£24,496453,9034
Berkshire34£19,014771,38329
Blaenau Gwent5£29,190321,12019
Bristol32£18,811460,25185
Bromley - Greater London10£28,012331,25429
Buckinghamshire24£20,221566,65047
Caerphilly2£16,745379,5001
Cambridgeshire38£21,817555,07565
Cardiff16£20,882652,68618
Carmarthenshire11£24,040441,57111
Ceredigion7£16,566566,52720
Cheshire31£27,988438,05047
City of Edinburgh15£24,937443,00814
City of London - Greater London19£29,540342,09628
Coleraine7£24,639338,7057
Conwy2£32,500323,4681
Cornwall22£20,200665,89744
County Durham22£195,247,650553,25631
Croydon - Greater London2£22,490435,3242
Cumbria28£29,925324,00433
Derbyshire40£32,901332,77280
Derry19£35,300227,0999
Devon41£22,771545,855109
Dorset14£20,120532,21128
Dundee City9£18,206665,12312
Dungannon14£28,996335,32013
Ealing - Greater London1£16,795561,2954
East Ayrshire3£18,832555,5187
East Renfrewshire1£16,999892,176-
East Riding of Yorkshire8£19,209664,63810
East Sussex17£26,286438,04636
Essex144£30,018331,176189
Falkirk21£20,431563,92911
Fermanagh5£23,684458,0134
Fife11£32,541216,40025
Flintshire22£21,639764,732-
Glasgow City20£26,490336,09443
Gloucestershire9£23,855531,43129
Greater Manchester116£29,060547,286181
Gwynedd1£13,9904113,5371
Hampshire67£22,601548,88980
Harrow - Greater London1£40,900217,100-
Havering - Greater London6£25,083549,28013
Herefordshire5£26,394332,7227
Hertfordshire59£24,391556,09865
Highland14£27,838334,04018
Hillingdon - Greater London20£15,034686,71010
Hounslow - Greater London1£16,995450,000-
Isle of Anglesey7£25,843439,1406
Isle of Wight2£25,993542,6003
Kent33£26,583549,34847
Lancashire74£25,451443,609151
Larne1£29,990216,3001
Leicestershire47£28,005332,64083
Lincolnshire35£22,374554,29957
Lisburn10£35,53819,45714
Magherafelt4£27,120653,4814
Merseyside9£25,844453,24010
Merthyr Tydfil11£24,113680,6886
Midlothian2£20,995653,7484
Monmouthshire5£17,366574,002-
Moray6£23,578438,1853
Newport15£19,365664,9114
Newry and Mourne9£31,153332,11712
Newtownabbey11£27,923330,17221
Norfolk47£25,621445,88759
North Lanarkshire18£29,969230,04941
North Yorkshire32£24,800454,66987
Northamptonshire73£39,352437,89568
Northumberland1£17,995857,0006
Nottinghamshire44£22,472550,01366
Omagh4£26,994336,5089
Oxfordshire17£24,318445,65743
Pembrokeshire6£20,446644,7492
Perth and Kinross15£25,815437,26614
Powys1£29,990316,80016
Redbridge - Greater London9£29,300441,77815
Rhondda Cynon Taf4£33,370211,4074
Scottish Borders2£34,745213,4116
Shropshire19£23,837450,32439
Somerset32£21,649659,03354
South Ayrshire8£29,397331,8298
South Lanarkshire1£28,995216,8007
South Yorkshire74£24,364447,71193
Staffordshire64£22,586548,77490
Stirling3£27,700337,22912
Strabane2£33,450212,3191
Suffolk21£25,473441,15933
Surrey61£27,744434,80249
Sutton - Greater London6£20,298753,2023
Swansea4£30,625230,5362
Tyne and Wear34£25,999445,11157
Warwickshire7£21,139650,74212
West Dunbartonshire1£13,995692,9912
West Lothian3£25,329543,0664
West Midlands62£23,475552,454115
West Sussex10£26,865441,15414
West Yorkshire64£26,987439,495136
Wiltshire66£18,747471,46653
Worcestershire12£26,736441,48817
Add postcode for better results.