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Used Ford Ranger on Finance

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Rates from 9.9% APR. A Representative HP Example: borrowing £10,000 over 60 Months with a representative of 16.35% APR, an annual interest rate of 16.35% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £239.16 per month, with one final repayment of £249.16 (which includes the option to purchase fee of £10.00), with a total cost of credit of £4,349.41 and a total amount payable of £14,359.41.

Getting a Ford Ranger on finance

Navigating through the purchase of a used Ford Ranger can be simplified with informed decision-making. This guide endeavors to equip you with the essential knowledge for securing a finance deal that aligns with your financial capabilities and preferences.


1. Understanding Your Financial Health

  • Budgeting: Identify a spending limit for the vehicle and associated costs.
  • Credit History: A sound credit score can pave the way for better financing terms.

2. Evaluating Financing Options

a. Traditional Bank Loan:
  • Pros: Possibly favorable interest rates.
  • Cons: Might involve stringent credit checks.
b. Hire Purchase (HP):
  • Pros: Direct path to ownership.
  • Cons: Higher monthly payments compared to some alternatives.
c. Personal Contract Purchase (PCP):
  • Pros: Lower monthly payments and flexible end-term choices.
  • Cons: Possible higher total cost if opting for ownership.
d. Dealership Financing:
  • Pros: Convenience and potential promotional deals.
  • Cons: May have higher interest rates than other options.

3. Selecting and Examining the Vehicle

  • Vehicle Assessment: Check for mechanical integrity, service history, and any outstanding finance on the vehicle.
  • Model Variants: Consider different variants of the Ranger, balancing your budget and feature requirements.

4. Making a Prudent Purchase

a. Negotiating:
  • Arm yourself with market pricing insights to facilitate effective negotiations.
b. Contract Review:
  • Ensure all agreed terms are accurately reflected in the contract.

5. Post-Purchase Management

  • Maintenance: Regular servicing ensures the longevity and reliability of the vehicle.
  • Insurance: Opt for an insurance policy that comprehensively covers your usage at a suitable premium.
  • Timely Payments: Adhere to your payment schedule to safeguard your credit rating.

6. Additional Considerations

a. Depreciation:
  • Be mindful of the vehicle’s depreciation rate, impacting its future value.
b. Extended Warranty:
  • Explore options for extending warranty coverage for additional peace of mind.

Conclusion

Financing a used Ford Ranger involves strategic planning and judicious decision-making at each phase – from choosing a finance option, selecting a vehicle, to managing post-purchase responsibilities. Ensuring that each step is taken with thoughtful consideration will culminate in not only a beneficial finance deal but also in securing a vehicle that serves you reliably and satisfies your driving experiences.

About the Ford Ranger

Since its inception, the Ford Ranger has proven to be more than just a work truck; it's a testament to Ford's ability to blend robust capability with everyday comfort. Striking a balance between a rugged utility vehicle and a family car, the Ranger stands tall in the competitive midsize pickup segment. Let's delve into the Ranger's attributes and examine its position in today's market.

Key Features and Specifications

  • Power and Capability: The Ranger's range of engine options offers a blend of power and efficiency, ensuring that it's up to the task whether it's towing, off-roading, or city cruising.
  • Advanced Technology: With the Ford SYNC infotainment system, smartphone integration, and an array of driver assistance features, the Ranger doesn't skimp on modern tech.
  • Refined Interiors: Unlike some utilitarian trucks, the Ranger offers a comfortable and well-appointed cabin, making long drives and daily commutes equally pleasurable.
  • Versatility: Available in various trims and configurations, there's likely a Ranger to suit every need, from the basic work truck to the off-road ready Ranger Raptor.

Competitor Models

In the midsize pickup truck realm, the Ranger rubs shoulders with notable competitors like the Toyota Hilux, Chevrolet Colorado, Volkswagen Amarok, and Mitsubishi L200. While each of these trucks brings its unique strengths to the table, the Ranger is often praised for its combination of work capability, advanced tech, and driving comfort.

In summary, the Ford Ranger is an exemplary representation of what modern pickup trucks can be – powerful, comfortable, and technologically adept. Coupled with the right financing plan, it's a formidable contender in any truck lover's book.

Buying Guide

Want to find out everything about all Ranger models, pros and cons, what to look out for and everything else you need to know? Check out our Ford Ranger buying guide here.

Ford Ranger Data by County

Ford Ranger data for the amount in stock, average price, age and mileage throughout the UK and by county.

CountyStockAvg PriceAvg AgeAvg MileageRecent Sales
All2,175£1,832,016447,3543,464
Aberdeen City16£26,613329,09620
Aberdeenshire3£26,497324,4495
Angus2£19,495554,6256
Ards3£19,947743,1675
Argyll and Bute1£14,979580,000-
Armagh6£22,238557,4547
Ballymena3£30,166339,5629
Ballymoney4£20,408464,494-
Barking & Dagenham - Greater London3£31,160316,81213
Bedfordshire149£19,206772,590159
Belfast10£22,537560,4677
Berkshire37£19,675771,34134
Blaenau Gwent6£26,407333,87418
Brent - Greater London1£16,984989,9841
Bristol31£17,976458,96795
Bromley - Greater London5£38,172226,14731
Buckinghamshire25£20,419666,18548
Caerphilly2£19,495358,5002
Cambridgeshire39£20,928556,90074
Cardiff3£20,594651,4592
Carmarthenshire4£18,370452,0715
Ceredigion2£13,495672,00013
Cheshire35£26,839439,52845
City of Edinburgh10£23,971545,29515
City of London - Greater London1£14,990778,45412
Coleraine8£24,859337,5067
Cornwall23£19,493767,76446
County Durham22£195,247,183556,22433
Croydon - Greater London2£22,490435,3241
Cumbria28£29,362324,94636
Derbyshire40£33,113330,67385
Devon35£22,419543,344109
Dorset19£20,694537,03227
Dundee City10£20,085557,79515
Dungannon13£28,989333,96011
East Ayrshire7£18,313560,9876
East Riding of Yorkshire7£18,953672,8377
East Sussex17£27,272437,91136
Essex129£29,280334,272197
Falkirk21£20,193563,92911
Fermanagh4£20,608576,6576
Fife10£31,187320,93629
Flintshire22£21,639764,732-
Glasgow City19£25,977337,64748
Gloucestershire6£27,740427,71927
Greater Manchester116£29,327446,166196
Gwynedd1£13,9904113,5371
Hampshire67£21,728551,17783
Harrow - Greater London3£13,057479,2627
Havering - Greater London8£23,472553,32510
Herefordshire4£27,870330,4037
Hertfordshire54£23,747558,72875
Highland11£29,585334,34418
Hillingdon - Greater London21£18,962575,77316
Hounslow - Greater London1£16,995450,000-
Isle of Anglesey6£25,903437,1246
Isle of Wight2£25,993542,6003
Kent22£25,031549,91051
Lancashire62£24,894443,383158
Larne1£29,990216,3001
Leicestershire51£27,116333,66682
Limavady1£28,250323,000-
Lincolnshire34£25,891445,00762
Lisburn7£35,59816,63313
Magherafelt2£25,995753,0005
Merseyside9£29,781339,6298
Merthyr Tydfil12£23,520680,7145
Midlothian2£17,238767,0984
Monmouthshire2£15,895779,500-
Moray4£23,870444,7506
Newport2£19,245775,8773
Newry and Mourne9£33,658220,16112
Newtownabbey13£26,065332,69123
Norfolk51£25,495444,84266
North Down1£15,495571,415-
North Lanarkshire12£30,379325,89946
North Yorkshire33£26,075451,56790
Northamptonshire77£41,483331,15261
Northumberland1£17,995857,0007
Nottinghamshire34£23,093546,52971
Omagh4£31,493335,6773
Oxfordshire15£20,384657,40035
Pembrokeshire3£27,995430,4322
Perth and Kinross13£27,364430,91017
Powys1£38,99503,9982
Redbridge - Greater London9£30,866353,88919
Rhondda Cynon Taf4£33,370211,4074
Scottish Borders1£38,49518,6705
Shropshire20£23,864447,52036
Somerset31£20,441661,09352
South Ayrshire8£25,372540,1659
South Lanarkshire1£28,995216,800-
South Yorkshire74£24,759445,378106
Staffordshire56£23,063441,03087
Stirling5£26,609440,28815
Strabane3£26,632335,4791
Suffolk23£24,359542,30229
Surrey42£26,427437,31961
Sutton - Greater London3£21,967748,6675
Swansea4£30,438230,5362
Tyne and Wear34£24,995447,40359
Warwickshire4£18,872867,66812
West Lothian2£14,4931167,3626
West Midlands68£24,022446,346120
West Sussex10£26,764345,19515
West Yorkshire76£26,256441,202124
Wiltshire71£19,963463,57360
Worcestershire11£26,404338,70919
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