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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,235£24,894446,3513,949
Aberdeenshire9£27,769329,64256
Angus7£23,538450,07134
Argyll & Bute3£18,312466,333-
Ayrshire15£22,931454,75223
Bedfordshire128£19,727774,188145
Berkshire29£22,427556,23741
Blaenau Gwent11£25,991341,31115
Borders6£29,328323,4005
Bridgend15£21,594364,15226
Bristol41£20,461557,03794
Buckinghamshire42£18,847670,50047
Caerphilly3£19,495353,3331
Cambridgeshire48£22,020558,30884
Cardiff16£24,092448,74725
Carmarthenshire7£22,209439,07121
Ceredigion5£21,995447,2874
Cheshire32£27,690439,83451
Conwy6£25,443429,67612
Cornwall17£21,950546,65235
County Antrim31£26,936438,24636
County Armagh18£28,066337,13721
County Down7£31,139320,53823
County Durham21£24,202456,79039
County Fermanagh3£23,147357,6324
County Londonderry29£31,160338,57419
County Tyrone18£23,488456,41629
Cumbria24£28,367332,01844
Derbyshire39£30,997332,22350
Devon20£22,042447,72661
Dorset9£22,234745,53431
Dumfries & Galloway1£19,495858,3813
Dunbartonshire2£20,123564,4982
East Riding of Yorkshire18£25,774341,83928
East Sussex16£24,468448,18139
Essex161£30,271329,328206
Falkirk21£20,036564,7238
Fife12£32,079225,85233
Flintshire1£16,95010103,000-
Gloucestershire9£28,558325,86018
Greater London99£22,106555,137163
Greater Manchester130£28,475444,916247
Hampshire64£22,867448,152128
Herefordshire6£26,685445,71111
Hertfordshire49£23,167554,47594
Highland14£25,456449,06925
Isle of Anglesey7£32,551113,4975
Isle of Wight4£23,993648,414-
Kent27£27,470441,48772
Lanarkshire38£29,039230,13866
Lancashire75£25,943443,338150
Leicestershire42£25,710441,21869
Lincolnshire37£25,364338,86968
Merseyside7£36,208333,15716
Merthyr Tydfil9£20,773786,7527
Midlothian12£24,872433,17620
Monmouthshire8£25,859340,36211
Moray1£22,995341,0007
Newport7£20,116670,5607
Norfolk36£26,963443,12063
North Yorkshire34£27,409343,95679
Northamptonshire22£27,737445,311108
Northumberland3£23,413546,4332
Nottinghamshire30£24,438545,93672
Oxfordshire20£20,926449,94453
Pembrokeshire1£23,995436,6886
Perth & Kinross15£27,588435,10817
Powys9£23,823331,38218
Renfrewshire1£16,998443,2891
Shropshire17£22,962448,91741
Somerset40£21,108557,61646
South Yorkshire66£24,518449,606112
Staffordshire51£21,545449,474116
Stirling2£31,498340,29214
Suffolk21£25,207541,58246
Surrey48£27,076436,16389
Swansea5£27,347353,3375
Torfaen7£22,649462,5418
Tyne and Wear22£22,435556,08953
Vale of Glamorgan1£33,234243,0461
Warwickshire5£18,850552,88320
West Lothian6£27,744531,82611
West Midlands56£26,240442,592137
West Sussex9£33,619226,14028
West Yorkshire97£26,521441,553133
Wiltshire50£20,370459,53973
Worcestershire25£29,694337,32818
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