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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,028£24,308448,0543,505
Aberdeen City10£23,895439,15424
Aberdeenshire4£23,923430,5316
Angus3£22,362548,8985
Ards3£19,627743,1674
Argyll and Bute3£18,646466,333-
Armagh5£21,976665,5009
Ballymena4£26,685352,7216
Ballymoney3£21,978456,8261
Barking & Dagenham - Greater London4£28,942322,8509
Bedfordshire138£19,633770,064144
Belfast8£24,948452,05212
Berkshire35£19,080766,89745
Brent - Greater London1£16,984989,984-
Bristol30£18,866563,49095
Bromley - Greater London10£37,131323,11325
Buckinghamshire28£19,399667,87041
Caerphilly2£19,495358,5001
Cambridgeshire53£20,578560,55969
Carmarthenshire3£22,328331,7779
Ceredigion6£12,912596,79512
Cheshire37£28,178435,37048
City of Edinburgh8£19,996548,64417
City of London - Greater London5£30,696341,3388
Coleraine4£20,996448,8988
Conwy1£17,995866,000-
Cookstown1£18,250738,000-
Cornwall17£20,466655,78736
County Durham22£23,812458,35641
Craigavon3£35,132118,4538
Croydon - Greater London2£16,990552,3572
Cumbria20£30,070326,61140
Derbyshire40£32,486331,04181
Devon27£24,444443,09289
Dorset13£26,495429,63727
Down1£16,995575,6402
Dundee City13£21,811550,37317
Dungannon13£28,555332,44110
East Ayrshire8£20,899445,1788
East Riding of Yorkshire3£13,4958108,7286
East Sussex16£24,001450,64433
Essex135£29,148335,182202
Falkirk24£19,917567,3048
Fermanagh3£24,313358,2094
Fife14£31,978321,10026
Flintshire22£21,639764,732-
Glasgow City17£28,034332,62842
Gloucestershire7£24,581449,41720
Greater Manchester114£29,792442,819223
Hampshire66£21,609551,83699
Harrow - Greater London9£12,676472,2377
Havering - Greater London9£22,638557,3528
Herefordshire8£28,677333,9337
Hertfordshire48£22,726557,32277
Highland12£27,727340,81117
Hillingdon - Greater London15£15,412684,12525
Hounslow - Greater London2£11,697799,500-
Isle of Anglesey7£32,123217,7292
Isle of Wight2£25,493542,6002
Kent28£24,195556,69546
Lancashire69£25,001549,877144
Larne1£28,990216,9001
Leicestershire46£26,252336,81274
Limavady1£28,250323,000-
Lincolnshire38£23,344451,62555
Lisburn2£31,745226,74020
Magherafelt3£24,962565,9003
Merseyside11£31,423337,1467
Merthyr Tydfil13£21,918782,5495
Moray2£24,745434,0007
Newport1£19,995574,0005
Newry and Mourne8£34,121217,5159
Newtownabbey12£27,560331,01919
Norfolk38£28,146341,15968
North Lanarkshire16£30,104327,35736
North Yorkshire40£27,018446,45383
Northamptonshire26£26,551447,942121
Northumberland1£17,995857,0005
Nottinghamshire29£23,992444,74072
Omagh4£32,491223,3114
Oxfordshire22£19,736554,55632
Perth and Kinross11£26,995327,61216
Redbridge - Greater London9£27,869450,88926
Rhondda Cynon Taf4£28,494319,5102
Scottish Borders3£38,328212,6146
Shropshire16£23,413448,49037
Somerset31£18,858662,19348
South Ayrshire3£26,331446,5749
South Yorkshire65£24,463449,163114
Staffordshire44£21,991554,38199
Stirling3£33,498327,96016
Strabane2£17,995563,8643
Suffolk23£25,192646,87830
Surrey27£28,209330,03161
Sutton - Greater London4£22,325751,7504
Swansea2£34,875223,3443
Tyne and Wear28£23,959450,11059
Warwickshire3£22,749447,22815
West Dunbartonshire1£26,750336,0052
West Lothian2£14,4931167,3626
West Midlands57£25,745443,698141
West Sussex8£25,860344,65315
West Yorkshire79£24,815446,166123
Wiltshire56£19,786462,41271
Worcestershire15£25,225445,88616
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