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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

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Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,452£25,406445,6603,861
Aberdeenshire16£28,457328,64250
Angus13£25,880343,72929
Ayrshire21£24,658443,79221
Bedfordshire131£19,481773,769142
Berkshire25£21,099661,34544
Blaenau Gwent11£28,309333,56414
Borders2£28,995319,0487
Bridgend23£19,840463,89523
Bristol56£21,479453,195104
Buckinghamshire39£18,883669,59856
Caerphilly2£19,495358,5001
Cambridgeshire52£21,422559,71280
Cardiff16£23,669546,35723
Carmarthenshire14£26,102343,37323
Ceredigion3£22,995551,3103
Cheshire31£25,865445,48353
Conwy5£28,033329,92911
Cornwall17£19,573661,82733
County Antrim36£28,056337,67342
County Armagh17£25,867344,94224
County Down9£31,787327,98415
County Durham28£23,730451,27538
County Fermanagh2£25,973338,4494
County Londonderry28£31,605334,45923
County Tyrone19£25,743347,41429
Cumbria31£29,417328,77139
Derbyshire44£30,678337,03453
Devon26£22,069451,04947
Dorset9£27,463418,32931
Dumfries & Galloway1£19,495858,3813
Dunbartonshire2£19,623564,4981
East Riding of Yorkshire25£26,269342,58627
East Sussex18£25,169445,19629
Essex126£29,642336,139201
Falkirk17£19,957565,46813
Fife17£31,731330,02531
Flintshire1£16,95010103,000-
Gloucestershire10£27,791334,25221
Greater London113£23,909449,434160
Greater Manchester141£28,703443,561276
Gwynedd1£18,500860,0005
Hampshire59£22,300448,373139
Herefordshire8£27,199344,21810
Hertfordshire58£23,514558,41084
Highland16£30,428339,17521
Isle of Anglesey8£30,355220,4643
Isle of Wight3£25,658539,5521
Kent19£27,579335,33874
Lanarkshire50£30,907223,57566
Lancashire77£26,119441,137150
Leicestershire53£26,156444,29370
Lincolnshire38£23,448444,16266
Merseyside8£30,095455,83618
Merthyr Tydfil9£20,995782,7608
Midlothian13£26,297437,12016
Monmouthshire9£20,495562,84610
Moray3£25,662643,3334
Newport7£23,930562,1776
Norfolk38£27,370341,05365
North Yorkshire48£26,890445,99974
Northamptonshire68£47,710222,12666
Northumberland5£25,348438,6982
Nottinghamshire29£24,618444,56363
Oxfordshire21£23,161447,41856
Pembrokeshire2£26,495436,6383
Perth & Kinross12£29,829338,45720
Powys8£23,990326,11119
Shropshire21£22,663452,69837
Somerset38£21,039557,17148
South Yorkshire59£25,102444,401117
Staffordshire52£23,478444,891106
Stirling10£26,046440,00516
Suffolk26£23,579544,35643
Surrey52£28,823431,19777
Swansea7£30,391242,0725
Torfaen6£22,926463,2066
Tyne and Wear19£23,519449,66852
Vale of Glamorgan1£26,695243,0461
Warwickshire3£26,999224,12115
West Lothian3£19,327757,7689
West Midlands69£25,220445,964122
West Sussex15£27,643342,18125
West Yorkshire120£27,559439,246148
Wiltshire52£20,750458,58468
Worcestershire32£26,801439,67223
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