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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,396£570,435447,4373,707
Aberdeen City27£25,444435,29632
Aberdeenshire3£26,497324,1044
Angus8£30,283325,5597
Ards3£20,500643,5661
Argyll and Bute1£15,979580,000-
Armagh5£22,076665,2665
Ballymena3£26,499458,3379
Ballymoney3£18,228568,092-
Barking & Dagenham - Greater London4£34,919114,2379
Bedfordshire137£19,528769,710159
Belfast10£22,107456,4507
Berkshire32£19,428769,83841
Blaenau Gwent5£28,090326,86918
Bristol34£19,393561,32197
Bromley - Greater London12£28,847332,90431
Buckinghamshire25£20,232666,33551
Caerphilly2£16,745379,5001
Cambridgeshire38£22,231552,62279
Cardiff23£20,219654,81217
Carmarthenshire14£23,852440,6799
Ceredigion8£16,556567,17922
Cheshire29£27,141441,28954
City of Edinburgh18£25,741442,12717
City of London - Greater London16£30,512335,11230
Coleraine7£24,639338,7057
Conwy2£32,500323,4682
Cornwall21£20,209666,74852
County Durham23£23,047552,29433
Craigavon1£13,975768,00011
Croydon - Greater London3£20,823445,2161
Cumbria29£29,921326,05238
Derbyshire44£31,728334,66786
Derry21£34,986228,9548
Devon39£22,242546,281109
Dorset14£20,370528,03528
Down1£15,995572,5005
Dundee City9£18,929663,74812
Dungannon13£28,535333,46913
Ealing - Greater London2£15,895574,3033
East Ayrshire3£18,832555,5188
East Renfrewshire1£16,999892,176-
East Riding of Yorkshire8£19,209664,63811
East Sussex18£27,070336,27639
Essex146£29,598333,236202
Falkirk22£20,684562,15310
Fermanagh3£24,310359,0225
Fife12£31,038218,25533
Flintshire22£21,639764,732-
Glasgow City22£25,846338,39844
Gloucestershire10£25,474428,48834
Greater Manchester116£29,385446,476198
Gwynedd1£13,9904113,5371
Hampshire67£22,807547,41593
Harrow - Greater London1£40,900217,100-
Havering - Greater London6£25,083549,28015
Herefordshire4£24,868437,8447
Hertfordshire56£24,416556,79578
Highland15£27,808334,16519
Hillingdon - Greater London21£14,982686,9149
Hounslow - Greater London1£16,995450,000-
Isle of Anglesey7£25,843439,1407
Isle of Wight2£25,993542,6004
Kensington & Chelsea - Greater London1£15,950978,0806
Kent31£27,176446,47651
Lancashire80£25,219445,321155
Larne1£29,990216,3001
Leicestershire50£27,656333,94885
Lincolnshire35£23,326551,67463
Lisburn4£34,725117,25217
Magherafelt3£28,245444,3084
Merseyside9£25,844453,24010
Merthyr Tydfil12£24,062782,1317
Midlothian1£21,500648,3004
Monmouthshire4£15,209580,006-
Moray6£23,578438,0993
Newport15£19,378664,9115
Newry and Mourne9£31,153332,11712
Newtownabbey12£26,979333,56323
Norfolk49£25,692445,85467
North Down1£15,495571,4152
North Lanarkshire27£30,940227,16233
North Yorkshire34£25,222453,98489
Northamptonshire70£38,391438,12675
Northumberland1£18,495857,0006
Nottinghamshire45£21,594552,76375
Omagh5£24,794340,4639
Oxfordshire18£22,036550,26243
Pembrokeshire6£20,446644,7492
Perth and Kinross15£25,815437,26615
Powys3£26,325331,13216
Redbridge - Greater London9£29,701440,33316
Rhondda Cynon Taf4£33,370211,4074
Scottish Borders1£30,995218,1527
Shropshire18£24,333449,87241
Somerset36£21,686656,65753
South Ayrshire6£26,781336,67410
South Lanarkshire1£28,995216,8008
South Yorkshire78£24,434447,15795
Staffordshire69£62,268,719448,529109
Stirling4£32,525330,60714
Strabane3£30,965329,513-
Suffolk22£25,401540,80736
Surrey59£29,090430,93851
Sutton - Greater London6£20,298753,2024
Swansea7£27,855347,0216
Tyne and Wear35£24,684545,68262
Warwickshire6£22,496642,80414
West Dunbartonshire2£15,998672,3652
West Lothian3£24,329543,0664
West Midlands63£23,017554,290118
West Sussex10£26,865441,15018
West Yorkshire71£27,197439,796150
Wiltshire68£19,354468,86559
Worcestershire15£26,662338,38623
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